A
Action Systems (Dallas) 1
Advest Group 1
Amazon.com 12
American Bankers Assn 1
American League of Financial Institutions 2
Amsouth 4
B
Bank Analysis Center 1
Bank and Financial Analysts Assn 1,9,24
Bank of Montreal 11,12
Bank of New York 3
Bank One 4,5,10
BankBoston 1,8,11
Bankers Trust 13,24
Banknorth 1
Barnes & Noble 12
Bay View Capital (San Mateo, Calif.) 6
Brown Brothers Harriman 1,24
C
Cardholder Management Services 11
Cardservice International 10
Charles Schwab 12
Chase 5,24
Checkfree 12
Citigroup 1,8,12
Conseco 9
Consumer Bankers Assn 4
Credit Lyonnais 24
D
Danielson & Associates 1
Deutsche 12,24
E
Electronic Transaction Assn 10
F
Fannie Mae 8
Financial Research (Boston) 7
Financial Services Council 2
First Albany 1
First Annapolis Consulting 11
First Central (Cerritos, Calif.) 2
First Data 10
First Liberty (Macon, Ga.) 1
First Union 1,4
First Virginia 4
Fitch IBCA 6
Fleet 1,8
Fleet Financial 11
Ford 4
Forum for Investor Advice 7
Franchise Mortgage Acceptance 6
Freddie Mac 8
G
GartnerGroup Mentis Financial 12
General Electric 10
General Motors 4
Global Payment Systems 10
Goldman Sachs 3
H
Huntington Bancshares 12
I
ING Baring Furman Selz 4
Institute of Intl Finance 5
Investment Company Institute 7
IQ Financial Systems 13
J
Josephthal, Lyon & Ross 1
K
KeyCorp 1
KPMG 4
KPMG Peat Marwick 8
L
Lipper Analytical Services 24
M
MasterCard 10
Mellon 24
Meridien Research 1,13
Merrill Lynch 24
Metropolitan Life 4
Michigan Retailers Assn 10
Morgan Stanley 8,24
Mortgage Bankers Assn of America 8
N
Natl Bankers Assn 2
Netbank 12
O
Old Kent 4
Oliver Wyman 1
P
Pacific Century Financial 4
Pacific Crest Securities 6
PaineWebber 6
Parallel Capital 8
Partners First 11
Paymentech 10
People's (Bridgeport, Conn.) 1
Peoples Heritage Financial Group 1
PMT Services 10
R
Robert Morris Associates 1
Royal of Canada 12
Royal Bank of Scotland 1
Royal of Canada 11
S
Salomon Smith Barney 8
Sanford C. Bernstein 1
Standard & Poor's 24
State Street 3
Stephens & Co. 24
T
Telebanc Financial 12
TermNet Merchant Services 10
Tower Group 12
U
U.S. Bancorp 4,6,10
UST 1
V
Visa 10,11
Vital Processing Services 10
W
Webster Financial 1
Wells Fargo 4