+++
A
Aberdeen Group,15
ABN Amro,32
Alabama Bancorp,12
Allegheny Valley,13
American Bankers Assn,2,16
American Credit Alliance,17
Amerin,1
Anderson & Associates,17
Ascend Communications,15
Associates First Capital,17
B
BancWest,6
Bank One,6,17,18
BankAmerica,6
Beacon Hill Partners,32
Booz Allen & Hamilton,17
Brean Murray,6
Budget and Credit Counseling Services,17
C
California Federal,17
Carolina First (Greenville, S.C.),13
Chase,1
Checkfree,18
Citigroup,6,17,18
City and Suburban (New York),12
Consolidated Credit Counseling Services,17
Consumer Bankers Assn,2
Consumer Federation of America,17
Countrywide,1
Credit Suisse,5
D
Dalbar,14
De Novo,17
Debt Counselors of America,17
Dime Savings,17
Downey Financial,12
E
Economic Strategy Institute,16
F
Fannie Mae,1
First Albany,6
First Charter (N.C.),12
First Data,18
First Natl (Orangeburg, S.C.),13
First Union,4,18
Firstar,6
Florida Banks,12
Freddie Mac,1
G
GartnerGroup,18
Goldman Sachs,5
H
Headlands Mortgage,1
Hewlett-Packard,15
I
Integrion,18
Investcorp,15
Investment Company Institute,14
Istituto Mobiliare Italiano,5
J
J.P. Morgan,5
Josephthal,6
K
Keefe Managers,32
L
Lazard Brothers,5
M
MasterCard,16
MBNA,17
Microsoft,1,18
Moody's,1
Morgan Stanley,1,17
N
Natl Foundation for Consumer Credit,17
Natl Assn of Indep Consumer Credit Counseling Agencies,17
NFO Worldwide,18
O
Olivetti,5
P
Peoples State (Hamtramck, Mich.),12
PNC,18
Prism Mortgage,1
R
Regions (Birmingham, Ala.),6
Republic (St. Petersburg, Fla.),12
Ryan Beck,12
S
Salomon Smith Barney,32
Sanwa,12,17
Security First Technologies,18
Security Traders Assn,3
St. Paul,32
Standish Group,15
Stratus Computer,15
T
Telecom Italia,5
Tower Group,1
Transpoint,18
Trustmark,12
W
Wachovia,18
Washington Mutual,17
Washington Trust (Westerly, R.I.),12
Wells Fargo,1,6,16
Z
Zions,6