+++
A
Acxiom, 14
Amazing Smart Card Technologies, 13
American Bankers Assn, 2
B
Bailey Bank, 7
Bank One, 1,8,30
BankAmerica, 1,5,30
BankBoston, 14
Billserv.com, 14
Bostonfed, 30
C
Cardis, 13
Chase, 1,30
Checkfree, 14
Citigroup, 1,30
Columbia (Md.), 7
Credit Suisse, 1,30
CyberCash, 14
D
Deluxe, 14
Discover Financial Services, 1
Donaldson, Lufkin & Jenrette, 24
Dun & Bradstreet, 14
F
First Union, 30
First United (El Dorado, Ark.), 7
First Virginia, 1
G
GartnerGroup, 1
Global Concepts, 14
Goldman Sachs, 30
Greenlining Institute, 5
Greystone Peripherals, 13
H
Hambrecht & Quist, 30
High Frequency Economics, 24
Home Federal (Seymour, Ind.), 30
Houlihan Lokey Howard & Zukin, 1
I
Imperial (Los Angeles), 6
Indep Bankers Assn of America, 2
Indep Bankers of Texas, 2,4
J
Josephthal, 24
K
Keefe, Bruyette & Woods, 30
Kenneth Kehrer Associates, 8
KeyCorp, 6
L
Legg Mason, 30
M
Marshall & Ilsley, 6
MasterCard, 1,13
Merrill Lynch, 1,14,24
Michigan Natl, 1
Mondex, 13
Morgan Stanley, 30
N
Natl Assn of Purchasing Managers, 24
New York Life, 8
P
Pacific Thrift and Loan, 7
Palladin Group, 14
Peak Natl, 7
PriceWaterhouseCoopers, 8
Publicard, 13
R
Reliance Trust, 30
Rose Glen Capital Management, 14
Roslyn, 30
S
Sanwa, 1
Securities Data, 1
Sibson & Co., 8
Silicon Valley, 6
Smart Card Industry Assn, 13
T
T R Financial, 30
U
U.S. Bancorp, 30
V
Van Kasper, 1,5
W
Weil, Gotshal & Manges, 6
Wells Fargo, 1,30
Westamerica, 7