JUL 16, 2007 1:00am ET

First of North Carolina Buying Great Pee Dee

First Bancorp in Troy, N.C., has agreed to acquire Great Pee Dee Bancorp Inc. of Cheraw, S.C., for $38.2 million in stock.

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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?

Yes. Facebook Credits threatens to cut off banks from transactions and customer data.

12%

No. A system the enables users to pay for online games and page upgrades is a harmless niche.

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Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

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