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Fair Isaac: Card Marketing Responses to Stay Low

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Though many banks have expanded their credit card marketing efforts this year, consumer response rates have been low and are likely to stay low for the foreseeable future ...

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Survey

Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?
Yes. Facebook Credits threatens to cut off banks from transactions and customer data.
No. A system the enables users to pay for online games and page upgrades is a harmless niche.
Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.
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