While Tascet's system works best among Tascet clients, Jason Niosi, a spokesman for Tascet, says the company is not necessarily operating a closed loop system. "Any financial institution implementing physical characteristics [biometrics] can request that their system provider submit the information needed to uniquely identify customers to Tascet in order to activate Financial ICONNs and receive financial security numbers for their customers. As long as the hardware used by the system provider meets the quality requirements and standards we've established, we can accept information and issue ICONNs to these banks through their system providers. This is how we achieve interoperability with varying systems," he says.
Niosi also contends ICONN can integrate into "any enterprise system… there are numerous biometric device companies. We are constantly testing devices to ensure they capture the quality images we need to maintain a high level of data integrity. Our preferred standard for physical characteristics are finger and face but we can adapt to client needs for identification whether voice, iris, etc."
For online verification, Tascet includes an app which a consumer can verify by using a headshot, but they would have had to activate the ICONN in person at the bank branch. For fingerprint scans on remote devices, Tascet says there is a tech gap at this point. "Biometric hardware companies don't make anything that is consumer friendly and the finger swipe sensors in some computers aren't good enough," Niosi says.
Niosi says Apple's purchase of AuthenTec suggests there will be a sensor on their devices in the near future. In the meantime, he says Tascet has developed a tablet prototype that includes a scanner and camera. "In any event, when the technology catches up, we have the online identification piece solved."