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SPARK NEEDED: Businesses are "going to wait for a catalyst — which I think will be interest rates eventually starting to move up," Davis says.

Higher Rates Would Lure Borrowers: U.S. Bancorp CEO

Richard Davis, whose U.S. Bancorp reported a quarterly revenue slowdown, says the threat of higher rates actually would stir complacent corporate borrowers to seek more credit. But when that would happen is anybody's guess.

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