Loan performance data show the entire case against GSE underwriting standards, and their role in the financial crisis, is based on social stereotyping, smoke and... Read More
Receiving Wide Coverage ... Deriving Pleasure: Too many price quotes will increase trading costs and reduce liquidity. That is the curious (if not spurious) story... Read More
The latest monthly reports from credit card issuers provide more evidence that loss rates will stay abnormally low longer than thought just a few months ago.
Getting Associated Banc-Corp back in shape required painful writedowns, fresh capital, lending discipline, cultural adjustments, new growth tactics, more transparency-and a leader to put it all together.
On the occasion of the 10th anniversary of our 25 Most Powerful Women in Banking program, it is my pleasure to invite applications to our 2012 rankings.
Banks large and small are finding trade finance services to be a useful tool for customer retention and loan book diversification not to mention a line of business that looks attractive in its own right.
In these hyper-competitive times, banks are pulling out all the stops to lure customers into their branches. One bank is even offering its own breath of fresh (and fragrant) air.
Banks are back on billboards, in mailboxes, and over the airwaves. But what executives call "investment spend" can be heartburn-inducing profligacy to analysts and investors.
For all the anxiety over low interest rates, net interest margins are higher now than they were for much of the last decade. For banks with less than $10 billion of assets, NIMs have been climbing for two and a half years.
Broadway Financial's new CEO; Goldman's Blankfein stands up for gay marriage; CenterState's preemptive strikes; Peetz's Penn State gig; ICBA's Nashville meet.
The current regulatory approach to compliance has led bankers to stop offering certain consumer loan products or to increase what they charge. We all lose if the cost of compliance forces regulated lenders to send customers to the back-alley loan shark.
In early 2010, the Obama Administration announced a concerted push to double the level of U.S. exports over five years, to $3.14 trillion. The effort so far is on track.
An increasing number of businesses are using trade finance products not just as a risk-mitigation tool as they wait for payment from foreign customers, but also as collateral to obtain more funding from banks.
As the industry evolves, American Banker keeps pace. Going beyond breaking news and headline events, American Banker's editorial staff digs deeper than the mainstream business press to identify and analyze trends.
Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry. Learn More
Informa Research Services is the premier provider of competitive intelligence, mystery shopping, and compliance testing services to the financial industry. Learn More
CSC is a leader in private-label, third-party loan servicing with 30+ years of proven experience in delivering effective, cost-effective solutions. Learn More