Risk Management: Improving Practice and Policy

Today’s headlines make it clear that most banks had underestimated the amount of risk embedded in their loan portfolios. Consequently, bankers and regulators have sharpened their focus on monitoring, evaluating, and managing risk. Risk Management, encompassing credit, operations, and interest rates has become a key business initiative for financial institutions and sets the stage for dramatic changes in risk policies and practices in the coming years.

In this special supplement to American Banker, Bank Technology News, and US Banker, you will learn:

• Controls and methods for evaluating enterprise risk, both at the executive level and at the board level.
• Methods for assessing the risk profile of existing loan portfolios, whether by applying new tools or better implementing existing metrics to individual loans and loan pools.
• Tools and tactics for gauging the riskiness of potential new business whether through the use of more refined scoring or other applications.
• Methods of benchmarking to better understand the relative risk profile of an institution in relation to its industry peers.