Community Banks with the Largest First Mortgage Loan Portfolios

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Community Banks with the Largest First Mortgage Loan Portfolios

Community Banks with Largest First Mortgage Loan PortfoliosOn June 30, 2012. Dollars in thousands
Published December 27, 2012

Rank   Type of
institution
First mortgage loans Total loans
and leases
Assets
June 30 Year earlier Change
1 First Federal Savings and Loan Association of Greene County Waynesburg, Pa. savings $510,804 NA NA $563,582 $859,562
2 Piedmont Federal Savings Bank Winston-Salem, N.C. savings 510,319 NA NA 523,853 930,428
3 Easthampton Savings Bank Mass. savings 505,181 $450,596 12.11% 673,694 966,070
4 Kennebec Savings Bank Augusta, Maine savings 457,829 479,032 -4.43 631,407 797,233
5 Guardian Savings Bank FSB West Chester, Ohio savings 448,718 NA NA 544,508 782,860
6 Geddes Federal Savings and Loan Association Syracuse, N.Y. savings 441,612 NA NA 461,989 493,668
7 Sterling Bank and Trust, FSB Southfield, Mich. savings 433,276 NA NA 692,353 799,819
8 Haven Savings Bank Hoboken, N.J. savings 427,505 401,627 6.44 504,483 709,744
9 Newtown Savings Bank Conn. savings 394,732 386,976 2.00 754,848 941,156
10 Merchants Bank of Indiana Lynn commercial 389,158 90,753 328.81 561,650 842,640
11 Urban Trust Bank Lake Mary, Fla. savings 376,286 NA NA 445,006 588,620
12 Kaiser Federal Bank Covina, Calif. savings 370,465 NA NA 772,223 922,903
13 Time Federal Savings Bank Medford, Wis. savings 370,359 NA NA 376,840 616,398
14 Saco and Biddeford Savings Institution Saco, Maine savings 369,250 369,600 -0.09 595,576 768,011
15 Teche Federal Bank New Iberia, La. commercial 368,732 308,376 19.57 661,053 841,327
16 Monarch Bank Chesapeake, Va. commercial 365,717 192,250 90.23 907,730 993,269
17 Hatboro Federal Savings FA Pa. savings 346,448 NA NA 374,688 535,406
18 First State Bank Mendota, Ill. commercial 327,887 191,277 71.42 616,686 818,497
19 Cooperative Bank of Cape Cod Hyannis, Mass. cooperative 327,108 285,186 14.70 562,496 672,451
20 Naugatuck Savings Bank Conn. savings 326,042 287,759 13.30 760,941 953,691
21 Harleysville Savings Bank Pa. savings 324,927 328,171 -0.99 504,921 828,976
22 3rd Fed Bank Newtown, Pa. savings 324,298 NA NA 519,946 688,989
23 Central Co-operative Bank Somerville, Mass. cooperative 322,676 218,850 47.44 489,907 565,100
24 East Cambridge Savings Bank Cambridge, Mass. savings 322,634 322,623 0.00 519,522 798,900
25 Chelsea Groton Bank Norwich, Conn. savings 315,780 290,337 8.76 521,987 848,200
26 First Savings Bank Northwest Renton, Wash. savings 313,313 353,274 -11.31 655,795 989,006
27 First Savings Bank of Perkasie Pa. savings 311,060 324,965 -4.28 651,485 980,341
28 First National Bank of America East Lansing, Mich. commercial 309,440 288,858 7.13 429,310 554,178
29 Great Midwest Bank SSB Brookfield, Wis. savings 308,406 315,621 -2.29 395,219 516,823
30 Ponce De Leon Federal Bank Bronx, N.Y. savings 306,329 NA NA 610,611 767,876
31 First Savings Bank of Hegewisch Chicago savings 304,672 289,717 5.16 315,364 559,019
32 Savings Bank of Danbury Conn. savings 303,534 306,474 -0.96 598,140 762,366
33 Atlantic Coast Bank Jacksonville, Fla. savings 303,165 NA NA 525,125 781,770
34 Ulster Savings Bank Kingston, N.Y. savings 302,487 287,682 5.15 571,947 734,715
35 Manasquan Savings Bank N.J. savings 301,631 262,565 14.88 557,573 843,285
36 Thomaston Savings Bank Conn. savings 299,557 275,797 8.62 466,208 726,391
37 Rosedale Federal Savings and Loan Association Baltimore savings 295,785 NA NA 485,446 810,109
38 Marquette Savings Bank Erie, Pa. savings 293,905 292,865 0.36 421,536 769,308
39 South Shore Bank South Weymouth, Mass. commercial 290,023 255,369 13.57 684,838 974,513
40 First Federal Savings and Loan Association of Bucks County Bristol, Pa. savings 288,222 NA NA 437,016 680,495
41 Newburyport Five Cents Savings Bank Mass. savings 287,768 300,612 -4.27 489,053 633,496
42 Homebanc Lake Mary, Fla. commercial 285,077 242,431 17.59 467,471 500,675
43 Eastern Savings Bank FSB Hunt Valley, Md. savings 285,040 NA NA 352,929 550,996
44 Greenfield Savings Bank Mass. savings 284,364 251,207 13.20 458,003 644,343
45 First Federal Savings and Loan Association of Lorain Ohio savings 281,888 NA NA 335,258 487,287
46 Winchester Co-operative Bank Mass. cooperative 280,961 267,705 4.95 336,943 537,955
47 Bogota Savings Bank N.J. savings 280,058 265,367 5.54 338,556 439,833
48 Village Bank Auburndale, Mass. cooperative 276,910 279,847 -1.05 487,033 735,432
49 Citizens Community Federal Eau Claire, Wis. savings 273,132 NA NA 431,380 533,366
50 Severn Savings Bank FSB Annapolis, Md. savings 270,961 NA NA 676,953 891,475
51 Olympia Federal Savings and Loan Association Wash. savings 269,629 NA NA 353,772 554,282
52 BayCoast Bank Swansea, Mass. savings 269,128 280,238 -3.96 648,544 930,140
53 Peoples Federal Savings Bank Brighton, Mass. savings 264,468 NA NA 436,881 559,142
54 Norway Savings Bank Maine savings 262,274 271,033 -3.23 763,651 964,944
55 Beacon Federal East Syracuse, N.Y. savings 257,378 NA NA 748,042 998,039
56 Kennebunk Savings Bank Maine. savings 252,867 215,397 17.40 701,383 836,538
57 Arundel Federal Savings Bank Glen Burnie, Md. savings 248,928 NA NA 267,861 485,621
58 Savings Institute Bank and Trust Co. Willimantic, Conn. savings 247,122 NA NA 665,298 942,614
59 Florida Capital Bank Jacksonville commercial 243,834 140,624 73.39 482,920 718,884
60 Guilford Savings Bank Conn. savings 241,698 242,566 -0.36 341,850 529,293
61 Lowell Five Cent Savings Bank Mass. savings 241,087 225,305 7.00 466,493 810,825
62 Cheviot Savings Bank Cincinnati savings 239,663 NA NA 362,018 634,426
63 Northfield Savings Bank Vt. savings 238,932 220,644 8.29 476,204 713,381
64 Martha's Vineyard Savings Bank Edgartown, Mass. savings 238,840 246,419 -3.08 398,390 512,895
65 Hancock County Savings Bank FSB Chester, W.Va. savings 238,226 NA NA 253,882 324,057
66 Forcht Bank Lexington, Ky. commercial 237,941 241,415 -1.44 584,458 972,548
67 Georgia Banking Co. Atlanta commercial 236,972 114,380 107.18 259,545 299,055
68 Mechanics Bank Mansfield, Ohio savings 235,986 230,011 2.60 278,538 380,173
69 Oconee Federal Savings and Loan Association MHC Seneca, S.C. savings 232,687 NA NA 250,689 377,946
70 Milford Federal Savings and Loan Association Mass. savings 230,040 NA NA 275,542 349,030
71 Pentucket Bank Haverhill, Mass. savings 229,202 225,756 1.53 436,055 645,758
72 Fieldpoint Private Bank and Trust Greenwich, Conn. savings 229,171 NA NA 347,976 693,843
73 First Choice Bank Lawrenceville, N.J. commercial 228,489 108,624 110.35 488,641 771,812
74 Meredith Village Savings Bank Meredith, N.H. savings 228,139 213,403 6.91 531,338 689,580
75 Malvern Federal Savings Bank MHC Paoli, Pa. savings 227,698 NA NA 473,602 652,598
76 Embassy Bank for the Lehigh Valley Bethlehem, Pa. commercial 227,686 177,504 28.27 462,140 621,923
77 Crescom Bank Charleston, S.C. commercial 227,140 45,225 402.24 613,794 825,433
78 Citizens and Farmers Bank West Point, Va. commercial 226,259 185,175 22.19 744,794 944,249
79 Newport Federal Savings Bank R.I. savings 225,662 NA NA 367,500 465,932
80 Macon Bank Inc. Franklin, N.C. savings 223,931 229,238 -2.32 584,245 818,385
81 Elmira Savings Bank N.Y. commercial 222,440 NA NA 365,935 530,700
82 Fifth District Savings Bank New Orleans savings 222,076 NA NA 247,250 371,237
83 Ohio Valley Bank Co. Gallipolis, Ohio commercial 220,922 217,901 1.39 554,311 790,802
84 Washington Financial Bank Pa. savings 220,726 214,250 3.02 582,452 873,137
85 Bank of Canton Mass. savings 220,188 194,945 12.95 475,895 634,750
86 Vinton County National Bank of McArthur Ohio commercial 218,670 203,347 7.54 471,104 745,293
87 First Federal Savings and Loan Association of Port Angeles Wash. savings 217,507 NA NA 408,795 771,854
88 North State Bank Raleigh, N.C. commercial 217,218 131,378 65.34 571,014 677,023
89 Crest Savings Bank Wildwood, N.J. savings 217,214 222,697 -2.46 331,433 386,135
90 Advantage Bank Cambridge, Ohio commercial 216,867 243,786 -11.04 617,368 766,155
91 Adams Community Bank Mass. savings 216,477 114,796 88.58 306,650 399,044
92 Belmont Savings Bank Mass. savings 215,623 187,778 14.83 598,804 754,929
93 First Federal Savings Bank Ottawa, Ill. savings 215,448 NA NA 293,877 396,787
94 Town and Country Bank Salem, Mo. commercial 214,704 214,110 0.28 373,730 522,944
95 Patriot National Bank Stamford, Conn. commercial 213,933 218,018 -1.87 490,532 644,264
96 New Peoples Bank Inc. Honaker, Va. commercial 213,914 236,794 -9.66 554,103 726,196
97 Presidential Bank FSB Bethesda, Md. savings 213,841 NA NA 414,016 527,468
98 Androscoggin Savings Bank Lewiston, Maine savings 213,458 218,173 -2.16 575,835 717,671
99 Naugatuck Valley Savings and Loan Naugatuck, Conn. savings 213,326 NA NA 454,290 559,312
100 Salem Co-operative Bank N.H. cooperative 210,213 NA NA 237,057 402,512
101 NVE Bank Englewood, N.J. savings 208,462 172,035 21.17 408,830 689,034
102 Bank of Greene County MHC Catskill, N.Y. savings 208,399 NA NA 333,027 592,056
103 Northpointe Bank Grand Rapids, Mich. commercial 207,962 149,705 38.91 269,602 305,891
104 North Easton Savings Bank South Easton, Mass. savings 207,290 224,032 -7.47 278,320 474,723
105 Gulf Coast Bank and Trust Co. New Orleans commercial 205,891 210,509 -2.19 690,012 904,633
106 Peoples Bank Lawrence, Kan. commercial 205,432 111,346 84.50 392,444 463,370
107 Citizens State Bank Okemah, Okla. commercial 205,074 106,405 92.73 223,368 243,001
108 First Federal Savings and Loan Association of Pascagoula-Moss Point Miss. savings 204,564 NA NA 216,928 266,478
109 Leader Bank Arlington, Mass. commercial 204,560 136,122 50.28 447,316 571,570
110 Citizens Savings Bank Clarks Summit, Pa. savings 203,917 NA NA 229,290 339,289
111 Bank of Maine Portland savings 203,860 NA NA 581,987 775,402
112 Winchester Savings Bank Mass. savings 201,710 209,081 -3.53 313,942 529,543
113 Penn Security Bank and Trust Co. Scranton, Pa. commercial 201,606 226,023 -10.80 638,970 910,710
114 Benchmark Bank Plano, Texas commercial 199,101 143,004 39.23 315,752 362,435
115 Gorham Savings Bank Maine savings 196,628 221,705 -11.31 617,910 924,393
116 Dime Bank Norwich, Conn. savings 196,535 203,066 -3.22 522,099 724,469
117 First Federal Savings Bank Rochester, Ind. savings 195,989 NA NA 270,730 340,096
118 Standard Bank Monroeville, Pa. savings 194,146 192,751 0.72 297,085 442,135
119 Fairfield Federal Savings and Loan Association of Lancaster Ohio savings 193,451 NA NA 224,935 270,679
120 Commercial Bank Harrogate, Tenn. commercial 192,920 205,102 -5.94 557,123 805,958
121 Salisbury Bank and Trust Co. Lakeville, Conn. commercial 190,490 174,953 8.88 384,574 600,836
122 Southbridge Savings Bank Mass. savings 190,349 200,646 -5.13 346,180 427,145
123 First Citizens Community Bank Mansfield, Pa. commercial 188,335 178,041 5.78 497,132 879,838
124 First Federal Bank FSB Kansas City, Mo. savings 188,319 NA NA 226,061 371,262
125 Access National Bank Reston, Va. commercial 187,455 147,864 26.78 682,910 840,330
126 Solvay Bank N.Y. commercial 186,949 185,349 0.86 377,542 648,158
127 Landmark Community Bank Collierville, Tenn. commercial 184,925 100,992 83.11 309,133 371,233
128 First Federal Savings Bank of Twin Falls Idaho savings 184,152 NA NA 356,276 481,776
129 Liberty Savings Bank FSB Wilmington, Ohio savings 183,749 NA NA 355,928 603,380
130 Eureka Savings Bank La Salle, Ill. savings 182,211 207,849 -12.33 199,604 393,710
131 Southern Bank Poplar Bluff, Mo. commercial 181,925 180,435 0.83 584,235 731,862
132 Pioneer Savings Bank Troy, N.Y. savings 181,523 191,778 -5.35 565,759 761,487
133 First Trade Union Bank Boston savings 180,901 NA NA 389,288 576,582
134 BankFive Fall River, Mass. savings 180,419 178,425 1.12 495,367 722,100
135 StonehamBank Mass. cooperative 179,423 182,282 -1.57 344,444 444,253
136 NexBank SSB Dallas savings 178,942 60,294 196.78 420,289 606,977
137 Putnam Bank MHC Conn. savings 178,766 NA NA 252,260 450,748
138 First Federal Community Bank Paris, Texas savings 178,418 NA NA 266,922 351,970
139 Community Bank of Tri-County Waldorf, Md. commercial 178,219 149,386 19.30 741,879 972,383
140 Savers Co-operative Bank Southbridge, Mass. cooperative 177,958 170,272 4.51 301,104 418,542
141 Farmers and Merchants Bank Timberville, Va. commercial 177,931 179,179 -0.70 491,524 553,425
142 Passumpsic Savings Bank St. Johnsbury, Vt. savings 176,709 168,939 4.60 428,099 569,206
143 Jersey Shore State Bank Williamsport, Pa. commercial 176,648 145,816 21.14 468,879 805,391
144 Claremont Savings Bank N.H. savings 176,457 176,328 0.07 263,741 321,970
145 Farmers Bank and Trust Co. Magnolia, Ark. commercial 176,264 163,360 7.90 532,844 755,829
146 Lake Shore Savings Bank MHC Dunkirk, N.Y. savings 175,989 NA NA 267,517 490,379
147 Bank of Clarke County Berryville, Va. commercial 175,644 167,382 4.94 428,506 562,695
148 Bath Savings Institution Maine savings 174,994 165,501 5.74 409,801 659,943
149 Skowhegan Savings Bank Maine savings 174,212 168,060 3.66 312,357 461,896
150 Community State Bank of Orbisonia Pa. commercial 174,007 160,316 8.54 261,063 307,919
151 Clinton Savings Bank Mass. savings 172,912 176,167 -1.85 331,214 480,207
152 First State Bank of the Florida Keys Key West commercial 172,065 179,298 -4.03 440,287 849,574
153 Highlands Union Bank Abingdon, Va. commercial 170,287 172,693 -1.39 400,757 599,335
154 Home Bank Lafayette, La. savings 169,013 NA NA 684,604 979,531
155 Bank of Bennington Vt. savings 168,026 NA NA 256,419 313,592
156 First Shore Federal Savings and Loan Association Salisbury, Md. savings 167,876 NA NA 247,254 313,351
157 North Country Savings Bank Canton, N.Y. savings 167,744 173,375 -3.25 190,446 236,645
158 Machias Savings Bank Maine savings 167,152 164,578 1.56 845,310 957,459
159 Community National Bank Derby, Vt. commercial 166,836 161,039 3.60 408,258 552,766
160 Pathfinder Bank MHC Oswego, N.Y. savings 166,626 150,065 11.04 312,588 474,049
161 AmeriServ Financial Bank Johnstown, Pa. commercial 165,920 161,570 2.69 690,815 969,882
162 Dearborn Federal Savings Bank Mich. savings 165,268 NA NA 204,746 265,764
163 Savings Bank Wakefield, Mass. savings 165,198 134,989 22.38 275,422 453,976
164 First Federal Bank Harrison, Ark. savings 165,055 NA NA 353,035 555,303
165 Hoyne Savings Bank Chicago savings 163,985 184,506 -11.12 175,330 294,880
166 First Community Bank Batesville, Ark. commercial 163,464 145,630 12.25 571,175 746,330
167 Putnam County Bank Hurricane, W.Va. commercial 162,990 156,020 4.47 322,127 601,480
168 Milford Bank Conn. savings 162,431 142,329 14.12 304,178 384,295
169 First Federal Savings Bank Monessen, Pa. savings 162,205 NA NA 245,946 338,453
170 Thrivent Financial Bank Appleton, Wis. savings 162,067 NA NA 412,986 540,885
171 Asheville Savings Bank SSB N.C. savings 161,797 174,718 -7.40 414,530 777,828
172 Benchmark Community Bank Kenbridge, Va. commercial 161,688 150,505 7.43 335,091 421,906
173 F&M Bank Clarksville, Tenn. commercial 161,676 118,281 36.69 669,664 819,628
174 First Savings Bank FSB Clarksville, Ind. savings 161,595 NA NA 370,198 583,120
175 Cape Ann Savings Bank Gloucester, Mass. savings 160,592 158,178 1.53 224,768 441,872
176 First Federal Savings Bank of Lincolnton N.C. savings 160,045 NA NA 228,653 317,474
177 Grand Bank Hamilton Square, N.J. commercial 160,009 203,863 -21.51 280,945 344,291
178 Mutual Federal Savings Bank of Plymouth County Whitman, Mass. savings 159,689 NA NA 252,411 402,982
179 Rollstone Bank and Trust Fitchburg, Mass. savings 159,598 NA NA 337,952 555,253
180 First Federal Savings and Loan Association of McMinnville Ore. savings 159,447 NA NA 226,649 342,021
181 Farmers State Bank Lagrange, Ind. commercial 159,275 158,218 0.67 356,391 493,080
182 Merrimack County Savings Bank MHC Concord, N.H. savings 158,946 145,789 9.02 429,835 656,838
183 Equitable Bank SSB Wauwatosa, Wis. savings 158,521 171,417 -7.52 319,907 383,627
184 SouthCoast Community Bank Mount Pleasant, S.C. commercial 158,470 145,057 9.25 324,868 436,731
185 SharePlus Federal Bank Plano, Texas savings 158,336 NA NA 230,609 270,526
186 Magyar Bank MHC New Brunswick, N.J. savings 158,134 155,506 1.69 381,423 527,778
187 National Capital Bank of Washington D.C. commercial 158,126 165,931 -4.70 253,502 400,437
188 Mechanics Savings Bank Auburn, Maine savings 157,909 143,184 10.28 285,492 337,270
189 Indiana First Savings Bank Pa. savings 157,694 149,364 5.58 227,775 284,436
190 EvaBank Cullman, Ala. commercial 157,573 158,834 -0.79 264,021 356,994
191 Essex Savings Bank Conn. savings 157,569 156,267 0.83 224,292 312,357
192 First National Bank Paragould, Ark. commercial 157,533 161,677 -2.56 534,468 703,481
193 Malaga Bank FSB Palos Verdes Estates, Calif. savings 157,095 NA NA 793,593 831,895
194 Millington Savings Bank MHC N.J. savings 156,945 163,319 -3.90 244,017 347,718
195 Newton Federal Bank Covington, Ga. savings 155,878 NA NA 194,182 236,089
196 Bank of Missouri Perryville commercial 155,251 146,003 6.33 629,330 893,658
197 Fidelity Co-operative Bank Fitchburg, Mass. cooperative 155,013 165,429 -6.30 373,551 518,264
198 Spencer Savings Bank Mass. savings 154,901 147,603 4.94 290,634 375,574
199 River Valley Bank Wausau, Wis. commercial 154,508 144,082 7.24 765,721 991,864
200 Fulton Savings Bank N.Y. savings 154,406 182,863 -15.56 212,533 396,311


Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 21, 2012. Thrift data for 2011 are not available due to revised reporting standards.

Source:

SNL Financial
, Charlottesville, Va.
© 2012 American Banker