Community Banks with the Largest Portfolios of Home Equity Loans

August 15, 2012, 3:08 p.m. EDT 1 Min Read

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Community Banks with the Largest Portfolios of Home Equity LoansOn March 31, 2012. Dollars in thousands Published August 15, 2012
Rank		Charter	Home equity loans			Home equity loans (year earlier)			Change in total HE loans	Total loans
Rank		Charter	Total	Closed-end	Lines of credit*	Total	Closed-end	Lines of credit*	Change in total HE loans	Total loans
1	Thrivent Financial Bank Appleton, Wis.	savings	$153,046	$79,539	$73,507	$171,397	$96,344	$75,053	-10.7%	$406,418
2	Norway Savings Bank Maine	savings	148,207	5,641	142,566	149,692	7,865	141,827	-1.0	755,115
3	First Community Bank Sugar Land, Texas	commercial	144,152	143,519	633	16,500	16,475	25	773.6	439,469
4	Admirals Bank Boston	savings	115,048	109,032	6,016	9,819	1,596	8,223	1,071.7	483,500
5	Northwestern Bank Traverse City, Mich.	savings	111,434	31,274	80,160	126,956	35,471	91,485	-12.2	643,417
6	Ulster Savings Bank Kingston, N.Y.	savings	106,663	34,422	72,241	107,201	39,715	67,486	-0.5	575,070
7	Newtown Savings Bank Conn.	savings	103,335	16,181	87,154	115,568	19,834	95,734	-10.6	761,088
8	Park View Federal Savings Bank Solon, Ohio	savings	95,716	29,538	66,178	114,492	33,440	81,052	-16.4	582,827
9	Naugatuck Savings Bank Conn.	savings	95,496	32,334	63,162	97,660	32,603	65,057	-2.2	755,844
10	Kennebunk Savings Bank Maine.	savings	95,352	18,333	77,019	117,846	39,795	78,051	-19.1	695,329
11	Malvern Federal Savings Bank MHC Paoli, Pa.	savings	92,856	72,189	20,667	114,802	94,828	19,974	-19.1	475,104
12	Southern First Bank Greenville, S.C.	commercial	92,100	10,981	81,119	90,641	9,579	81,062	1.6	607,925
13	Penn Liberty Bank Wayne, Pa.	commercial	90,455	13,613	76,842	83,423	15,016	68,407	8.4	425,399
14	Salin Bank and Trust Co. Indianapolis	commercial	90,069	3,042	87,027	95,798	2,892	92,906	-6.0	552,743
15	F&M Bank Clarksville, Tenn.	commercial	89,886	9,197	80,689	87,973	11,274	76,699	2.2	633,441
16	Marquette Savings Bank Erie, Pa.	savings	89,745	57,656	32,089	91,161	60,557	30,604	-1.6	421,578
17	Meridian Bank Devon, Pa.	commercial	89,255	6,207	83,048	85,246	6,816	78,430	4.7	352,606
18	Bank of Maine Portland	savings	89,228	5,866	83,362	97,671	6,649	91,022	-8.6	579,885
19	Advantage Bank Cambridge, Ohio	commercial	87,075	32,930	54,145	102,598	37,202	65,396	-15.1	636,713
20	First Western Trust Bank Denver	commercial	86,338	2,227	84,111	99,227	7,454	91,773	-13.0	534,935
21	Commonwealth Bank and Trust Co. Louisville, Ky.	commercial	85,482	11,928	73,554	89,339	11,904	77,435	-4.3	530,000
22	Indiana Bank and Trust Co. Columbus	commercial	84,211	22,641	61,570	95,792	31,817	63,975	-12.1	691,890
23	Monarch Bank Chesapeake, Va.	commercial	81,618	7,297	74,321	89,339	9,406	79,933	-8.6	841,551
24	First Savings Bank of Perkasie Pa.	savings	80,042	19,974	60,068	83,572	25,619	57,953	-4.2	663,801
25	First Bank and Trust Evanston, Ill.	commercial	75,243	2,048	73,195	79,140	2,204	76,936	-4.9	504,744
26	Harleysville Savings Bank Pa.	savings	75,107	12,739	62,368	89,805	31,451	58,354	-16.4	511,950
27	United Bank and Trust Ann Arbor, Mich.	commercial	74,743	24,891	49,852	78,099	24,155	53,944	-4.3	587,227
28	Carolina Bank Greensboro, N.C.	commercial	72,472	5,412	67,060	68,956	7,973	60,983	5.1	562,385
29	Coastway Community Bank Cranston, R.I.	savings	72,321	9,681	62,640	73,534	12,368	61,166	-1.6	282,896
30	Savings Bank of Danbury Conn.	savings	71,644	2,888	68,756	72,705	3,144	69,561	-1.5	592,453
31	Farmers and Merchants Bank Granite Quarry, N.C.	commercial	71,134	2,732	68,402	77,271	3,380	73,891	-7.9	437,334
32	Fidelity Deposit and Discount Bank Dunmore, Pa.	commercial	70,540	38,233	32,307	66,367	36,291	30,076	6.3	422,558
33	Macon Bank Inc. Franklin, N.C.	savings	70,362	4,086	66,276	78,586	4,833	73,753	-10.5	598,383
34	Silvergate Bank La Jolla, Calif.	commercial	70,109	0	70,109	0	0	0	NA	432,487
35	Liberty Savings Bank FSB Wilmington, Ohio	savings	69,154	12,818	56,336	111,456	23,180	88,276	-38.0	382,748
36	Bank of New Jersey Fort Lee	commercial	68,746	12,756	55,990	63,645	8,494	55,151	8.0	386,522
37	Gorham Savings Bank Maine	savings	68,672	7,412	61,260	70,729	9,354	61,375	-2.9	623,596
38	Leader Bank Arlington, Mass.	commercial	68,518	18,424	50,094	76,909	24,136	52,773	-10.9	421,925
39	Machias Savings Bank Maine	savings	66,982	5,811	61,171	64,603	7,205	57,398	3.7	847,576
40	Evergreen Bank Group Oak Brook, Ill.	commercial	65,623	11,499	54,124	66,051	13,232	52,819	-0.6	290,521
41	Washington Savings Bank Philadelphia	savings	64,147	55,538	8,609	69,746	61,313	8,433	-8.0	112,651
42	Florida Bank Tampa	commercial	63,997	2,821	61,176	78,817	3,035	75,782	-18.8	460,282
43	Bank of American Fork Utah	commercial	63,745	4,172	59,573	65,565	5,084	60,481	-2.8	613,265
44	Suburban Bank and Trust Co. Elmhurst, Ill.	commercial	63,355	2,204	61,151	64,934	2,651	62,283	-2.4	365,023
45	Waukesha State Bank Wis.	commercial	62,866	14,385	48,481	63,863	16,869	46,994	-1.6	414,022
46	Bank of the James Lynchburg, Va.	commercial	62,542	12,362	50,180	58,477	12,188	46,289	7.0	319,197
47	Pioneer Savings Bank Troy, N.Y.	savings	61,894	29,981	31,913	57,470	28,586	28,884	7.7	546,524
48	Cornerstone National Bank and Trust Co. Palatine, Ill.	commercial	61,777	3,207	58,570	63,688	3,735	59,953	-3.0	325,057
49	Muncy Bank and Trust Co. Pa.	commercial	61,679	46,570	15,109	63,702	53,232	10,470	-3.2	234,000
50	Private Bank Minnesota Minneapolis	commercial	61,383	9,329	52,054	71,225	7,635	63,590	-13.8	125,885
51	Cooperative Bank of Cape Cod Hyannis, Mass.	cooperative	60,913	6,131	54,782	60,392	5,414	54,978	0.9	552,809
52	First Hope Bank Hope, N.J.	commercial	60,669	12,282	48,387	63,688	16,355	47,333	-4.7	291,057
53	Heartland Bank St. Louis	savings	60,541	6,406	54,135	65,410	3,719	61,691	-7.4	490,478
54	Arthur State Bank Union, S.C.	commercial	60,415	1,330	59,085	65,447	2,141	63,306	-7.7	381,599
55	First Northern Bank of Dixon Calif.	commercial	60,187	4,972	55,215	64,354	5,782	58,572	-6.5	429,841
56	Chelsea Groton Bank Norwich, Conn.	savings	59,483	42,376	17,107	75,652	58,399	17,253	-21.4	513,061
57	Bank of Blue Valley Overland Park, Kan.	commercial	59,375	1,929	57,446	63,423	2,606	60,817	-6.4	439,532
58	Prosperity Bank St. Augustine, Fla.	commercial	58,865	28,030	30,835	74,954	31,321	43,633	-21.5	482,753
59	Community Bank-Wheaton/Glen Ellyn Ill.	commercial	58,769	1,145	57,624	66,681	2,534	64,147	-11.9	201,734
60	Severn Savings Bank FSB Annapolis, Md.	savings	58,457	6,788	51,669	63,082	5,538	57,544	-7.3	690,561
61	Jonestown Bank and Trust Co. Pa.	commercial	58,345	17,923	40,422	55,108	19,328	35,780	5.9	314,800
62	Farmers and Merchants Bank Timberville, Va.	commercial	57,845	10,332	47,513	54,943	11,694	43,249	5.3	475,961
63	Reliance Savings Bank Altoona, Pa.	savings	56,584	25,360	31,224	54,309	27,619	26,690	4.2	263,945
64	River Valley Bank Wausau, Wis.	commercial	56,340	14,186	42,154	65,456	18,306	47,150	-13.9	757,781
65	South Central Bank Chicago	commercial	56,171	42,545	13,626	59,925	44,763	15,162	-6.3	126,055
66	First National Bank of Shelby N.C.	commercial	55,695	6,139	49,556	57,591	6,521	51,070	-3.3	509,490
67	Belmont Savings Bank Mass.	savings	55,113	331	54,782	36,509	719	35,790	51.0	560,523
68	Union Community Bank FSB Lancaster, Pa.	savings	55,080	11,969	43,111	7,628	5,417	2,211	622.1	322,706
69	Commercial and Savings Bank of Millersburg Ohio	commercial	54,888	10,311	44,577	52,432	12,211	40,221	4.7	331,814
70	First Federal Savings and Loan Association of Port Angeles Wash.	savings	53,900	13,452	40,448	55,527	13,086	42,441	-2.9	408,333
71	Reliant Bank Brentwood, Tenn.	commercial	53,779	4,912	48,867	63,598	6,643	56,955	-15.4	283,609
72	Park Bank Madison, Wis.	commercial	53,651	18,597	35,054	61,241	20,517	40,724	-12.4	605,564
73	Savannah Bank Ga.	commercial	53,549	15,989	37,560	63,622	12,567	51,055	-15.8	556,845
74	CIBM Bank Champaign, Ill.	commercial	53,501	35,604	17,897	63,909	43,137	20,772	-16.3	347,547
75	PyraMax Bank FSB Greenfield, Wis.	savings	52,838	21,366	31,472	62,442	21,111	41,331	-15.4	303,043
76	Atlantic Coast Bank Jacksonville, Fla.	savings	52,567	5,361	47,206	81,392	28,853	52,539	-35.4	557,291
77	Patriot National Bank Stamford, Conn.	commercial	52,337	3,016	49,321	41,015	2,866	38,149	27.6	474,726
78	Dime Bank Norwich, Conn.	savings	52,097	21,475	30,622	53,936	24,005	29,931	-3.4	522,688
79	Home Federal Savings Bank Rochester, Minn.	savings	52,057	12,501	39,556	61,230	16,248	44,982	-15.0	562,071
80	Chesapeake Bank Kilmarnock, Va.	commercial	51,229	10,374	40,855	50,534	6,511	44,023	1.4	372,575
81	Penn Security Bank and Trust Co. Scranton, Pa.	commercial	50,970	20,772	30,198	54,013	21,312	32,701	-5.6	637,328
82	Meredith Village Savings Bank Meredith, N.H.	savings	50,936	4,974	45,962	53,336	5,729	47,607	-4.5	525,167
83	Citizens and Farmers Bank West Point, Va.	commercial	50,881	17,555	33,326	50,523	18,412	32,111	0.7	717,794
84	Asheville Savings Bank SSB N.C.	savings	50,744	93	50,651	52,377	335	52,042	-3.1	423,557
85	Team Capital Bank Bethlehem, Pa.	savings	50,313	6,150	44,163	50,994	5,690	45,304	-1.3	465,591
86	Evans Bank Hamburg, N.Y.	commercial	50,223	4,256	45,967	48,276	5,883	42,393	4.0	579,700
87	QNB Bank Quakertown, Pa.	commercial	49,996	17,886	32,110	52,527	23,831	28,696	-4.8	480,117
88	Old Point National Bank of Phoebus Hampton, Va.	commercial	49,852	16,025	33,827	53,778	15,513	38,265	-7.3	490,253
89	First National Bank and Trust Co. Beloit, Wis.	commercial	49,827	11,100	38,727	51,644	12,970	38,674	-3.5	461,244
90	First Federal Savings Bank Rochester, Ind.	savings	49,447	7,859	41,588	52,282	8,475	43,807	-5.4	290,076
91	Liberty Bank FSB West Des Moines, Iowa	savings	49,200	15,112	34,088	58,910	21,691	37,219	-16.5	488,331
92	AmeriServ Financial Bank Johnstown, Pa.	commercial	49,101	15,644	33,457	37,671	19,774	17,897	30.3	671,328
93	Commercial Bank and Trust Co. Paris, Tenn.	commercial	49,000	13,448	35,552	47,747	14,819	32,928	2.6	427,246
94	Centrue Bank Streator, Ill.	commercial	48,908	9,913	38,995	56,089	11,934	44,155	-12.8	569,220
95	Foster Bank Chicago	commercial	48,759	6,913	41,846	58,423	5,168	53,255	-16.5	387,684
96	State Bank of Cross Plains Wis.	commercial	48,690	22,100	26,590	44,298	15,460	28,838	9.9	589,229
97	Bank of Georgetown Washington, D.C.	commercial	48,457	1,357	47,100	51,991	1,561	50,430	-6.8	435,451
98	First Federal Savings Bank of Twin Falls Idaho	savings	47,994	8,210	39,784	48,516	8,802	39,714	-1.1	351,168
99	First Volunteer Bank Chattanooga, Tenn.	commercial	47,957	4,880	43,077	55,205	7,408	47,797	-13.1	460,539
100	Manasquan Savings Bank N.J.	savings	47,820	21,523	26,297	53,820	22,501	31,319	-11.1	527,844
101	Fauquier Bank Warrenton, Va.	commercial	47,792	3,215	44,577	53,953	3,460	50,493	-11.4	457,233
102	Simsbury Bank and Trust Co. Conn.	commercial	47,674	25,394	22,280	48,609	28,438	20,171	-1.9	221,108
103	Fidelity Co-operative Bank Fitchburg, Mass.	cooperative	47,587	10,190	37,397	46,924	11,312	35,612	1.4	362,323
104	American Bank Bethesda, Md.	savings	47,553	34,376	13,177	57,407	41,232	16,175	-17.2	260,877
105	Middlefield Banking Co. Ohio	commercial	46,732	2,837	43,895	44,177	2,822	41,355	5.8	351,916
106	Northfield Savings Bank Vt.	savings	46,641	13,153	33,488	46,604	16,139	30,465	0.1	451,930
107	Jacksonville Bank Fla.	commercial	46,559	9,352	37,207	51,555	10,297	41,258	-9.7	459,121
108	Community Bank Staunton, Va.	savings	46,450	7,399	39,051	46,790	7,795	38,995	-0.7	452,497
109	Community Bank of Oak Park River Forest Ill.	commercial	46,411	6,530	39,881	46,859	6,168	40,691	-1.0	250,537
110	Interamerican Bank FSB Miami	savings	46,408	295	46,113	NA	NA	NA	NA	200,808
111	Financial Federal Savings Bank Memphis, Tenn.	savings	46,034	3,840	42,194	44,490	3,759	40,731	3.5	300,623
112	Androscoggin Savings Bank Lewiston, Maine	savings	45,893	7,604	38,289	52,468	10,629	41,839	-12.5	580,129
113	BayCoast Bank Swansea, Mass.	savings	45,789	20,012	25,777	51,369	24,062	27,307	-10.9	651,388
114	Sturgis Bank and Trust Co. Mich.	savings	45,590	7,783	37,807	50,411	8,896	41,515	-9.6	257,918
115	North Jersey Community Bank Englewood Cliffs, N.J.	commercial	45,576	8,528	37,048	42,534	12,994	29,540	7.2	690,419
116	3rd Fed Bank Newtown, Pa.	savings	45,480	23,042	22,438	48,609	25,472	23,137	-6.4	498,357
117	Community National Bank Derby, Vt.	commercial	45,345	14,804	30,541	46,996	17,846	29,150	-3.5	397,884
118	Lyons National Bank N.Y.	commercial	45,318	7,547	37,771	40,960	8,825	32,135	10.6	374,242
119	Revere Bank Laurel, Md.	commercial	45,252	3,140	42,112	27,273	3,057	24,216	65.9	244,699
	Unity Bank Clinton, N.J.	commercial	45,252	16,380	28,872	50,771	19,793	30,978	-10.9	582,752
121	Four Oaks Bank and Trust Co. N.C.	commercial	45,231	6,195	39,036	47,762	6,715	41,047	-5.3	579,678
122	Adirondack Bank Utica, N.Y.	commercial	45,176	11,944	33,232	37,570	13,614	23,956	20.2	337,171
123	First National Bank of Northern California South San Francisco	commercial	45,059	1,864	43,195	45,685	2,134	43,551	-1.4	455,589
124	Baraboo National Bank Wis.	commercial	44,964	18,966	25,998	48,721	22,962	25,759	-7.7	541,732
125	First Bank Strasburg, Va.	commercial	44,902	7,724	37,178	51,858	9,097	42,761	-13.4	390,723
126	Redding Bank of Commerce Calif.	commercial	44,684	12,460	32,224	48,284	15,135	33,149	-7.5	634,413
127	Founders Bank and Trust Grand Rapids, Mich.	commercial	44,031	17,757	26,274	50,108	21,363	28,745	-12.1	313,306
128	Hillsdale County National Bank Hillsdale, Mich.	commercial	43,864	8,311	35,553	43,086	7,105	35,981	1.8	319,892
129	Sonabank McLean, Va.	commercial	43,690	893	42,797	49,276	830	48,446	-11.3	491,181
130	Crescom Bank Charleston, S.C.	commercial	43,666	9,888	33,778	13,566	4,363	9,203	221.9	592,394
131	Kentucky Bank Paris	commercial	43,368	731	42,637	42,229	1,024	41,205	2.7	413,052
132	HomeStar Bank and Financial Services Manteno, Ill.	commercial	43,226	13,409	29,817	55,785	19,471	36,314	-22.5	217,196
133	First National Bank Altavista, Va.	commercial	43,139	5,235	37,904	44,283	5,945	38,338	-2.6	271,874
134	Embassy Bank for the Lehigh Valley Bethlehem, Pa.	commercial	43,121	24,464	18,657	43,342	25,188	18,154	-0.5	436,247
135	Seaside National Bank and Trust Orlando, Fla.	commercial	43,053	4,390	38,663	31,098	1,097	30,001	38.4	536,571
136	Home Bank Lafayette, La.	savings	42,626	10,859	31,767	30,769	11,924	18,845	38.5	680,445
137	Atlantic Stewardship Bank Midland Park, N.J.	commercial	42,408	15,240	27,168	50,910	19,290	31,620	-16.7	455,128
138	State Bank of Southern Utah Cedar City	commercial	42,272	2,027	40,245	43,809	2,480	41,329	-3.5	382,640
139	Salisbury Bank and Trust Co. Lakeville, Conn.	commercial	42,265	7,742	34,523	42,630	8,022	34,608	-0.9	377,184
140	Bank of Stanly Albemarle, N.C.	commercial	41,749	8,922	32,827	41,882	8,893	32,989	-0.3	234,205
141	Hampden Bank Springfield, Mass.	savings	41,737	6,491	35,246	40,318	5,837	34,481	3.5	408,980
142	New Century Bank Dunn, N.C.	commercial	41,529	4,201	37,328	44,060	4,183	39,877	-5.7	401,312
143	First National Bank of Santa Fe N.M.	commercial	41,517	2,041	39,476	50,541	4,951	45,590	-17.9	388,795
144	Savings Institute Bank and Trust Co. Willimantic, Conn.	savings	41,487	15,711	25,776	42,764	17,717	25,047	-3.0	639,292
145	Fidelity Savings Bank Pittsburgh	savings	41,471	12,192	29,279	43,265	17,093	26,172	-4.1	345,194
146	Somerset Hills Bank Bernardsville, N.J.	commercial	41,446	4,770	36,676	44,339	7,908	36,431	-6.5	232,944
147	Plumas Bank Quincy, Calif.	commercial	41,432	2,733	38,699	40,046	3,110	36,936	3.5	294,234
148	D.L. Evans Bank Burley, Idaho	commercial	41,412	5,897	35,515	44,856	7,256	37,600	-7.7	551,913
149	Lee Bank Mass.	savings	41,361	1,944	39,417	39,606	3,010	36,596	4.4	221,828
150	Village Bank Auburndale, Mass.	cooperative	41,315	3,144	38,171	41,148	5,763	35,385	0.4	475,516
151	Magna Bank Memphis, Tenn.	commercial	41,300	10,981	30,319	52,048	17,711	34,337	-20.7	352,477
152	Easthampton Savings Bank Mass.	savings	41,150	11,839	29,311	46,530	16,976	29,554	-11.6	667,606
153	Missouri Bank and Trust Co. of Kansas City	commercial	40,961	2,486	38,475	34,592	623	33,969	18.4	344,351
154	East Carolina Bank Engelhard, N.C.	commercial	40,820	4,723	36,097	40,500	5,220	35,280	0.8	494,693
155	Itasca Bank and Trust Co. Ill.	commercial	40,814	3,646	37,168	46,560	6,740	39,820	-12.3	294,077
156	Milford Federal Savings and Loan Association Mass.	savings	40,621	18,412	22,209	43,955	22,312	21,643	-7.6	276,469
157	Village Bank Midlothian, Va.	commercial	40,588	11,198	29,390	48,571	13,282	35,289	-16.4	429,119
158	First Northern Bank and Trust Co. Palmerton, Pa.	commercial	40,492	17,850	22,642	42,747	20,438	22,309	-5.3	350,496
159	Nicolet National Bank Green Bay, Wis.	commercial	40,484	14,828	25,656	47,834	19,278	28,556	-15.4	492,352
160	Bank of Utah Ogden	commercial	40,474	402	40,072	44,483	244	44,239	-9.0	449,474
161	First Federal Savings and Loan Association of Bucks County Bristol, Pa.	savings	40,470	17,398	23,072	38,402	17,502	20,900	5.4	429,302
162	State Bank and Trust Co. Defiance, Ohio	commercial	40,435	3,687	36,748	40,693	2,616	38,077	-0.6	451,277
163	Kennebec Savings Bank Augusta, Maine	savings	40,393	7,798	32,595	38,831	8,557	30,274	4.0	627,913
164	Paducah Bank and Trust Co. Ky.	commercial	40,353	9,182	31,171	43,764	11,209	32,555	-7.8	347,423
165	Franklin Savings Bank Farmington, Maine	commercial	40,289	3,753	36,536	41,985	4,577	37,408	-4.0	267,213
166	Connecticut Community Bank Westport	commercial	40,187	7,133	33,054	47,463	12,889	34,574	-15.3	293,827
167	Your Community Bank New Albany, Ind.	commercial	40,089	6,857	33,232	46,335	9,251	37,084	-13.5	417,333
168	Virginia National Bank Charlottesville	commercial	39,952	6,228	33,724	40,961	9,975	30,986	-2.5	294,647
169	Access National Bank Reston, Va.	commercial	39,798	16,248	23,550	35,772	15,745	20,027	11.3	648,867
170	Alliance Bank Corp. Chantilly, Va.	commercial	39,734	11,420	28,314	44,578	13,551	31,027	-10.9	297,085
171	Sound Community Bank MHC Seattle	savings	39,687	9,473	30,214	45,882	11,191	34,691	-13.5	301,881
172	1st Colonial National Bank Collingswood, N.J.	commercial	39,666	15,276	24,390	42,020	17,319	24,701	-5.6	178,239
173	Baltimore County Savings Bank	commercial	39,298	5,305	33,993	42,055	7,327	34,728	-6.6	353,320
174	Community First Bank and Trust Columbia, Tenn.	commercial	39,250	5,305	33,945	48,437	7,188	41,249	-19.0	405,885
175	CapitalMark Bank and Trust Chattanooga, Tenn.	commercial	39,197	492	38,705	34,763	537	34,226	12.8	389,947
176	Bank of Clarke County Berryville, Va.	commercial	39,190	6,857	32,333	42,062	7,414	34,648	-6.8	416,422
177	Wells Federal Bank Minn.	commercial	39,090	8,455	30,635	31,856	0	31,856	22.7	174,110
178	Jefferson Bank San Antonio	commercial	38,951	25,411	13,540	42,474	30,347	12,127	-8.3	557,172
179	First Citizens National Bank Mansfield, Pa.	commercial	38,757	26,724	12,033	40,663	29,140	11,523	-4.7	491,292
180	Bath Savings Institution Maine	savings	38,750	11,401	27,349	45,586	15,695	29,891	-15.0	398,361
181	Walden Savings Bank Montgomery, N.Y.	savings	38,660	9,889	28,771	41,308	12,651	28,657	-6.4	317,787
182	Thomaston Savings Bank Conn.	savings	38,590	8,711	29,879	36,734	10,349	26,385	5.1	454,361
183	Two River Community Bank Middletown, N.J.	commercial	38,562	11,336	27,226	43,614	13,861	29,753	-11.6	536,679
184	Harrington Bank FSB Chapel Hill, N.C.	savings	38,524	6,837	31,687	41,280	4,977	36,303	-6.7	229,763
185	Tidelands Bank Mount Pleasant, S.C.	commercial	38,410	8,512	29,898	44,649	7,313	37,336	-14.0	373,784
186	Bank of Washington Mo.	commercial	38,324	5,494	32,830	39,163	5,523	33,640	-2.1	673,931
187	Montgomery Bank Sikeston, Mo.	commercial	38,277	7,469	30,808	39,396	8,020	31,376	-2.8	715,219
188	Alden State Bank N.Y.	commercial	38,226	38,226	0	35,775	35,775	0	6.9	151,636
189	Gwinnett Community Bank Duluth, Ga.	commercial	38,175	35,050	3,125	46,025	40,230	5,795	-17.1	311,622
190	NexTier Bank Butler, Pa.	commercial	38,127	7,430	30,697	39,838	9,596	30,242	-4.3	286,752
191	Benchmark Community Bank Kenbridge, Va.	commercial	37,919	9,375	28,544	39,203	9,520	29,683	-3.3	333,584
192	First Harrison Bank Corydon, Ind.	savings	37,906	10,280	27,626	40,826	12,834	27,992	-7.2	277,860
193	First South Bank Washington, N.C.	commercial	37,853	8,649	29,204	43,343	8,579	34,764	-12.7	525,781
194	First Bank Financial Centre Oconomowoc, Wis.	commercial	37,835	3,106	34,729	34,758	4,581	30,177	8.9	493,583
195	Carrollton Bank Columbia, Md.	commercial	37,720	1,783	35,937	41,003	2,628	38,375	-8.0	291,183
196	Northeast Bank Lewiston, Maine	commercial	37,656	12,913	24,743	39,068	14,437	24,631	-3.6	354,535
197	Bank of the Orient San Francisco	commercial	37,586	5,202	32,384	39,378	4,168	35,210	-4.6	364,295
198	High Point Bank and Trust Co. N.C.	commercial	37,425	8,602	28,823	38,616	8,778	29,838	-3.1	528,271
199	MidCountry Bank Minnetonka, Minn.	savings	37,418	6,541	30,877	43,558	7,531	36,027	-14.1	416,494
200	Saco & Biddeford Savings Institution Saco, Maine	savings	37,323	17,339	19,984	39,961	17,569	22,392	-6.6	594,051

Notes: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Data includes institutions operating as of June 22, 2012. *Total committed loans.

Source:

SNL Financial