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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Fri, 15 May 2026 21:17:17 GMT</pubDate>
    <dc:date>2026-05-15T21:17:17Z</dc:date>
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      <title><![CDATA[ Dems say SBA left businesses vulnerable to 'predatory' financing ]]></title>
      <link>https://www.americanbanker.com/news/dems-say-sba-left-businesses-vulnerable-to-predatory-financing</link>
      <description><![CDATA[ Sens. Ed Markey and Ron Wyden argue that the Small Business Administration neglected to warn small firms of the risks of merchant cash advances and closed off a key "escape route" from the resulting debts.  ]]></description>
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      <category><![CDATA[ SBA ]]></category>
      <category><![CDATA[ Small business lending ]]></category>
      <category><![CDATA[ Small business ]]></category>
      <pubDate>Fri, 15 May 2026 21:17:17 GMT</pubDate>
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      <dc:creator>Nathan Place</dc:creator>
      <dc:date>2026-05-15T21:17:17Z</dc:date>
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      <title><![CDATA[ Newsom taps Chopra to lead new California oversight agency ]]></title>
      <link>https://www.americanbanker.com/list/newsom-taps-chopra-to-lead-new-california-oversight-agency</link>
      <description><![CDATA[ In a move seen to bolster his 2028 presidential run, California Governor Gavin Newsom named Rohit Chopra, the former director of the Consumer Financial Protection Bureau, to lead a new oversight agency; a Pine Bluff, Arkansas, bank employee was sentenced to 36 months in federal prison for bank theft; a Fairfax, Virginia, security administrator has been charged with allegedly stealing more than $6.6 million from his employer; and more in this week's banking news roundup.  ]]></description>
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      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Financial crimes  ]]></category>
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      <pubDate>Fri, 15 May 2026 19:30:00 GMT</pubDate>
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      <dc:creator>Traci Parks</dc:creator>
      <dc:date>2026-05-15T19:30:00Z</dc:date>
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      <title><![CDATA[ The rumor of cash's death is greatly exaggerated  ]]></title>
      <link>https://www.americanbanker.com/payments/news/fed-data-shows-cash-use-holding-steady</link>
      <description><![CDATA[ New Federal Reserve stats show most consumers carry and store paper money, even as digital payments become mainstream.  ]]></description>
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      <category><![CDATA[ Cash ]]></category>
      <category><![CDATA[ Digital payments ]]></category>
      <category><![CDATA[ Payments ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <pubDate>Fri, 15 May 2026 19:15:54 GMT</pubDate>
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      <dc:creator>John Adams</dc:creator>
      <dc:date>2026-05-15T19:15:54Z</dc:date>
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      <title><![CDATA[ Hancock Whitney inks deal to buy Orlando community bank ]]></title>
      <link>https://www.americanbanker.com/news/hancock-whitney-inks-deal-to-buy-orlando-community-bank</link>
      <description><![CDATA[ The Mississippi lender's pending acquisition of OFB Bancshares, the parent company of One Florida Bank, offers an entry point into the fast-growing Orlando market.  ]]></description>
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      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Commercial banking ]]></category>
      <pubDate>Fri, 15 May 2026 18:21:18 GMT</pubDate>
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      <dc:creator>Allissa Kline</dc:creator>
      <dc:date>2026-05-15T18:21:18Z</dc:date>
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      <title><![CDATA[ Pressure, FOMO: Some big banks are rolling AI out too fast ]]></title>
      <link>https://www.americanbanker.com/news/pressure-fomo-some-big-banks-are-rolling-ai-out-too-fast</link>
      <description><![CDATA[ At some banks, executives are overpromising results and putting tremendous pressure on tech teams, leading to a range of problems.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
      <category><![CDATA[ Bank technology ]]></category>
      <pubDate>Fri, 15 May 2026 17:55:20 GMT</pubDate>
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      <dc:creator>Penny Crosman</dc:creator>
      <dc:date>2026-05-15T17:55:20Z</dc:date>
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      <title><![CDATA[ More banks tap outside professionals for help with CRA investing ]]></title>
      <link>https://www.americanbanker.com/news/more-banks-tap-outside-professionals-for-help-with-cra-investing</link>
      <description><![CDATA[ Fund managers are seeking to change the way banks think about Community Reinvestment Act investing.  ]]></description>
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      <category><![CDATA[ Community banking ]]></category>
      <category><![CDATA[ CRA ]]></category>
      <category><![CDATA[ Law and regulation ]]></category>
      <pubDate>Fri, 15 May 2026 17:24:54 GMT</pubDate>
      <guid isPermaLink="false">0000019e-2c93-d2c7-abde-2f93a9310001</guid>
      <dc:creator>John Reosti</dc:creator>
      <dc:date>2026-05-15T17:24:54Z</dc:date>
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    <item>
      <title><![CDATA[ Why Pioneer Federal Credit Union is adding earned wage access  ]]></title>
      <link>https://www.americanbanker.com/payments/news/why-pioneer-federal-credit-union-is-adding-ewa</link>
      <description><![CDATA[ As short-term liquidity products gain popularity with consumers, credit unions are looking for new ways to keep their members from looking elsewhere.  ]]></description>
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      <category><![CDATA[ Earned Wage Access ]]></category>
      <category><![CDATA[ Credit unions ]]></category>
      <category><![CDATA[ Payments ]]></category>
      <pubDate>Fri, 15 May 2026 15:32:57 GMT</pubDate>
      <guid isPermaLink="false">0000019e-2c42-d673-a59f-3f6e34810001</guid>
      <dc:creator>Joey Pizzolato</dc:creator>
      <dc:date>2026-05-15T15:32:57Z</dc:date>
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    <item>
      <title><![CDATA[ Why are huge debit card issuers still paying Visa to route payments? ]]></title>
      <link>https://www.americanbanker.com/payments/opinion/why-are-huge-debit-card-issuers-still-paying-visa-to-route-payments</link>
      <description><![CDATA[ Given new government rules on payment processing, giants like Bank of America, Chase and Wells Fargo would benefit immensely from acquiring proprietary debit card networks. Why they haven't done so already is a mystery.  ]]></description>
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      <category><![CDATA[ Credit cards ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Payments ]]></category>
      <pubDate>Fri, 15 May 2026 11:30:00 GMT</pubDate>
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      <dc:creator>Eric Grover</dc:creator>
      <dc:date>2026-05-15T11:30:00Z</dc:date>
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      <title><![CDATA[ Why Citi, Citizens are betting on their existing branches ]]></title>
      <link>https://www.americanbanker.com/news/why-citi-citizens-are-betting-on-their-existing-branches</link>
      <description><![CDATA[ Unlike several other large banks, neither Citi nor <a href="https://www.americanbanker.com/organization/citizens-financial">Citizens Financial Group</a> is interested in expanding their retail branch presence beyond their existing footprints. Both say they see plenty of growth opportunities in those markets.  ]]></description>
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      <category><![CDATA[ Branch banking ]]></category>
      <category><![CDATA[ Citigroup Inc. ]]></category>
      <category><![CDATA[ Citizens Financial ]]></category>
      <category><![CDATA[ Branch network ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <pubDate>Fri, 15 May 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-282e-dfd7-a1df-2ebe5c650007</guid>
      <dc:creator>Allissa Kline</dc:creator>
      <dc:date>2026-05-15T10:00:00Z</dc:date>
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      <title><![CDATA[ How do you get a competitive advantage when your product's a commodity? ]]></title>
      <link>https://www.americanbanker.com/opinion/how-do-you-get-a-competitive-advantage-when-your-products-a-commodity</link>
      <description><![CDATA[ Every business needs a competitive advantage. But for banks their core product, money, is by definition commoditized. So where do banks find an advantage?  ]]></description>
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      <category><![CDATA[ Bank Notes ]]></category>
      <category><![CDATA[ Branch banking ]]></category>
      <category><![CDATA[ Artificial intelligence ]]></category>
      <pubDate>Fri, 15 May 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-28a6-d850-a9df-7eff24310000</guid>
      <dc:creator>Paul Vigna</dc:creator>
      <dc:date>2026-05-15T10:00:00Z</dc:date>
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