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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Fri, 02 Oct 2026 20:46:25 GMT</pubDate>
    <dc:date>2026-10-02T20:46:25Z</dc:date>
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      <title><![CDATA[ Fed extends deadline for Regulation O comments ]]></title>
      <link>https://www.americanbanker.com/news/fed-extends-deadline-for-regulation-o-comments</link>
      <description><![CDATA[ The central bank extended the deadline for comments on Regulation O by one month, to Nov. 4.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
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      <pubDate>Fri, 02 Oct 2026 20:46:25 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-10-02T20:46:25Z</dc:date>
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      <title><![CDATA[ Nubank shuts down rumors it's buying Monzo ]]></title>
      <link>https://www.americanbanker.com/news/nubank-shuts-down-rumors-its-buying-monzo</link>
      <description><![CDATA[ The Brazil-based digital bank, which recently launched a U.S. business, submitted an SEC filing to stop the spread of misinformation.  ]]></description>
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      <category><![CDATA[ Digital banking ]]></category>
      <category><![CDATA[ Mobile banking ]]></category>
      <category><![CDATA[ International banking ]]></category>
      <category><![CDATA[ SEC ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <category><![CDATA[ Fintech ]]></category>
      <category><![CDATA[ Technology ]]></category>
      <pubDate>Fri, 02 Oct 2026 20:45:27 GMT</pubDate>
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      <dc:creator>Melinda Lucy</dc:creator>
      <dc:date>2026-10-02T20:45:27Z</dc:date>
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      <title><![CDATA[ The Clearing House plots next gen settlement for on-chain network ]]></title>
      <link>https://www.americanbanker.com/payments/news/the-clearing-house-plots-next-gen-on-chain-settlement</link>
      <description><![CDATA[ The bank-owned payments company has been developing an interoperable payments network that will allow banks to clear and settle tokenized deposit transactions. It's targeting an early 2027 launch for the network, and is working toward an atomic future thanks to bank demand.  ]]></description>
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      <category><![CDATA[ The Clearing House Association  ]]></category>
      <category><![CDATA[ On-Chain Finance ]]></category>
      <category><![CDATA[ Tokenization ]]></category>
      <category><![CDATA[ Payments ]]></category>
      <pubDate>Fri, 02 Oct 2026 20:14:25 GMT</pubDate>
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      <dc:creator>Joey Pizzolato</dc:creator>
      <dc:date>2026-10-02T20:14:25Z</dc:date>
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      <title><![CDATA[ As CDFIs face headwinds, states bolster their support ]]></title>
      <link>https://www.americanbanker.com/news/as-cdfis-face-headwinds-states-bolster-their-support</link>
      <description><![CDATA[ More states are providing funding to community development financial institutions, which are contending with hostility from the Trump administration and challenges from high interest rates.  ]]></description>
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      <category><![CDATA[ CDFIs ]]></category>
      <category><![CDATA[ State of Michigan ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Interest rates  ]]></category>
      <pubDate>Fri, 02 Oct 2026 19:17:25 GMT</pubDate>
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      <dc:creator>Kevin Wack</dc:creator>
      <dc:date>2026-10-02T19:17:25Z</dc:date>
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      <title><![CDATA[ Northern Trust begins search for CFO to succeed Fox ]]></title>
      <link>https://www.americanbanker.com/list/northern-trust-begins-search-for-cfo-to-succeed-fox</link>
      <description><![CDATA[ Chicago-based Northern Trust has started its search for a new CFO as David Fox plans to retire in March; the American Fintech Council has been appointed as an observer on the Conference of State Bank Supervisors' newly formed nonbank industry advisory; Wells Fargo has hired JPMorganChase investment banker David Harkin to advise on technology deals, and more in this week's banking news roundup.  ]]></description>
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      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <category><![CDATA[ Fintech ]]></category>
      <pubDate>Fri, 02 Oct 2026 19:00:00 GMT</pubDate>
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      <dc:creator>Traci Parks</dc:creator>
      <dc:date>2026-10-02T19:00:00Z</dc:date>
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      <title><![CDATA[ SEC seeks to ease advisors' custody burdens with discretionary trading ]]></title>
      <link>https://www.americanbanker.com/news/sec-seeks-to-ease-advisors-custody-burdens-with-discretionary-trading</link>
      <description><![CDATA[ A proposal is meant to ensure advisors can trade client assets on a discretionary basis without triggering onerous custody requirements, while also giving them a self-custody option for crypto.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Cryptocurrency ]]></category>
      <category><![CDATA[ RIAs ]]></category>
      <category><![CDATA[ SEC ]]></category>
      <pubDate>Fri, 02 Oct 2026 18:58:39 GMT</pubDate>
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      <dc:creator>Dan Shaw</dc:creator>
      <dc:date>2026-10-02T18:58:39Z</dc:date>
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      <title><![CDATA[ Exclusive: ICBA sues OCC over trust charters ]]></title>
      <link>https://www.americanbanker.com/news/exclusive-icba-sues-occ-over-trust-charters</link>
      <description><![CDATA[ The Independent Community Bankers of America argue in a new lawsuit that the Office of the Comptroller of the Currency is exceeding its statutory authority in granting trust charters to crypto companies.  ]]></description>
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      <category><![CDATA[ Litigation ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <category><![CDATA[ Cryptocurrency ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <pubDate>Fri, 02 Oct 2026 18:47:01 GMT</pubDate>
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      <dc:creator>Claire Williams</dc:creator>
      <dc:date>2026-10-02T18:47:01Z</dc:date>
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      <title><![CDATA[ Those sleepy deposits that are 90% of your customers are waking up ]]></title>
      <link>https://www.americanbanker.com/news/those-sleepy-deposits-that-are-90-of-your-customers-are-waking-up</link>
      <description><![CDATA[ Apollo's chief economist may be premature on the idea that AI agents will drive people into higher-rate savings products. But he's not that premature.  ]]></description>
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      <category><![CDATA[ Bank Notes ]]></category>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Deposits ]]></category>
      <pubDate>Fri, 02 Oct 2026 15:25:37 GMT</pubDate>
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      <dc:creator>Paul Vigna</dc:creator>
      <dc:date>2026-10-02T15:25:37Z</dc:date>
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      <title><![CDATA[ Hiring slows down significantly in September ]]></title>
      <link>https://www.americanbanker.com/news/hiring-slows-down-significantly-in-september</link>
      <description><![CDATA[ The economy added just 29,000 jobs in September, far below economists expectations, though the unemployment rate remained steady, indicating softening in the labor market.  ]]></description>
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      <category><![CDATA[ Employment data ]]></category>
      <category><![CDATA[ Economic indicators ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Market Risk ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Interest rates  ]]></category>
      <pubDate>Fri, 02 Oct 2026 13:38:08 GMT</pubDate>
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      <dc:creator>Ebrima Santos Sanneh</dc:creator>
      <dc:date>2026-10-02T13:38:08Z</dc:date>
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      <title><![CDATA[ We could be sleepwalking into a repeat of the 2008 financial crisis ]]></title>
      <link>https://www.americanbanker.com/opinion/we-could-be-sleepwalking-into-a-repeat-of-the-2008-financial-crisis</link>
      <description><![CDATA[ Many of the same signs that might have predicted the financial crisis nearly two decades ago are back, including sweeping deregulation, lax underwriting standards and opaque new financial products. We should proceed with caution.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Risk management ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ SEC ]]></category>
      <pubDate>Fri, 02 Oct 2026 11:30:00 GMT</pubDate>
      <guid isPermaLink="false">000001a0-f8a0-d0bd-a1fc-fdb1eb2b0001</guid>
      <dc:creator>Kurt Schacht</dc:creator>
      <dc:date>2026-10-02T11:30:00Z</dc:date>
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      <myauthor:jobTitle>Executive director, CFA Institute Systemic Risk Council</myauthor:jobTitle>
      <myauthor:profileLink>https://www.americanbanker.com/author/kurt-schacht</myauthor:profileLink>
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