Innovations in Risk Analytics and Architecture Powered by American Banker Sponsored by Oracle
The vast majority of banks have improved their ability to view and manage risk since the financial crisis, according to a survey of more than 40 bank risk managers.

Research Insights

Despite the need for intense coordination between risk managers at banks and their counterparts in the finance department, their views on risk management and the challenges they face are sometimes vastly different.

Current Insights

Leaders of financial institutions will be accountable for understanding and complying with over 23,000 pages of regulatory change from Dodd-Frank. This article outlines key areas of regulatory change that are in process and highlights how IT infrastructure must be transformed to adapt. It also presents a best practices view to assist in beginning the journey of transforming IT infrastructures to successfully ride the wave of regulatory reform.

American Banker News

Current Insights

Most banks have numerous risk management systems in place, each monitoring a specific channel. Frequently these systems can’t talk to one another--or at least not very well--which means the institution cannot look across channels to detect fraud schemes.

Current Insights

Banks have been filing currency transaction reports (CTRs) and suspicious activity reports (SARs) to regulators for decades using long established formats. Now, however, The Department of the Treasury’s Financial Crimes Enforcement Network (FinCen) is changing those formats so the data that regulators receive is more standardized and easier to analyze.

Current Insights

Senior leaders increasingly view the CIO as critical to achieving business goals.

As the demands to better manage risk across the enterprise grow—for both competitive and regulatory reasons—many banks are choosing to transform their risk and technology environment by linking systems and platforms that were once siloed. The CFO may be driving this transformation in many cases, but the net result is a greater voice for the chief information officer.

Current Insights

The need to reconcile data between treasury and risk management is mission critical

Chief financial officers are propelling a risk and finance transformation at many financial institutions. Their motivation is clear: a significant pressure to modernize their institutions' risk management and deliver detailed reports to constituencies within the institution and outside the institution.

Current Insights

Data warehousing is going through a transformative period that is significantly improving how effectively financial institutions can incorporate, access and use data. There are two powerful drivers behind this transformation: the need to comply with stepped up regulations in the aftermath of the financial crisis, and the need to gather and sift customer information more effectively.

Current Insights

Merger and acquisition activity is picking up in the U.S., which is shining a light on the integration risks associated with combining two large enterprises that have different methods of doing business, organizing customer data and handling counterparties.

Current Insights

Many banks are focused on improving their enterprise risk management systems--and with good reason given regulatory mandates and the realities of a complex global industry that makes interdependent risks across the enterprise difficult to discern. Financial institutions that delay migration to more robust ERM technologies face significant regulatory and competitive risks but, ironically, the migration itself poses serious risks.

Current Insights

Enterprise risk management (ERM) has moved to the forefront of virtually every bank’s agenda since the financial crisis. The need to have a better, holistic view of global risk exposures is ultimately about remaining competitive and surviving the next crisis. But, more immediately, the need to better measure risk is a regulatory imperative that no bank can ignore.

White Papers

Chartis Research: Oracle Vendor Highlights Report 2011
Many financial institutions are developing strategies for integrating their risk management and finance functions. Inevitably, integration requires robust technological solutions to support implementation and management. This report features information on Oracle’s capabilities and Chartis’ views on its position in the overall competitive landscape.
April 9, 2012
Financial Services Data Warehouse: A Product or Yet Another Lengthy Project?
This whitepaper takes a time-to-business value look at financial services data warehousing technologies with a focus on the selection process and how it should take deeper considerations of the real-world implementation hurdles. Most financial services data warehouse technology creates gaps in the objectives their clients were purchasing this solution for. It also seeks to suggest what specific data warehouse product features buyers should look for in comparing different vendors and technologies when determining how best to meet their needs from an enterprise class data warehouse
April 16, 2012
Liquidity Risk Management in Financial Services: Strategies for Success
The unprecedented economic crisis has highlighted the limitations of traditional risk models and "silo'd" approaches to risk management. Liquidity Risk has been identified as a critical tool of risk management by regulatory agencies around the world.
January 30, 2012

Web Seminars

Rethinking Risk and Finance Architectures: The Case for Platform Performance
Key to success for a financial institution is a comprehensive strategy that combines well-designed technology architecture, a suite of analytical applications for risk-aware decision making, and a commitment to raise the analytical orientation of its people toward fact-based decision making. Join this webcast to learn more.
January 31, 2012

Data Sheets

Finance Transformation & Risk Adjusted Performance Management with Oracle Financial Services
Unified data is hindered at many levels within financial institutions as multiple data sources, along with complex collection and refinement and reconciliation procedures, cause many banks to continue to preserve data with a manual, error-prone framework. Oracle has developed Finance Transformation and Risk Adjusted Performance architecture to address these requirements and streamline the process for financial institutions.
April 9, 2012
Oracle Financial Services Liquidity Risk Management
With the ability to execute an individual stress test run in mere minutes, institutions can refine their scenarios to simulate any impact on business-as-usual liquidity gaps and immediately assess the effects of a given counterbalancing strategy.
January 31, 2012