American Banker | Sep 19, 2012
The portion of balances that credit cardholders paid off climbed again in August in a good sign for defaults but a bad one for portfolio growth. This interactive graphic shows key performance measures at the Big Six.
American Banker | Sep 26, 2012
Credit card collection efforts appear to be more successful than before the recession, controversial practices notwithstanding. This interactive graphic shows recovery and chargeoff data for large lenders.
American Banker | Nov 26, 2012
Willing sellers have pretty much replaced failed banks among targets with less than $1 billion of assets. Volume has perked up in other size classes simultaneously.
American Banker | Nov 28, 2012
These banks have outperformed industry averages for years and continued to do so in 2012, avoiding the exceptional losses that often follow exceptional returns.
Bank Think | Dec 13, 2012
Receiving Wide Coverage ... Rates Tied to Unemployment: Holy mackerel. The Delphic confusion of Fedspeak past vanished from headlines on the central bank's policy statement Wednesday. Both the Journal and the Times went with "Fed Ties Rates to Joblessness," and FT wasn't far off (different font, different space to fill, presumably). ...
American Banker Magazine | Feb 1, 2013
The drain from construction loan portfolios has slowed, and other categories of commercial property loans have notched gains in recent periods.
American Banker Magazine | Feb 1, 2013
The banking industry's appetite for municipal debt has been on the rise, but it's mostly small institutions that are doing the splurging, leaving the typical small bank with a far bigger allocation to munis then the typical large bank.
American Banker | Feb 19, 2013
Credit card delinquencies rose in January, but chargeoffs fell and portfolios appear likely to extend a streak of strong performance in the months ahead.
American Banker | Feb 26, 2013
Home equity lending remains miles away from growth, despite anecdotal evidence of a comeback and rising real estate prices that are fortifying loans already on the books.
American Banker Magazine | Mar 1, 2013
Median deposits per branch have jumped significantly since 2007 for many banks.
American Banker Magazine | Apr 1, 2013
A breakdown of M&A deals by bank size and by region, along with American Banker's semi-annual ranking of deal advisers.
American Banker Magazine | Dec 1, 2011
The roughly 800 banks opened since 2002 have failed at about twice the industrywide pace. But some, including a few that have been repurposed as rollup vehicles, have prospered. The tables here rank the best and worst performers among the de novos of the past decade.
American Banker | Jan 10, 2012
So-called direct banks have become a favored avenue out of the shadow financial system, and into the federal safety net, for household names like General Electric, American Express and Discover.
American Banker | Jan 12, 2012
The re-emergence of a sharp seasonal dip in payment rates late last year was mirrored by a jump in credit card borrowing. The percentage of balances that cardholders pay off each month is still higher than during the mortgage boom, however, when large numbers of borrowers drew on home equity to pay other debts.
American Banker | Jan 25, 2012
Data published this month provides support for criticism of the small business lending program as a backdoor exit from Tarp for small banks. Institutions that used SBLF capital to refinance bailout infusions increased such loans at far lower rates than peers.
American Banker Magazine | Feb 1, 2012
Safety-and-soundness orders continued to abate late last year in another sign that the banking industry is regaining its balance.
American Banker | Feb 9, 2012
Failure has been the most common way out of enforcement actions in the current cycle, but outcomes may be improving.
American Banker Magazine | Mar 1, 2012
Banks are back on billboards, in mailboxes, and over the airwaves. But what executives call "investment spend" can be heartburn-inducing profligacy to analysts and investors.
American Banker | Mar 2, 2012
Rich trading multiples for banking companies like Prosperity in Houston make accretive acquisitions relatively simple. Institutions with such powerful stock currencies are few, however.
American Banker | Mar 8, 2012
Unused credit card lines fell another $21 billion in the fourth quarter as utilization rates, or loans as a percentage of available credit, continued to rebound.