American Banker | Nov 16, 2012
Sandy is likely to roil delinquencies in the next month or so, but issuers posted another round of strong reports for October.
American Banker | Nov 13, 2012
Some banks bucked the trend and others buckled under it. Overall, about two-thirds of publicly listed banks posted quarter-over-quarter declines in margins during the most recent round of earnings reports.
Bank Think | Nov 2, 2012
Receiving Wide Coverage ... Intergalactically Systemic: The list of really, really, waywayway too-big-to-fail banks is out, and Citigroup and JPMorgan Chase are on it. The Financial Stability Board, which is coordinating the international regulatory reform effort for the G20 economies, said Thursday that it had put the two New York banks in an echelon that would subject them to a 2.5% capital surcharge. That means that they would have to maintain common equity equal to 9.5%...
American Banker Magazine | Nov 1, 2012
Some banks are recovering deferred tax assets. Will others ever get the chance?
American Banker Magazine | Nov 1, 2012
Even before the recent increases, prices Fannie and Freddie charge for credit risk were far higher than when their share of originations was at a low.
American Banker | Oct 26, 2012
About $1.4 trillion of deposits are covered by federal insurance due to lapse in two months. How corporations have handled their cash over the last few years provides a guide to what might happen to the money.
American Banker | Oct 19, 2012
A rapid improvement this year in Citi’s credit performance has put the company firmly in the middle of the pack among the Big Six issuers, as the interactive graphic in this article shows.
American Banker | Oct 16, 2012
The gap between consumer and secondary market mortgage rates has blown out to a 12-year high, as this interactive graphic shows. Lenders have trouble explaining what will replace mortgage earnings once production fizzles, however.
American Banker | Oct 12, 2012
Growth in business lending by commercial banks remained brisk in the third quarter according to preliminary data, but continued to slide from a recent peak.
American Banker | Oct 11, 2012
Banks have recovered maybe $1 billion in tax assets written down because of doubts about future profitability. That leaves more than $5 billion to go.
American Banker | Oct 10, 2012
Swipe fees jumped at an annual rate of 40% in the second quarter among a group of institutions subject to the new debit card price caps. Interactive data on interchange revenue at 900 companies.
American Banker | Sep 27, 2012
Interchange has become an ever-more important foundation for credit card lenders as loan portfolios tread water. This interactive graphic shows revenue yields and transaction volume data for large issuers.
American Banker | Sep 26, 2012
Credit card collection efforts appear to be more successful than before the recession, controversial practices notwithstanding. This interactive graphic shows recovery and chargeoff data for large lenders.
American Banker | Sep 19, 2012
The portion of balances that credit cardholders paid off climbed again in August in a good sign for defaults but a bad one for portfolio growth. This interactive graphic shows key performance measures at the Big Six.
American Banker | Sep 13, 2012
Banks as a whole continue to invest heavily in bonds issued by Fannie and Freddie, but allocations vary widely across individual companies. Use this interactive graphic to see portfolio composition for big holding companies.
American Banker | Sep 6, 2012
Lenders have been giving slack on credit lines, but it hasn't been coming from the Big Three. Use this interactive graphic to see line and utilization trends at TD Bank on up.
American Banker | Aug 30, 2012
Few banks with trust-preferred debt would fall below the Basel III capital minimum without the securities. Many are using the phase-out as an opportunity to retire the high-cost funding.
American Banker | Aug 27, 2012
The selloff in Treasuries that extended through much of this month underscores the dangers of adding exposure to long-dated bonds, but both large and small banks have been doing just that in recent quarters. Use this interactive graphic to examine the maturity profiles holding companies with at least $1 billion in assets.
American Banker | Aug 17, 2012
Chargeoff rates ticked up at four of the six largest issuers in July from the previous month. Delinquencies held steady, however, bucking the typical seasonal increase, and writeoffs appear set to subside in the coming months.
American Banker | Aug 16, 2012
Low interest rates have allowed banks of all sizes to rotate out of time deposits and build up transaction accounts, but key differences in funding profiles persist across asset classes.