Search
Showing results 61 - 80 for "Terris"
Banks Wrestle With Growth/Margin Tradeoff: Interactive Graphic
Loan demand is soft and competition for borrowers is intense, creating tension between building portfolios and sustaining yields. Some banks have posted leaps in volume just to tread water in profitability.
Private Equity Deals Pile Up in Quiet Revolution
Stories about buyout groups dissolving and heavy-handed regulation make private equity sound like the dog that never barked in banking. But such firms have notched hundreds of deals since the crisis, and the rollup machines they've created are poised to keep going.
Cracks in Credit Quality Appear in 2Q Reports
Across the industry, the formation of new credit problems has fallen to pre-recession levels. Assets have continued to sour at a troubling pace at some banks, however.
Credit Card Yields Waver, But Hold: Interactive Graphic
Revenue margins have dipped at some major issuers in recent months, but, by and large, they have emerged intact from a bruising economic downturn and a sea change in regulation.
Midsize Banks Wriggle Free from Margin Squeeze
The yield curve flattened and it showed in margins among the first wave of banks to post second quarter results. But a sizeable group used some remaining levers – like the retirement of trust-preferred securities – to buck the trend.
Regulators Fret as Banks Pile into Commercial Lending
Dozens of small banks have substantially increased commercial and industrial lending over the past few years. Supervisors are worried that some may be chasing unfamiliar business down a blind alley.
Banks Set to Post Blowout Mortgage Earnings for 2Q
Refinancing activity continued to climb over the last three months, as did the gap between consumer and secondary market prices. Expect banks to report another quarter of strong mortgage revenues in the coming weeks.
Business Borrowing Cooled in 2Q, Still Underpins Loan Growth
Growth in commercial and industrial loans fell to the slowest pace in a year during the period, according to preliminary data. But the increase was still healthy enough to offset contractions in other loan categories, and help drive an expansion in balance sheets.
The Barclays Resignations Continue
Receiving Wide Coverage ... Diamond in the Rough: It has been a bad run for bank bosses with homophones for names, but especially for former Barclays CEO Bob Diamond, who resigned early today over the Libor scandal. Diamond said: "The external pressure placed on Barclays has reached a level that risks damaging the franchise. I cannot let that happen." The Journal said Diamond's exit could portend a turn away from his focus on expanding the company's...
Turmoil in Europe Spares Foreign Lending in U.S.
Upheaval in funding markets has radically reshaped the liability profile of foreign bank operations in the United States, but they have continued to increase lending despite an exodus of deposits that began in the middle of last year.
Bank Tax Rate Slips as Outlook Improves
The effective tax rate for banks has dropped to a range of roughly 30% to 32%, down from a range of roughly 32% to 33% in the years leading up to the recession. Recoveries of deferred tax assets might be the reason.
Buyers' Market in Bank Stock Offerings
In a slow stretch for issuance of bank shares, companies looking to raise capital for acquisitions have come to the fore in offerings that have performed relatively well.
Calm Before the Storm in Deposit Flows?
Unlike last summer, deposit levels have been relatively stable recently as the euro crisis has reached a new crescendo. Either the most nervous money has already fled to the shelter of the bank safety net, or tensions are only just building.
Evidence Sketchy for Dodd-Frank Boom in Compliance Costs
Fees paid to outside auditors appear to have been relatively stable in recent years. So have legal expenses for smaller institutions since mid-2010, when the 2,000-odd pages of the Dodd-Frank Act became law.
Parsing the Greek Election Results
Receiving Wide Coverage ... New Democracy Wins: But wins what? The helm of an unraveling economic and political order, a spot many believe no government can hold onto for long? In any event, Greece's three main contenders — the establishment parties New Democracy (center right) and Pasok (center left), and the upstart leftist coalition Syriza — all substantially increased their shares of the vote in yesterday's parliamentary election. ...
Bank Distress Eases in West, Persists in Southeast
As with housing, different bank markets across the country have crashed and recovered at different speeds. Measured by institutions with high Texas ratios, stress has tapered quickly in states like Washington and California, but remains elevated in Georgia, Illinois and Florida.
Bank Profits Still Hinge on Reserve Drawdowns
A year and a half after reserve releases emerged as a saving grace for bank earnings, allowance reductions accelerated early this year and accounted for perhaps 14% of the industry’s net income.
Bank Stocks Slip, Analyst Forecasts Stay Rosy
Analysts anticipate stable earnings in the year ahead for large-cap banks, despite fears over Europe that have cut into share prices. Analysts have als' penciled in strong earnings growth for 2013 and 2014, though they’ve trimmed expectations for companies like JPMorgan, B of A and Citi.
The S Corp Edge: It's Not Just Taxes
It's more than just the tax advantages that boosts returns for investors in banks classified as S corporations—they appear to be fundamentally more profitable than their C corp counterparts.
The Buck Stops Here: Director Expertise at the Big Four
Heavy turnover after the near-death experiences of B of A and Citi have left their boards packed with veterans of finance and government. Captains of old-line industries make up the third largest contingent among the nation’s largest banks.
TWITTER
FACEBOOK
LINKEDIN
MOST VIEWED
MOST EMAILED
Marketplace
Fiserv is a leading global provider of information management and electronic commerce systems for the financial services industry.
Learn More
Learn More
Informa Research Services is the premier provider of competitive intelligence, mystery shopping, and compliance testing services to the financial industry.
Learn More
Learn More
CSC is a leader in private-label, third-party loan servicing with 30+ years of proven experience in delivering effective, cost-effective solutions.
Learn More
Learn More
