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Displaying 1-20 of 78460 results for "Federal"
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The Debit Business Overhaul: Interchange, Overdraft, Exclusivity
American Banker | Sep 21, 2010 Card issuers are predicted to lose significant debit-related revenue from the combination of regulations for debit-interchange and overdraft fees. Already, initial estimates are starting to emerge from the major debit-issuing banks. And it’s not just issuers who are impacted. The legislative changes taking place this year are causing stakeholders throughout the payments industry to consider the impact to their side of the market as well. For years, the status of interchange regulation was in the process of being debated, or deadlocked. Now that it’s reached resolution as part of the sweeping Dodd Frank Financial Reform Bill, debit card issuers are left waiting for the final rules to be written. Banks are now left with the challenge of assessing how these changes will play out in the market, how they might impact their business, and what processes will need to be altered. In addition, potential opportunities could emerge. This live interactive video panel brings together experts offering their perspectives on the market impact of the new rules, and suggests ways to retool your debit issuing business. During this event, you’ll have the opportunity to pose questions live to a panel of experts. Key points covered will include: The Federal Reserve Board’s “reasonable and proportional” guidelines – what does this mean? Winners and losers of the new provisions—the obvious and not so obvious Aspects of the card issuing business most affected Impact on larger vs. small issuers Initial steps to identifying new revenue streams Does this open the door to other card-related regulation? If so, what could that look like? Moderator: Will Wade, Technology and Payments Editor, American Banker Will Wade is the Technology Editor at American Banker. He has been writing about cards and payments systems for eight years. Presenter: Patricia Hewitt, Director, Debit Advisory Service Patricia has over 25 years experience in the payments industry including holding senior leadership positions at a major commercial bank, leading software development firm, and Fortune 500 financial services company, in addition to her role as principal in her own consulting firm. Her broad range of industry experience includes merchant acquiring, debit product development, retail and bankcard credit software support and development, as well as operations, sales and marketing, and strategic business and alliance management. Stay tuned for announcements of additional expert panelists!
1 CU Opting Out Of Opt-In
American Banker | Sep 6, 2010 1 CU Opting Out Of Opt-In
Not Everyone Has Forgotten Cooperative Spirit
American Banker | Sep 6, 2010 Not Everyone Has Forgotten Cooperative Spirit
In Vegas, Smaller Losses, 'Things Less Bad'
American Banker | Sep 6, 2010 In Vegas, Smaller Losses, 'Things Less Bad'
Mortgage Rates In Spotlight, But CD Rates Are Also Sliding
American Banker | Sep 6, 2010 Mortgage Rates In Spotlight, But CD Rates Are Also Sliding
On Deadline
American Banker | Sep 6, 2010 On Deadline
American Heritage Federal Credit Union Pilots Personal Automated Teller
Cardline | Sep 3, 2010 American Heritage Federal Credit Union Pilots Personal Automated Teller
Sidhu Chairman of Georgia Thrift
American Banker | Sep 3, 2010 Atlantic Coast Federal in Waycross, Ga., has appointed veteran banker Jay S. Sidhu as executive chairman of its Atlantic Coast Bank unit, a move that could help the company ...
FDIC Plans Seminars on Coverage
American Banker | Sep 3, 2010 The Federal Deposit Insurance Corp. will hold six phone seminars starting Sept. 23 for bank officers and employees about deposit insurance coverage.
Credit Losses Could Stay High Longer In This Cycle
Cardline | Sep 3, 2010 Credit Losses Could Stay High Longer In This Cycle
BancVue Picks Up Credit Card Portfolio of Failed Silverton Bank
American Banker | Sep 3, 2010 The Austin community bank service provider BancVue has purchased the credit card portfolio of the failed Silverton Bank from the Federal Deposit Insurance Corp.
Patent Fight Heats Up Over Cardtronics' Multi-Purpose ATMs
Cardline | Sep 3, 2010 Patent Fight Heats Up Over Cardtronics' Multi-Purpose ATMs
46% Of Bank Customers Choosing Debit-Overdraft Protection, ABA Says
Cardline | Sep 3, 2010 46% Of Bank Customers Choosing Debit-Overdraft Protection, ABA Says
FTC Settlement Stops Alleged Credit-Repair Scam
Cardline | Sep 3, 2010 FTC Settlement Stops Alleged Credit-Repair Scam
FCIC Presses Bernanke, Bair: Will Dodd-Frank End Bailouts?
American Banker | Sep 3, 2010 At a hearing on "too big to fail" institutions, commissioners questioned if the new systemic risk council would have the political will to break up risky firms and raised concerns about "living wills."
Reform's Effect Unclear on Decoupled Debit
American Banker | Sep 3, 2010 The pending overhaul of debit interchange regulations is widely expected to lead to cuts in banks' rewards programs, but it remains unclear how this could affect decoupled debit ...
Where Colonial Players Are Now
American Banker | Sep 3, 2010
Treasury to Launch Tax Refund Deposit Program for the Underbanked
American Banker | Sep 3, 2010 The Treasury Department announced Thursday that it will launch a pilot program to let consumers have their income tax refund deposited into a low-cost bank account.
BB&T Gets Payoff, Not Runoff, from Colonial Acquisition
American Banker | Sep 3, 2010 Sporting stronger margins and other tangible benefits, BB&T Corp. has quieted the murmurs heard a year ago when it took over the failed Colonial Bank.
Redeeming Trups Is Attractive But Not Always Feasible
American Banker | Sep 3, 2010 Comerica's redemption of $500 million in trust-preferred securities will save it more than $20 million a year and sets an example of Dodd-Frank Act adaptation for a handful of other ...
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