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Displaying 1-20 of 81486 results for "Federal Reserve"
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The Debit Business Overhaul: Interchange, Overdraft, Exclusivity
American Banker | Sep 21, 2010 Card issuers are predicted to lose significant debit-related revenue from the combination of regulations for debit-interchange and overdraft fees. Already, initial estimates are starting to emerge from the major debit-issuing banks. And it’s not just issuers who are impacted. The legislative changes taking place this year are causing stakeholders throughout the payments industry to consider the impact to their side of the market as well. For years, the status of interchange regulation was in the process of being debated, or deadlocked. Now that it’s reached resolution as part of the sweeping Dodd Frank Financial Reform Bill, debit card issuers are left waiting for the final rules to be written. Banks are now left with the challenge of assessing how these changes will play out in the market, how they might impact their business, and what processes will need to be altered. In addition, potential opportunities could emerge. This live interactive video panel brings together experts offering their perspectives on the market impact of the new rules, and suggests ways to retool your debit issuing business. During this event, you’ll have the opportunity to pose questions live to a panel of experts. Key points covered will include: The Federal Reserve Board’s “reasonable and proportional” guidelines – what does this mean? Winners and losers of the new provisions—the obvious and not so obvious Aspects of the card issuing business most affected Impact on larger vs. small issuers Initial steps to identifying new revenue streams Does this open the door to other card-related regulation? If so, what could that look like? Moderator: Will Wade, Technology and Payments Editor, American Banker Will Wade is the Technology Editor at American Banker. He has been writing about cards and payments systems for eight years. Presenter: Patricia Hewitt, Director, Debit Advisory Service Patricia has over 25 years experience in the payments industry including holding senior leadership positions at a major commercial bank, leading software development firm, and Fortune 500 financial services company, in addition to her role as principal in her own consulting firm. Her broad range of industry experience includes merchant acquiring, debit product development, retail and bankcard credit software support and development, as well as operations, sales and marketing, and strategic business and alliance management. Stay tuned for announcements of additional expert panelists!
Colombian Branch Approved in Miami
American Banker | Sep 9, 2010 Banco Davivienda of Bogota, was given permission Tuesday to convert a subsidiary already in the U.S., Bancafe International, into an international branch in Miami.
Viewpoint: Dangers Built In to Financial Holding Company Status
American Banker | Sep 9, 2010 There are draconian potential consequences in Regulation Y if an FHC cannot return to well-capitalized and well-managed status within 180 days.
Beige Book: U.S. Lending Down Slightly
American Banker | Sep 9, 2010 Lending activity dipped slightly in the past six weeks, while credit standards continued to tighten, according to a Federal Reserve Board report released Wednesday.
EMV Gets a Push from Fed Banks, Industry Groups
American Banker | Sep 9, 2010 A series of meetings organized by the Boston and Atlanta Fed banks questions why the U.S. is far behind Europe and Japan's adoption of technologies included in EMV standards.
Pipeline
American Banker | Sep 9, 2010 Moody's looks on the bright side of new mortgage broker pay restrictions; HomeCard entrepreneur's long search for a bank partner.
JPM Chase Hires B of A's Gregory Baer
American Banker | Sep 9, 2010 Gregory Baer, a deputy general counsel at B of A, is leaving the Charlotte firm to join JPMorgan Chase as managing director and general counsel in the bank's corporate and ...
Pacific Mercantile OKs Regulatory Pacts
American Banker | Sep 8, 2010 Pacific Mercantile Bancorp said Tuesday that it has entered into agreements with its regulators to improve credit quality and boost capital.
From the Agencies
Regulatory/Legislative | Sep 8, 2010 Latest pronouncements from the key banking regulators as well as a comprehensive archive of past agency press releases, alerts, bulletins and other important documents from the FDIC, FRB, OCC, OTS, FinCEN, FFIEC, NCUA, FHFA and Treasury. Note: Page may contain links to PDF documents. To view, please download Adobe Acrobat Reader.
Pacific Mercantile Reaches Agreements with Bank Regulators
Syndication Stories | Sep 7, 2010 Pacific Mercantile Bancorp said it has reached agreements with state and federal regulators to take actions to address loan performance and improve its operating results ...
Cuomo Asks 300 Schools for Data on Card Pacts
American Banker | Sep 7, 2010 New York Attorney General Andrew Cuomo is seeking information about contracts that colleges and universities in the state have with card issuers as part of an investigation into deceptive marketing tactics.
Morning Scan
American Banker | Sep 7, 2010 Receiving Wide Coverage ... Housing Fixes: The Journal previewed the Obama administration's launch today of what the paper described as its most ambitious effort at reducing mortgage balances for underwater homeowners. The paper said that, while "the program puts taxpayers at risk," the government has set aside $14 billion in Tarp funds previously earmarked for housing aid to cover losses. A front page story in Monday's Times discussed another housing fix being promoted by economists and...
Banks Use Election as Payback for Reg Reform
American Banker | Sep 7, 2010 Though Democrats scored a big political victory in passing regulatory reform, many are already paying for it as the financial services industry directs more of its contributions toward ...
Derivatives Still a Fed Worry
Syndication Stories | Sep 6, 2010 Federal Reserve officials are on the lookout in case Wall Street banks try to devise more complex derivatives instruments aimed at circumventing new regulations.
Thrifts Fear New World Order Under Fed, OCC
National Mortgage News | Sep 6, 2010 Thrifts Fear New World Order Under Fed, OCC
Mortgage Pipeline: Cramdowns, Redux
National Mortgage News | Sep 6, 2010 Mortgage Pipeline: Cramdowns, Redux
Credit Losses Could Stay Elevated Longer in This Cycle
National Mortgage News | Sep 6, 2010 Credit Losses Could Stay Elevated Longer in This Cycle
FASB Considering a Radical Change for Calculating Reserves
National Mortgage News | Sep 6, 2010 FASB Considering a Radical Change for Calculating Reserves
Credit Losses Could Stay High Longer In This Cycle
Cardline | Sep 3, 2010 Credit Losses Could Stay High Longer In This Cycle
Reform's Effect Unclear on Decoupled Debit
American Banker | Sep 3, 2010 The pending overhaul of debit interchange regulations is widely expected to lead to cuts in banks' rewards programs, but it remains unclear how this could affect decoupled debit ...
Displaying 1-20 of 81486 results for "Federal Reserve"
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