3Q '09
Worries About Fresh Regulatory Burdens
American Banker | Sep 30
Part one of the 3Q '09 Executive Forum Survey looks at regulatory structure, which a majority of respondents thinks is in need of an overhaul — though a split exists on the idea of a consolidated regulator. Part two will expand on this notion, and explore some of the thoughts executives have expressed on what they feel is burdensome regulation.
2Q '09
Heightened Risk Management Motivation
American Banker | Aug 20
The first installment of 2Q Executive Forum survey examines perceptions about risk. For the second installment, we look at risk management practices.
1Q '09
Trust, Standards and Growth Forecasts
American Banker | Apr 1
A two-part series that examines the results of American Banker's Executive Forum 1Q '09. First, a look at lending. Then, we will look at respondents' assessments of government intervention, including the Troubled Asset Relief Program.
4Q '08
Diverse Views on Revamping Regulation
American Banker | Dec 29
A three-part series that examines the results of American Banker's Executive Forum 4Q '08. First up, a look at views on regulatory restructuring. Then, we will look at issues related to compliance. For the final piece, we will look at what panelists had to say when asked about their single largest concern.
2Q '08
A Higher Profile for All Varieties of Risk
American Banker | Jul 7
A three-part series that examines the results of American Banker's Executive Forum 2Q '08. First, a look at the risk manager position and a historical comparison over four years of how banks have been handling operational risk management. Second, a look at differences between small- and large-bank views and plans. Finally, we compare financial industry executives' perceptions with those of a banking business customer panel maintained and surveyed by Greenwich Associates.
1Q '08
Bankers Still See Edge Amid a Dip in Trust
American Banker | Apr 7The majority of executives participating in our latest Executive Forum survey say banks continue to hold an advantage over other types of institutions when it comes to customer confidence. However, they also say the industry's overall level of customer trust has deteriorated in the last year.
3Q '07
More Pessimism, Tighter Purse Strings
American Banker | Nov 26In the latest Executive Forum Survey, senior execs in banking and other financial services businesses detail their increasingly gloomy outlook about a number of things. They've generally ratcheted back their hiring and tech spending plans, more said financial companies of all types face a crisis of trust among customers, and fewer said banks enjoy a trust-and-confidence advantage over other financial firms.
2Q '07
Regulatory Relief? They're Not Seeing It
American Banker | Sep 14The majority of the participants in the latest American Banker/Insight Express survey said their regulatory burden was as hefty as ever, despite a relief bill passed last year. Large companies reported the greatest spike in compliance costs. Other topics covered in this quarterly installment include regulator relations and reasons for changing charters.
1Q '07
Operational Risk Approaches Gain Clarity
American Banker | Jun 22For the first time, more than half of all executives surveyed — including more than 91% at large firms — said their companies had an operational risk function. The most commonly cited benefit expected from improvement in this area: avoiding legal or regulatory action. Also: More banks are looking at reputational risk.
4Q '06
Consumer Finance at a Challenging Time
American Banker | Feb 16Despite rising interest rates, a weak housing market, and lawmakers pounding the table about increased regulation of home lending, financial companies are still looking at mortgages and home equity lines as their best hope for driving consumer lending growth this year. The latest Executive Forum — American Banker's quarterly online survey — also found that relatively few financial services firms are actively looking for new customers among the unbanked and underbanked.
3Q '06
Still Hiring, Rate and Terror Issues Aside
American Banker | Nov 17Financial services leaders are worried about rate stability and irritated by increasing antiterrorism rules, according to the latest Executive Forum. Executives also plan to increase hiring, but say they are frustrated with the difficulty of finding qualified employees. The survey found that nearly a third of large-bank executives expect their company to buy another one in the next 12 months.
2Q '06
Charters, Basel, Regulators, Lobbyists
American Banker | Aug 4More institutions hired chief compliance officers in the last year, according to the latest Executive Forum. The survey covered regulatory and compliance issues and included bankers' ratings of their associations' effectiveness. The survey also found that the number of charter changes fell. And once again, a majority offered no opinion on whether the Basel rules need revision.
1Q '06
Operational Risk: Who's Making Progress
American Banker | May 5More big financial firms have hired chief risk officers in the last year, according to the latest Financial Services Executive Forum, which focused on operational risk management. Over 80% of the respondents from large companies said they have one, versus 68% last year. But 58% of the smaller companies, up from 45% last year, said they plan to enhance op-risk management.
