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Community Banking - On Small-Bank Minds

American Banker | February 13, 2009

In a roundtable exchange, CEOs discuss the financial crisis and its impact on their banks. Keeping them up nights: higher deposit premiums, deteriorating asset quality, plummeting stock prices, and the threat of a regulatory revamp. On the bright side, they are winning deposits from troubled large banks.

 

PERSPECTIVE

You Have an Enforcement Action — Now What?

Unfortunately, given the economic and regulatory climate, the number of enforcement actions will increase, and more and more institutions will be forced to respond to them.

MONEY MANAGEMENT

Openings, Hurdles in Luring Clients From Major Firms

Community bank executives and other observers say big firms are vulnerable, because they have suffered humbling losses while their customers' investments have hemorrhaged ...

ROUNDTABLE

Financial Crisis Realigns the List of Priorities, Worries for Bankers

Six members from the American Bankers Association's Community Bankers Council talked to American Banker about how their industry is weathering the worst financial crisis in decades.

Survey

Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?
Yes. Facebook Credits threatens to cut off banks from transactions and customer data.
No. A system the enables users to pay for online games and page upgrades is a harmless niche.
Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.
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