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DEC 7, 2009 12:59pm ET

Web Seminars

The Debit Business Overhaul: Interchange, Overdraft, Exclusivity
Available On Demand
Year in Review

Tests (Stress, Personal) Passed and Failed

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Three central themes dominated banking in 2009: credit quality, capital and a back-to-basics movement.

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The $25 billion mortgage robo-signing settlement is:
Political extortion from the banks in an election year
A slap on the wrist — the banks put reserves away for this long ago, they won't even feel it
A source of relief for both banks and homeowners that could help the housing market and economy recover
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