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Executing Effective Validations in 2011 & Beyond
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Is there Money in the Mobile Wallet?: Business Models and Prospects for Mobile Payments in the U.S.
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The CFPB: What to Expect in the First Six Months  
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Survey: Debt Levels Steady

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Most consumers have not seen their debt levels increase over the past six months, and about four in 10 say their debt level has decreased, according to an American Express survey.

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Handicapping the Latest Obama Refi Plan
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Facebook's securities filings show its Facebook Credits digital currency business is exploding. Does it pose a serious threat to banks?
Yes. Facebook Credits threatens to cut off banks from transactions and customer data.
No. A system the enables users to pay for online games and page upgrades is a harmless niche.
Maybe. It depends on whether Facebook makes an aggressive move into ecommerce.

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Dashboards: How's Business? Ask your Data!
The End of the Magstripe?
The State of EMV Smartcards in the U.S.
A Lower Risk, Evolutionary Approach to Banking Transformation

Conferences
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17th Annual Best Practices in Retail Financial Services Symposium
March 11-13, 2012
Boca Raton Resort & Club, Boca Raton, FL
16th Annual National Collections & Credit Risk Conference
March 14-16, 2012
Hyatt Regency New Orleans, New Orleans, LA
6th Annual Mortgage Servicing Conference
April 17-19, 2012
Omni Mandalay Hotel at Las Colinas, Dallas (Irving), TX
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