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Visa Downgraded on Pricing Worries

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Visa shares fell sharply Wednesday after Bank of America's James Kissane became the first analyst to recommend avoiding the shares.

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What the Mortgage Settlement Means to Banks
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The $25 billion mortgage robo-signing settlement is:
Political extortion from the banks in an election year
A slap on the wrist — the banks put reserves away for this long ago, they won't even feel it
A source of relief for both banks and homeowners that could help the housing market and economy recover

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