Topic
Regulatory Restructuring
The revamp of the financial regulatory structure has become a top priority for policymakers as they work to stop the financial crisis. Much of the immediate focus is on giving the government oversight powers of systemically important institutions, sometimes referred to as "too big to fail" institutions. The Obama administration has recommended the creation of a systemic risk regulator to oversee such firms, which include bank holding companies, insurance companies, and large hedge funds. It has also championed a bill that would give resolution powers over systemically important firms to the Federal Deposit Insurance Corp. Several lawmakers have also called for the consolidation of existing bank regulators. Policymakers are expected to wrestle with the issue this year in an effort to come up with a new system. Following is some of American Banker's critical coverage in this area.
Frequently Asked Questions
Regulatory Reform Turns New Corner as Talks Stall
Dodd presses ahead without Shelby, but can he succeed?
American Banker | Feb 08Senate Banking Committee leaders said Friday that negotiations on a regulatory reform bill had reached an impasse. We offer the following FAQ about what is really going on.
Dodd Weighs Partisan Reform Strategy
American Banker | Jan 27Senate Banking Committee Chairman Chris Dodd is weighing whether to keep negotiating with Republicans on a regulatory reform bill or shift gears and take a partisan ...
In Shift, Obama Decides Big Is Bad
Critics pan plan to limit growth and risk as vague and unworkable
Paul Davis, Stacy Kaper and Matthew Monks contributed to this story. | Jan 22On Thursday, President Obama said banks are too big and too concentrated, and he asked Congress to bar banking companies from proprietary trading and from working with hedge funds or private-equity firms.
Reg Reform: Concession Time's Only Just Begun
American Banker | Dec 14House leaders were forced to significantly weaken regulatory reform legislation to get it passed last week, and the Senate is likely to water it down further.
Bill Won't Curb TBTF? Not So Fast
American Banker | Dec 01Critics continue to argue that regulatory reform legislation would create a permanent bailout mechanism by giving the FDIC resolution authority. But is that right?
House Panel Votes to Audit Fed and Fund Resolutions
American Banker | Nov 20The House Financial Services Committee approved a series of amendments Thursday designed to enhance oversight of the Fed and create a government fund to pay ...
In Senate, Both Parties Pan Dodd's Reform Bill
American Banker | Nov 20Senate Banking Committee Chairman Chris Dodd abruptly abandoned his plan to press ahead with a partisan vote on his regulatory reform bill next month after running ...
Hill Vote Targets Secured Creditors
Joe Adler contributed to this story. | Nov 19The House Financial Services Committee narrowly passed an amendment Wednesday that would raise the cost of funding for the largest financial institutions and cut ...
Regional Fed Role at Issue in Dodd Bill
American Banker | Nov 17Regulatory reform legislation offered by Sen. Dodd will force a fight over something far more fundamental than the Fed's supervision powers: the independence of the central bank.
Reg Reform: So Much to Fight, So Little Time
American Banker | Nov 16Financial industry representatives are scrambling to find a strategy for responding to the massive regulatory reform bill the Senate Banking Committee aims to pass ...
