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American Banker - On Focus and In Depth

Friday, November 20, 2009, as of 11:40 PM EDT

Viewpoints: Markets

2009

Stress Test Profile: Iberiabank Corp.

American Banker | Nov 20

Its recent purchase of failed banks and the possibility of future acquisitions of assets from FDIC bank resolutions make Iberiabank an emerging regional powerhouse.

Viewpoint: How Congress Can Get it Right on TBTF

American Banker | Nov 4

First, prevent institutions from reaching the "too big to fail" size and influence in the future, and second, achieve an orderly reduction in size and influence in the current TBTF institutions.

Viewpoint: Failure Resolution Plans Go Too Easy on Creditors

American Banker | Oct 30

Congress should require that all the secured creditor claims against a complex financial firm be convertible into equity to provide the funding to help support or save the firm from liquidation.

Viewpoint: A New Way to Foster Long-Term Investing

American Banker | Oct 23

Public-Private Partnerships involve the public tendering of the delivery and maintenance of public infrastructure for the long to very long term through the use of private-sector investment.

Viewpoint: Risk Management Overhaul Do's, Don'ts

American Banker | Oct 16

Effective risk management involves the board and senior management ensuring that a process is in place to assess, weigh and mitigate (or accept) known risks.

Viewpoint: Jets Fuel the Worst Deals

American Banker | Oct 9

The problem with corporate jets is simple: They do far more harm than good. And the harm they inflict has little to do with the direct dollars spent operating them.

Viewpoint: Don't Be Misled by Share Price Rebound

American Banker | Sep 16

Competing in the postcrisis environment requires focusing on maximizing the performance of existing assets rather than chasing market share or growth.

Viewpoint: Big Capital Requirements No Panacea

American Banker | Sep 9

Even appropriate capital regulation alone will not prevent another boom-bust cycle without also implementing sensible, forward-looking provisioning and sound risk measurement.

Viewpoint: GSE Loans to Mortgage Market Rescue

American Banker | Aug 28

Notably, the issuance of Ginnie Mae-guaranteed MBS, backed primarily by single-family mortgages, has been consistently trending upward for over a year and at record levels for the past few months.

Viewpoint: Target Reform at the Securitization Mess

American Banker | Aug 19

The key question is why existing market regulation failed to stop the securitization markets from imploding. To that end, there are three main culprits, one of which — the SEC.

Viewpoint: Don't Blame the Whole Mess on Basel II

American Banker | Aug 14

Basel II is far from perfect, but what's most wrong with it is that Basel I lasted far too long.

Viewpoint: Private Equity Benefit: Accountability

American Banker | Aug 7

Financial conglomerates such as the ones at the center of today's crisis are the very antithesis of the less complex and easier to govern organizations private equity ...

Viewpoint: Four Keys to Post-Crisis Performance Strength

American Banker | Jul 29

The banks that most effectively restore customer trust, reduce costs, embrace analytics, and integrate risk management will be the industry's high performers.