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American Banker - On Focus and In Depth

Friday, November 20, 2009, as of 11:41 PM EDT

Viewpoints: Technology

2009

Viewpoint: Commercial Lending Needs a New Process

American Banker | Nov 6

Should you decide to update your commercial lending process, the best advice I've heard is "make finding a proven automation solution that would work to mitigate portfolio risk the top priority."

Viewpoint: Provide Value to Replace Overdraft-Fee Income

American Banker | Oct 30

With new value-rich products, including incentive checking and rewards programs, banks can successfully and quickly reinvent their revenue streams and expand revenue and market share.

Viewpoint: Banks Dawdle at Their Peril in the PFM Space

American Banker | Oct 16

Today most banks and online banking vendors are offering up PFM Lite. They must quickly evolve to PFM Deluxe built on the foundation of aggregating the customers' accounts from all institutions.

Viewpoint: Defining and Implementing Better Practices

American Banker | Oct 9

The blending of day-to-day organizational processes and procedures with new technology, or 'best practical performance,' can ultimately drive a successful transition and new technology deployment.

Viewpoint: Cloud Computing's Cost Savings Drive Acceptance

American Banker | Sep 30

Cloud computing will unburden today's overcommitted, understaffed in-house IT resources, who currently must evaluate, select, learn, install, integrate, manage and update the tech infrastructure.

Letter to the Editor: Intuition on Intuit Deal

American Banker | Sep 25 To the Editor:
Intuit's plans with Mint Software may not be as foggy as they appear to be at present ['Intuit to Pay a Mint for Unclear Gain,' Sept. 16].

Viewpoint: New Challenges, But New Opportunities Too

American Banker | Sep 9

Banks must be open to new levels of innovation that will enable them to surpass customer expectations, grow strategically and manage risks, while reducing costs and complying with regulations.

Viewpoint: Why Deny Remote Deposit to Any Customer?

American Banker | Aug 5

It is time to stomp on the gas, get over in the passing lane and take advantage of the opportunity you have to deploy RDC to your customers before your competitor does.

Viewpoint: Making the Making Home Affordable Plan Better

American Banker | Jul 24

The administration's plan needs a way to provide consumers with reliable and systematic decisions on eligibility for the many loan workout and refinance options.