Viewpoints: Technology
Send a letter Back to Viewpoints home
2010
Viewpoint: Paper Problems Impede Hamp
American Banker | Mar 17 At least one problem bedeviling Washington can be fixed quickly by lenders using existing technology, pleasing borrowers and boosting compliance.
Feedback: It's Not Just a Marketing Problem
American Banker | Jan 26
To the Editor:
"Contactless Cards Go Untouched" [Jan. 22] outlines the challenges that financial institutions and businesses have faced in implementing and promoting contactless card technology, something that Aite Group's Nick Holland attributes to a poor job of marketing "Tap and Go" to businesses and consumers.
Viewpoint: Get Serious on Standard Data Content
American Banker | Jan 22 The Government Information Transparency Act has not been enacted, and until it also includes a directive to legislate a data content standard, it should not be.
Viewpoint: Convert Offline Crowd to Thrive in Mobile Banking
American Banker | Jan 15 Financial institutions that focus only on converting online customers into mobile customers will drive adoption of mobile banking services, but fail to lower the cost to serve their customer base.
2009
Viewpoint: Commercial Lending Needs a New Process
American Banker | Nov 6 Should you decide to update your commercial lending process, the best advice I've heard is "make finding a proven automation solution that would work to mitigate portfolio risk the top priority."
Viewpoint: Provide Value to Replace Overdraft-Fee Income
American Banker | Oct 30 With new value-rich products, including incentive checking and rewards programs, banks can successfully and quickly reinvent their revenue streams and expand revenue and market share.
Viewpoint: Banks Dawdle at Their Peril in the PFM Space
American Banker | Oct 16 Today most banks and online banking vendors are offering up PFM Lite. They must quickly evolve to PFM Deluxe built on the foundation of aggregating the customers' accounts from all institutions.
Viewpoint: Defining and Implementing Better Practices
American Banker | Oct 9 The blending of day-to-day organizational processes and procedures with new technology, or 'best practical performance,' can ultimately drive a successful transition and new technology deployment.
Viewpoint: Cloud Computing's Cost Savings Drive Acceptance
American Banker | Sep 30 Cloud computing will unburden today's overcommitted, understaffed in-house IT resources, who currently must evaluate, select, learn, install, integrate, manage and update the tech infrastructure.
Letter to the Editor: Intuition on Intuit Deal
American Banker | Sep 25
To the Editor:
Intuit's plans with Mint Software may not be as foggy as they appear to be at present ['Intuit to Pay a Mint for Unclear Gain,' Sept. 16].
Viewpoint: New Challenges, But New Opportunities Too
American Banker | Sep 9 Banks must be open to new levels of innovation that will enable them to surpass customer expectations, grow strategically and manage risks, while reducing costs and complying with regulations.
Viewpoint: Why Deny Remote Deposit to Any Customer?
American Banker | Aug 5 It is time to stomp on the gas, get over in the passing lane and take advantage of the opportunity you have to deploy RDC to your customers before your competitor does.
Viewpoint: Making the Making Home Affordable Plan Better
American Banker | Jul 24 The administration's plan needs a way to provide consumers with reliable and systematic decisions on eligibility for the many loan workout and refinance options.
