The changes in U.S. consumer behavior have reached a point of equilibrium and moved into an era of optimization that we believe will continue for the next few years. Characteristics shaping this new era solidified in 2011 into smarter spending and savings behaviors on the part of consumers.

Join TSYS in an interactive, live Web seminar at 2 p.m. (EST) on July 26 to learn why changes in spending behaviors are impacting credit and debit card programs. Additionally, you will learn how financial institutions can play a role in fulfilling consumer needs as they are spending and saving smarter by:

• Accelerating migration from cash and checks to electronic payments (credit, debit and prepaid)
• Helping consumers rebuild their household balance sheets
• Maximizing customer lifetime-relationship value

This webinar is intended for those working in a retail product or finance capacity at regional and community banks.

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