John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Uber has long taught that the best way to get consumers to pay with a mobile device is to make the payment almost invisible. Now, with the help of Facebook and Braintree, Uber is applying that philosophy to the rest of its business and if Facebook has its way, other companies will again follow Uber's example.
By John AdamsDecember 17 -
One of the more perplexing elements of the slow, long-awaited march to EMV-chip cards in the U.S. is the lack of awareness that still pervades among merchants and consumers alike.
By John AdamsDecember 16 -
Global Payments and Heartland Payment Systems have a chance to create an international powerhouse focused on small to medium sized business, restaurant and education payments, if they can meld their technology post-acquisition and retain Heartland's management.
By John AdamsDecember 15 -
Global Payments and Heartland Payment Systems have a chance to create an international powerhouse focused on small to medium sized business, restaurant and education payments, if they can meld their technology post-acquisition and retain Heartland's management.
By John AdamsDecember 15 -
It can often seem that some of the biggest names in payments were established a long time ago in a galaxy far away, and today are constantly defending their empires from scrappy startups launched by digital natives.
By John AdamsDecember 15 -
One of the leaders of the retailer-driven Merchant Customer Exchange mobile payment system, Walmart is stepping out with its own alternative to Apple Pay, Samsung Pay and Android Pay.
By John AdamsDecember 10 -
Like the long shutter times required for old photographs, a payment transaction at a hotel can remain exposed for a while, creating a distinct fraud risk that's not often found at other merchants.
By John AdamsDecember 10 -
As wearable computing transitions from fantasy to fashion, developers are starting to consider the distinct risks that arise when payments migrate away from smartphones.
By John AdamsDecember 8 -
Most credit unions lack the resource heft of the larger banks that are pursuing their own mobile payment projects, but they aren't left empty-handed.
By John AdamsDecember 7 -
Most credit unions lack the resource heft of the larger banks that are pursuing their own mobile payment projects, but they aren't left empty-handed.
By John AdamsDecember 7 -
One of Europe's newest digital wallet initiatives is relying on technology that sidesteps carriers, another blow to an industry that's suffered greatly in its attempts to gain share of the mobile payments market.
By John AdamsDecember 4 -
Merchants today face the daunting task of investing in several payment technology upgrades at once, and the confusion surrounding this process could bolster many pre-existing security vulnerabilities, argues point of sale security expert Chris Strand.
By John AdamsDecember 3 -
Despite being widely encouraged to do so, most banks have not rushed to build their own mobile wallets to maintain their brand identities while complementing the capabilities of existing payment apps.
By John AdamsDecember 2 -
Billions of dollars are changing hands in the ATM industry, accelerating a revolution in how self-service is used in both bank branches and retail stores.
By John AdamsNovember 30 -
Diebold and Wincor Nixdorf which plan to merge under the name "Diebold Nixdorf" were already in the midst of major projects to digitize bank branches and retail stores before the pressure from mobile devices led them to join forces to keep pace with innovation.
By John AdamsNovember 23 -
Diebold and Wincor Nixdorf which plan to merge under the name "Diebold Nixdorf" were already in the midst of major projects to digitize bank branches and retail stores before the pressure from mobile devices led them to join forces to keep pace with innovation.
By John AdamsNovember 23 -
Mobeewave combined two Canadian staples hockey and contactless payments to test a technology that allows smartphones to pay 'each other,' and is now taking the concept on the road to other markets.
By John AdamsNovember 23 -
There's no shortage of upstarts trying to cut cost, time and risk out of global money transfers. To maintain its position, Western Union is investing in the technologies it finds the most promising while keeping others at arm's length.
By John AdamsNovember 20 -
The market for international e-commerce in China is growing much faster, and working much more smoothly, than attempts by Western companies to launch within the country.
By John AdamsNovember 19 -
Before answering a single question about bitcoin or blockchain technology, Align Commerce CEO Marwan Forzley began slamming the mainstream process of moving funds across borders.
By John AdamsNovember 18

