Richard Andreano is a partner at Patton Boggs LLP in Washington, DC. Rich offers clients 25 years of experience and a thorough understanding of issues facing the financial services, mortgage banking and consumer finance industries. He advises lenders, brokers, title companies, home builders, real estate professionals and other settlement providers through issues concerning the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Housing Act, Fair Credit Reporting Act (including FACTA), Home Mortgage Disclosure Act (HMDA) and the Gramm Leach Bliley Act. Among a range of specific issues, he assists clients with regulatory issues regarding Dodd-Frank implementation, loan originator compensation, RESPA, TILA and other disclosures, servicing, the liquidation of distressed loan portfolios, affiliated business and service arrangements, marketing and promotional programs, and incentive and other arrangements. Rich is a regular speaker on industry matters. He is the editor in chief and a contributor to Mortgage Finance Regulation Answer Book 2011-2012.
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Independent and authoritative analysis and perspective for the banking industry