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Sam Bready

Sam Bready has 24 years of experience in mortgage asset management and default servicing on both large-scale and niche specialty servicing platforms. Prior to joining Home Servicing in 2010, Sam was Senior Director of mortgage default servicing for Capital One, where he managed a recently acquired service center, while integrating those resources into a replacement center that was built from the ground up. From 2005 to 2008, Sam was responsible for loan portfolio performance at Avelo Mortgage, a de novo servicer formed to support Goldman Sachs’ investments in performing and non-performing residential loans. From 2000 to 2005, Sam was a Vice-President at CitiFinancial Mortgage, where he was responsible for various default management functions, including loss mitigation, charge-off servicing, liquidations, bankruptcy administration, junior lien servicing, and non-performing mortgage trades. Prior to CitiFinancial, Sam was responsible for various default and customer facing functions for ContiMortgage (1997 to 2000), Trans Financial Mortgage (1994 to 1997), Atlantic Mortgage & Investment (1991 to 1994), and Barnett Mortgage (1987 to 1991). Sam holds a degree in Economics from James Madison University in Harrisonburg, Virginia (1984).