Ray Peloso, CEO- Ray joined Katabat in August 2014, and was Chief Operating Officer until November 2015. Since December 2015 Ray has been Chief Executive Officer, bringing nearly 25 years of diverse lending, collections and infrastructure experience to Katabat. From 2008-2012 he was responsible for all retail default, recoveries, mortgage servicing and fraud performance RBS’ Citizens Bank US subsidiary. Ray previously held executive roles with Capital One including work in collections strategy and operations management. Ray’s earlier career included key marketing and operational leadership roles at US lenders MBNA America and Citibank, including credit and lending responsibilities. Over the years Ray has had substantial responsibility leading risk strategy development, analytics and decision sciences, project and technology implementation, process engineering, and operational performance. Ray holds both a BA and MBA from Georgetown University, and remains active as Vice Chair of the Alumni Advisory Council of the Georgetown McDonough Graduate School of Business.