Agenda

All Days
Monday, October 15
8:00 a.m.
Registration Opens
8:35 a.m. - 8:40 a.m.
Chairman's Opening Remarks
8:40 a.m. - 9:00 a.m.
Keynote Address: Regulation Transformation
9:00 a.m. - 9:20 a.m.
Keynote Address: Executing Risk Management in the Digital Environment
With the rapid evolution of digitization, and the need for compliance programs to demonstrate an ability to keep pace, it’s critical for innovation activities to occur in a responsible manner and infuse compliance requirements during early-stage development. During this presentation, Yvette Hollingsworth Clark, EVP and regulatory innovation officer at Wells Fargo, will discuss how to innovate responsibly and care for compliance and risk management requirements in this new digital paradigm.
9:20 a.m.
Breakfast
10:15 a.m. - 10:45 a.m.
Lessons from Arizona's Fintech Sandbox
In March, Arizona became the first U.S. state to give financial companies a carve-out from some regulatory requirements so that they can test innovative products. This panel will feature remarks from key architects of the Arizona law. They'll discuss how the sandbox came about and the challenges they encountered along the way, and will offer advice to other states that are interested in following Arizona's lead.
10:45 a.m. - 11:15 a.m.
Venture Investments and the Future of RegTech
If you had to pick a leading trend for 2018 venture capital investment, it would be RegTech. But how do VCs really view the RegTech space? What type of companies are they investing in and why. In this panel, we talk with several firms on their approach to investing in RegTech and other emerging technologies, and how they see these companies impacting broader industry verticals like financial services.
11:15 a.m. - 12:15 p.m.
Demos
12:00 p.m.
Lunch
1:45 p.m. - 2:15 p.m.
Compliance Track
RegTech: The Nexus of Diligence and Disruption
What are the approaches and technologies that will help us to balance consumer protection with disruptive innovation in financial services? Regulatory compliance, although important for consumer protection, is a hindrance for incumbents and an entry barrier for startups.
Tech Track
RegTech Pure Plays: The Startups
Regtech pure plays might be defined as cloud-native services that leverage AI and APIs to efficiently target intractable risk management and compliance issues in financial services, e-commerce, government, and other sectors. This panel will feature regtech startups discussing the (r)evolutionary potential of pure play regtech.
2:15 p.m. - 2:45 p.m.
Compliance Track
The Federal and State Regulatory Landscape
This session will educate you on understanding the shifting regulatory landscape confronting RegTech and FinTech.
Tech Track
“I Lender”: How to Avoid a Regulatory Nightmare when Using Artificial Intelligence and Alternative Data to Reach “Credit Invisibles”
Credit invisibles lack a traditional credit history or FICO score. There are around 44 million of them in the United States, and around 15 million of them are considered “prime.” It is a multi-billion dollar market that lenders are very interested in reaching. Yet banks and other traditional lenders have historically struggled to tap this market due to the cost and imprecision associated with identifying these creditworthy borrowers.
2:45 p.m. - 3:15 p.m.
Compliance Track
How the Key Regulatory Differences in Europe vs the US Will Drive the Future of Regtech Adoption
- What is the pace of RegTech adoption in each region?
3:15 p.m.
Networking Break
4:00 p.m. - 4:30 p.m.
Compliance Track
Regulators vs. Social, Mobile and New Communication Forms
This session will explore how financial services firms are embracing new communications forms to reach and build relationships with clients and prospects. We will discuss how regulators are responding to this trend, as well as best practices that firms have adopted to ensure they can manage potential compliance risks.
Tech Track
Compliance of Technology
Driven by increasing complexity in the vendor ecosystem, ongoing regulatory intensity and the accelerating pace of innovation, technology and data risks are moving towards the top of the radar of senior management within financial institutions. As a result, Technology Compliance programs are now emerging at financial institutions and are continually shaped and tested by rule-based drivers from global regulatory expectations as well as market-based drivers from technology innovation. There are now also social and consumer-drivers in the form of expectations for “responsible use of technology and AI” that are emerging as considerations for Technology Compliance that are further pushing it into the mainstream for financial institutions as a core control discipline to ensure both efficiency and effectiveness in the management of regulatory expectations. This panel will explore what firms are currently doing around this emerging and increasingly important topic of Technology Compliance, including defining what it is along with the role of a Technology Compliance Officer and Technology Compliance function, how it is being positioned organizationally, the different operating models that are being employed, key questions to answer and steps that firms can take to develop a sustainable capability and function.
4:30 p.m. - 5:00 p.m.
Compliance Track
Reengineer Central Banking: Regtech and Suptech Prototypes
Simone will present the work of the RegTech for Regulators Accelerator (R2A). R2A partners with leading financial sector authorities across the globe to pioneer the next generation of tools and techniques for market supervision and policy analysis. In 2018 R2A delivered three prototypes in Mexico and the Philippines to improve collection and validation of banks’ reports, AML supervision, and consumer protection through a chatbot.
Tech Track
Blockchains: Tools of RegTech
Cryptocurrencies have become more mainstream in the past few years, with millions of users transacting every day. To create an open and trusted marketplace, institutions engaging with cryptocurrencies need new technology to assess risk. Join this session for an exploration of how the traditional financial sector has exposure to cryptocurrencies presented by the industry's top practitioners. Get an in-depth view of what Chainalysis does, why it was created and how Barclays is using it to understand its cryptocurrency exposure and serve clients in this new industry.
5:00 p.m.
Reception
Tuesday, October 16
8:00 a.m.
Registration Opens
8:30 a.m. - 8:40 a.m.
Chairman’s Opening Remarks
8:40 a.m. - 9:00 a.m.
Keynote Address: Balancing the Benefits of AI with Regulatory Expectations
Gene Ludwig will discuss on-the-ground experience with how banks are incorporating AI/advanced technology to make their processes more efficient and effective. He will also provide insight into best practices for financial institutions use of new technologies to meet regulatory expectations.
9:00 a.m. - 9:30 a.m.
Fireside Chat
OCC and CFPB officials will also participate in a roundtable discussion that will cover the OCC’s new fintech charter and the CFPB’s fintech sandbox initiative, among other topics.
9:30 a.m.
Breakfast
10:00 a.m. - 10:30 a.m.
Fireside Chat
Treasury General Counsel Brent McIntosh will talk about the Treasury’s fintech report, including what role regulators should be taking, and how state and federal supervisors can better coordinate.
10:30 a.m. - 11:00 a.m.
Solutions for Recruiting & Retaining Talent in RegTech & Emerging Technologies
The demand for quality talent within compliance, risk, and regulation far, far outstrips the supply. What started after Dodd-Frank continues to this day – the need for a new generation of compliance executives whose intellectual curiosity and business acumen leverages advancements in AI and blockchain to help advance partnerships and develop solutions between the business, operations, technology, sales, and their world.
11:00 a.m. - 11:30 a.m.
Crowd-Sourced Security: Hype or Real ROI
As some financial institutions invite outside security researchers to probe and scan their systems, there’s a persistent fear that they may be inviting regulatory scrutiny. This discussion will dissect the reporting issues and legal concerns surrounding bug bounty programs.
11:30 a.m. - 12:00 p.m.
The Ways Banks Work with Fintechs
Fintech is a loaded word in today’s market meaning many different things to many people. However, the opportunities, and threats, posed by Fintech technology and fintech vendors is changing the way that banks interact with technology partners and how they deliver innovation to their customers. A wait and see approach is no longer valid with Fintech is now a topic that no organization can ignore. Considering this ongoing structural shift this panel will look at the benefits and challenges posed by new partnership models today, and where things are likely to go from here. Topics under discussion will includeBanks growing openness to partnershipsCultural vs technological challengesCompliance and regtech – Is compliance holding back Fintech potentialThe evolving vendor landscape – from start-ups to IT giantsAPIs and open-banking – Future or folly?
12:00 p.m.
Lunch
1:15 p.m. - 1:45 p.m.
Driving the Financial Sector Toward a Responsible and Inclusive Financial Marketplace
1:45 p.m. - 2:15 p.m.
The Path to Adoption of Regulatory Technologies - Silver Bullet and Silver Lining?
The challenges of adopting and implementing new technologies for automated compliance programs can seem unsurmountable. Learn the steps this bank took to get buy in from internal and external stakeholders, involve them in the process and hold each stakeholder accountable.
2:15 p.m. - 2:45 p.m.
Case Study - How BNP Paribas Cut AML Risk With AI and Machine Learning
Learn how BNP Paribas utilized AI and machine learning technology to reduce AML risk and related costs by decreasing the number of false positive alerts its transaction monitoring system generated.
2:45 p.m.
Conference Concludes
Monday, October 15
8:00 a.m.
Registration Opens
8:35 a.m. - 8:40 a.m.
Chairman's Opening Remarks
8:40 a.m. - 9:00 a.m.
Keynote Address: Regulation Transformation
9:00 a.m. - 9:20 a.m.
Keynote Address: Executing Risk Management in the Digital Environment
With the rapid evolution of digitization, and the need for compliance programs to demonstrate an ability to keep pace, it’s critical for innovation activities to occur in a responsible manner and infuse compliance requirements during early-stage development. During this presentation, Yvette Hollingsworth Clark, EVP and regulatory innovation officer at Wells Fargo, will discuss how to innovate responsibly and care for compliance and risk management requirements in this new digital paradigm.
9:20 a.m.
Breakfast
10:15 a.m. - 10:45 a.m.
Lessons from Arizona's Fintech Sandbox
In March, Arizona became the first U.S. state to give financial companies a carve-out from some regulatory requirements so that they can test innovative products. This panel will feature remarks from key architects of the Arizona law. They'll discuss how the sandbox came about and the challenges they encountered along the way, and will offer advice to other states that are interested in following Arizona's lead.
10:45 a.m. - 11:15 a.m.
Venture Investments and the Future of RegTech
If you had to pick a leading trend for 2018 venture capital investment, it would be RegTech. But how do VCs really view the RegTech space? What type of companies are they investing in and why. In this panel, we talk with several firms on their approach to investing in RegTech and other emerging technologies, and how they see these companies impacting broader industry verticals like financial services.
11:15 a.m. - 12:15 p.m.
Demos
12:00 p.m.
Lunch
1:45 p.m. - 2:15 p.m.
Compliance Track
RegTech: The Nexus of Diligence and Disruption
What are the approaches and technologies that will help us to balance consumer protection with disruptive innovation in financial services? Regulatory compliance, although important for consumer protection, is a hindrance for incumbents and an entry barrier for startups.
Tech Track
RegTech Pure Plays: The Startups
Regtech pure plays might be defined as cloud-native services that leverage AI and APIs to efficiently target intractable risk management and compliance issues in financial services, e-commerce, government, and other sectors. This panel will feature regtech startups discussing the (r)evolutionary potential of pure play regtech.
2:15 p.m. - 2:45 p.m.
Compliance Track
The Federal and State Regulatory Landscape
This session will educate you on understanding the shifting regulatory landscape confronting RegTech and FinTech.
Tech Track
“I Lender”: How to Avoid a Regulatory Nightmare when Using Artificial Intelligence and Alternative Data to Reach “Credit Invisibles”
Credit invisibles lack a traditional credit history or FICO score. There are around 44 million of them in the United States, and around 15 million of them are considered “prime.” It is a multi-billion dollar market that lenders are very interested in reaching. Yet banks and other traditional lenders have historically struggled to tap this market due to the cost and imprecision associated with identifying these creditworthy borrowers.
2:45 p.m. - 3:15 p.m.
Compliance Track
How the Key Regulatory Differences in Europe vs the US Will Drive the Future of Regtech Adoption
- What is the pace of RegTech adoption in each region?
3:15 p.m.
Networking Break
4:00 p.m. - 4:30 p.m.
Compliance Track
Regulators vs. Social, Mobile and New Communication Forms
This session will explore how financial services firms are embracing new communications forms to reach and build relationships with clients and prospects. We will discuss how regulators are responding to this trend, as well as best practices that firms have adopted to ensure they can manage potential compliance risks.
Tech Track
Compliance of Technology
Driven by increasing complexity in the vendor ecosystem, ongoing regulatory intensity and the accelerating pace of innovation, technology and data risks are moving towards the top of the radar of senior management within financial institutions. As a result, Technology Compliance programs are now emerging at financial institutions and are continually shaped and tested by rule-based drivers from global regulatory expectations as well as market-based drivers from technology innovation. There are now also social and consumer-drivers in the form of expectations for “responsible use of technology and AI” that are emerging as considerations for Technology Compliance that are further pushing it into the mainstream for financial institutions as a core control discipline to ensure both efficiency and effectiveness in the management of regulatory expectations. This panel will explore what firms are currently doing around this emerging and increasingly important topic of Technology Compliance, including defining what it is along with the role of a Technology Compliance Officer and Technology Compliance function, how it is being positioned organizationally, the different operating models that are being employed, key questions to answer and steps that firms can take to develop a sustainable capability and function.
4:30 p.m. - 5:00 p.m.
Compliance Track
Reengineer Central Banking: Regtech and Suptech Prototypes
Simone will present the work of the RegTech for Regulators Accelerator (R2A). R2A partners with leading financial sector authorities across the globe to pioneer the next generation of tools and techniques for market supervision and policy analysis. In 2018 R2A delivered three prototypes in Mexico and the Philippines to improve collection and validation of banks’ reports, AML supervision, and consumer protection through a chatbot.
Tech Track
Blockchains: Tools of RegTech
Cryptocurrencies have become more mainstream in the past few years, with millions of users transacting every day. To create an open and trusted marketplace, institutions engaging with cryptocurrencies need new technology to assess risk. Join this session for an exploration of how the traditional financial sector has exposure to cryptocurrencies presented by the industry's top practitioners. Get an in-depth view of what Chainalysis does, why it was created and how Barclays is using it to understand its cryptocurrency exposure and serve clients in this new industry.
5:00 p.m.
Reception
Tuesday, October 16
8:00 a.m.
Registration Opens
8:30 a.m. - 8:40 a.m.
Chairman’s Opening Remarks
8:40 a.m. - 9:00 a.m.
Keynote Address: Balancing the Benefits of AI with Regulatory Expectations
Gene Ludwig will discuss on-the-ground experience with how banks are incorporating AI/advanced technology to make their processes more efficient and effective. He will also provide insight into best practices for financial institutions use of new technologies to meet regulatory expectations.
9:00 a.m. - 9:30 a.m.
Fireside Chat
OCC and CFPB officials will also participate in a roundtable discussion that will cover the OCC’s new fintech charter and the CFPB’s fintech sandbox initiative, among other topics.
9:30 a.m.
Breakfast
10:00 a.m. - 10:30 a.m.
Fireside Chat
Treasury General Counsel Brent McIntosh will talk about the Treasury’s fintech report, including what role regulators should be taking, and how state and federal supervisors can better coordinate.
10:30 a.m. - 11:00 a.m.
Solutions for Recruiting & Retaining Talent in RegTech & Emerging Technologies
The demand for quality talent within compliance, risk, and regulation far, far outstrips the supply. What started after Dodd-Frank continues to this day – the need for a new generation of compliance executives whose intellectual curiosity and business acumen leverages advancements in AI and blockchain to help advance partnerships and develop solutions between the business, operations, technology, sales, and their world.
11:00 a.m. - 11:30 a.m.
Crowd-Sourced Security: Hype or Real ROI
As some financial institutions invite outside security researchers to probe and scan their systems, there’s a persistent fear that they may be inviting regulatory scrutiny. This discussion will dissect the reporting issues and legal concerns surrounding bug bounty programs.
11:30 a.m. - 12:00 p.m.
The Ways Banks Work with Fintechs
Fintech is a loaded word in today’s market meaning many different things to many people. However, the opportunities, and threats, posed by Fintech technology and fintech vendors is changing the way that banks interact with technology partners and how they deliver innovation to their customers. A wait and see approach is no longer valid with Fintech is now a topic that no organization can ignore. Considering this ongoing structural shift this panel will look at the benefits and challenges posed by new partnership models today, and where things are likely to go from here. Topics under discussion will includeBanks growing openness to partnershipsCultural vs technological challengesCompliance and regtech – Is compliance holding back Fintech potentialThe evolving vendor landscape – from start-ups to IT giantsAPIs and open-banking – Future or folly?
12:00 p.m.
Lunch
1:15 p.m. - 1:45 p.m.
Driving the Financial Sector Toward a Responsible and Inclusive Financial Marketplace
1:45 p.m. - 2:15 p.m.
The Path to Adoption of Regulatory Technologies - Silver Bullet and Silver Lining?
The challenges of adopting and implementing new technologies for automated compliance programs can seem unsurmountable. Learn the steps this bank took to get buy in from internal and external stakeholders, involve them in the process and hold each stakeholder accountable.
2:15 p.m. - 2:45 p.m.
Case Study - How BNP Paribas Cut AML Risk With AI and Machine Learning
Learn how BNP Paribas utilized AI and machine learning technology to reduce AML risk and related costs by decreasing the number of false positive alerts its transaction monitoring system generated.
2:45 p.m.
Conference Concludes