J. Pat Hickman is chairman and CEO of Happy State Bank & Trust in Happy, Texas. A banker for 42 years, he has run the $3.1 billion-asset Happy State for the last 28 years, a period where it has grown from one branch with six employees to one with 34 locations and a staff of nearly 700. Happy State also owns GoldStar Trust, the nation’s largest trustee for self-directed precious metals IRAs. Hickman has been a board member and chair of several community and banking groups, including his service as past-chair of the Independent Bankers Association of Texas. He attended Texas Tech University and West Texas A&M University.