Bank and Thrift Holding Companies with Highest Noninterest Income Ratios
November 20, 2008, 10:08 a.m. EST 1 Min Read
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Bank and Thrift Holding Companies with Highest Noninterest Income Ratios
Bank and Thrift Holding Companies with Highest Noninterest Income RatiosOn June 30, 2008. Dollars in thousands | ||||||||
---|---|---|---|---|---|---|---|---|
Rank | Parent company | Type of | Income | 2Q '07 | Assets | |||
Noninterest | Total net | | ||||||
1 | Osage Federal Bank Pawhuska, Okla. | Osage Bancshares Inc. | thrift | $180 | $14 | 1285.7% | $163 | $156,881 |
2 | First Star Bancorp Inc. Bethlehem, Pa. | none | bank | 299 | 76 | 393.4 | 249 | 669,748 |
3 | Riverside Gulf Coast Banking Co. Cape Coral, Fla. | none | bank | 1,001 | 818 | 122.4 | 1,786 | 625,211 |
4 | Forethought Federal Savings Bank Batesville, Ind. | none | thrift | 485 | 407 | 119.2 | 466 | 120,786 |
5 | Marshall Bankfirst Corp. Minneapolis | none | bank | 4,195 | 3,835 | 109.4 | 6,446 | 416,959 |
6 | FDS Bank Mason, Ohio | Macys Inc. | thrift | 136,430 | 136,920 | 99.6 | 154,119 | 94,157 |
7 | Northwestern Mutual Wealth Management Co. Milwaukee | Northwestern Mutual Life Insurance Co. | thrift | 28,336 | 28,706 | 98.7 | 9,034 | 39,554 |
8 | SEI Private Trust Co. Oaks, Pa. | SEI Investments Co. | thrift | 39,651 | 40,294 | 98.4 | 39,068 | 84,107 |
9 | Trust Co. of Virginia Richmond | TCV Financial Corp. | thrift | 1,839 | 1,877 | 98.0 | NA | 4,859 |
10 | TIAA-CREF Trust Co. FSB St. Louis | TIAA Board of Overseers | thrift | 6,758 | 6,910 | 97.8 | 5,993 | 17,719 |
11 | Fidelity Personal Trust Co. FSB Boston | FMR LLC | thrift | 6,284 | 6,436 | 97.6 | 4,222 | 21,096 |
12 | Guardian Trust Co. FSB New York | Guardian Life Insurance Co. of America | thrift | 1,647 | 1,693 | 97.3 | 1,653 | 7,143 |
13 | National Advisors Trust Co. FSB Overland Park, Kan. | National Advisors Holdings Inc. | thrift | 1,018 | 1,051 | 96.9 | 949 | 4,538 |
14 | Capital Bank and Trust Co. FSB Irvine, Calif. | Capital Group Cos. Inc. | thrift | 32,820 | 33,955 | 96.7 | 33,813 | 134,099 |
Franklin Resources Inc. San Mateo, Calif. | none | bank | 1,494,614 | 1,546,387 | 96.7 | 1,642,482 | 9,324,594 | |
16 | Stifel Financial Corp. St. Louis | none | bank | 201,355 | 208,952 | 96.4 | NA | 1,685,837 |
17 | Edward Jones Trust Co. St. Louis | Jones Financial Cos. LLLP | thrift | 3,774 | 3,939 | 95.8 | 3,606 | 34,764 |
18 | Davidson Trust Co. Great Falls, Mont. | Dadco Inc. ESOP | thrift | 1,118 | 1,169 | 95.6 | 1,273 | 5,441 |
19 | MMA Trust Co. Goshen, Ind. | Mennonite Mutual Aid Association | thrift | 598 | 627 | 95.4 | 672 | 4,429 |
20 | Independence Trust Co. Franklin, Tenn. | Independence Holding Corp. | thrift | 449 | 471 | 95.3 | 502 | 3,034 |
21 | Country Trust Bank Bloomington, Ill. | Illinois Agricultural Association | thrift | 5,244 | 5,529 | 94.8 | 4,796 | 27,082 |
22 | Nordstrom FSB Scottsdale, Ariz. | Nordstrom Inc. | thrift | 45,884 | 48,532 | 94.5 | 51,437 | 181,201 |
23 | Bessemer Group Inc. Woodbridge, N.J. | none | bank | 75,298 | 81,053 | 92.9 | 72,441 | 1,455,073 |
24 | Bank of New York Mellon Corp. | none | bank | 3,141,000 | 3,400,000 | 92.4 | 1,567,000 | 201,344,000 |
25 | MassMutual Trust Co. FSB Enfield, Conn. | Massachusetts Mutual Life Insurance Co. | thrift | 1,236 | 1,380 | 89.6 | 1,127 | 15,273 |
26 | Auto Club Trust FSB Dearborn, Mich. | Auto Club Insurance Association Group | thrift | 420 | 481 | 87.3 | 601 | 6,212 |
27 | American Express Bank FSB Salt Lake City | American Express Co. | thrift | 1,309,160 | 1,541,669 | 84.9 | 1,223,069 | 25,024,015 |
28 | Nationwide Bank Columbus, Ohio | Nationwide Mutual Group | thrift | 59,572 | 70,918 | 84.0 | 66,379 | 1,553,335 |
29 | First Community Bancshares Inc. Houston | none | bank | 44,179 | 53,316 | 82.9 | 45,225 | 1,011,356 |
30 | Universal Savings Bank FA Milwaukee | Universal Savings Banc Holdings Inc. | thrift | 84 | 106 | 79.2 | 1,254 | 4,303 |
31 | Woodforest Financial Group Inc. The Woodlands, Tex. | none | bank | 78,734 | 100,399 | 78.4 | 53,212 | 2,736,168 |
32 | Northern Trust Corp. Chicago | none | bank | 845,202 | 1,081,434 | 78.2 | 673,717 | 74,806,905 |
33 | Morgan Stanley Trust Jersey City | Morgan Stanley | thrift | 46,666 | 61,048 | 76.4 | 33,853 | 5,398,160 |
34 | State Street Corp. Boston | none | bank | 2,005,231 | 2,672,222 | 75.0 | 1,537,868 | 146,517,251 |
CU Bank Shares Inc. Dallas | none | bank | 30,724 | 40,967 | 75.0 | 25,848 | 1,388,618 | |
36 | Independent Bankers Financial Corp. Irving, Tex. | none | bank | 23,327 | 31,793 | 73.4 | 21,792 | 1,816,038 |
37 | Pierce County Bancorp Tacoma | none | bank | 5,978 | 8,182 | 73.1 | 3,331 | 269,358 |
38 | MetLife Inc. New York | none | bank | 9,669,879 | 13,414,635 | 72.1 | 9,124,244 | 555,786,932 |
39 | Pacific Coast Bankers Bancshares San Francisco | none | bank | 9,315 | 13,030 | 71.5 | NA | 510,833 |
40 | Pedcor Capital LLC Carmel, Ind. | none | bank | 4,171 | 5,847 | 71.3 | 4,033 | 363,644 |
41 | United National Corp. Sioux Falls, S.D. | none | bank | 143,296 | 203,439 | 70.4 | 153,332 | 1,456,626 |
42 | Cenlar FSB Trenton, N.J. | Cenlar Capital Corp. | thrift | 10,660 | 15,313 | 69.6 | 9,519 | 527,553 |
43 | Community Development Bank FSB Ogema, Minn. | Midwest Minnesota Community Development Corp. | thrift | 504 | 754 | 66.8 | 60 | 32,242 |
44 | Waukegan Savings Bank Ill. | none | thrift | 450 | 676 | 66.6 | 203 | 105,847 |
45 | Two Rivers Bank and Trust Burlington, Iowa | Two Rivers Financial Group Inc. | thrift | 4,227 | 6,398 | 66.1 | 3,313 | 279,919 |
46 | Tolleson Wealth Management Inc. Dallas | none | bank | 3,562 | 5,395 | 66.0 | 2,989 | 254,434 |
47 | Fullerton Federal Savings Association Baltimore | none | thrift | 66 | 102 | 64.7 | 19 | 9,816 |
48 | Seattle Savings Bank | Seattle Financial Group Inc. | thrift | 6,573 | 10,236 | 64.2 | 165,066 | 654,688 |
49 | First Horizon National Corp. Memphis | none | bank | 389,025 | 626,948 | 62.1 | 272,453 | 35,550,924 |
50 | First American Trust FSB Santa Ana, Calif. | First American Corp. | thrift | 8,302 | 13,549 | 61.3 | 3,288 | 1,179,353 |
51 | KeyCorp Cleveland | none | bank | 554,195 | 909,309 | 60.9 | 640,985 | 101,957,764 |
52 | First National Bankers Bankshares Inc. Baton Rouge | none | bank | 5,858 | 9,631 | 60.8 | 3,899 | 555,114 |
53 | Essex Savings Bank Conn. | none | thrift | 3,225 | 5,310 | 60.7 | 2,955 | 266,614 |
54 | County Savings Bank Essington, Pa. | none | thrift | 43 | 71 | 60.6 | 49 | 55,059 |
55 | Rurban Financial Corp. Defiance, Ohio | none | bank | 6,801 | 11,233 | 60.5 | 6,507 | 576,513 |
56 | Bramble Savings Bank Milford, Ohio | none | thrift | 334 | 553 | 60.4 | 25 | 53,957 |
Access National Corp. Reston, Va. | none | bank | 8,011 | 13,272 | 60.4 | 8,102 | 648,954 | |
58 | Alerus Financial Corp. Grand Forks, N.D. | none | bank | 9,804 | 16,324 | 60.1 | 7,535 | 740,287 |
59 | Wilmington Trust Corp. Del. | none | bank | 105,702 | 178,395 | 59.3 | 96,258 | 12,317,743 |
60 | MidCountry Bank Marion, Ill. | MidCountry Financial Corp. | thrift | 13,497 | 22,823 | 59.1 | 4,501 | 1,056,263 |
Chevy Chase Bank FSB Bethesda, Md. | B.F. Saul Co. | thrift | 161,942 | 273,902 | 59.1 | 60,942 | 14,913,528 | |
62 | East Asia Holding Co. Inc. New York | Bank of East Asia Ltd. | bank | 6,205 | 10,634 | 58.4 | 2,840 | 789,521 |
63 | Cass Information Systems Inc. Bridgeton, Mo. | none | bank | 13,338 | 23,480 | 56.8 | 11,972 | 905,716 |
64 | Evolve Financial Group Inc. Cordova, Tenn. | none | bank | 1,388 | 2,448 | 56.7 | 819 | 92,894 |
65 | Boston Private Financial Holdings Inc. | none | bank | 67,797 | 119,961 | 56.5 | 51,819 | 7,206,154 |
66 | Farm Bureau Bank FSB Sparks, Nev. | FB BanCorp | thrift | 6,502 | 11,611 | 56.0 | 1,988 | 585,971 |
67 | Farmers and Merchants Investment Inc. Lincoln, Neb. | none | bank | 17,203 | 30,878 | 55.7 | 15,096 | 1,783,056 |
MetaBank Storm Lake, Iowa | Meta Financial Group Inc. | thrift | 8,315 | 14,928 | 55.7 | 7,324 | 785,281 | |
69 | Family Federal Savings of Illinois Cicero | none | thrift | 639 | 1,155 | 55.3 | -22 | 64,257 |
70 | First Investors Federal Savings Bank Edison, N.J. | First Investors Consolidated Corp. | thrift | 704 | 1,275 | 55.2 | 935 | 46,926 |
71 | Mackinac Financial Corp. Manistique, Mich. | none | bank | 3,747 | 6,865 | 54.6 | 366 | 437,327 |
72 | UMB Financial Corp. Kansas City, Mo. | none | bank | 78,946 | 144,990 | 54.4 | 71,566 | 8,806,522 |
73 | Priority Bank Ozark, Ark. | Priority One Holding Co. | thrift | 550 | 1,016 | 54.1 | 368 | 49,957 |
74 | CCB Financial Corp. Kansas City, Mo. | none | bank | 7,385 | 13,694 | 53.9 | 6,142 | 695,548 |
75 | Ameri-National Corp. Overland Park, Kan. | none | bank | 6,114 | 11,440 | 53.4 | 5,853 | 1,008,742 |
Oneida Savings Bank New York | Oneida Financial MHC | thrift | 4,464 | 8,353 | 53.4 | 4,522 | 549,326 | |
77 | Wachovia Corp. Charlotte | none | bank | 3,910,000 | 7,391,000 | 52.9 | 4,207,000 | 812,433,000 |
78 | SNBNY Holdings Ltd. Gibraltar | none | bank | 18,057 | 34,459 | 52.4 | 7,485 | 3,469,884 |
79 | PNC Financial Services Group Inc. Pittsburgh | none | bank | 1,062,632 | 2,038,239 | 52.1 | 882,860 | 142,791,491 |
80 | U.S. Bancorp Minneapolis | none | bank | 1,947,000 | 3,759,000 | 51.8 | 1,851,000 | 246,538,000 |
81 | Abbeville Building and Loan La. | none | thrift | 336 | 653 | 51.5 | 134 | 31,066 |
82 | Urban Trust Bank Orlando | Worldwide Financial Investors Inc. | thrift | 832 | 1,618 | 51.4 | 210 | 117,633 |
83 | Tennessee Central Bancshares Inc. Parsons | none | bank | 5,735 | 11,198 | 51.2 | NA | 634,059 |
JPMorgan Chase & Co. New York | none | bank | 9,421,000 | 18,399,000 | 51.2 | 12,975,000 | 1,775,670,000 | |
85 | Lake Shore Savings Bank Dunkirk, N.Y. | Lake Shore MHC | thrift | 607 | 1,200 | 50.6 | 484 | 381,907 |
86 | American Home Bank Chicago | American Home Mortgage Investment Corp. | thrift | 984 | 1,950 | 50.5 | -1,224 | 161,627 |
87 | Gateway Bank FSB San Francisco | SK & LL Wang LLC | thrift | 2,757 | 5,483 | 50.3 | 1,860 | 475,308 |
88 | Dickinson Financial Corp. II Kansas City, Mo. | none | bank | 41,961 | 85,445 | 49.1 | 40,130 | 5,702,846 |
Select Bank Egg Harbor City, N.J. | CBHC Financialcorp Inc. | thrift | 54 | 110 | 49.1 | 46 | 137,866 | |
Amalgamated Investments Co. Chicago | none | bank | 5,569 | 11,352 | 49.1 | 9,458 | 724,319 | |
91 | Capital One Financial Corp. McLean, Va. | none | bank | 1,642,059 | 3,367,441 | 48.8 | 1,939,055 | 151,114,271 |
92 | USAA Federal Savings Bank San Antonio | United Services Automobile Association | thrift | 284,278 | 584,483 | 48.6 | 269,717 | 31,539,259 |
Teche Federal Bank Franklin, La. | Teche Holding Co. | thrift | 3,799 | 7,818 | 48.6 | 3,605 | 774,647 | |
Central Community Corp. Temple, Tex. | none | bank | 8,635 | 17,772 | 48.6 | 9,038 | 1,035,830 | |
95 | Magna Bank Memphis | none | thrift | 2,994 | 6,197 | 48.3 | 1,318 | 533,969 |
96 | Falcon Bancshares Inc. Laredo, Tex. | none | bank | 7,411 | 15,441 | 48.0 | 1,300 | 865,615 |
97 | Home Savings of America Little Falls, Minn. | Home Savings Bancorp | thrift | 1,670 | 3,511 | 47.6 | 32 | 306,154 |
98 | Arvest Bank Group Inc. Bentonville, Ark. | none | bank | 80,422 | 169,141 | 47.5 | 67,715 | 9,922,116 |
Plains Capital Corp. Dallas | Maedgen & White Ltd. | bank | 28,239 | 59,449 | 47.5 | 21,433 | 3,318,988 | |
Silverton Financial Services Inc. Atlanta | none | bank | 16,820 | 35,442 | 47.5 | 12,873 | 2,919,848 | |
101 | Fifth Third Bancorp Cincinnati | none | bank | 690,808 | 1,460,830 | 47.3 | 672,899 | 114,974,981 |
102 | First Savings Bank Beresford, S.D. | Beresford Bancorp. Inc. | thrift | 7,139 | 15,154 | 47.1 | 4,955 | 454,503 |
103 | Midwest Heritage Bank FSB Chariton, Iowa | Hy-Vee Inc. | thrift | 1,058 | 2,259 | 46.8 | 899 | 132,412 |
104 | Bank of America Corp. Charlotte | none | bank | 9,379,963 | 20,321,421 | 46.2 | 11,107,682 | 1,723,269,816 |
105 | Riverside Banking Co. Fort Pierce, Fla. | none | bank | 9,504 | 20,707 | 45.9 | 14,670 | 4,373,714 |
106 | Provident Bankshares Corp. Baltimore | none | bank | 28,496 | 62,807 | 45.4 | 30,644 | 6,383,935 |
107 | Grand Bank for Savings FSB Hattiesburg, Miss. | Grand Financial Corp. | thrift | 972 | 2,146 | 45.3 | 969 | 109,784 |
108 | Barclays Group U.S. Inc. Wilmington, Del. | Barclays PLC | bank | 613,777 | 1,356,428 | 45.2 | 631,265 | 325,617,617 |
109 | Bankers Bancorp Inc. Springfield, Ill. | none | bank | 2,620 | 5,826 | 45.0 | 2,375 | 580,674 |
110 | Wells Fargo & Co. San Francisco | none | bank | 5,131,000 | 11,459,000 | 44.8 | 4,614,000 | 609,074,000 |
First Security Bancorp Searcy, Ark. | none | bank | 16,126 | 36,025 | 44.8 | 11,184 | 2,415,372 | |
112 | Carbon County Holding Co. Rawlins, Wyo. | none | bank | 1,281 | 2,876 | 44.5 | 1,108 | 165,040 |
AmeriServ Financial Inc. Johnstown, Pa. | none | bank | 5,480 | 12,309 | 44.5 | 3,592 | 877,230 | |
First Federal Bank Tuscaloosa, Ala. | Southeastern Financial Inc. | thrift | 1,101 | 2,474 | 44.5 | 1,375 | 137,689 | |
115 | Domestic Bank Cranston, R.I. | Sargent Investors Inc. | thrift | 1,854 | 4,204 | 44.1 | 2,244 | 251,684 |
Johnson Financial Group Inc. Racine, Wis. | none | bank | 28,689 | 65,111 | 44.1 | 25,491 | 5,365,444 | |
117 | Regions Financial Corp. Birmingham, Ala. | none | bank | 771,949 | 1,753,566 | 44.0 | 743,905 | 144,438,176 |
118 | Citizens Building and Loan Association Greer, S.C. | none | thrift | 711 | 1,629 | 43.6 | 61 | 96,785 |
119 | Commerce Bancshares Inc. Kansas City, Mo. | none | bank | 109,461 | 253,688 | 43.1 | 96,388 | 17,033,546 |
Capitol Bancorp. Inc. Britton, S.D. | none | bank | 13,966 | 32,378 | 43.1 | 12,605 | 609,146 | |
Bancorp Inc. Wilmington, Del. | none | bank | 3,519 | 8,160 | 43.1 | 7,128 | 1,677,406 | |
122 | Washington Trust Bancorp Inc. Westerly, R.I. | none | bank | 12,209 | 28,363 | 43.0 | 11,821 | 2,734,341 |
123 | BB&T Corp. Winston-Salem, N.C. | none | bank | 809,382 | 1,887,786 | 42.9 | 728,492 | 136,465,302 |
124 | TCF Financial Corp. Wayzata, Minn. | none | bank | 117,221 | 274,078 | 42.8 | 126,158 | 16,513,812 |
125 | Community Central Bank Corp. Mount Clemens, Mich. | none | bank | 2,110 | 4,955 | 42.6 | 1,145 | 532,319 |
126 | Royal Bancshares of Pennsylvania Inc. Narberth | none | bank | 4,973 | 11,702 | 42.5 | 2,172 | 1,161,735 |
127 | Northeast Bancorp Lewiston, Maine | none | bank | 2,741 | 6,517 | 42.1 | 2,102 | 598,210 |
Atlantic Coast Bank Waycross, Ga. | Atlantic Coast Federal MHC | thrift | 4,347 | 10,337 | 42.1 | 2,181 | 955,937 | |
129 | Central of Kansas Inc. Junction City | none | bank | 5,535 | 13,213 | 41.9 | 3,772 | 883,163 |
130 | First Financial Bank and Trust Co. Plaquemine, La. | Shay Investment Services Inc. | thrift | 377 | 908 | 41.5 | 203 | 67,634 |
131 | Southern National Banks Inc. Fort Walton Beach, Fla. | none | bank | 2,745 | 6,634 | 41.4 | 2,996 | 359,745 |
132 | Guaranty Bank Milwaukee | Guaranty Financial M.H.C. | thrift | 19,398 | 47,287 | 41.0 | 20,163 | 1,755,030 |
133 | Ulster Savings Bank Kingston, N.Y. | none | thrift | 3,825 | 9,433 | 40.5 | 3,818 | 644,371 |
134 | C&F Financial Corp. West Point, Va. | none | bank | 7,162 | 17,728 | 40.4 | 7,159 | 845,654 |
M&F Bancorp Inc. Holly Springs, Miss. | none | bank | 507 | 1,256 | 40.4 | 459 | 80,283 | |
Iberiabank Corp. Lafayette, La. | none | bank | 22,263 | 55,170 | 40.4 | 20,958 | 5,324,150 | |
137 | Community Bankshares Inc. Cornelia, Ga. | none | bank | 7,422 | 18,475 | 40.2 | 5,836 | 1,379,382 |
138 | 1st Source Corp. South Bend, Ind. | none | bank | 21,531 | 53,719 | 40.1 | 19,470 | 4,477,614 |
139 | Generations Bank Phillipsburg, Kan. | Brooke Corp. | thrift | 250 | 628 | 39.8 | 20 | 130,180 |
140 | Old National Bancorp Evansville, Ind. | none | bank | 41,452 | 104,857 | 39.5 | 38,763 | 7,601,849 |
141 | Extraco Corp. Waco, Tex. | none | bank | 6,157 | 15,685 | 39.3 | 6,199 | 1,096,166 |
142 | Independent Southern Bancshares Inc. Brownsville, Tenn. | none | bank | 2,318 | 5,911 | 39.2 | 1,071 | 562,447 |
BancorpSouth Inc. Tupelo, Miss. | none | bank | 71,786 | 183,109 | 39.2 | 61,284 | 13,405,307 | |
144 | BankAtlantic Fort Lauderdale, Fla. | BFC Financial Corp. | thrift | 33,063 | 84,569 | 39.1 | 35,492 | 6,369,215 |
145 | Bank of Hawaii Corp. Honolulu | none | bank | 69,977 | 179,291 | 39.0 | 58,537 | 10,371,148 |
146 | West Bend Savings Bank Wis. | WBSB Bancorp MHC | thrift | 2,026 | 5,215 | 38.8 | 1,873 | 451,685 |
147 | Progressive Savings Bank FSB Jamestown, Tenn. | none | thrift | 1,041 | 2,692 | 38.7 | 981 | 235,975 |
148 | Southwest Georgia Financial Corp. Moultrie | none | bank | 1,487 | 3,852 | 38.6 | 1,444 | 268,866 |
Webster Financial Corp. Waterbury, Conn. | none | bank | 46,628 | 120,807 | 38.6 | 59,428 | 17,495,472 | |
First Citizens BancShares Inc. Raleigh | none | bank | 78,761 | 204,189 | 38.6 | 73,979 | 16,422,674 |
Notes: Data for bank holding companies from consolidated Y-9C reports. Data for thrift holding companies estimated from thrift subsidiaries. Includes thrift subsidiaries (savings banks and savings institutions) consolidated at the top tier level. Firms with negative total revenue were excluded.
Source: SNL Financial, Charlottesville, Va.
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