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Bank and Thrift Holding Companies with Largest Portfolios of Home Equity Loans

October 07, 2009, 1:09 p.m. EDT 1 Min Read
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Bank and Thrift Holding Companies with Largest Portfolios of Home Equity Loans

Bank and Thrift Holding Companies with Largest Home Equity Loan PortfoliosOn March 31, 2009. Dollars in thousands
Published October 7, 2009
Rank   Home equity loans Home equity loans (year earlier) Change in total HE loans Total loans
Total Closed-end Lines of credit Total Closed-end Lines of credit
1 Bank of America Corp. Charlotte $153,909,807 $33,150,124 $120,759,683 $121,008,416 $21,875,861 $99,132,555 27.2% $1,024,002,160
2 Wells Fargo & Co. San Francisco 130,102,000 24,613,000 105,489,000 84,067,000 17,493,000 66,574,000 54.8 888,722,000
3 JPMorgan Chase & Co. New York 128,308,000 15,678,000 112,630,000 85,063,000 16,719,000 68,344,000 50.8 722,647,000
4 Citigroup Inc. New York 66,192,000 33,919,000 32,273,000 69,488,000 40,309,000 29,179,000 -4.7 685,584,000
5 PNC Financial Services Group Inc. Pittsburgh 33,008,175 8,951,888 24,056,287 11,303,860 4,408,459 6,895,401 192.0 175,475,742
6 Citizens Financial Group Inc. Providence, R.I. 24,675,825 10,513,862 14,161,963 24,089,893 12,829,897 11,259,996 2.4 108,962,255
7 SunTrust Banks Inc. Atlanta 22,563,227 6,108,220 16,455,007 22,442,908 7,308,611 15,134,297 0.5 130,847,004
8 U.S. Bancorp Minneapolis 19,201,000 3,756,000 15,445,000 16,648,000 4,224,000 12,424,000 15.3 188,829,000
9 HSBC North America Holdings Inc. Mettawa, Ill. 14,657,779 8,320,484 6,337,295 17,673,488 10,832,725 6,840,763 -17.1 230,836,553
10 Regions Financial Corp. Birmingham, Ala. 14,567,256 780,124 13,787,132 13,068,893 978,029 12,090,864 11.5 97,749,387
11 Fifth Third Bancorp Cincinnati 12,080,998 1,342,541 10,738,457 11,329,427 1,565,976 9,763,451 6.6 85,168,149
12 USAA Federal Savings Bank San Antonio 11,951,478 3,140,016 8,811,462 12,072,379 3,387,966 8,684,413 -1.0 26,983,334
13 KeyCorp Cleveland 9,787,028 1,530,080 8,256,948 9,165,091 1,867,510 7,297,581 6.8 74,827,408
14 E-Trade Bank Arlington, Va. 9,633,121 2,528,749 7,104,372 11,591,258 3,351,261 8,239,997 -16.9 26,654,029
15 BB&T Corp. Winston-Salem, N.C. 8,011,029 2,433,669 5,577,360 7,643,246 2,954,546 4,688,700 4.8 100,239,388
16 TD Banknorth Inc. Portland, Maine 7,190,194 2,286,529 4,903,665 6,133,794 2,667,551 3,466,243 17.2 52,172,920
17 Huntington Bancshares Inc. Columbus, Ohio 6,363,091 1,627,379 4,735,712 5,699,048 1,798,386 3,900,662 11.7 40,013,009
18 First Horizon National Corp. Memphis 6,354,557 1,857,008 4,497,549 6,608,045 2,130,876 4,477,169 -3.8 21,216,809
19 Sovereign Bank Wyomissing, Pa. 5,887,502 1,933,100 3,954,402 4,945,378 2,208,511 2,736,867 19.1 54,640,417
20 Harris Financial Corp. Wilmington, Del. 5,379,161 1,283,550 4,095,611 4,732,577 1,455,279 3,277,298 13.7 35,067,567
21 M&T Bank Corp. Buffalo 5,254,182 434,716 4,819,466 4,869,152 561,984 4,307,168 7.9 48,918,140
22 Ally Bank Midvale, Utah 5,209,681 2,289,017 2,920,664 5,285,256 2,839,038 2,446,218 -1.4 28,093,837
23 RBC Bancorp. USA Raleigh 3,927,260 816,039 3,111,221 3,129,755 735,226 2,394,529 25.5 21,595,454
24 Marshall & Ilsley Corp. Milwaukee 3,769,447 1,019,928 2,749,519 3,377,039 1,207,047 2,169,992 11.6 49,244,654
25 UnionBanCal Corp. San Francisco 3,656,597 61,151 3,595,446 2,588,858 62,558 2,526,300 41.2 49,441,062
26 BancWest Corp. San Francisco 3,623,443 998,242 2,625,201 3,104,548 1,178,787 1,925,761 16.7 54,938,942
27 Capital One Financial Corp. McLean, Va. 3,460,006 860,454 2,599,552 2,395,350 700,617 1,694,733 44.4 106,440,042
28 BBVA USA Bancshares Inc. Houston 3,355,628 621,900 2,733,728 2,864,130 650,269 2,213,861 17.2 38,408,344
29 Third Federal Savings and Loan Association of Cleveland 2,929,426 211,348 2,718,078 2,089,032 269,935 1,819,097 40.2 9,449,999
30 Charles Schwab Bank Reno 2,926,125 328 2,925,797 1,362,531 118 1,362,413 114.8 6,517,660
31 Webster Financial Corp. Waterbury, Conn. 2,841,671 871,504 1,970,167 2,703,607 1,042,519 1,661,088 5.1 12,144,368
32 TCF Financial Corp. Wayzata, Minn. 2,668,126 1,010,166 1,657,960 2,647,141 1,112,061 1,535,080 0.8 13,795,617
33 Northern Trust Corp. Chicago 2,576,349 114,692 2,461,657 1,810,343 106,662 1,703,681 42.3 30,415,417
34 Zions Bancorp. Salt Lake City 2,563,570 364,631 2,198,939 2,159,578 418,037 1,741,541 18.7 42,237,449
35 Comerica Inc. Dallas 2,243,739 594,546 1,649,193 2,061,926 774,769 1,287,157 8.8 48,660,019
36 State Farm Bank Bloomington, Ill. 2,233,270 515,452 1,717,818 2,095,847 478,011 1,617,836 6.6 12,741,932
37 First Citizens BancShares Inc. Raleigh 2,051,417 67,168 1,984,249 1,598,969 77,778 1,521,191 28.3 11,621,334
38 Synovus Financial Corp. Columbus, Ga. 2,042,172 304,662 1,737,510 1,943,618 339,011 1,604,607 5.1 27,976,115
39 Associated Banc-Corp Green Bay, Wis. 2,002,707 650,124 1,352,583 2,389,820 985,136 1,404,684 -16.2 16,290,029
40 People's United Bank Bridgeport, Conn. 1,972,649 305,556 1,667,093 1,693,534 370,552 1,322,982 16.5 14,607,786
41 Fulton Financial Corp. Lancaster, Pa. 1,508,896 633,859 875,037 1,298,886 682,970 615,916 16.2 12,111,093
42 OneWest Bank Pasadena, Calif. 1,418,105 118,999 1,299,106 0 NA NA NA 7,034,077
43 AmTrust Bank Cleveland 1,225,132 747,436 477,696 1,376,960 840,737 536,223 -11.0 10,479,294
44 Popular Inc. Hato Rey, Puerto Rico 1,202,000 451,000 751,000 1,393,000 248,000 1,145,000 -13.7 25,553,000
45 FBOP Corp. Oak Park, Ill. 1,199,055 46,640 1,152,415 859,673 62,789 796,884 39.5 13,949,629
46 Wintrust Financial Corp. Lake Forest, Ill. 1,051,244 63,829 987,415 814,292 67,636 746,656 29.1 8,076,004
47 Citizens Republic Bancorp Inc. Flint, Mich. 1,027,996 334,382 693,614 1,089,828 396,507 693,321 -5.7 8,844,268
48 Principal Bank Des Moines 1,019,248 413,619 605,629 956,729 418,455 538,274 6.5 1,803,522
49 FirstMerit Corp. Akron 1,014,747 281,071 733,676 972,914 291,157 681,757 4.3 7,373,430
50 Bank of Hawaii Corp. Honolulu 977,616 225,426 752,190 955,772 268,003 687,769 2.3 6,362,847
51 Harleysville National Corp. Pa. 946,451 476,763 469,688 667,750 370,562 297,188 41.7 3,615,775
52 National Penn Bancshares Inc. Boyertown, Pa. 800,304 401,415 398,889 762,717 456,649 306,068 4.9 6,365,052
53 Guaranty Bank Milwaukee 798,930 416,391 382,539 934,894 481,705 453,189 -14.5 1,234,807
54 Bremer Financial Corp. St. Paul 775,335 313,978 461,357 764,906 325,315 439,591 1.4 5,690,065
55 Susquehanna Bancshares Inc. Lititz, Pa. 765,328 366,615 398,713 667,250 414,206 253,044 14.7 9,766,063
56 First Citizens Bancorp. Inc. Columbia, S.C. 759,273 39,271 720,002 623,480 26,944 596,536 21.8 4,912,179
57 BankAtlantic Fort Lauderdale, Fla. 728,356 17,669 710,687 715,561 18,149 697,412 1.8 4,433,895
58 Colonial BancGroup Inc. Montgomery, Ala. 711,863 74,486 637,377 813,663 149,062 664,601 -12.5 16,919,628
59 BancorpSouth Inc. Tupelo, Miss. 709,116 189,589 519,527 722,557 288,515 434,042 -1.9 9,883,645
60 City National Corp. Los Angeles 704,806 53,679 651,127 521,076 71,904 449,172 35.3 12,305,114
61 South Financial Group Inc. Greenville, S.C. 699,671 56,342 643,329 593,392 49,520 543,872 17.9 10,026,307
62 First American Bank Corp. Elk Grove Village, Ill. 682,689 136,459 546,230 727,711 165,959 561,752 -6.2 2,031,176
63 United Bankshares Inc. Charleston, W.Va. 681,696 118,886 562,810 632,731 119,300 513,431 7.7 5,979,013
64 Flagstar Bank Troy, Mich. 673,798 265,740 408,058 677,599 305,153 372,446 -0.6 12,458,728
65 Wilmington Trust Corp. Del. 660,716 210,612 450,104 646,396 231,330 415,066 2.2 9,500,791
66 Valley National Bancorp Wayne, N.J. 655,760 256,535 399,225 590,575 275,445 315,130 11.0 9,878,260
67 First Niagara Bank Lockport, N.Y. 640,190 273,635 366,555 574,417 326,097 248,320 11.5 6,446,432
68 Northwest Savings Bank Warren, Pa. 632,303 457,293 175,010 598,166 454,369 143,797 5.7 5,201,587
69 Midfirst Bank Oklahoma City 630,513 490,477 140,036 560,626 487,427 73,199 12.5 9,915,336
70 Commerce Bancshares Inc. Kansas City, Mo. 628,600 134,108 494,492 591,378 142,284 449,094 6.3 11,441,866
71 NBT Bancorp Inc. Norwich, N.Y. 615,917 426,429 189,488 580,096 420,731 159,365 6.2 3,648,384
72 ING Bank Wilmington, Del. 578,824 77,761 501,063 415,361 53,619 361,742 39.4 35,475,021
73 Arvest Bank Group Inc. Bentonville, Ark. 565,306 310,386 254,920 512,103 293,014 219,089 10.4 7,761,652
74 NewAlliance Bancshares Inc. New Haven 553,225 235,172 318,053 532,236 288,709 243,527 3.9 4,953,179
75 First Midwest Bancorp Inc. Itasca, Ill. 548,117 125,566 422,551 511,107 146,607 364,500 7.2 5,378,753
76 Fremont Bancorp. Calif. 543,622 93,843 449,779 482,087 143,844 338,243 12.8 1,860,331
77 F.N.B. Corp. Hermitage, Pa. 541,191 231,399 309,792 412,511 193,293 219,218 31.2 5,822,910
78 Irwin Financial Corp. Columbus, Ind. 519,326 327,717 191,609 1,530,758 1,112,259 418,499 -66.1 3,480,173
79 First Banks Inc. Clayton, Mo. 516,200 76,123 440,077 455,586 96,405 359,181 13.3 8,421,580
80 Sterling Financial Corp. Spokane 506,520 412,379 94,141 493,139 405,841 87,298 2.7 9,055,030
81 Glacier Bancorp Inc. Kalispell, Mont. 489,162 94,509 394,653 416,607 94,287 322,320 17.4 4,160,692
82 Pacific Capital Bancorp Santa Barbara, Calif. 473,676 129,248 344,428 417,943 148,902 269,041 13.3 5,774,737
83 BOK Financial Corp. Tulsa 470,151 291,365 178,786 439,134 287,088 152,046 7.1 12,861,404
84 MB Financial Inc. Chicago 457,751 29,653 428,098 370,897 24,937 345,960 23.4 6,491,693
85 Johnson Financial Group Inc. Racine, Wis. 453,719 75,056 378,663 342,153 69,552 272,601 32.6 4,620,666
86 United Community Banks Inc. Blairsville, Ga. 448,404 55,421 392,983 413,650 50,551 363,099 8.4 5,675,866
87 First Commonwealth Financial Corp. Indiana, Pa. 436,110 133,252 302,858 349,656 150,787 198,869 24.7 4,457,358
88 First Interstate BancSystem Inc. Billings, Mont. 408,308 223,227 185,081 300,914 180,422 120,492 35.7 4,722,319
89 Old National Bancorp Evansville, Ind. 405,574 139,900 265,674 400,643 162,494 238,149 1.2 4,641,211
90 Hancock Holding Co. Gulfport, Miss. 404,538 70,962 333,576 306,366 79,258 227,108 32.0 4,262,117
91 UMB Financial Corp. Kansas City, Mo. 399,941 21,736 378,205 294,981 20,891 274,090 35.6 4,341,568
92 Eastern Bank Corp. Boston 396,035 154,419 241,616 388,340 195,238 193,102 2.0 3,801,505
93 Sandy Spring Bancorp Inc. Olney, Md. 395,487 114,307 281,180 352,136 129,428 222,708 12.3 2,476,360
94 FirstBank Holding Co. Lakewood, Colo. 392,931 105,504 287,427 300,192 109,047 191,145 30.9 4,108,201
95 Cullen/Frost Bankers Inc. San Antonio 392,711 251,560 141,151 299,526 206,239 93,287 31.1 8,785,642
96 Ameriprise Bank Minneapolis 392,036 1,246 390,790 323,141 0 323,141 21.3 501,639
97 Boston Private Financial Holdings Inc. 390,623 32,962 357,661 309,274 29,760 279,514 26.3 5,544,006
98 Trustmark Corp. Jackson, Miss. 389,950 38,697 351,253 357,595 45,713 311,882 9.0 6,942,288
99 Encore Bancshares Inc. Houston 380,884 300,786 80,098 313,483 234,579 78,904 21.5 1,185,424
100 TriCo Bancshares Chico, Calif. 380,229 29,072 351,157 354,529 36,311 318,218 7.2 1,566,956
101 Independent Bank Corp. Rockland, Mass. 375,954 76,440 299,514 322,820 97,259 225,561 16.5 2,676,008
102 Republic Bancorp Inc. Louisville 374,933 61,622 313,311 346,784 66,067 280,717 8.1 2,326,188
103 Bank of New York Mellon Corp. 374,000 28,000 346,000 358,000 41,000 317,000 4.5 41,551,000
104 Dollar Bank Federal Savings Bank Pittsburgh 373,638 169,588 204,050 322,105 186,344 135,761 16.0 4,173,124
105 Central Banco. Inc. Jefferson City, Mo. 372,013 132,272 239,741 353,515 137,922 215,593 5.2 5,935,115
106 W.T.B. Financial Corp. Spokane 371,583 40,996 330,587 320,896 45,342 275,554 15.8 3,257,927
107 First Federal Savings and Loan Association of Charleston S.C. 370,571 16,958 353,613 302,890 21,372 281,518 22.3 2,421,270
108 Park National Corp. Newark, Ohio 368,844 93,414 275,430 357,265 98,974 258,291 3.2 4,561,508
109 Sun Bancorp Inc. Vineland, N.J. 366,356 99,062 267,294 368,429 101,875 266,554 -0.6 2,738,018
110 Columbia Bank Fair Lawn, N.J. 365,442 269,222 96,220 362,121 283,412 78,709 0.9 3,367,280
111 International Bancshares Corp. Laredo, Tex. 360,274 348,103 12,171 265,614 254,528 11,086 35.6 5,775,521
112 Iberiabank Corp. Lafayette, La. 357,376 207,060 150,316 306,465 199,520 106,945 16.6 3,839,293
113 Hudson City Savings Bank Paramus, N.J. 351,308 246,955 104,353 380,680 279,668 101,012 -7.7 30,176,416
114 First Place Bank Warren, Ohio 346,269 128,658 217,611 508 7 501 68,063.2 2,679,036
115 First Financial Bancorp. Cincinnati 342,594 33,417 309,177 293,915 25,681 268,234 16.6 2,742,887
116 Liberty Bank Middletown, Conn. 340,713 163,367 177,346 336,074 197,177 138,897 1.4 2,330,941
117 Astoria Federal Savings and Loan Association Lake Success, N.Y. 320,490 9,029 311,461 326,225 10,632 315,593 -1.8 16,457,514
118 Utrecht-America Holdings Inc. New York 319,495 61,175 258,320 274,469 52,707 221,762 16.4 13,848,147
119 TrustCo Bank Schenectady, N.Y. 319,404 61,901 257,503 294,321 66,389 227,932 8.5 2,172,439
120 Pulaski Bank Creve Coeur, Mo. 314,433 80,168 234,265 321,070 95,914 225,156 -2.1 1,296,846
121 Alpine Banks of Colorado Glenwood Springs 309,270 58,135 251,135 248,410 48,592 199,818 24.5 2,086,607
122 Doral GP Ltd. San Juan, Puerto Rico 301,463 301,463 0 305,013 305,013 0 -1.2 5,493,022
123 EverBank Jacksonville, Fla. 301,339 53,286 248,053 335,996 68,458 267,538 -10.3 5,611,135
124 Provident Financial Services Inc. Jersey City 300,201 163,592 136,609 280,044 196,720 83,324 7.2 4,375,366
125 Pinnacle Financial Partners Inc. Nashville 295,955 29,732 266,223 234,735 34,634 200,101 26.1 3,498,610
126 Capitol Bancorp Ltd. Lansing, Mich. 294,519 83,345 211,174 246,115 80,900 165,215 19.7 4,720,296
127 Umpqua Holdings Corp. Portland, Ore. 292,658 24,973 267,685 226,769 27,772 198,997 29.1 6,116,493
128 TowneBank Portsmouth, Va. 292,290 50,093 242,197 244,483 53,177 191,306 19.6 2,457,718
129 American Savings Bank Honolulu 290,964 4,334 286,630 221,509 6,128 215,381 31.4 4,055,771
130 Whitney Holding Corp. New Orleans 286,692 104,791 181,901 245,287 110,166 135,121 16.9 8,992,231
131 Amcore Financial Inc. Rockford, Ill. 285,742 91,430 194,312 296,051 126,564 169,487 -3.5 3,600,357
132 StellarOne Corp. Charlottesville, Va. 280,539 56,248 224,291 258,805 59,056 199,749 8.4 2,302,689
133 Wilmington Savings Fund Society Del. 279,000 123,186 155,814 250,492 141,240 109,252 11.4 2,537,700
134 Midwest Banc Holdings Inc. Melrose Park, Ill. 276,041 28,297 247,744 196,109 37,703 158,406 40.8 2,591,048
135 AnchorBank fsb Madison, Wis. 275,662 135,573 140,089 287,360 162,761 124,599 -4.1 4,196,248
136 West Coast Bancorp Lake Oswego, Ore. 269,880 22,747 247,133 233,480 23,108 210,372 15.6 2,003,746
137 Washington Trust Bancorp Inc. Westerly, R.I. 262,939 79,881 183,058 243,354 96,883 146,471 8.0 1,873,391
138 WesBanco Inc. Wheeling, W.Va. 262,550 28,521 234,029 238,873 31,083 207,790 9.9 3,584,631
139 Spencer Savings Bank SLA Elmwood Park, N.J. 261,885 199,659 62,226 276,637 219,739 56,898 -5.3 1,212,150
140 NewBridge Bancorp Greensboro, N.C. 259,883 23,597 236,286 224,956 20,660 204,296 15.5 1,575,452
141 TierOne Bank Lincoln, Neb. 258,724 133,485 125,239 288,853 169,206 119,647 -10.4 2,730,526
142 American Chartered Bancorp Inc. Schaumburg, Ill. 255,996 40,102 215,894 198,664 36,733 161,931 28.9 2,160,217
143 Inter Savings Bank Maple Grove, Minn. 253,468 152,264 101,204 276,294 173,420 102,874 -8.3 622,919
144 West Suburban Bancorp Inc. Lombard, Ill. 249,608 133,465 116,143 267,161 172,159 95,002 -6.6 1,233,374
145 PrivateBancorp Inc. Chicago 247,974 38,470 209,504 168,333 48,162 120,171 47.3 8,494,939
146 Guaranty Bank Austin 246,068 148,904 97,164 218,552 155,459 63,093 12.6 10,439,066
147 First Bancorp Troy, N.C. 245,847 33,766 212,081 218,437 27,986 190,451 12.5 2,193,316
148 Riverside Banking Co. Fort Pierce, Fla. 245,740 42,221 203,519 251,703 53,066 198,637 -2.4 2,328,130
149 SCBT Financial Corp. Columbia, S.C. 245,397 13,195 232,202 185,910 13,714 172,196 32.0 2,336,257
150 Pacific Trust Bank Chula Vista, Calif. 243,504 747 242,757 188,613 794 187,819 29.1 798,211

Notes: List includes top-tier consolidated bank holding companies, commerical banks, savings banks and savings institutions that were operating as of Aug. 12, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.

Source:

SNL Financial
, Charlottesville, Va.
© 2009 American Banker

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