Bank and Thrift Holding Companies with Largest Portfolios of Home Equity Loans

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Bank and Thrift Holding Companies with Largest Portfolios of Home Equity Loans

Bank and Thrift Holding Companies with Largest Portfolios of Home Equity Loans
On Dec. 31, 2005. Dollars in thousands
Published May 23, 2006
Rank   Type of holding company Dec. 31, 2005 Year earlier Change
1 Bank of America Corp. Charlotte bank $61,134,096 $50,094,253 22.04%
2 JPMorgan Chase & Co. New York bank 54,567,000 45,584,000 19.71
3 Wells Fargo & Co. San Francisco bank 50,009,000 61,282,000 -18.40
4 Washington Mutual Inc. Seattle thrift 37,373,547 28,787,037 29.83
5 Wachovia Corp. Charlotte bank 25,945,000 25,346,000 2.36
6 Citigroup Inc. New York bank 22,678,000 14,469,000 56.74
7 National City Corp. Cleveland bank 21,503,933 18,943,859 13.51
8 Royal Bank of Scotland Group, PLC Edinburgh foreign 14,437,751 9,845,554 46.64
9 Countrywide Financial Corp. Calabasas, Calif. bank 14,056,747 11,129,885 26.30
10 SunTrust Banks Inc. Atlanta bank 13,635,705 11,519,168 18.37
11 U.S. Bancorp Minneapolis bank 11,349,000 11,573,000 -1.94
12 Fifth Third Bancorp Cincinnati bank 9,637,345 8,235,140 17.03
13 KeyCorp Cleveland bank 8,387,742 9,531,588 -12.00
14 HSBC Holdings PLC London foreign 7,757,727 5,673,808 36.73
15 AmSouth Bancorp. Birmingham, Ala. bank 6,614,805 6,221,571 6.32
16 E-Trade Financial Corp. New York thrift 6,584,097 3,533,430 86.34
17 PNC Financial Services Group Inc. Pittsburgh bank 6,236,980 5,136,808 21.42
18 First Horizon National Corp. Memphis bank 5,559,954 6,161,196 -9.76
19 Regions Financial Corp. Birmingham, Ala. bank 5,319,046 4,810,073 10.58
20 BB&T Corp. Winston-Salem, N.C. bank 4,822,110 4,966,441 -2.91
21 United Services Automobile Association San Antonio thrift 4,164,745 2,865,753 45.33
22 M&T Bank Corp. Buffalo bank 4,123,272 3,826,353 7.76
23 Huntington Bancshares Inc. Columbus, Ohio bank 3,517,296 3,645,233 -3.51
24 BMO Financial Group Toronto foreign 3,061,315 2,675,631 14.41
25 Golden West Financial Corp. Oakland, Calif. thrift 2,875,762 2,573,352 11.75
26 Marshall & Ilsley Corp. Milwaukee bank 2,783,467 2,910,137 -4.35
27 Toronto-Dominion Bank Toronto foreign 2,653,216 2,435,856 8.92
28 Merrill Lynch and Co. Inc. New York thrift 2,270,465 2,222,620 2.15
29 Mitsubishi Tokyo Financial Group Inc. Tokyo foreign 2,220,617 2,003,323 10.85
30 Bank of New York Co. Inc. bank 2,085,000 1,944,727 7.21
31 BNP Paribas Group Paris foreign 1,759,862 1,113,006 58.12
32 Third Federal Savings and Loan Assn. MHC Cleveland thrift 1,718,452 2,195,127 -21.72
33 Northern Trust Corp. Chicago bank 1,662,466 1,776,128 -6.40
34 Sovereign Bancorp Inc. Philadelphia thrift 1,625,638 2,841,675 -42.79
35 Compass Bancshares Inc. Birmingham, Ala. bank 1,614,608 1,401,604 15.20
36 Royal Bank of Canada Toronto foreign 1,591,808 1,617,851 -1.61
37 Webster Financial Corp. Waterbury, Conn. bank 1,582,340 1,611,711 -1.82
38 Associated Banc-Corp Green Bay, Wis. bank 1,517,963 1,285,993 18.04
39 B.F. Saul Real Estate Investment Trust Chevy Chase, Md. thrift 1,505,764 1,533,805 -1.83
40 Comerica Inc. Detroit bank 1,443,378 1,523,031 -5.23
41 TCF Financial Corp. Wayzata, Minn. bank 1,399,828 1,488,125 -5.93
42 Charles Schwab Corp. San Francisco bank 1,375,309 1,034,416 32.96
43 First Citizens BancShares Inc. Raleigh bank 1,368,751 1,708,247 -19.87
44 MAF Bancorp Inc. Clarendon Hills, Ill. thrift 1,314,253 1,282,618 2.47
45 Synovus Financial Corp. Columbus, Ga. bank 1,195,905 1,004,868 19.01
46 Zions Bancorp. Salt Lake City bank 1,127,175 1,104,637 2.04
47 Sky Financial Group Inc. Bowling Green, Ohio bank 1,100,013 1,141,526 -3.64
48 People’s Mutual Holdings Bridgeport, Conn. bank 1,024,027 910,410 12.48
49 Commerce Bancorp Inc. Cherry Hill, N.J. bank 1,023,716 1,070,695 -4.39
50 Capital One Financial Corp. McLean, Va. bank 991,583 31,929 3005.59
51 IndyMac Bancorp Inc. Pasadena, Calif. thrift 949,170 465,375 103.96
52 North Fork Bancorp. Inc. Melville, N.Y. bank 909,145 1,822,552 -50.12
53 MBNA Corp. Wilmington, Del. bank 813,063 208,655 289.67
54 FirstMerit Corp. Akron bank 775,896 683,776 13.47
55 Ohio Savings Financial Corp. Cleveland thrift 772,321 886,681 -12.90
56 Bank of Hawaii Corp. Honolulu bank 754,710 776,231 -2.77
57 Citizens Banking Corp. Flint, Mich. bank 633,791 614,425 3.15
58 Wintrust Financial Corp. Lake Forest, Ill. bank 625,907 573,932 9.06
59 First American Bank Corp. Elk Grove Village, Ill. bank 613,894 603,710 1.69
60 Guaranty Financial MHC Milwaukee thrift 608,006 874,371 -30.46
61 Colonial BancGroup Inc. Montgomery, Ala. bank 605,879 516,099 17.40
62 Provident Bankshares Corp. Baltimore bank 595,380 442,729 34.48
63 Irwin Financial Corp. Columbus, Ind. bank 588,147 594,246 -1.03
64 United Bankshares Inc. Charleston, W.Va. bank 586,773 575,843 1.90
65 General Motors Corp. Detroit thrift 560,701 501,757 11.75
66 Mercantile Bankshares Corp. Baltimore bank 558,706 529,630 5.49
67 South Financial Group Inc. Greenville, S.C. bank 555,642 525,362 5.76
68 American Express Co. New York thrift 506,654 525,867 -3.65
69 First Citizens Bancorp. Inc. Columbia, S.C. bank 489,141 438,000 11.68
70 First Charter Corp. Charlotte bank 483,775 467,153 3.56
71 Fulton Financial Corp. Lancaster, Pa. bank 477,441 430,963 10.78
72 Flagstar Bancorp Inc. Troy, Mich. thrift 471,768 602,131 -21.65
73 Astoria Financial Corp. Lake Success, N.Y. thrift 470,782 475,404 -0.97
74 EverBank Financial Corp. Wilmington, Del. thrift 452,600 299,487 51.13
75 Hudson United Bancorp Mahwah, N.J. bank 451,817 368,902 22.48
76 ING USA Holding Corp. Wilmington, Del. bank 450,354 503,509 -10.56
77 Commerce Bancshares Inc. Kansas City, Mo. bank 440,046 406,900 8.15
78 Otto Bremer Foundation Saint Paul bank 436,678 599,156 -27.12
79 First Midwest Bancorp Inc. Itasca, Ill. bank 431,602 431,436 0.04
80 Valley National Bancorp Wayne, N.J. bank 428,665 424,733 0.93
81 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. thrift 402,099 363,894 10.50
82 Wilmington Trust Corp. Del. bank 393,499 345,759 13.81
83 Republic Bancorp Inc. Owosso, Mich. bank 392,155 441,226 -11.12
84 Fremont Bancorp. Calif. bank 384,174 325,332 18.09
85 Alabama National BanCorp. Birmingham bank 378,961 360,669 5.07
86 Old National Bancorp Evansville, Ind. bank 339,770 363,209 -6.45
87 City National Corp. Beverly Hills, Calif. bank 333,548 255,194 30.70
88 Popular Inc. Hato Rey, Puerto Rico bank 330,000 412,000 -19.90
89 Chittenden Corp. Burlington, Vt. bank 318,864 295,259 7.99
90 Trustmark Corp. Jackson, Miss. bank 300,015 276,843 8.37
91 BancorpSouth Inc. Tupelo, Miss. bank 292,044 254,227 14.88
92 NewAlliance Bancshares Inc. New Haven bank 291,678 308,379 -5.42
93 TriCo Bancshares Chico, Calif. bank 285,318 225,129 26.74
94 Pacific Capital Bancorp Santa Barbara, Calif. bank 272,794 212,016 28.67
95 Downey Financial Corp. Newport Beach, Calif. thrift 272,642 274,460 -0.66
96 City Holding Co. Charleston, W.Va. bank 271,030 296,884 -8.71
97 BankUnited Financial Corp. Coral Gables, Fla. thrift 267,090 161,284 65.60
98 Republic Bancorp Inc. Louisville bank 265,895 267,231 -0.50
99 First Banks Inc. Clayton, Mo. bank 261,099 231,425 12.82
100 NetBank Inc. Alpharetta, Ga. thrift 260,414 115,068 126.31
101 United Community Banks Inc. Blairsville, Ga. bank 259,102 214,418 20.84
102 Johnson Financial Group Inc. Racine, Wis. bank 257,472 272,348 -5.46
103 Mellon Financial Corp. Pittsburgh bank 251,177 215,099 16.77
104 Fidelity Bankshares Inc. West Palm Beach, Fla. thrift 248,597 190,949 30.19
105 Eastern Bank Corp. Boston bank 242,528 132,841 82.57
106 First Financial Holdings Inc. Charleston, S.C. thrift 236,696 197,395 19.91
107 MB Financial Inc. Chicago bank 236,079 256,676 -8.02
108 Unizan Financial Corp. Canton, Ohio bank 229,271 254,330 -9.85
109 Park National Corp. Newark, Ohio bank 228,245 203,165 12.34
110 First Financial Bancorp. Hamilton, Ohio bank 227,549 208,214 9.29
111 National Penn Bancshares Inc. Boyertown, Pa. bank 226,487 231,690 -2.25
112 F.N.B. Corp. Hermitage, Pa. bank 226,337 211,029 7.25
113 Glacier Bancorp Inc. Kalispell, Mont. bank 223,011 184,824 20.66
114 First Indiana Corp. Indianapolis bank 218,061 311,316 -29.96
115 Independent Bank Corp. Rockland, Mass. bank 212,119 166,201 27.63
116 Boston Private Financial Holdings Inc. bank 209,141 87,184 139.88
117 Arvest Bank Group Inc. Bentonville, Ark. bank 207,295 177,215 16.97
118 NBT Bancorp Inc. Norwich, N.Y. bank 206,204 216,982 -4.97
119 PFF Bancorp Inc. Pomona, Calif. thrift 204,429 194,163 5.29
120 Harleysville National Corp. Pa. bank 203,477 236,309 -13.89
121 Pulaski Financial Corp. St. thrift 202,560 175,949 15.12
122 First Niagara Financial Group Inc. Lockport, N.Y. thrift 200,925 148,696 35.12
123 Sandy Spring Bancorp Inc. Olney, Md. bank 199,655 171,181 16.63
124 First Commonwealth Financial Corp. Indiana, Pa. bank 198,102 200,198 -1.05
125 TrustCo. Bank Corp NY Glenville, N.Y. thrift 192,291 191,242 0.55
126 WesBanco Inc. Wheeling, W.Va. bank 188,783 160,143 17.88
127 Amcore Financial Inc. Rockford, Ill. bank 185,025 165,475 11.81
128 Principal Financial Group Inc. Des Moines thrift 183,565 245,860 -25.34
129 First Place Financial Corp. Warren, Ohio thrift 183,477 148,944 23.19
130 Mid-State Bancshares Arroyo Grande, Calif. bank 182,057 160,050 13.75
131 East West Bancorp Inc. Pasadena, Calif. bank 181,566 164,512 10.37
132 West Coast Bancorp Lake Oswego, Ore. bank 179,508 165,320 8.58
133 FBOP Corp. Oak Park, Ill. bank 175,435 124,423 41.00
134 Sterling Financial Corp. Spokane bank 173,911 107,734 61.43
135 Lydian Trust Co. Palm Beach, Fla. thrift 171,955 43,065 299.29
136 Central Bancompany Jefferson City, Mo. bank 169,967 170,356 -0.23
137 Waterfield Mortgage Co. Inc. Fort Wayne, Ind. thrift 169,737 112,720 50.58
138 Capitol Federal Savings Bank MHC Topeka, Kan. thrift 167,159 175,123 -4.55
139 Northwest Bancorp MHC Warren, Pa. thrift 166,855 150,023 11.22
140 Aurora Service Corp. Edina, Minn. thrift 161,622 173,115 -6.64
141 Washington Trust Bancorp Inc. Westerly, R.I. bank 161,100 155,001 3.93
142 Independent Bank Corp. Ionia, Mich. bank 161,016 160,511 0.31
143 Taylor Capital Group Inc. Rosemont, Ill. bank 159,838 188,316 -15.12
144 W.T.B. Financial Corp. Spokane bank 159,417 137,464 15.97
145 First Oak Brook Bancshares Inc. Oak Brook, Ill. bank 158,733 152,743 3.92
146 Sun Bancorp Inc. Vineland, N.J. bank 155,440 122,036 27.37
147 Alpine Banks of Colorado Glenwood Springs bank 153,138 118,649 29.07
148 Susquehanna Bancshares Inc. Lititz, Pa. bank 150,668 371,358 -59.43
149 Greater Bay Bancorp Palo Alto, Calif. bank 146,711 166,665 -11.97
150 First Bancorp Troy, N.C. bank 146,087 120,605 21.13

Notes: Data for bank holding companies based on Y-9 filings. Data for thrift holding companies based on filings by their subsidiaries.

Source: SNL Financial, Charlottesville, Va. (www.snl.com)

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