Bank Holding Companies with Largest Credit Card Loan Portfolios
June 18, 2008, 10:08 a.m. EDT 1 Min Read
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Bank Holding Companies with Largest Credit Card Loan Portfolios
Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2007. Dollars in thousands. | |||||
|---|---|---|---|---|---|
| Rank | | Total loans and leases | |||
| Dec. 31 | | | |||
| 1 | Citigroup Inc. New York | $86,692,000 | $75,006,000 | 15.6% | $858,438,000 |
| 2 | Bank of America Corp. Charlotte | 80,723,705 | 72,426,653 | 11.5 | 908,519,184 |
| 3 | JPMorgan Chase & Co. New York | 75,690,000 | 80,017,000 | -5.4 | 555,524,000 |
| 4 | HSBC North America Holdings Inc. Mettawa, Ill. | 51,388,250 | 48,319,032 | 6.4 | 291,343,534 |
| 5 | Wells Fargo & Co. San Francisco | 19,533,000 | 15,754,000 | 24.0 | 409,958,000 |
| 6 | Capital One Financial Corp. McLean, Va. | 15,934,604 | 21,317,666 | -25.3 | 102,908,785 |
| 7 | U.S. Bancorp Minneapolis | 10,956,000 | 8,795,000 | 24.6 | 158,646,000 |
| 8 | Barclays Group US Inc. Wilmington, Del. | 6,458,352 | 3,965,924 | 62.8 | 31,184,448 |
| 9 | Taunus Corp. New York | 2,412,000 | NA | NA | 68,239,000 |
| 10 | Citizens Financial Group Inc. Providence, R.I. | 2,335,560 | 2,516,873 | -7.2 | 111,762,690 |
| 11 | Wachovia Corp. Charlotte | 1,998,000 | 1,067,000 | 87.3 | 485,984,000 |
| 12 | Fifth Third Bancorp Cincinnati | 1,571,390 | 986,456 | 59.3 | 84,580,053 |
| 13 | National City Corp. Cleveland | 1,553,938 | 1,433,408 | 8.4 | 120,322,067 |
| 14 | Popular Inc. Hato Rey, Puerto Rico | 1,128,000 | 1,033,000 | 9.2 | 29,911,000 |
| 15 | BBT Corp. Winston-Salem, N.C. | 1,080,565 | 970,320 | 11.4 | 91,685,699 |
| 16 | Commerce Bancshares Inc. Kansas City, Mo. | 781,160 | 649,253 | 20.3 | 10,844,795 |
| 17 | United National Corp. Sioux Falls, S.D. | 611,815 | 557,225 | 9.8 | 1,107,266 |
| 18 | TD Commerce Bank Portland, Maine | 486,773 | 462,802 | 5.2 | 27,026,848 |
| 19 | BBVA USA Bancshares Inc. The Woodlands, Tex. | 478,236 | 505,216 | -5.3 | 34,188,086 |
| 20 | BancWest Corp. Honolulu | 355,771 | 331,559 | 7.3 | 50,290,804 |
| 21 | SunTrust Banks Inc. Atlanta | 350,166 | 456 | 76690.8 | 131,170,689 |
| 22 | First Citizens BancShares Inc. Raleigh | 294,658 | 284,197 | 3.7 | 10,963,904 |
| 23 | Synovus Financial Corp. Columbus, Ga. | 291,171 | 276,268 | 5.4 | 26,652,022 |
| 24 | CU Bank Shares Inc. Dallas | 285,532 | 130,128 | 119.4 | 729,062 |
| 25 | Marshall & Ilsley Corp. Milwaukee | 268,939 | 252,003 | 6.7 | 46,296,952 |
| 26 | Santander BanCorp San Juan, Puerto Rico | 240,774 | 192,632 | 25.0 | 7,075,308 |
| 27 | PNC Financial Services Group Inc. Pittsburgh | 210,345 | 118,149 | 78.0 | 72,300,257 |
| 28 | First Horizon National Corp. Memphis | 172,974 | 173,222 | -0.1 | 25,856,817 |
| 29 | UMB Financial Corp. Kansas City, Mo. | 169,756 | 149,439 | 13.6 | 3,929,365 |
| 30 | Simmons First National Corp. Pine Bluff, Ark. | 166,044 | 143,359 | 15.8 | 1,861,551 |
| 31 | FirstMerit Corp. Akron | 153,925 | 147,773 | 4.2 | 7,055,827 |
| 32 | RBC Bancorp. Raleigh | 139,671 | 119,914 | 16.5 | 15,860,974 |
| 33 | Intrust Financial Corp. Wichita | 135,123 | 133,840 | 1.0 | 2,518,141 |
| 34 | Zions Bancorp. Salt Lake City | 120,497 | 116,271 | 3.6 | 39,128,486 |
| 35 | Arvest Bank Group Inc. Bentonville, Ark. | 94,177 | 80,886 | 16.4 | 6,831,449 |
| 36 | BancorpSouth Inc. Tupelo, Miss. | 93,560 | 89,548 | 4.5 | 9,315,168 |
| 37 | R and G Financial Corp. Hato Rey, Puerto Rico | 92,293 | 89,485 | 3.1 | 5,868,662 |
| 38 | Capitol Bancorp. Inc. Britton, S.D. | 83,986 | 70,269 | 19.5 | 479,071 |
| 39 | Independent Bankers Financial Corp. Irving, Tex. | 79,006 | 66,697 | 18.5 | 787,697 |
| 40 | Silverton Financial Services Inc. Atlanta | 73,442 | 66,309 | 10.8 | 1,538,234 |
| 41 | Amalgamated Investments Co. Chicago | 72,265 | 74,048 | -2.4 | 379,133 |
| 42 | First Interstate BancSystem Inc. Billings, Mont. | 68,136 | 60,569 | 12.5 | 3,555,817 |
| 43 | Fulton Financial Corp. Lancaster, Pa. | 64,791 | 57,488 | 12.7 | 11,308,408 |
| 44 | FirstBank Holding Co. Lakewood, Colo. | 60,642 | 51,657 | 17.4 | 3,367,847 |
| 45 | IberiaBank Corp. Lafayette, La. | 58,790 | 8,829 | 565.9 | 3,487,734 |
| 46 | Wilmington Trust Corp. Del. | 57,254 | 64,826 | -11.7 | 8,530,020 |
| 47 | BBVAPR Holding Corp. San Juan, Puerto Rico | 52,580 | 51,069 | 3.0 | 4,369,483 |
| 48 | First Citizens Bancorp. Inc. Columbia, S.C. | 51,507 | 42,025 | 22.6 | 4,205,277 |
| 49 | Lauritzen Corp. Omaha | 50,000 | 50,000 | 0.0 | 610,646 |
| 50 | W Holding Co. Inc. Mayaguez, Puerto Rico | 47,973 | 48,522 | -1.1 | 9,569,785 |
| 51 | Trustmark Corp. Jackson, Miss. | 44,704 | 44,148 | 1.3 | 7,188,300 |
| 52 | Whitney Holding Corp. New Orleans | 30,729 | 26,362 | 16.6 | 7,642,276 |
| 53 | Park National Corp. Newark, Ohio | 30,604 | 29,650 | 3.2 | 4,224,134 |
| 54 | Central Bancompany Inc. Jefferson City, Mo. | 27,169 | 21,302 | 27.5 | 5,529,159 |
| 55 | First Financial Bancorp. Cincinnati | 26,610 | 24,587 | 8.2 | 2,600,602 |
| 56 | Rainier Pacific Financial Group Inc. Tacoma | 21,793 | 22,055 | -1.2 | 637,000 |
| 57 | City National Corp. Beverly Hills | 21,320 | 18,696 | 14.0 | 11,630,638 |
| 58 | Franklin Resources Inc. San Mateo, Calif. | 19,925 | 21,596 | -7.7 | 883,483 |
| 59 | Doral GP Ltd. San Juan, Puerto Rico | 18,977 | NA | NA | 5,284,525 |
| 60 | S&T Bancorp Inc. Indiana, Pa. | 17,277 | 20,516 | -15.8 | 2,796,939 |
| 61 | Coppermark Bancshares Inc. Oklahoma City | 14,937 | 16,089 | -7.2 | 857,821 |
| 62 | First Financial Corp. Terre Haute, Ind. | 14,294 | 14,434 | -1.0 | 1,443,065 |
| 63 | Union Bankshares Corp. Bowling Green, Va. | 13,108 | 9,963 | 31.6 | 1,773,068 |
| 64 | Banner Corp. Walla Walla, Wash. | 12,598 | 5,932 | 112.4 | 3,809,617 |
| 65 | United Bankshares Inc. Charleston, W.Va. | 12,475 | 12,521 | -0.4 | 5,794,754 |
| 66 | Palmetto Bancshares Inc. Laurens, S.C. | 11,978 | 25,728 | -53.4 | 1,049,776 |
| 67 | W.T.B. Financial Corp. Spokane | 11,709 | 10,317 | 13.5 | 2,915,787 |
| 68 | West Suburban Bancorp Inc. Lombard, Ill. | 11,190 | 10,375 | 7.9 | 1,235,898 |
| 69 | Trinity Capital Corp. Los Alamos, N.M. | 10,781 | 9,943 | 8.4 | 1,181,278 |
| 70 | QCR Holdings Inc. Moline, Ill. | 10,160 | 9,531 | 6.6 | 1,106,900 |
| 71 | Valley National Bancorp Wayne, N.J. | 10,077 | 8,765 | 15.0 | 8,499,205 |
| 72 | Frontier Financial Corp. Everett, Wash. | 9,355 | 8,298 | 12.7 | 3,612,122 |
| 73 | First Security Bancorp Searcy, Ark. | 9,163 | 8,186 | 11.9 | 1,426,947 |
| 74 | S.B.C.P. Bancorp Inc. Cross Plains, Wis. | 8,771 | 8,151 | 7.6 | 483,399 |
| 75 | Watford City Bancshares Inc. N.D. | 8,428 | 7,766 | 8.5 | 644,905 |
| 76 | Central Bancshares Inc. Lexington, Ky. | 8,056 | 8,542 | -5.7 | 1,462,086 |
| 77 | Pinnacle Bancorp Inc. Central City, Neb. | 7,918 | 6,384 | 24.0 | 3,448,325 |
| 78 | International Bancshares Corp. Laredo, Tex. | 7,908 | 7,646 | 3.4 | 5,536,628 |
| 79 | American State Financial Corp. Lubbock, Tex. | 7,803 | 7,348 | 6.2 | 873,056 |
| 80 | Dickinson Financial Corp. II Kansas City, Mo. | 7,666 | 7,729 | -0.8 | 4,472,173 |
| 81 | Bremer Financial Corp. St. Paul | 7,641 | 7,316 | 4.4 | 5,290,434 |
| 82 | Hills Bancorp. Hills, Iowa | 7,503 | 7,745 | -3.1 | 1,379,096 |
| 83 | Fishback Financial Corp. Brookings, S.D. | 7,385 | 7,980 | -7.5 | 1,078,564 |
| 84 | Utrecht-America Holdings Inc. New York | 7,311 | 6,273 | 16.5 | 17,068,686 |
| 85 | First Bancorp Troy, N.C. | 7,264 | 6,296 | 15.4 | 1,896,847 |
| 86 | Villages Bancorp. Inc. The Villages, Fla. | 6,964 | 6,761 | 3.0 | 442,692 |
| 87 | Columbia Bancorp The Dalles, Ore. | 6,912 | 6,548 | 5.6 | 878,005 |
| 88 | Merchants Financial Group Inc. Winona, Minn. | 6,671 | 5,188 | 28.6 | 636,196 |
| 89 | NewBridge Bancorp Greensboro, N.C. | 6,555 | 6,648 | -1.4 | 1,490,085 |
| 90 | Commerce Bank and Trust Holding Co. Topeka, Kan. | 6,471 | 6,314 | 2.5 | 764,371 |
| 91 | Mercantil Commercebank Holding Corp. Coral Gables, Fla. | 6,407 | 4,862 | 31.8 | 3,034,818 |
| 92 | National Bankshares Inc. Blacksburg, Va. | 6,327 | 5,645 | 12.1 | 523,874 |
| 93 | Johnson Financial Group Inc. Racine, Wis. | 5,978 | 5,022 | 19.0 | 3,821,206 |
| 94 | DCB Financial Corp Lewis Center, Ohio | 5,893 | 5,631 | 4.7 | 520,801 |
| 95 | MidSouth Bancorp Inc. Lafayette, La. | 5,613 | 4,124 | 36.1 | 569,506 |
| 96 | Western Alliance Bancorp. Las Vegas | 5,583 | 1,790 | 211.9 | 3,633,009 |
| 97 | Farmers and Merchants Bancorp Lodi, Calif. | 5,499 | 5,543 | -0.8 | 1,140,970 |
| 98 | Longview Financial Corp. Tex. | 5,490 | 4,780 | 14.9 | 772,850 |
| 99 | Sunflower Banks Inc. Salina, Kan. | 5,325 | 4,172 | 27.6 | 914,669 |
| 100 | Cashmere Valley Financial Corp. Cashmere, Wash. | 5,293 | 5,220 | 1.4 | 532,774 |
| 101 | Great Western Bancorp. Inc. Omaha | 5,199 | 4,243 | 22.5 | 2,547,523 |
| 102 | EuroBancshares Inc. San Juan, Puerto Rico | 5,141 | 5,262 | -2.3 | 1,858,579 |
| 103 | Appalachian Bancshares Inc. Ellijay, Ga. | 5,077 | 5,121 | -0.9 | 814,025 |
| 104 | Yadkin Valley Financial Corp. Elkin, N.C. | 4,928 | 2,283 | 115.9 | 951,707 |
| 105 | Cascade Bancorp Bend, Ore. | 4,796 | 5,722 | -16.2 | 2,041,478 |
| 106 | Park Bancorp. Inc. Madison | 4,777 | 3,840 | 24.4 | 603,865 |
| 107 | Republic Bancorp Inc. Louisville | 4,587 | 3,167 | 44.8 | 2,401,351 |
| 108 | Fidelity Bancshares (N.C.) Inc. Fuquay-Varina, N.C. | 4,566 | 4,342 | 5.2 | 998,942 |
| 109 | Tampa Banking Co. Tampa | 4,518 | 4,446 | 1.6 | 628,496 |
| 110 | AmericanWest Bancorp. Spokane | 4,415 | 0 | NA | 1,775,201 |
| 111 | Mesaba Bancshares Inc. Grand Rapids, Minn. | 4,412 | 3,380 | 30.5 | 625,210 |
| 112 | TCF Financial Corp. Wayzata, Minn. | 4,371 | 4,696 | -6.9 | 12,494,371 |
| 113 | Farmers and Merchants Investment Inc. Lincoln, Neb. | 4,353 | 3,812 | 14.2 | 1,300,202 |
| 114 | Southern National Banks Inc. Fort Walton Beach, Fla. | 4,309 | 4,128 | 4.4 | 210,329 |
| 115 | German American Bancorp Inc. Jasper, Ind. | 4,306 | 3,942 | 9.2 | 873,418 |
| 116 | Parish National Corp. Covington, La. | 4,192 | 3,677 | 14.0 | 587,917 |
| 117 | Comerica Inc. Dallas | 3,914 | 2,844 | 37.6 | 50,960,854 |
| 118 | Hanmi Financial Corp. Los Angeles | 3,803 | 3,431 | 10.8 | 3,284,699 |
| 119 | Bank of Kentucky Financial Corp. Crestview Hills, Ky. | 3,799 | 3,380 | 12.4 | 952,387 |
| 120 | Neighbor Insurance Agency Inc. Marion, Iowa | 3,736 | 3,637 | 2.7 | 365,058 |
| 121 | Palos Bancshares Inc. Palos Heights, Ill. | 3,657 | NA | NA | 365,376 |
| 122 | Farmers and Merchants Bancorp Inc. Archbold, Ohio | 3,616 | 3,546 | 2.0 | 529,396 |
| 123 | Southern Utah Bancorp. Cedar City, Utah | 3,507 | 3,246 | 8.0 | 413,618 |
| 124 | American Bancor Ltd. Dickinson, N.D. | 3,449 | 3,317 | 4.0 | 371,644 |
| 125 | Cascade Financial Corp. Everett, Wash. | 3,394 | 3,240 | 4.8 | 1,104,429 |
| 126 | Central Bancorp. Provo, Utah | 3,356 | 3,191 | 5.2 | 423,176 |
| 127 | Community Bancshares Inc. McArthur, Ohio | 3,336 | 3,351 | -0.4 | 464,099 |
| 128 | Penseco Financial Services Corp. Scranton, Pa. | 3,324 | 3,282 | 1.3 | 404,639 |
| 129 | Skagit State Bancorp Inc. Burlington, Wash. | 3,302 | 3,153 | 4.7 | 355,198 |
| 130 | D. L. Evans Bancorp Burley, Idaho | 3,211 | 3,021 | 6.3 | 599,704 |
| 131 | CNB Financial Corp. Clearfield, Pa. | 3,114 | 3,049 | 2.1 | 601,433 |
| 132 | Wintrust Financial Corp. Lake Forest, Ill. | 3,102 | 2,735 | 13.4 | 6,935,360 |
| 133 | 1867 Western Financial Corp. Stockton, Calif. | 3,088 | 3,026 | 2.0 | 1,238,316 |
| 134 | Washington Banking Co. Oak Harbor, Wash. | 3,083 | 2,783 | 10.8 | 808,209 |
| 135 | Eastern Virginia Bankshares Inc. Tappahannock, Va. | 3,001 | 3,120 | -3.8 | 708,817 |
| 136 | Wilson Bank Holding Co. Lebanon, Tenn. | 2,916 | 2,768 | 5.3 | 1,003,560 |
| 137 | Emprise Financial Corp. Wichita | 2,911 | 2,708 | 7.5 | 743,340 |
| 138 | Eagle Financial Services Inc. Berryville, Va. | 2,907 | 2,725 | 6.7 | 389,661 |
| 139 | CNB Corp. Conway, S.C. | 2,900 | 2,622 | 10.6 | 573,430 |
| 140 | Home Bancshares Inc. Conway, Ark. | 2,814 | 1,622 | 73.5 | 1,606,994 |
| 141 | ATBancorp Dubuque, Iowa | 2,810 | 2,622 | 7.2 | 743,654 |
| 142 | Univest Corp. of Pennsylvania Souderton, Pa. | 2,692 | 2,036 | 32.2 | 1,355,442 |
| 143 | First Paragould Bankshares Inc. Ark. | 2,683 | 2,702 | -0.7 | 410,464 |
| 144 | Town Financial Corp. Hartford City, Ind. | 2,626 | 2,675 | -1.8 | 198,802 |
| 145 | Chemung Financial Corp. Elmira, N.Y. | 2,611 | 2,747 | -5.0 | 539,561 |
| 146 | WesBanco Inc. Wheeling, W.Va. | 2,583 | 0 | NA | 3,764,643 |
| 147 | Horizon Financial Corp. Bellingham, Wash. | 2,577 | 2,576 | 0.0 | 1,211,091 |
| 148 | Peoples Utah Bancorp American Fork, Utah | 2,570 | 2,898 | -11.3 | 724,385 |
| 149 | Commonwealth Bancshares Inc. Louisville | 2,510 | 2,379 | 5.5 | 562,552 |
| 150 | Whitman Bancorp. Inc. Colfax, Wash. | 2,476 | 2,152 | 15.1 | 521,426 |
Note: Top-tier bank holding companies only, based on Y9C filings with the Fed.
Source: SNL Financial, Charlottesville, Va.
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