Bank Holding Companies with Largest Credit Card Loan Portfolios
December 18, 2008, 10:08 a.m. EST 1 Min Read
View Table
Printer Friendly Version
Bank Holding Companies with Largest Credit Card Loan Portfolios
Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2008. Dollars in thousands. | |||||
|---|---|---|---|---|---|
| Rank | | Total loans and leases | |||
| June 30 | | | |||
| 1 | Citigroup Inc. New York | $81,947,000 | $76,769,000 | 6.7% | $822,033,000 |
| 2 | Bank of America Corp. Charlotte | 78,613,595 | 69,240,503 | 13.5 | 891,941,544 |
| 3 | JPMorgan Chase & Co. New York | 65,945,000 | 73,316,000 | -10.1 | 566,394,000 |
| 4 | HSBC North America Holdings Inc. Mettawa, Ill. | 47,922,857 | 48,620,250 | -1.4 | 271,245,780 |
| 5 | Wells Fargo & Co. San Francisco | 19,921,000 | 16,598,000 | 20.0 | 425,151,000 |
| 6 | Capital One Financial Corp. McLean, Va. | 14,333,852 | 13,951,169 | 2.7 | 97,557,810 |
| 7 | U.S. Bancorp Minneapolis | 11,930,000 | 9,429,000 | 26.5 | 169,678,000 |
| 8 | Barclays Group US Inc. Wilmington, Del. | 9,303,188 | 4,847,380 | 91.9 | 31,665,716 |
| 9 | Wachovia Corp. Charlotte | 2,418,000 | 1,442,000 | 67.7 | 500,363,000 |
| 10 | Citizens Financial Group Inc. Providence, R.I. | 2,235,635 | 2,365,531 | -5.5 | 111,630,016 |
| 11 | Fifth Third Bancorp Cincinnati | 1,694,123 | 1,245,231 | 36.0 | 86,411,916 |
| 12 | National City Corp. Cleveland | 1,218,098 | 1,013,395 | 20.2 | 117,910,911 |
| 13 | Popular Inc. Hato Rey, Puerto Rico | 1,131,000 | 1,038,000 | 9.0 | 27,632,000 |
| 14 | BB&T Corp. Winston-Salem, N.C. | 1,117,296 | 969,713 | 15.2 | 95,715,075 |
| 15 | Commerce Bancshares Inc. Kansas City, Mo. | 821,244 | 677,092 | 21.3 | 11,444,671 |
| 16 | TD Banknorth Inc. Portland, Maine | 623,814 | 493,621 | 26.4 | 47,457,414 |
| 17 | United National Corp. Sioux Falls, S.D. | 575,005 | 582,740 | -1.3 | 1,099,729 |
| 18 | BBVA USA Bancshares Inc. The Woodlands, Tex. | 490,616 | 462,254 | 6.1 | 36,473,987 |
| 19 | SunTrust Banks Inc. Atlanta | 390,519 | 13,764 | 2,737.2 | 131,085,696 |
| 20 | BancWest Corp. Honolulu | 351,532 | 315,396 | 11.5 | 53,300,035 |
| 21 | Synovus Financial Corp. Columbus, Ga. | 299,850 | 280,804 | 6.8 | 27,637,500 |
| 22 | CU Bank Shares Inc. Dallas | 294,475 | 241,499 | 21.9 | 815,872 |
| 23 | First Citizens BancShares Inc. Raleigh | 284,044 | 278,708 | 1.9 | 11,313,155 |
| 24 | Marshall & Ilsley Corp. Milwaukee | 262,820 | 253,666 | 3.6 | 50,232,520 |
| 25 | Santander BanCorp San Juan, Puerto Rico | 255,092 | 221,554 | 15.1 | 6,805,955 |
| 26 | PNC Financial Services Group Inc. Pittsburgh | 201,541 | 198,686 | 1.4 | 75,342,755 |
| 27 | UMB Financial Corp. Kansas City, Mo. | 186,842 | 150,460 | 24.2 | 4,123,688 |
| 28 | Simmons First National Corp. Pine Bluff, Ark. | 162,103 | 140,326 | 15.5 | 1,919,909 |
| 29 | First Horizon National Corp. Memphis | 158,014 | 39,438 | 300.7 | 24,780,180 |
| 30 | RBC Bancorp. USA Raleigh | 149,079 | 119,568 | 24.7 | 21,089,826 |
| 31 | FirstMerit Corp. Akron | 146,897 | 141,306 | 4.0 | 7,255,556 |
| 32 | Intrust Financial Corp. Wichita | 128,890 | 125,200 | 2.9 | 2,498,604 |
| 33 | Zions Bancorp. Salt Lake City | 112,741 | 109,044 | 3.4 | 41,909,130 |
| 34 | Arvest Bank Group Inc. Bentonville, Ark. | 98,687 | 87,326 | 13.0 | 7,236,667 |
| 35 | BancorpSouth Inc. Tupelo, Miss. | 90,282 | 85,895 | 5.1 | 9,653,894 |
| 36 | R and G Financial Corp. Hato Rey, Puerto Rico | 89,941 | 89,328 | 0.7 | 6,085,305 |
| 37 | Capitol Bancorp. Inc. Britton, S.D. | 79,926 | 73,494 | 8.8 | 482,083 |
| 38 | Silverton Financial Services Inc. Atlanta | 75,273 | 65,207 | 15.4 | 1,905,637 |
| 39 | Independent Bankers Financial Corp. Irving, Tex. | 74,649 | 63,417 | 17.7 | 789,174 |
| 40 | First Interstate BancSystem Inc. Billings, Mont. | 72,929 | 64,664 | 12.8 | 4,567,333 |
| 41 | Amalgamated Investments Co. Chicago | 66,795 | 68,802 | -2.9 | 402,554 |
| 42 | FirstBank Holding Co. Lakewood, Colo. | 59,897 | 52,902 | 13.2 | 3,670,285 |
| 43 | BBVA PR Holding Corp. San Juan, Puerto Rico | 59,166 | 51,430 | 15.0 | 4,337,022 |
| 44 | Wilmington Trust Corp. Del. | 56,918 | 50,080 | 13.7 | 9,322,215 |
| 45 | First Citizens Bancorp. Inc. Columbia, S.C. | 54,467 | 44,791 | 21.6 | 4,498,446 |
| 46 | Lauritzen Corp. Omaha | 50,000 | 50,000 | 0.0 | 712,184 |
| 47 | W Holding Co. Inc. Mayaguez, Puerto Rico | 47,518 | 47,930 | -0.9 | 9,348,463 |
| 48 | Trustmark Corp. Jackson, Miss. | 42,122 | 42,328 | -0.5 | 7,044,233 |
| 49 | Iberiabank Corp. Lafayette, La. | 32,578 | 51,216 | -36.4 | 3,617,006 |
| 50 | Central Bancompany Inc. Jefferson City, Mo. | 30,586 | 23,282 | 31.4 | 5,607,590 |
| 51 | Whitney Holding Corp. New Orleans | 29,794 | 26,560 | 12.2 | 7,974,811 |
| 52 | Park National Corp. Newark, Ohio | 28,360 | 30,331 | -6.5 | 4,366,029 |
| 53 | First Financial Bancorp. Cincinnati | 26,399 | 24,444 | 8.0 | 2,676,890 |
| 54 | Doral GP Ltd. San Juan, Puerto Rico | 25,147 | NA | NA | 5,430,452 |
| 55 | City National Corp. Beverly Hills | 21,279 | 18,744 | 13.5 | 12,178,330 |
| 56 | Western Alliance Bancorp. Las Vegas | 20,878 | 3,802 | 449.1 | 3,874,565 |
| 57 | Rainier Pacific Financial Group Inc. Tacoma | 20,665 | 20,737 | -0.3 | 663,974 |
| 58 | Franklin Resources Inc. San Mateo, Calif. | 18,603 | 19,155 | -2.9 | 438,370 |
| 59 | S&T Bancorp Inc. Indiana, Pa. | 15,726 | 19,925 | -21.1 | 3,467,663 |
| 60 | Coppermark Bancshares Inc. Oklahoma City | 14,595 | 14,726 | -0.9 | 930,875 |
| 61 | Union Bankshares Corp. Bowling Green, Va. | 14,041 | 11,115 | 26.3 | 1,855,762 |
| 62 | Banner Corp. Walla Walla, Wash. | 13,672 | 10,503 | 30.2 | 3,973,300 |
| 63 | First Financial Corp. Terre Haute, Ind. | 13,516 | 13,412 | 0.8 | 1,459,583 |
| 64 | Palmetto Bancshares Inc. Laurens, S.C. | 12,258 | 11,461 | 7.0 | 1,118,323 |
| 65 | W.T.B. Financial Corp. Spokane | 12,053 | 10,640 | 13.3 | 3,120,402 |
| 66 | United Bankshares Inc. Charleston, W.Va. | 11,609 | 11,242 | 3.3 | 5,850,183 |
| 67 | QCR Holdings Inc. Moline, Ill. | 11,408 | 9,337 | 22.2 | 1,199,680 |
| 68 | Trinity Capital Corp. Los Alamos, N.M. | 10,590 | 9,992 | 6.0 | 1,202,376 |
| 69 | West Suburban Bancorp Inc. Lombard, Ill. | 10,560 | 9,839 | 7.3 | 1,251,684 |
| 70 | Valley National Bancorp Wayne, N.J. | 9,459 | 9,105 | 3.9 | 9,048,257 |
| 71 | First Security Bancorp Searcy, Ark. | 8,872 | 7,491 | 18.4 | 1,456,949 |
| 72 | Harris Financial Corp. Wilmington, Del. | 8,814 | 0 | NA | 38,098,114 |
| 73 | Frontier Financial Corp. Everett, Wash. | 8,363 | 9,048 | -7.6 | 3,807,278 |
| 74 | Watford City Bancshares Inc. N.D. | 8,093 | 7,857 | 3.0 | 700,912 |
| 75 | Pinnacle Bancorp Inc. Central City, Neb. | 7,903 | 6,150 | 28.5 | 3,601,409 |
| 76 | American State Financial Corp. Lubbock | 7,838 | 7,591 | 3.3 | 952,542 |
| 77 | S.B.C.P. Bancorp Inc. Cross Plains, Wis. | 7,830 | 7,822 | 0.1 | 503,888 |
| 78 | Central Bancshares Inc. Lexington, Ky. | 7,569 | 8,003 | -5.4 | 1,482,682 |
| 79 | Bremer Financial Corp. St. Paul | 7,551 | 7,568 | -0.2 | 5,530,987 |
| 80 | Dickinson Financial Corp. II Kansas City, Mo. | 7,418 | 7,139 | 3.9 | 4,558,933 |
| 81 | First Bancorp Troy, N.C. | 7,363 | 6,419 | 14.7 | 2,170,126 |
| 82 | Mercantil Commercebank Holding Corp. Coral Gables, Fla. | 7,224 | 5,129 | 40.8 | 3,441,270 |
| 83 | International Bancshares Corp. Laredo, Tex. | 7,188 | 7,315 | -1.7 | 5,690,075 |
| 84 | Hills Bancorp. Iowa | 7,114 | 7,249 | -1.9 | 1,430,290 |
| 85 | Utrecht-America Holdings Inc. New York | 6,970 | 6,531 | 6.7 | 16,946,696 |
| 86 | Columbia Bancorp The Dalles, Ore. | 6,808 | 6,718 | 1.3 | 941,711 |
| 87 | Fishback Financial Corp. Brookings, S.D. | 6,800 | 8,109 | -16.1 | 1,167,814 |
| 88 | Merchants Financial Group Inc. Winona, Minn. | 6,620 | 5,673 | 16.7 | 666,481 |
| 89 | Johnson Financial Group Inc. Racine, Wis. | 6,552 | 5,489 | 19.4 | 4,246,440 |
| 90 | Villages Bancorp. Inc. The Villages, Fla. | 6,394 | 6,854 | -6.7 | 464,083 |
| 91 | KeyCorp Cleveland | 6,271 | 0 | NA | 77,688,208 |
| 92 | National Bankshares Inc. Blacksburg, Va. | 6,244 | 5,813 | 7.4 | 535,249 |
| 93 | NewBridge Bancorp Greensboro, N.C. | 6,238 | 6,317 | -1.3 | 1,574,141 |
| 94 | DCB Financial Corp Lewis Center, Ohio | 6,039 | 5,557 | 8.7 | 517,550 |
| 95 | Commerce Bank and Trust Holding Co. Topeka, Kan. | 6,026 | 6,045 | -0.3 | 796,816 |
| 96 | MidSouth Bancorp Inc. Lafayette, La. | 5,966 | 4,460 | 33.8 | 567,087 |
| 97 | Comerica Inc. Dallas | 5,924 | 10,206 | -42.0 | 51,850,248 |
| 98 | Sunflower Financial Inc. Salina, Kan. | 5,764 | 4,820 | 19.6 | 941,697 |
| 99 | Republic Bancorp Inc. Louisville | 5,546 | 3,925 | 41.3 | 2,360,130 |
| 100 | Cashmere Valley Financial Corp. Wash. | 5,408 | 5,203 | 3.9 | 543,193 |
| 101 | Longview Financial Corp. Tex. | 5,289 | 5,162 | 2.5 | 843,449 |
| 102 | Yadkin Valley Financial Corp. Elkin, N.C. | 5,287 | 4,630 | 14.2 | 1,123,633 |
| 103 | EuroBancshares Inc. San Juan, Puerto Rico | 5,151 | 4,960 | 3.9 | 1,840,409 |
| 104 | Appalachian Bancshares Inc. Ellijay, Ga. | 4,951 | 5,263 | -5.9 | 873,562 |
| 105 | Fidelity Bancshares Inc. N.C. Fuquay-Varina | 4,857 | 4,254 | 14.2 | 1,007,148 |
| 106 | Park Bancorp. Inc. Madison, Wis. | 4,806 | 4,244 | 13.2 | 644,990 |
| 107 | National Americas Holdings LLC New York | 4,796 | NA | NA | 2,679,878 |
| 108 | Tampa Banking Co. | 4,789 | 4,135 | 15.8 | 653,638 |
| 109 | Cascade Bancorp Bend, Ore. | 4,531 | 5,409 | -16.2 | 2,066,091 |
| 110 | Woodforest Financial Group Inc. The Woodlands, Tex. | 4,528 | 0 | NA | 1,832,422 |
| 111 | Southern National Banks Inc. Fort Walton Beach, Fla. | 4,492 | 4,683 | -4.1 | 203,167 |
| 112 | Mesaba Bancshares Inc. Grand Rapids, Minn. | 4,484 | 3,840 | 16.8 | 684,002 |
| 113 | Farmers and Merchants Investment Inc. Lincoln, Neb. | 4,242 | 3,887 | 9.1 | 1,440,229 |
| 114 | German American Bancorp Inc. Jasper, Ind. | 4,168 | 3,859 | 8.0 | 886,299 |
| 115 | Bank of Kentucky Financial Corp. Crestview Hills | 4,111 | 3,589 | 14.5 | 984,799 |
| 116 | AmericanWest Bancorp. Spokane | 4,051 | 3,392 | 19.4 | 1,780,220 |
| 117 | TCF Financial Corp. Wayzata, Minn. | 3,883 | 4,036 | -3.8 | 12,976,931 |
| 118 | Neighbor Insurance Agency Inc. Marion, Iowa | 3,743 | 3,494 | 7.1 | 366,133 |
| 119 | First National Bank Group Inc. Edinburg, Tex. | 3,602 | 254 | 1,318.1 | 2,954,794 |
| 120 | Skagit State Bancorp Inc. Burlington, Wash. | 3,601 | 3,416 | 5.4 | 378,426 |
| 121 | Farmers and Merchants Bancorp Inc. Archbold, Ohio | 3,546 | 3,432 | 3.3 | 552,381 |
| 122 | Central Bancorp. Provo, Utah | 3,521 | 3,061 | 15.0 | 446,396 |
| 123 | Palos Bancshares Inc. Palos Heights, Ill. | 3,489 | 3,451 | 1.1 | 375,735 |
| 124 | Hanmi Financial Corp. Los Angeles | 3,447 | 3,591 | -4.0 | 3,352,879 |
| 125 | Cascade Financial Corp. Everett, Wash. | 3,262 | 3,448 | -5.4 | 1,191,411 |
| 126 | Southern Utah Bancorp. Cedar City | 3,236 | 3,141 | 3.0 | 440,927 |
| 127 | Community Bancshares Inc. McArthur, Ohio | 3,218 | 3,257 | -1.2 | 477,379 |
| 128 | American Bancor Ltd. Dickinson, N.D. | 3,193 | 3,280 | -2.7 | 365,893 |
| 129 | D.L. Evans Bancorp Burley, Idaho | 3,160 | 3,179 | -0.6 | 647,939 |
| 130 | Penseco Financial Services Corp. Scranton, Pa. | 3,114 | 3,259 | -4.4 | 422,293 |
| 131 | Washington Banking Co. Oak Harbor | 3,014 | 3,013 | 0.0 | 825,162 |
| 132 | Eastern Virginia Bankshares Inc. Tappahannock | 2,965 | 3,240 | -8.5 | 790,063 |
| 133 | ATBancorp Dubuque, Iowa | 2,956 | 2,490 | 18.7 | 782,140 |
| Peoples Utah Bancorp American Fork | 2,956 | 2,446 | 20.9 | 725,033 | |
| 135 | CNB Financial Corp. Clearfield, Pa. | 2,897 | 2,859 | 1.3 | 665,103 |
| 136 | CNB Corp. Conway, S.C. | 2,833 | 2,645 | 7.1 | 589,410 |
| 137 | Univest Corp. of Pennsylvania Souderton | 2,832 | 2,401 | 18.0 | 1,398,269 |
| 138 | Wilson Bank Holding Co. Lebanon, Tenn. | 2,814 | 2,848 | -1.2 | 1,073,090 |
| 139 | Emprise Financial Corp. Wichita | 2,723 | 2,589 | 5.2 | 795,112 |
| 140 | 1867 Western Financial Corp. Stockton, Calif. | 2,710 | 2,763 | -1.9 | 1,237,986 |
| 141 | Liberty Shares Inc. Hinesville, Ga. | 2,684 | 1,805 | 48.7 | 482,118 |
| 142 | FBOP Corp. Oak Park, Ill. | 2,610 | 0 | NA | 13,374,140 |
| 143 | First Paragould Bankshares Inc. Ark. | 2,599 | 2,506 | 3.7 | 445,730 |
| 144 | Horizon Financial Corp. Bellingham, Wash. | 2,572 | 2,538 | 1.3 | 1,267,054 |
| 145 | Ambank Holdings Inc. Davenport, Iowa | 2,562 | 2,058 | 24.5 | 523,588 |
| 146 | Home BancShares Inc. Conway, Ark. | 2,558 | 2,246 | 13.9 | 1,951,272 |
| 147 | First Midwest Bancorp Inc. Itasca, Ill. | 2,529 | 1,881 | 34.4 | 5,181,889 |
| 148 | Whitman Bancorp. Inc. Colfax, Wash. | 2,525 | 2,249 | 12.3 | 601,806 |
| 149 | Town Financial Corp. Hartford City, Ind. | 2,515 | 2,618 | -3.9 | 203,925 |
| 150 | Irwin Financial Corp. Columbus, Ind. | 2,514 | 1,383 | 81.8 | 5,455,048 |
Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed.
Source: SNL Financial, Charlottesville, Va.
© 2008 American Banker