Bank Holding Companies with the Largest Credit Card Loan Portfolios

February 21, 2017, 7:08 p.m. EST 1 Min Read

On Sept. 30, 2016. Dollars in thousands.

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				Credit card loans			Total loans and leases
Rank	Company	City	State	Sept. 30	Year earlier	Change	Total loans and leases
1	Citigroup Inc.	New York	N.Y.	$143,974,000	$131,370,000	9.6%	$655,798,000
2	JPMorgan Chase & Co.	New York	N.Y.	123,014,000	117,228,000	4.9	907,161,000
3	Bank of America Corp.	Charlotte	N.C.	98,047,000	98,406,000	-0.4	945,501,000
4	Capital One Financial Corp.	McLean	Va.	92,227,365	84,437,888	9.2	239,203,947
5	Synchrony Financial	Stamford	Conn.	67,431,776	NA	NA	70,206,479
6	Discover Financial Services	Riverwoods	Ill.	57,849,277	55,480,135	4.3	73,552,210
7	American Express Co.	New York	N.Y.	51,572,000	58,884,000	-12.4	107,063,000
8	Wells Fargo & Co.	San Francisco	Calif.	34,992,000	32,286,000	8.4	984,894,000
9	Barclays US LLC	New York	N.Y.	24,464,000	NA	NA	34,975,000
10	U.S. Bancorp	Minneapolis	Minn.	20,706,000	18,583,000	11.4	276,018,000
11	United Services Automobile Association	San Antonio	Texas	18,212,227	17,846,771	2.0	48,626,952
12	TD Group US Holdings LLC	Wilmington	Del.	10,053,607	7,226,025	39.1	145,644,583
13	First National of Nebraska Inc.	Omaha	Neb.	5,195,886	4,990,670	4.1	13,564,282
14	PNC Financial Services Group Inc.	Pittsburgh	Pa.	4,395,512	4,049,701	8.5	212,441,531
15	Fifth Third Bancorp	Cincinnati	Ohio	2,169,264	2,313,896	-6.3	94,210,623
16	BB&T Corp.	Winston-Salem	N.C.	1,812,906	1,741,016	4.1	145,111,574
17	Citizens Financial Group Inc.	Providence	R.I.	1,398,870	1,392,838	0.4	105,941,739
18	SunTrust Banks Inc.	Atlanta	Ga.	1,268,723	992,376	27.8	145,320,480
19	Regions Financial Corp.	Birmingham	Ala.	1,123,433	1,015,580	10.6	81,453,515
20	Popular Inc.	Hato Rey	Puerto Rico	1,106,000	1,135,000	-2.6	23,252,000
21	KeyCorp	Cleveland	Ohio	1,082,360	770,245	40.5	88,348,235
22	United National Corp.	Sioux Falls	S.D.	1,022,413	904,580	13.0	2,023,297
23	Commerce Bancshares Inc.	Kansas City	Mo.	760,864	756,919	0.5	13,241,405
24	HSBC North America Holdings Inc.	New York	N.Y.	668,445	681,635	-1.9	85,879,566
25	BBVA Compass Bancshares Inc.	Houston	Texas	599,862	609,982	-1.7	60,313,126
26	Huntington Bancshares Inc.	Columbus	Ohio	541,475	241,046	124.6	69,708,292
27	Santander Holdings USA Inc.	Boston	Mass.	533,448	307,278	73.6	89,903,927
28	BMO Financial Corp.	Chicago	Ill.	401,714	415,610	-3.3	68,303,000
29	M&T Bank Corp.	Buffalo	N.Y.	392,545	359,324	9.2	89,646,492
30	John Deere Capital Corp.	Reno	Nev.	384,077	346,862	10.7	28,187,783
31	BNP Paribas USA Inc.	New York	N.Y.	369,276	NA	NA	76,255,525
32	First Citizens BancShares Inc.	Raleigh	N.C.	304,440	293,894	3.6	21,392,890
33	First BanCorp.	San Juan	Puerto Rico	282,048	296,234	-4.8	8,911,197
34	UMB Financial Corp.	Kansas City	Mo.	262,751	284,338	-7.6	10,305,374
35	MUFG Americas Holdings Corp.	New York	N.Y.	237,761	0	NA	80,098,206
36	UBS Americas Holding LLC	New York	N.Y.	197,300	NA	NA	56,097,816
37	Zions Bancorp.	Salt Lake City	Utah	180,922	172,832	4.7	42,700,007
38	Simmons First National Corp.	Pine Bluff	Ark.	176,263	168,064	4.9	5,429,356
39	Synovus Financial Corp.	Columbus	Ga.	162,561	173,509	-6.3	23,387,326
40	First Horizon National Corp.	Memphis	Tenn.	125,990	132,628	-5.0	19,713,493
41	Arvest Bank Group Inc.	Bentonville	Ark.	121,722	110,972	9.7	9,499,982
42	RBC USA Holdco Corp.	New York	N.Y.	119,344	NA	NA	34,826,132
43	Associated Banc-Corp	Green Bay	Wis.	97,412	92,135	5.7	20,076,800
44	Hancock Holding Co.	Gulfport	Miss.	91,185	82,207	10.9	16,113,382
45	BancorpSouth Inc.	Tupelo	Miss.	86,598	89,373	-3.1	10,866,060
46	Independent Bankers Financial Corp.	Farmers Branch	Texas	81,030	81,394	-0.4	1,097,379
47	FirstBank Holding Co.	Lakewood	Colo.	70,747	69,238	2.2	9,424,886
48	First Interstate BancSystem Inc.	Billings	Mont.	66,860	65,649	1.8	5,529,423
49	Central Bancompany Inc.	Jefferson City	Mo.	60,569	52,245	15.9	7,779,382
50	Bank of Hawaii Corp.	Honolulu	Hawaii	57,045	44,553	28.0	8,772,163
51	OFG Bancorp	San Juan	Puerto Rico	56,785	57,611	-1.4	4,417,978
52	Northwest Bancshares Inc.	Warren	Pa.	50,180	23,786	111.0	7,811,058
53	Iberiabank Corp.	Lafayette	La.	39,906	41,251	-3.3	15,135,365
54	Trustmark Corp.	Jackson	Miss.	37,336	38,715	-3.6	8,037,038
55	Mercantil Commercebank Holding Corp.	Coral Gables	Fla.	33,060	30,131	9.7	5,749,578
56	First Command Financial Services Inc.	Fort Worth	Texas	31,271	33,615	-7.0	285,291
57	Pinnacle Financial Partners Inc.	Nashville	Tenn.	29,066	14,049	106.9	8,312,538
58	Midland Financial Co.	Oklahoma City	Okla.	28,202	26,667	5.8	10,352,507
59	MB Financial Inc.	Chicago	Ill.	26,810	23,290	15.1	13,440,108
60	First Financial Bancorp.	Cincinnati	Ohio	22,870	23,855	-4.1	5,806,925
61	Great Western Bancorp Inc.	Sioux Falls	S.D.	19,630	19,309	1.7	8,691,264
62	BankGuam Holding Co.	Hagatna	Guam	18,932	18,174	4.2	1,139,545
63	First Bancorp	Southern Pines	N.C.	17,929	15,581	15.1	2,656,054
64	Banner Corp.	Walla Walla	Wash.	17,764	16,178	9.8	7,521,781
65	W.T.B. Financial Corp.	Spokane	Wash.	16,701	16,688	0.1	3,738,649
66	Merchants Financial Group Inc.	Winona	Minn.	16,247	14,914	8.9	1,362,289
67	Prosperity Bancshares Inc.	Houston	Texas	13,499	14,160	-4.7	9,548,314
68	Watford City Bancshares Inc.	Watford City	N.D.	12,895	12,556	2.7	1,692,332
69	Johnson Financial Group Inc.	Racine	Wis.	12,660	11,163	13.4	3,548,699
70	Republic Bancorp Inc.	Louisville	Ky.	12,581	11,684	7.7	3,834,256
71	United Bankshares Inc.	Charleston	W.Va.	12,580	10,171	23.7	10,446,720
72	First Security Bancorp	Searcy	Ark.	10,720	10,643	0.7	2,149,826
73	Farmers & Merchants Investment Inc.	Lincoln	Neb.	9,552	9,554	0.0	2,844,491
74	Hills Bancorp.	Hills	Iowa	9,303	9,347	-0.5	2,236,237
75	Bank Mutual Corp.	Milwaukee	Wis.	8,293	8,483	-2.2	1,954,507
76	Cascade Bancorp	Bend	Ore.	8,068	5,185	55.6	2,070,986
77	Trinity Capital Corp.	Los Alamos	N.M.	7,937	9,591	-17.2	799,503
78	German American Bancorp Inc.	Jasper	Ind.	7,393	6,767	9.3	2,015,347
79	Pinnacle Bancorp Inc.	Omaha	Neb.	7,360	7,556	-2.6	6,841,337
80	Central Bancshares Inc.	Lexington	Ky.	7,294	7,300	-0.1	1,740,057
81	Fishback Financial Corp.	Brookings	S.D.	7,192	7,010	2.6	1,655,639
82	Hope Bancorp Inc.	Los Angeles	Calif.	6,938	2,988	132.2	10,621,991
83	Dickinson Financial Corp. II	Kansas City	Mo.	6,779	7,394	-8.3	1,231,918
84	Sunflower Financial Inc.	Salina	Kan.	6,512	6,600	-1.3	1,406,632
85	Valley National Bancorp	Wayne	N.J.	6,428	7,012	-8.3	16,836,504
86	West Suburban Bancorp Inc.	Lombard	Ill.	6,169	6,775	-8.9	1,048,853
87	Heritage Financial Corp.	Olympia	Wash.	6,163	5,933	3.9	2,587,941
88	Fidelity BancShares N.C. Inc.	Fuquay-Varina	N.C.	5,885	6,080	-3.2	954,260
89	CNB Financial Corp.	Clearfield	Pa.	5,842	5,037	16.0	1,803,672
90	National Bankshares Inc.	Blacksburg	Va.	5,835	5,983	-2.5	636,675
91	MidSouth Bancorp Inc.	Lafayette	La.	5,350	5,759	-7.1	1,272,997
92	Emprise Financial Corp.	Wichita	Kan.	4,924	4,830	1.9	1,147,313
93	Amarillo National Bancorp Inc.	Amarillo	Texas	4,817	4,442	8.4	2,995,232
94	Longview Financial Corp.	Longview	Texas	4,721	4,777	-1.2	1,897,174
95	First Community Bancshares Inc.	Bluefield	Va.	4,598	3,398	35.3	1,836,384
96	American National Corp.	Omaha	Neb.	4,535	0	NA	2,352,441
97	SVB Financial Group	Santa Clara	Calif.	4,533	4,343	4.4	19,228,928
98	American Bancor, Ltd.	Dickinson	N.D.	4,469	4,752	-6.0	1,113,046
99	ATBancorp	Dubuque	Iowa	4,362	3,999	9.1	1,171,161
100	People's Utah Bancorp	American Fork	Utah	4,333	4,132	4.9	1,125,067
101	ServisFirst Bancshares Inc.	Birmingham	Ala.	4,304	3,145	36.9	4,663,310
102	D.L. Evans Bancorp	Burley	Idaho	4,287	3,880	10.5	823,891
103	Community Bancshares Inc.	McArthur	Ohio	3,959	3,293	20.2	624,961
104	Farmers & Merchants Bancorp Inc.	Archbold	Ohio	3,726	3,507	6.2	739,372
105	Heartland Bancorp Inc.	Bloomington	Ill.	3,501	2,701	29.6	2,023,338
106	Tampa Bay Banking Co.	Tampa	Fla.	3,496	3,437	1.7	936,613
107	Alpine Banks of Colorado	Glenwood Springs	Colo.	3,388	2,514	34.8	2,034,318
108	Heartland BancCorp	Gahanna	Ohio	3,268	3,035	7.7	607,268
109	1st Summit Bancorp of Johnstown Inc.	Johnstown	Pa.	3,184	2,987	6.6	489,717
110	TrustCo Bank Corp NY	Glenville	N.Y.	3,100	2,303	34.6	3,387,652
111	Louisiana Community Bancorp Inc.	Houma	La.	3,091	NA	NA	798,851
112	First Volunteer Corp.	Chattanooga	Tenn.	3,081	2,871	7.3	697,571
113	Guaranty Bancorp	Denver	Colo.	3,012	0	NA	2,412,999
114	Ironhorse Financial Group Inc.	Muskogee	Okla.	2,967	2,414	22.9	1,044,828
115	CNB Corp.	Conway	S.C.	2,945	2,927	0.6	472,376
116	Manhattan Banking Corp.	Manhattan	Kan.	2,925	2,834	3.2	1,286,288
117	Hometown Community Bancorp Inc.	Morton	Ill.	2,900	2,784	4.2	2,379,740
118	EverBank Financial Corp	Jacksonville	Fla.	2,886	3,074	-6.1	26,045,579
119	United Financial Bancorp Inc.	Glastonbury	Conn.	2,790	1,110	151.4	4,814,371
120	F.N.B. Corp.	Pittsburgh	Pa.	2,777	2,398	15.8	14,791,308
121	Renasant Corp.	Tupelo	Miss.	2,732	3,358	-18.6	6,295,198
122	United Bank Corp.	Barnesville	Ga.	2,612	2,279	14.6	634,735
123	Nicolet Bankshares Inc.	Green Bay	Wis.	2,543	512	396.7	1,562,437
124	Hamilton State Bancshares Inc.	Hoschton	Ga.	2,447	2,064	18.6	1,242,621
125	Peoples Financial Services Corp.	Scranton	Pa.	2,412	2,622	-8.0	1,522,751
126	Farmers National Banc Corp.	Canfield	Ohio	2,401	2,032	18.2	1,397,412
127	Whitaker Bank Corp. of Kentucky	Lexington	Ky.	2,400	2,466	-2.7	909,054
128	1867 Western Financial Corp.	Stockton	Calif.	2,375	2,399	-1.0	1,613,367
129	Durant Bancorp Inc.	Durant	Okla.	2,330	1,432	62.7	2,296,417
130	Assabet Valley Bancorp	Hudson	Mass.	2,323	2,189	6.1	1,061,626
131	Wilson Bank Holding Co.	Lebanon	Tenn.	2,323	3,002	-22.6	1,642,246
132	National Bank of Indianapolis Corp.	Indianapolis	Ind.	2,262	2,326	-2.8	1,311,337
133	Platte Valley Financial Service Cos. Inc.	Scottsbluff	Neb.	2,255	1,939	16.3	883,376
134	Texas Independent Bancshares Inc.	Texas City	Texas	2,222	2,248	-1.2	489,106
135	First Bank Corp	Fort Smith	Ark.	2,195	2,169	1.2	1,042,962
136	NEB Corp.	Fond du Lac	Wis.	2,192	2,166	1.2	1,104,936
137	SNBNY Holdings Ltd.	Gibraltar	N.Y.	2,168	1,994	8.7	2,723,898
138	First NBC Bank Holding Co.	New Orleans	La.	2,101	2,060	2.0	3,914,547
139	Kentucky Bancshares Inc.	Paris	Ky.	2,042	1,858	9.9	662,869
140	First Guaranty Bancshares Inc.	Hammond	La.	1,904	2,041	-6.7	912,745
141	First Financial Corp.	Terre Haute	Ind.	1,868	0	NA	1,821,575
142	TCF Financial Corp.	Wayzata	Minn.	1,793	2,011	-10.8	17,771,292
143	Home Bancorp Inc.	Lafayette	La.	1,774	1,763	0.6	1,245,921
144	Blackhawk Bancorp. Inc.	Milan	Ill.	1,749	1,658	5.5	536,417
145	Southside Bancshares Inc.	Tyler	Texas	1,711	1,849	-7.5	2,488,942
146	International Bancshares Corp.	Laredo	Texas	1,640	1,777	-7.7	5,886,662
147	QCR Holdings Inc.	Moline	Ill.	1,640	1,846	-11.2	2,360,601
148	CenterState Banks Inc.	Winter Haven	Fla.	1,639	0	NA	3,296,815
149	Westbrand Inc.	Minot	N.D.	1,636	1,611	1.6	605,098
150	Hawthorn Bancshares Inc.	Jefferson City	Mo.	1,561	1,645	-5.1	947,771
151	Ambank Co. Inc.	Sioux Center	Iowa	1,440	1,670	-13.8	952,259
152	473 Broadway Holding Corp.	Saratoga Springs	N.Y.	1,413	NA	NA	717,472
153	Arbor Bancorp Inc.	Ann Arbor	Mich.	1,410	1,234	14.3	888,128
154	Heartland Financial USA Inc.	Dubuque	Iowa	1,388	365	280.3	5,521,178
155	MutualFirst Financial Inc.	Muncie	Ind.	1,371	1,438	-4.7	1,143,253
156	Chemung Financial Corp.	Elmira	N.Y.	1,352	1,423	-5.0	1,216,685
157	Intrust Financial Corp.	Wichita	Kan.	1,305	99,555	-98.7	2,719,104
158	First Federal Bancorp Inc.	Lake City	Fla.	1,303	1,298	0.4	721,133
159	FNB Bancorp	South San Francisco	Calif.	1,268	NA	NA	753,853
160	East West Bancorp Inc.	Pasadena	Calif.	1,245	1,910	-34.8	24,784,496
161	Citizens Financial Services Inc.	Mansfield	Pa.	1,219	NA	NA	751,869
162	Magnolia Banking Corp.	Magnolia	Ark.	1,213	1,060	14.4	1,050,663
163	BTC Financial Corp.	Des Moines	Iowa	1,210	912	32.7	3,174,249
164	Summit Financial Group Inc.	Moorefield	W.Va.	1,197	997	20.1	1,246,223
165	Olympic Bancorp Inc.	Port Orchard	Wash.	1,188	1,120	6.1	606,945
166	United Community Bancorp Inc.	Chatham	Ill.	1,184	1,252	-5.4	1,249,408
167	Bank First National Corp.	Manitowoc	Wis.	1,179	975	20.9	1,026,929
168	First Breckinridge Bancshares Inc.	Irvington	Ky.	1,152	NA	NA	625,397
169	Cardinal Financial Corp.	McLean	Va.	1,108	1,020	8.6	3,657,173
170	American Bancorp. Inc.	Sapulpa	Okla.	1,018	1,354	-24.8	402,537
171	Landrum Co.	Columbia	Mo.	957	0	NA	1,546,442
172	Mackinac Financial Corp.	Manistique	Mich.	938	633	48.2	756,804
173	CBS Banc-Corp.	Russellville	Ala.	937	777	20.6	644,370
174	First Internet Bancorp	Fishers	Ind.	896	905	-1.0	1,231,403
175	Farmers Capital Bank Corp.	Frankfort	Ky.	886	867	2.2	950,716
176	First Fidelity Bancorp Inc.	Oklahoma City	Okla.	866	566	53.0	876,520
177	First of Long Island Corp.	Glen Head	N.Y.	828	550	50.5	2,444,909
178	ConnectOne Bancorp Inc.	Englewood Cliffs	N.J.	686	906	-24.3	3,463,734
179	Falcon Bancshares Inc.	Laredo	Texas	654	652	0.3	676,857
180	Central Valley Community Bancorp	Fresno	Calif.	596	617	-3.4	629,827
181	Shore Bancshares Inc.	Easton	Md.	587	712	-17.6	860,553
182	SmartFinancial Inc.	Knoxville	Tenn.	460	449	2.4	798,418
183	WSFS Financial Corp.	Wilmington	Del.	451	473	-4.7	4,478,428
184	CIT Group Inc.	New York	N.Y.	430	625	-31.2	32,615,962
185	Mercantile Bank Corp.	Grand Rapids	Mich.	409	396	3.3	2,406,376
186	Oconomowoc Bancshares Inc.	Oconomowoc	Wis.	393	357	10.1	747,563
187	Bank Leumi Le-Israel Corp.	New York	N.Y.	357	402	-11.2	4,513,978
188	Discount Bancorp Inc.	New York	N.Y.	347	5,349	-93.5	5,826,726
189	Bank Iowa Corp.	West Des Moines	Iowa	315	296	6.4	782,580
190	HCBF Holding Co. Inc.	Fort Pierce	Fla.	304	0	NA	1,021,753
191	Vision Bancshares Inc.	Laredo	Texas	303	309	-1.9	777,566
192	Lakeland Bancorp Inc.	Oak Ridge	N.J.	253	92	175.0	3,795,022
193	Peoples Bancorp	Bellingham	Wash.	248	291	-14.8	1,285,641
194	Alpine Bancorp. Inc.	Belvidere	Ill.	244	0	NA	791,900
195	Seacoast Banking Corp. of Florida	Stuart	Fla.	208	0	NA	2,788,941
196	Southern National Bancorp of Virginia Inc.	McLean	Va.	208	281	-26.0	914,815
197	Western Alliance Bancorp.	Phoenix	Ariz.	201	357	-43.7	13,033,599
198	Horizon Bancorp	Michigan City	Ind.	194	400	-51.5	2,197,888
199	Glacier Bancorp Inc.	Kalispell	Mont.	143	484	-70.5	5,667,032
200	Berkshire Hills Bancorp Inc.	Pittsfield	Mass.	123	141	-12.8	6,067,475

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.
Rankings include only companies current as of Feb. 17, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com

)