© 2024 Arizent. All rights reserved.
Credit cards Consumer lending

Bank Holding Companies with the Largest Credit Card Loan Portfolios

October 10, 2017, 1:17 p.m. EDT 1 Min Read

On Jun. 30, 2017. Dollars in thousands.

View Table
Printer Friendly Version
Bank Holding Companies with the Largest Credit Card Loan Portfolios

Rank Company City State

Credit card loans

Total loans and leases
Jun. 30 Year earlier Change

Jun. 30
1 Citigroup Inc. New York N.Y. $149,443,000 $139,783,000 6.9 $662,238,000
2 JPMorgan Chase & Co. New York N.Y. 128,909,000 121,211,000 6.4 928,233,000
3 Capital One Financial Corporation McLean Va. 93,931,897 90,127,348 4.2 245,079,118
4 Bank of America Corporation Charlotte N.C. 90,776,000 97,483,000 -6.9 961,156,000
5 Synchrony Financial Stamford Conn. 72,022,119 65,099,202 10.6 74,976,237
6 Discover Financial Services Riverwoods Ill. 61,648,254 57,057,168 8.0 77,998,695
7 American Express Company New York N.Y. 55,749,000 51,210,000 8.9 117,285,000
8 Wells Fargo & Company San Francisco Calif. 35,305,000 34,137,000 3.4 977,350,000
9 Barclays US LLC New York N.Y. 24,970,000 NA NA 35,017,000
10 U.S. Bancorp Minneapolis Minn. 20,861,000 20,571,000 1.4 280,270,000
11 United Services Automobile Association San Antonio Tex. 18,550,434 18,123,445 2.4 49,091,380
12 TD Group US Holdings LLC Wilmington Del. 10,885,827 9,724,927 11.9 147,398,656
13 First National of Nebraska, Inc. Omaha Neb. 5,480,444 5,280,915 3.8 14,444,985
14 PNC Financial Services Group, Inc. Pittsburgh Pa. 4,498,482 4,293,212 4.8 220,006,905
15 Fifth Third Bancorp Cincinnati Ohio 2,117,099 2,172,406 -2.5 92,212,003
16 BB&T Corporation Winston-Salem N.C. 1,854,000 1,779,579 4.2 145,116,000
17 Citizens Financial Group, Inc. Providence R.I. 1,444,467 1,382,386 4.5 109,633,635
18 SunTrust Banks, Inc. Atlanta Ga. 1,425,110 1,177,256 21.1 147,113,146
19 Regions Financial Corporation Birmingham Ala. 1,183,159 1,112,996 6.3 80,700,402
20 United National Corporation Sioux Falls S.D. 1,108,807 978,372 13.3 2,174,092
21 Popular, Inc. Hato Rey P.R. 1,097,000 1,115,000 -1.6 23,226,000
22 KeyCorp Cleveland Ohio 1,049,484 812,605 29.2 89,757,741
23 Commerce Bancshares, Inc. Kansas City Mo. 742,679 754,053 -1.5 13,651,300
24 Huntington Bancshares Incorporated Columbus Ohio 654,244 358,966 82.3 68,798,997
25 HSBC North America Holdings Inc. New York N.Y. 646,790 667,817 -3.1 68,834,003
26 BBVA Compass Bancshares, Inc. Houston Tex. 576,820 608,887 -5.3 59,955,718
27 Santander Holdings USA, Inc. Boston Mass. 520,466 314,168 65.7 85,460,590
28 John Deere Capital Corporation Reno Nev. 430,714 372,105 15.8 28,149,015
29 M&T Bank Corporation Buffalo N.Y. 420,934 385,555 9.2 89,080,555
30 BMO Financial Corp. Chicago Ill. 396,651 410,534 -3.4 67,281,489
31 BNP Paribas USA, Inc. New York N.Y. 383,033 NA NA 76,620,274
32 First Citizens BancShares, Inc. Raleigh N.C. 308,658 302,127 2.2 23,025,999
33 First BanCorp. San Juan P.R. 276,177 284,276 -2.8 8,889,401
34 UMB Financial Corporation Kansas City Mo. 248,423 270,353 -8.1 10,852,021
35 MUFG Americas Holdings Corporation New York N.Y. 216,683 0 NA 78,602,976
36 UBS Americas Holding LLC New York N.Y. 213,850 NA NA 54,544,967
37 Zions Bancorporation Salt Lake City Utah 181,223 179,389 1.0 43,736,548
38 Simmons First National Corporation Pine Bluff Ark. 172,103 167,281 2.9 6,241,984
39 Synovus Financial Corp. Columbus Ga. 155,668 165,616 -6.0 24,518,570
40 RBC USA Holdco Corporation New York N.Y. 130,507 42,683 205.8 35,074,607
41 Arvest Bank Group, Inc. Bentonville Ark. 127,850 119,749 6.8 10,182,606
42 First Horizon National Corporation Memphis Tenn. 115,579 128,012 -9.7 20,426,551
43 Associated Banc-Corp Green Bay Wis. 98,485 95,594 3.0 20,831,461
44 Hancock Holding Company Gulfport Miss. 98,344 89,663 9.7 18,500,634
45 BancorpSouth, Inc. Tupelo Miss. 83,104 87,188 -4.7 11,208,886
46 Independent Bankers Financial Corporation Farmers Branch Tex. 79,974 81,374 -1.7 1,008,431
47 First Interstate BancSystem, Inc. Billings Mont. 75,518 66,221 14.0 7,552,250
48 FirstBank Holding Company Lakewood Colo. 72,411 70,491 2.7 9,938,449
49 Central Bancompany, Inc. Jefferson City Mo. 65,811 58,236 13.0 8,071,003
50 Bank of Hawaii Corporation Honolulu Hawaii 58,105 54,815 6.0 9,414,425
51 OFG Bancorp San Juan P.R. 55,216 57,111 -3.3 4,224,161
52 Northwest Bancshares, Inc. Warren Pa. 50,937 26,125 95.0 7,698,469
53 IBERIABANK Corporation Lafayette La. 36,926 40,150 -8.0 15,696,975
54 Trustmark Corporation Jackson Miss. 36,761 37,652 -2.4 8,814,607
55 Pinnacle Financial Partners, Inc. Nashville Tenn. 35,380 26,794 32.0 14,860,408
56 Mercantil Bank Holding Corporation Coral Gables Fla. 31,864 29,549 7.8 6,077,365
57 First Command Financial Services, Inc. Fort Worth Tex. 30,512 31,897 -4.3 278,275
58 MB Financial, Inc. Chicago Ill. 28,908 26,778 8.0 14,333,057
59 Midland Financial Co. Oklahoma City Okla. 28,526 26,883 6.1 10,543,519
60 First Financial Bancorp. Cincinnati Ohio 21,620 22,770 -5.1 5,885,704
61 First Bancorp Southern Pines N.C. 19,772 17,247 14.6 3,389,487
62 Banner Corporation Walla Walla Wash. 19,645 17,505 12.2 7,617,727
63 BankGuam Holding Company Hagatna Guam 19,233 18,976 1.4 1,162,663
64 Great Western Bancorp, Inc. Sioux Falls S.D. 18,509 19,430 -4.7 8,801,911
65 Republic Bancorp, Inc. Louisville Ky. 18,127 11,884 52.5 3,928,077
66 W.T.B. Financial Corporation Spokane Wash. 17,077 16,639 2.6 3,960,567
67 Merchants Financial Group, Inc. Winona Minn. 16,539 15,680 5.5 1,384,571
68 United Bankshares, Inc. Charleston W.Va. 14,098 12,074 16.8 13,731,881
69 Prosperity Bancshares, Inc. Houston Tex. 13,537 13,581 -0.3 9,864,019
70 Johnson Financial Group, Inc. Racine Wis. 13,205 12,197 8.3 3,645,726
71 Watford City Bancshares, Inc. Watford City N.D. 13,152 12,463 5.5 1,803,926
72 First Security Bancorp Searcy Ark. 10,830 10,930 -0.9 2,319,211
73 Farmers & Merchants Investment, Inc. Lincoln Neb. 9,842 9,600 2.5 2,932,886
74 Hills Bancorporation Hills Iowa 9,522 9,260 2.8 2,378,467
75 F.N.B. Corporation Pittsburgh Pa. 9,351 2,625 256.2 20,702,025
76 Berkshire Hills Bancorp, Inc. Pittsfield Mass. 8,218 125 6,474.4 7,010,964
77 Bank Mutual Corporation Milwaukee Wis. 8,213 8,266 -0.6 2,031,121
78 Hope Bancorp, Inc. Los Angeles Calif. 8,151 5,690 43.3 10,836,148
79 German American Bancorp, Inc. Jasper Ind. 8,067 7,261 11.1 2,041,587
80 Fishback Financial Corporation Brookings S.D. 8,005 7,124 12.4 1,783,168
81 Pinnacle Bancorp, Inc. Omaha Neb. 7,520 7,339 2.5 7,149,014
82 First Commonwealth Financial Corporation Indiana Pa. 7,274 0 NA 5,384,567
83 Central Bancshares, Inc. Lexington Ky. 7,229 7,385 -2.1 1,875,178
84 Valley National Bancorp Wayne N.J. 7,211 6,582 9.6 17,850,336
85 Trinity Capital Corporation Los Alamos N.M. 6,826 8,963 -23.8 750,203
86 Heritage Financial Corporation Olympia Wash. 6,678 6,296 6.1 2,755,294
87 FirstSun Capital Bancorp Denver Colo. 6,522 6,626 -1.6 2,747,807
88 Nicolet Bankshares, Inc. Green Bay Wis. 6,471 2,033 218.3 2,016,532
89 ServisFirst Bancshares, Inc. Birmingham Ala. 6,461 4,059 59.2 5,349,361
90 CNB Financial Corporation Clearfield Pa. 6,080 5,330 14.1 2,022,481
91 Dickinson Financial Corporation II Kansas City Mo. 5,967 7,024 -15.0 1,498,937
92 West Suburban Bancorp, Inc. Lombard Ill. 5,939 6,273 -5.3 1,109,797
93 Fidelity BancShares (N.C.), Inc. Fuquay-Varina N.C. 5,713 5,886 -2.9 1,038,153
94 National Bankshares, Inc. Blacksburg Va. 5,688 5,931 -4.1 655,224
95 MidSouth Bancorp, Inc. Lafayette La. 5,557 5,679 -2.1 1,240,413
96 American National Corporation Omaha Neb. 5,093 3,290 54.8 2,690,573
97 Amarillo National Bancorp, Inc. Amarillo Tex. 5,027 4,588 9.6 3,165,646
98 Durant Bancorp, Inc. Durant Okla. 4,924 1,974 149.4 4,283,168
99 Emprise Financial Corporation Wichita Kan. 4,862 4,811 1.1 1,213,067
100 ATBancorp Dubuque Iowa 4,781 4,163 14.8 1,276,637
101 First Community Bancshares, Inc. Bluefield Va. 4,695 4,405 6.6 1,842,107
102 D.L. Evans Bancorp Burley Idaho 4,521 3,989 13.3 890,319
103 Longview Financial Corporation Longview Tex. 4,415 4,636 -4.8 1,966,531
104 People's Utah Bancorp American Fork Utah 4,405 3,853 14.3 1,213,780
105 Community Bancshares, Inc. McArthur Ohio 4,267 3,619 17.9 640,917
106 American Bancor, Ltd. Dickinson N.D. 4,107 4,521 -9.2 1,127,789
107 Heartland Bancorp, Inc. Bloomington Ill. 4,030 3,461 16.4 1,991,483
108 United Financial Bancorp, Inc. Glastonbury Conn. 3,815 2,343 62.8 5,227,977
109 Farmers & Merchants Bancorp, Inc. Archbold Ohio 3,797 3,626 4.7 793,232
110 Alpine Banks of Colorado Glenwood Springs Colo. 3,781 3,226 17.2 2,155,276
111 Somerset Trust Holding Company Somerset Pa. 3,694 NA NA 716,691
112 Tampa Bay Banking Company Tampa Fla. 3,489 3,474 0.4 993,985
113 Ironhorse Financial Group, Inc. Muskogee Okla. 3,415 2,924 16.8 1,055,366
114 Heartland BancCorp Gahanna Ohio 3,401 3,120 9.0 669,676
115 Green Dot Corporation Pasadena Calif. 3,356 0 NA 10,163
TrustCo Bank Corp NY Glenville N.Y. 3,356 2,897 15.8 3,507,477
117 1st Summit Bancorp of Johnstown, Inc. Johnstown Pa. 3,266 3,129 4.4 505,730
118 First Paragould Bankshares, Inc. Paragould Ark. 3,075 NA NA 1,068,894
119 Manhattan Banking Corporation Manhattan Kan. 2,886 2,959 -2.5 1,343,593
120 CNB Corporation Conway S.C. 2,856 3,017 -5.3 474,209
121 Hometown Community Bancorp, Inc. Morton Ill. 2,806 2,815 -0.3 2,408,002
122 United Bank Corporation Barnesville Ga. 2,791 2,504 11.5 648,925
123 Louisiana Community Bancorp, Inc. Houma La. 2,779 NA NA 810,333
124 Platte Valley Financial Service Companies, Inc. Scottsbluff Neb. 2,565 2,131 20.4 938,524
125 Landrum Company Columbia Mo. 2,543 604 321.0 1,581,808
126 Assabet Valley Bancorp Hudson Mass. 2,527 2,269 11.4 1,167,087
127 Whitaker Bank Corporation of Kentucky Lexington Ky. 2,511 2,412 4.1 878,712
128 Hamilton State Bancshares, Inc. Hoschton Ga. 2,470 2,613 -5.5 1,239,174
129 SVB Financial Group Santa Clara Calif. 2,469 4,179 -40.9 21,103,946
130 Farmers National Banc Corp. Canfield Ohio 2,438 2,348 3.8 1,505,497
131 Peoples Financial Services Corp. Scranton Pa. 2,411 2,436 -1.0 1,597,362
132 Wilson Bank Holding Co. Lebanon Tenn. 2,409 2,309 4.3 1,749,771
133 1867 Western Financial Corporation Stockton Calif. 2,336 2,384 -2.0 1,676,179
134 National Bank of Indianapolis Corporation Indianapolis Ind. 2,281 2,285 -0.2 1,324,505
135 Texas Independent Bancshares, Inc. Texas City Tex. 2,273 2,195 3.6 539,650
136 First Community Bancshares, Inc. Batesville Ark. 2,229 NA NA 980,045
137 First Financial Corporation Terre Haute Ind. 2,186 1,744 25.3 1,857,081
138 SNBNY Holdings Limited Gibraltar #N/A 2,173 2,001 8.6 2,685,742
139 NEB Corporation Fond du Lac Wis. 2,143 2,212 -3.1 1,112,038
140 First Bank Corp Fort Smith Ark. 2,123 2,169 -2.1 1,111,104
141 Kentucky Bancshares, Inc. Paris Ky. 2,084 1,953 6.7 652,574
142 First Volunteer Corporation Chattanooga Tenn. 2,069 3,122 -33.7 725,007
143 Blackhawk Bancorporation, Inc. Milan Ill. 2,063 1,955 5.5 569,846
144 First Guaranty Bancshares, Inc. Hammond La. 1,982 2,035 -2.6 1,118,547
QCR Holdings, Inc. Moline Ill. 1,982 1,840 7.7 2,553,849
146 Heartland Financial USA, Inc. Dubuque Iowa 1,832 1,247 46.9 5,376,730
147 Home Bancorp, Inc. Lafayette La. 1,764 1,631 8.2 1,224,832
148 Southside Bancshares, Inc. Tyler Tex. 1,755 1,824 -3.8 2,613,234
149 TCF Financial Corporation Wayzata Minn. 1,717 2,068 -17.0 18,539,108
150 Hawthorn Bancshares, Inc. Jefferson City Mo. 1,650 1,681 -1.8 1,035,020
151 Arbor Bancorp, Inc. Ann Arbor Mich. 1,604 1,437 11.6 1,203,075
152 Ambank Company, Inc. Sioux Center Iowa 1,600 1,572 1.8 1,002,241
153 Westbrand, Inc. Minot N.D. 1,590 1,576 0.9 665,145
154 Bank First National Corporation Manitowoc Wis. 1,497 1,115 34.3 1,077,424
155 Centre 1 Bancorp, Inc. Beloit Wis. 1,436 NA NA 764,710
156 Forcht Bancorp, Inc. Corbin Ky. 1,413 NA NA 592,138
157 473 Broadway Holding Corporation Saratoga Springs N.Y. 1,405 1,432 -1.9 736,877
158 Chemung Financial Corporation Elmira N.Y. 1,404 1,325 6.0 1,253,033
159 Summit Financial Group, Inc. Moorefield W.Va. 1,396 1,218 14.6 1,551,468
160 First Federal Bancorp, Inc. Lake City Fla. 1,337 1,266 5.6 661,550
161 Cache Valley Banking Company Logan Utah 1,310 NA NA 830,355
162 International Bancshares Corporation Laredo Tex. 1,281 1,670 -23.3 6,205,845
163 MutualFirst Financial, Inc. Muncie Ind. 1,277 1,312 -2.7 1,193,152
164 BTC Financial Corporation Des Moines Iowa 1,201 1,262 -4.8 3,501,500
165 FNB Bancorp South San Francisco Calif. 1,198 1,135 5.6 820,133
166 United Community Bancorp, Inc. Chatham Ill. 1,191 1,192 -0.1 1,559,105
167 Citizens Holding Company Philadelphia Miss. 1,175 NA NA 393,602
168 First Breckinridge Bancshares, Inc. Irvington Ky. 1,166 1,104 5.6 678,350
169 Magnolia Banking Corporation Magnolia Ark. 1,118 1,151 -2.9 1,021,591
170 Citizens Financial Services, Inc. Mansfield Pa. 1,103 1,193 -7.5 888,442
171 Olympic Bancorp, Inc. Port Orchard Wash. 1,096 1,125 -2.6 640,692
172 CBS Banc-Corp. Russellville Ala. 1,074 860 24.9 688,936
173 East West Bancorp, Inc. Pasadena Calif. 1,072 1,147 -6.5 27,252,315
174 Bar Harbor Bankshares Bar Harbor Maine 1,065 0 NA 2,376,713
175 Mackinac Financial Corporation Manistique Mich. 1,015 989 2.6 790,752
176 American Bancorporation, Inc. Sapulpa Okla. 998 1,069 -6.6 423,701
177 NSB Mutual Holding Company Newtown Conn. 931 NA NA 1,028,486
178 WSFS Financial Corporation Wilmington Del. 918 471 94.9 4,662,829
179 First Internet Bancorp Fishers Ind. 867 886 -2.1 1,725,756
180 Farmers Capital Bank Corporation Frankfort Ky. 837 892 -6.2 989,049
181 First Fidelity Bancorp, Inc. Oklahoma City Okla. 823 819 0.5 923,838
182 Middlefield Banc Corp. Middlefield Ohio 729 NA NA 877,655
183 Central Valley Community Bancorp Fresno Calif. 696 589 18.2 768,988
184 First State Bancshares, Inc. Farmington Mo. 685 0 NA 1,717,987
185 ConnectOne Bancorp, Inc. Englewood Cliffs N.J. 642 747 -14.1 3,816,685
186 Pacific Premier Bancorp, Inc. Irvine Calif. 613 0 NA 4,865,451
187 Alpine Bancorporation, Inc. Belvidere Ill. 574 41 1,300.0 830,168
188 Falcon Bancshares Incorporated Laredo Tex. 572 640 -10.6 754,981
189 First Merchants Corporation Muncie Ind. 540 0 NA 5,617,180
190 Seacoast Banking Corporation of Florida Stuart Fla. 477 139 243.2 3,352,336
191 Discount Bancorp, Inc. New York N.Y. 469 398 17.8 5,754,166
192 SmartFinancial, Inc. Knoxville Tenn. 418 467 -10.5 865,848
193 Mercantile Bank Corporation Grand Rapids Mich. 408 408 0.0 2,527,281
194 Equity Bancshares, Inc. Wichita Kan. 386 0 NA 1,532,860
195 Bank Iowa Corporation West Des Moines Iowa 385 378 1.9 856,623
196 First of Long Island Corporation Glen Head N.Y. 377 745 -49.4 2,774,056
197 Oconomowoc Bancshares, Inc. Oconomowoc Wis. 347 384 -9.6 823,373
198 CIT Group Inc. New York N.Y. 339 452 -25.0 29,847,581
199 Vision Bancshares, Inc. Laredo Tex. 310 348 -10.9 785,725
200 First Dakota Financial Corporation Yankton S.D. 283 0 NA 1,265,518

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions.
Rankings include only companies current as of Oct. 6, 2017
© 2017 American Banker

Credit cards Consumer lending National banks Community banking