Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn June 30, 2014. Dollars in thousands.
Published February 27, 2015

Rank   Credit card loans Total loans
and leases
June 30 Year earlier Change
1 Citigroup Inc. New York $140,949,000 $138,652,000 1.7% $687,239,000
2 JPMorgan Chase & Co. New York 114,794,000 113,211,000 1.4 778,548,000
3 Bank of America Corp. Charlotte, N.C. 101,019,000 100,863,000 0.2 944,321,000
4 Capital One Financial Corp. McLean, Va. 74,003,332 79,248,263 -6.6 199,536,801
5 General Electric Capital Corp. Norwalk, Conn. 59,115,243 55,058,064 7.4 256,476,539
6 American Express Co. New York 57,040,000 54,344,000 5.0 112,357,000
7 Discover Financial Services Riverwoods, Ill. 52,538,500 49,581,089 6.0 65,876,188
8 Wells Fargo & Co. San Francisco 27,226,000 24,825,000 9.7 858,575,000
9 Barclays Delaware Holdings LLC Wilmington 18,726,711 13,946,460 34.3 19,080,678
10 U.S. Bancorp Minneapolis 17,647,000 16,654,000 6.0 245,583,000
11 United Services Automobile Association San Antonio 16,739,904 15,683,524 6.7 43,192,756
12 TD Bank US Holding Co. Cherry Hill, N.J. 6,745,150 6,536,780 3.2 111,175,144
13 First National of Nebraska Inc. Omaha 4,409,858 4,175,306 5.6 11,854,643
14 PNC Financial Services Group Inc. Pittsburgh 3,896,744 3,632,961 7.3 203,340,472
15 Fifth Third Bancorp Cincinnati 2,242,736 2,100,844 6.8 91,165,758
16 BB&T Corp. Winston-Salem, N.C. 1,705,401 1,650,040 3.4 121,214,937
17 Citizens Financial Group Inc. Providence, R.I. 1,443,556 1,477,465 -2.3 89,117,984
18 Popular Inc. Hato Rey, Puerto Rico 1,171,000 1,183,000 -1.0 24,126,000
19 Regions Financial Corp. Birmingham, Ala. 945,259 861,067 9.8 77,027,695
20 United National Corp. Sioux Falls, S.D. 778,174 705,679 10.3 1,600,407
21 Commerce Bancshares Inc. Kansas City, Mo. 761,064 761,185 0.0 11,459,297
22 SunTrust Banks Inc. Atlanta 749,146 640,882 16.9 133,816,472
23 KeyCorp Cleveland 718,511 700,857 2.5 60,226,614
24 HSBC North America Holdings Inc. New York 680,349 737,602 -7.8 95,346,101
25 BBVA Compass Bancshares Inc. Houston 636,904 632,350 0.7 54,297,672
26 BancWest Corp. San Francisco 380,028 361,442 5.1 58,356,062
27 John Deere Capital Corp. Reno, Nev. 362,729 402,973 -10.0 30,951,997
28 M&T Bank Corp. Buffalo, N.Y. 324,148 275,924 17.5 64,747,693
29 First Niagara Financial Group Inc. Buffalo, N.Y. 312,223 303,996 2.7 22,391,847
30 First BanCorp. San Juan, Puerto Rico 309,913 332,800 -6.9 9,527,811
31 UMB Financial Corp. Kansas City, Mo. 306,050 298,797 2.4 6,923,839
32 Santander BanCorp Guaynabo, Puerto Rico 236,174 214,496 10.1 4,826,910
33 Santander Holdings USA Inc. Boston 234,114 199,726 17.2 75,928,295
34 First Citizens BancShares Inc. Raleigh, N.C. 232,680 234,089 -0.6 13,574,807
35 Synovus Financial Corp. Columbus, Ga. 186,214 183,441 1.5 20,563,296
36 Simmons First National Corp. Pine Bluff, Ark. 182,386 173,536 5.1 2,409,742
37 Arvest Bank Group Inc. Bentonville, Ark. 180,205 170,064 6.0 8,453,643
38 Zions Bancorp. Salt Lake City, Utah 155,957 145,566 7.1 39,796,459
39 FirstMerit Corp. Akron, Ohio 152,181 142,546 6.8 14,946,531
40 First Horizon National Corp. Memphis, Tenn. 135,502 136,783 -0.9 16,156,485
41 FB BanCorp San Antonio 121,236 124,123 -2.3 626,019
42 Capitol Bancorp. Inc. Britton, S.D. 110,931 94,000 18.0 568,545
43 Intrust Financial Corp. Wichita, Kan. 109,475 113,882 -3.9 2,358,935
44 First Arkansas BancShares Inc. Jacksonville 106,177 115,744 -8.3 393,909
45 BancorpSouth Inc. Tupelo, Miss. 89,609 85,354 5.0 9,420,966
46 Associated Banc-Corp Green Bay, Wis. 86,408 0 NA 17,123,709
47 Huntington Bancshares Inc. Columbus, Ohio 84,449 770 10,867.4 46,391,502
48 Independent Bankers Financial Corp. Farmers Branch, Texas 81,620 74,461 9.6 697,631
49 Hancock Holding Co. Gulfport, Miss. 71,120 61,307 16.0 12,906,077
50 FirstBank Holding Co. Lakewood, Colo. 70,518 70,036 0.7 7,672,706
51 OFG Bancorp San Juan, Puerto Rico 62,063 68,722 -9.7 5,055,915
52 Beresford Bancorp. Inc. Britton, S.D. 61,775 NA NA 385,064
53 First Interstate BancSystem Inc. Billings, Mont. 61,368 59,333 3.4 4,506,222
54 Iberiabank Corp. Lafayette, La. 54,031 45,670 18.3 11,076,907
55 Amalgamated Investments Co. Chicago 51,851 53,961 -3.9 386,555
56 Central Bancompany Inc. Jefferson City, Mo. 49,767 41,213 20.8 6,482,124
57 Trustmark Corp. Jackson, Miss. 39,385 39,057 0.8 6,975,642
58 First Command Financial Services Inc. Fort Worth, Texas 36,569 36,948 -1.0 263,861
59 First Financial Bancorp. Cincinnati 25,569 25,061 2.0 4,041,370
60 Union Bankshares Corp. Richmond, Va. 23,432 21,878 7.1 5,296,691
61 Bank of Hawaii Corp. Honolulu 23,143 3,948 486.2 6,437,305
62 City National Corp. Los Angeles 22,911 15,569 47.2 19,080,558
63 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 22,824 21,866 4.4 5,067,271
64 Northwest Bancshares Inc. Warren, Pa. 19,927 16,778 18.8 5,902,528
65 MB Financial Inc. Chicago 18,999 14,453 31.5 5,557,943
66 National Americas Holdings LLC New York 17,586 12,988 35.4 6,684,302
67 E-Trade Financial Corp. New York 17,405 32,204 -46.0 14,517,485
68 S&T Bancorp Inc. Indiana, Pa. 17,305 16,973 2.0 3,728,181
69 W.T.B. Financial Corp. Spokane, Wash. 16,529 17,909 -7.7 3,337,294
70 BankGuam Holding Co. Hagatna 16,486 14,198 16.1 917,115
71 Prosperity Bancshares Inc. Houston 14,831 18,430 -19.5 9,308,162
72 Banner Corp. Walla Walla, Wash. 14,088 13,055 7.9 3,771,034
73 H&R Block Inc. Kansas City, Mo. 13,237 27,047 -51.1 457,420
74 Hopkins Financial Corp. Mitchell, S.D. 12,833 15,220 -15.7 495,922
75 Merchants Financial Group Inc. Winona, Minn. 12,088 10,413 16.1 1,032,018
76 Watford City Bancshares Inc. N.D. 11,542 11,009 4.8 1,249,750
77 First Security Bancorp Searcy, Ark. 10,750 10,830 -0.7 1,890,422
78 Trinity Capital Corp. Los Alamos, N.M. 10,559 10,944 -3.5 966,205
79 First Bancorp Southern Pines, N.C. 10,536 8,636 22.0 2,441,143
80 United Bankshares Inc. Charleston, W.Va. 10,388 10,557 -1.6 8,881,901
81 Johnson Financial Group Inc. Racine, Wis. 9,913 9,143 8.4 3,023,061
82 Republic Bancorp Inc. Louisville, Ky. 9,321 8,657 7.7 2,731,826
83 Hills Bancorp. Iowa 9,309 8,539 9.0 1,895,641
84 Sunflower Financial Inc. Salina, Kan. 8,639 8,930 -3.3 1,030,046
85 Farmers & Merchants Investment Inc. Lincoln, Neb. 8,627 6,684 29.1 2,291,896
86 Liberty Financial Services Inc. New Orleans 8,150 8,049 1.3 281,315
87 Bank Mutual Corp. Brown Deer, Wis. 8,122 4,396 84.8 1,583,198
88 NewBridge Bancorp Greensboro, N.C. 7,923 7,624 3.9 1,732,283
89 West Suburban Bancorp Inc. Lombard, Ill. 7,575 8,006 -5.4 1,050,463
90 Valley National Bancorp Wayne, N.J. 7,559 8,166 -7.4 11,836,768
91 Fishback Financial Corp. Brookings, S.D. 7,530 7,372 2.1 1,380,390
92 Dickinson Financial Corp. II Kansas City, Mo. 7,501 7,743 -3.1 830,406
93 Central Bancshares Inc. Lexington, Ky. 7,465 7,439 0.3 1,642,503
94 Doral Financial Corp. San Juan, Puerto Rico 7,423 8,806 -15.7 6,178,797
95 Pinnacle Bancorp Inc. Central City, Neb. 7,398 7,241 2.2 5,156,328
96 Bank of Kentucky Financial Corp. Crestview Hills 7,120 6,882 3.5 1,278,037
97 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,083 7,390 -4.2 512,424
98 Travelers Rest Bancshares Inc. S.C. 7,082 6,644 6.6 323,630
99 Anchor BanCorp Wisconsin Inc. Madison 6,417 6,975 -8.0 1,561,397
100 German American Bancorp Inc. Jasper, Ind. 6,230 5,535 12.6 1,418,297
101 Fidelity BancShares (N.C.) Inc. Fuquay-Varina 6,084 5,661 7.5 855,750
102 MidSouth Bancorp Inc. Lafayette, La. 6,004 5,834 2.9 1,224,398
103 Discount Bancorp Inc. New York 5,850 5,745 1.8 4,769,248
104 Park Bancorp. Inc. Fitchburg, Wis. 5,701 5,620 1.4 617,324
105 National Bankshares Inc. Blacksburg, Va. 5,638 6,575 -14.3 593,783
106 Amarillo National Bancorp Inc. Texas 5,296 1,908 177.6 2,936,381
107 CNB Financial Corp. Clearfield, Pa. 5,115 4,718 8.4 1,309,361
108 Commerce Bank and Trust Holding Co. Topeka, Kan. 4,653 4,750 -2.0 536,149
109 Neighbor Insurance Agency Inc. Marion, Iowa 4,587 4,613 -0.6 452,220
110 DCB Financial Corp Lewis Center, Ohio 4,565 4,938 -7.6 357,667
111 Emprise Financial Corp. Wichita, Kan. 4,560 4,333 5.2 942,708
112 Longview Financial Corp. Texas 4,443 4,600 -3.4 1,501,053
113 First Bank Lubbock Bancshares Inc. Texas 4,412 3,778 16.8 506,399
114 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,392 4,436 -1.0 521,894
115 Skagit Bancorp Inc. Burlington, Wash. 4,281 4,243 0.9 380,056
116 People's Utah Bancorp American Fork 4,258 2,873 48.2 862,878
117 Ohio Valley Banc Corp. Gallipolis 4,224 3,241 30.3 587,918
118 American Bancor, Ltd. Dickinson, N.D. 4,068 3,922 3.7 678,520
119 Univest Corp. of Pennsylvania Souderton 3,893 7,113 -45.3 1,596,805
120 D.L. Evans Bancorp Burley, Idaho 3,774 3,670 2.8 666,613
121 National Bank Holdings Corp. Greenwood Village, Colo. 3,648 3,705 -1.5 2,091,976
122 Southern Utah Bancorp. Cedar City 3,593 3,641 -1.3 458,401
123 Central Bancorp. Provo, Utah 3,581 3,599 -0.5 426,446
124 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,574 3,498 2.2 598,159
125 Anchor Bancorp Lacey, Wash. 3,559 4,741 -24.9 287,193
126 ATBancorp Dubuque, Iowa 3,548 3,079 15.2 1,061,817
127 Cascade Bancorp Bend, Ore. 3,504 3,525 -0.6 1,399,890
128 EverBank Financial Corp Jacksonville, Fla. 3,481 3,607 -3.5 16,999,050
129 Somerset Trust Holding Co. Pa. 3,405 3,245 4.9 539,130
130 Croghan Bancshares Inc. Fremont, Ohio 3,361 2,696 24.7 483,300
131 Tampa Bay Banking Co. Tampa, Fla. 3,291 3,055 7.7 740,687
132 Heritage Financial Corp. Olympia, Wash. 3,286 291 1,029.2 2,236,572
133 Baker Boyer Bancorp Walla Walla, Wash. 3,258 3,192 2.1 281,209
134 1st Summit Bancorp of Johnstown Inc. Pa. 3,224 2,637 22.3 445,949
135 Town Financial Corp. Hartford City, Ind. 3,115 2,842 9.6 247,770
136 Wilson Bank Holding Co. Lebanon, Tenn. 3,042 3,120 -2.5 1,261,200
137 CNB Corp. Conway, S.C. 2,999 3,095 -3.1 436,860
138 First Paragould Bankshares Inc. Ark. 2,951 2,911 1.4 658,769
139 Liberty Shares Inc. Hinesville, Ga. 2,917 3,456 -15.6 325,342
140 Peoples Financial Services Corp. Scranton, Pa. 2,911 0 NA 1,182,604
141 Community Bancshares Inc. McArthur, Ohio 2,899 3,009 -3.7 511,109
142 Hometown Community Bancorp Inc. Morton, Ill. 2,785 2,513 10.8 1,948,704
143 Forstrom Bancorp. Inc. Clara City, Minn. 2,758 NA NA 379,020
144 International Bancshares Corp. Laredo, Texas 2,717 3,626 -25.1 5,437,515
145 Heartland BancCorp Gahanna, Ohio 2,700 2,528 6.8 460,972
146 Clayton Bancorp, Inc Knoxville, Tenn. 2,671 2,205 21.1 754,483
147 First Volunteer Corp. Chattanooga, Tenn. 2,622 2,567 2.1 598,668
148 Heartland Bancorp Inc. Bloomington, Ill. 2,608 610 327.5 1,573,720
149 Pinnacle Financial Partners Inc. Nashville, Tenn. 2,541 1,455 74.6 4,340,154
150 Whitaker Bank Corp. of Kentucky Lexington 2,540 2,475 2.6 983,074
151 Bankmanagers Corp. Milwaukee 2,511 2,434 3.2 586,955
152 F&M Bank Corp. Timberville, Va. 2,498 2,529 -1.2 509,003
153 TCF Financial Corp. Wayzata, Minn. 2,482 2,753 -9.8 16,364,802
154 Solvay Bank Corp. N.Y. 2,477 2,577 -3.9 421,994
155 Heritage Financial Group Inc. Albany, Ga. 2,462 1,092 125.5 972,287
156 First Community Bancshares Inc. Bluefield, Va. 2,460 98 2,410.2 1,759,884
157 Commonwealth Bancshares Inc. Louisville, Ky. 2,459 2,201 11.7 498,416
158 Hilltop Holdings Inc. Dallas 2,438 0 NA 5,970,723
159 National Bank of Indianapolis Corp. 2,407 2,543 -5.3 1,090,647
160 SVB Financial Group Santa Clara, Calif. 2,390 1,294 84.7 11,437,303
161 Texas Independent Bancshares Inc. Texas City 2,333 2,541 -8.2 417,766
162 FMB Bancshares Inc. Lakeland, Ga. 2,322 2,311 0.5 405,256
163 1867 Western Financial Corp. Stockton, Calif. 2,272 2,412 -5.8 1,240,724
164 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,265 2,271 -0.3 449,059
165 Pacific Financial Corp. Aberdeen, Wash. 2,264 2,072 9.3 556,003
166 NEB Corp. Fond Du Lac, Wis. 2,260 2,206 2.4 844,832
167 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,255 2,317 -2.7 441,299
168 Security Federal Corp. Aiken, S.C. 2,254 2,205 2.2 355,717
169 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,220 2,111 5.2 285,968
170 Mid Illinois Bancorp Inc. Peoria 2,198 2,183 0.7 360,109
171 Four Oaks Fincorp Inc. N.C. 2,163 2,139 1.1 477,797
172 One American Corp. Vacherie, La. 2,159 2,204 -2.0 459,165
173 Ironhorse Financial Group Inc. Muskogee, Okla. 2,153 1,799 19.7 752,303
174 First Guaranty Bancshares Inc. Hammond, La. 2,146 2,128 0.8 738,006
175 First Bank Corp Fort Smith, Ark. 2,120 2,130 -0.5 987,818
176 SNBNY Holdings Limited New York 2,015 1,658 21.5 2,404,634
177 Arthur Financial Corp. Union, S.C. 2,007 2,012 -0.2 345,163
178 Eastwood Financial Corp. Rochester, Minn. 2,001 1,748 14.5 404,784
179 Signature Bancorp Inc. Toledo, Ohio 1,989 1,826 8.9 530,327
180 North American Bancshares Inc. Sherman, Texas 1,969 1,952 0.9 1,345,992
181 BankFirst Capital Corp. Columbus, Miss. 1,943 2,013 -3.5 555,252
  Home State Bancorp Loveland, Colo. 1,943 1,752 10.9 437,311
183 Southside Bancshares Inc. Tyler, Texas 1,941 1,912 1.5 1,392,040
184 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,930 1,674 15.3 704,334
185 ServisFirst Bancshares Inc. Birmingham, Ala. 1,900 1,374 38.3 3,065,664
186 First NBC Bank Holding Co. New Orleans 1,875 1,732 8.3 2,834,808
187 First Community Bancshares Inc. Batesville, Ark. 1,857 1,748 6.2 673,529
188 QCR Holdings Inc. Moline, Ill. 1,854 1,547 19.8 1,549,368
189 F.N.B. Corp. Pittsburgh 1,840 1,401 31.3 10,336,578
190 Uwharrie Capital Corp Albemarle, N.C. 1,784 1,745 2.2 310,473
191 Manhattan Banking Corp. Kan. 1,765 1,386 27.3 883,496
192 United Bank Corp. Barnesville, Ga. 1,763 956 84.4 498,994
193 Bank of Southside Virginia Corp. Carson 1,750 1,714 2.1 244,251
194 First Trust Corp. New Orleans 1,715 1,529 12.2 626,370
195 Kentucky Bancshares Inc. Paris 1,705 1,530 11.4 496,629
196 Westbrand Inc. Minot, N.D. 1,682 1,577 6.7 463,440
197 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,641 1,735 -5.4 609,180
198 Old Line Bancshares Inc. Bowie, Md. 1,634 1,595 2.4 899,924
199 Chemung Financial Corp. Elmira, N.Y. 1,603 1,680 -4.6 1,085,266
200 Southwest Missouri Bancorp. Inc. Carthage 1,573 1,700 -7.5 383,013


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Nov. 10, 2014.
Source:

SNL Financial
, Charlottesville, Va.
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