Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn March 31, 2015. Dollars in thousands
Published November 25, 2015

Rank   Credit card loans Total loans
and leases
March 31 Year earlier Change
1 Citigroup Inc. New York $131,187,000 $139,393,000 -5.9% $649,123,000
2 JPMorgan Chase & Co. New York 113,829,000 110,831,000 2.7 786,732,000
3 Bank of America Corp. Charlotte, N.C. 96,948,000 99,979,000 -3.0 910,170,000
4 Capital One Financial Corp. McLean, Va. 76,590,173 71,091,773 7.7 205,444,310
5 General Electric Capital Corp. Norwalk, Conn. 59,917,452 57,191,609 4.8 230,634,512
6 American Express Co. New York 57,043,000 54,971,000 3.8 111,502,000
7 Discover Financial Services Riverwoods, Ill. 53,319,427 50,682,112 5.2 67,647,956
8 Wells Fargo & Co. San Francisco 30,078,000 26,073,000 15.4 881,755,000
9 Barclays Delaware Holdings LLC Wilmington 20,185,247 16,879,244 19.6 20,506,050
10 U.S. Bancorp Minneapolis 17,504,000 17,134,000 2.2 252,177,000
11 United Services Automobile Association San Antonio 17,026,625 16,284,581 4.6 44,723,677
12 TD Bank US Holding Co. Cherry Hill, N.J. 6,805,243 6,662,345 2.1 119,696,121
13 First National of Nebraska Inc. Omaha 4,672,047 4,342,917 7.6 12,431,121
14 PNC Financial Services Group Inc. Pittsburgh 3,894,320 3,782,923 2.9 207,323,826
15 Fifth Third Bancorp Cincinnati 2,273,474 2,158,617 5.3 91,968,735
16 BB&T Corp. Winston-Salem, N.C. 1,717,515 1,667,402 3.0 122,026,915
17 Citizens Financial Group Inc. Providence, R.I. 1,405,780 1,501,349 -6.4 94,849,131
18 Popular Inc. Hato Rey, Puerto Rico 1,129,000 1,164,000 -3.0 23,543,000
19 Regions Financial Corp. Birmingham, Ala. 965,767 916,641 5.4 78,733,700
20 SunTrust Banks Inc. Atlanta 878,050 710,580 23.6 135,839,578
21 United National Corp. Sioux Falls, S.D. 809,332 716,491 13.0 1,683,917
22 Commerce Bancshares Inc. Kansas City, Mo. 740,363 748,240 -1.1 11,725,915
23 KeyCorp Cleveland 726,639 697,985 4.1 61,831,630
24 HSBC North America Holdings Inc. New York 670,392 682,316 -1.7 100,849,386
25 BBVA Compass Bancshares Inc. Houston 600,030 634,266 -5.4 58,756,951
26 BMO Financial Corp. Wilmington, Del. 415,732 440,460 -5.6 57,704,537
27 BancWest Corp. San Francisco 374,451 367,331 1.9 61,325,195
28 M&T Bank Corp. Buffalo, N.Y. 341,968 313,940 8.9 67,100,656
29 First Niagara Financial Group Inc. Buffalo, N.Y. 302,032 306,374 -1.4 23,167,833
30 First BanCorp. San Juan, Puerto Rico 298,619 304,213 -1.8 9,554,349
31 UMB Financial Corp. Kansas City, Mo. 284,694 300,296 -5.2 7,501,449
32 John Deere Capital Corp. Reno, Nev. 283,854 323,170 -12.2 29,531,248
33 First Citizens BancShares Inc. Raleigh, N.C. 281,638 227,402 23.9 19,158,265
34 Santander Holdings USA Inc. Boston 280,772 213,653 31.4 79,882,060
35 Santander BanCorp San Juan, Puerto Rico 237,669 230,015 3.3 4,297,513
36 Synovus Financial Corp. Columbus, Ga. 173,492 183,842 -5.6 21,225,904
37 Simmons First National Corp. Pine Bluff, Ark. 171,413 179,458 -4.5 4,662,528
38 Zions Bancorp. Salt Lake City 169,909 152,476 11.4 40,310,460
39 FirstMerit Corp. Akron, Ohio 161,075 148,207 8.7 15,474,324
40 Huntington Bancshares Inc. Columbus, Ohio 155,549 60,859 155.6 49,306,595
41 First Horizon National Corp. Memphis, Tenn. 129,141 132,233 -2.3 16,867,926
42 Arvest Bank Group Inc. Bentonville, Ark. 107,444 176,641 -39.2 8,595,283
43 Intrust Financial Corp. Wichita, Kan. 102,099 108,400 -5.8 2,454,078
44 Associated Banc-Corp Green Bay, Wis. 87,790 0 NA 18,138,995
45 BancorpSouth Inc. Tupelo, Miss. 87,780 88,029 -0.3 9,916,742
46 Independent Bankers Financial Corp. Farmers Branch, Texas 80,117 80,340 -0.3 863,706
47 Hancock Holding Co. Gulfport, Miss. 74,182 67,604 9.7 13,944,336
48 FirstBank Holding Co. Lakewood, Colo. 66,681 68,975 -3.3 8,230,196
49 First Interstate BancSystem Inc. Billings, Mont. 61,708 58,310 5.8 4,926,328
50 OFG Bancorp San Juan, Puerto Rico 58,599 63,840 -8.2 4,891,604
51 Iberiabank Corp. Lafayette, La. 58,097 52,771 10.1 12,009,016
52 Central Bancompany Inc. Jefferson City, Mo. 54,069 45,357 19.2 6,861,718
53 Trustmark Corp. Jackson, Miss. 38,323 37,979 0.9 7,062,684
54 Bank of Hawaii Corp. Honolulu 37,501 19,108 96.3 7,186,179
55 First Command Financial Services Inc. Fort Worth, Texas 34,276 35,525 -3.5 272,389
56 City National Corp. Los Angeles 28,431 19,588 45.1 21,390,591
57 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 26,914 22,280 20.8 5,404,974
58 Union Bankshares Corp. Richmond, Va. 24,691 22,316 10.6 5,435,074
59 First Financial Bancorp. Cincinnati 24,209 25,165 -3.8 4,778,474
60 MB Financial Inc. Chicago 22,360 17,778 25.8 9,608,166
61 Northwest Bancshares Inc. Warren, Pa. 21,203 18,503 14.6 6,073,075
62 BankGuam Holding Co. Hagatna 17,827 15,149 17.7 1,009,070
63 S&T Bancorp Inc. Indiana, Pa. 16,834 16,846 -0.1 4,689,824
64 W.T.B. Financial Corp. Spokane, Wash. 16,702 15,913 5.0 3,377,588
65 Banner Corp. Walla Walla, Wash. 16,129 14,682 9.9 4,114,818
66 Merchants Financial Group Inc. Winona, Minn. 13,826 11,581 19.4 1,151,520
67 Prosperity Bancshares Inc. Houston 13,645 14,044 -2.8 9,166,005
68 First Bancorp Southern Pines, N.C. 13,627 9,688 40.7 2,404,382
69 Watford City Bancshares Inc. N.D. 12,061 11,187 7.8 1,420,103
70 Hopkins Financial Corp. Mitchell, S.D. 11,932 12,818 -6.9 497,697
71 Johnson Financial Group Inc. Racine, Wis. 10,662 9,694 10.0 3,090,016
72 First Security Bancorp Searcy, Ark. 10,356 10,476 -1.1 1,864,576
73 Republic Bancorp Inc. Louisville, Ky. 9,946 8,869 12.1 3,168,184
74 United Bankshares Inc. Charleston, W.Va. 9,901 10,139 -2.3 9,051,992
75 Trinity Capital Corp. Los Alamos, N.M. 9,842 10,405 -5.4 896,039
76 H&R Block Inc. Kansas City, Mo. 9,475 13,711 -30.9 490,395
77 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,190 8,004 14.8 2,501,813
78 Hills Bancorp. Iowa 9,094 9,226 -1.4 2,003,170
79 Bank Mutual Corp. Brown Deer, Wis. 8,263 8,068 2.4 1,659,090
80 Pinnacle Financial Partners Inc. Nashville, Tenn. 8,203 1,917 327.9 4,672,117
81 Pinnacle Bancorp Inc. Central City, Neb. 7,778 7,087 9.8 5,646,183
82 NewBridge Bancorp Greensboro, N.C. 7,456 7,549 -1.2 1,959,771
83 Fishback Financial Corp. Brookings, S.D. 7,212 7,479 -3.6 1,468,778
84 Central Bancshares Inc. Lexington, Ky. 7,199 7,252 -0.7 1,625,723
85 Valley National Bancorp Wayne, N.J. 7,015 7,602 -7.7 13,747,269
86 Dickinson Financial Corp. II Kansas City, Mo. 7,014 7,200 -2.6 949,204
87 West Suburban Bancorp Inc. Lombard, Ill. 6,914 7,542 -8.3 1,092,243
88 Sunflower Financial Inc. Salina, Kan. 6,649 8,790 -24.4 1,158,655
89 German American Bancorp Inc. Jasper, Ind. 6,372 6,240 2.1 1,453,303
90 Fidelity BancShares N.C. Inc. Fuquay-Varina 6,101 5,967 2.2 847,115
91 Discount Bancorp Inc. New York 5,763 6,378 -9.6 5,355,331
92 MidSouth Bancorp Inc. Lafayette, La. 5,686 5,858 -2.9 1,311,100
93 National Bankshares Inc. Blacksburg, Va. 5,503 5,154 6.8 623,262
94 Heritage Financial Corp. Olympia, Wash. 5,484 249 2,102.4 2,297,053
95 CNB Financial Corp. Clearfield, Pa. 5,004 4,879 2.6 1,357,908
96 Emprise Financial Corp. Wichita, Kan. 4,469 4,287 4.2 1,007,796
97 Cascade Bancorp Bend, Ore. 4,392 3,276 34.1 1,574,151
98 People’s Utah Bancorp American Fork 4,314 4,074 5.9 976,038
99 Longview Financial Corp. Texas 4,215 4,328 -2.6 1,569,675
100 Amarillo National Bancorp Inc. Texas 4,003 4,754 -15.8 3,023,434
101 American Bancor, Ltd. Dickinson, N.D. 3,864 3,822 1.1 735,178
102 D.L. Evans Bancorp Burley, Idaho 3,749 3,695 1.5 715,306
103 ATBancorp Dubuque, Iowa 3,658 3,390 7.9 1,065,144
104 Tampa Bay Banking Co. Tampa, Fla. 3,587 3,149 13.9 824,032
105 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,515 3,497 0.5 615,165
106 SVB Financial Group Santa Clara, Calif. 3,361 2,243 49.8 14,546,745
107 Town Financial Corp. Hartford City, Ind. 3,227 2,905 11.1 282,720
108 EverBank Financial Corp Jacksonville, Fla. 3,107 3,321 -6.4 20,394,943
109 Wilson Bank Holding Co. Lebanon, Tenn. 2,987 2,959 0.9 1,394,765
110 CNB Corp. Conway, S.C. 2,938 3,101 -5.3 442,411
111 Community Bancshares Inc. McArthur, Ohio 2,860 2,796 2.3 578,304
112 Heartland BancCorp Gahanna, Ohio 2,768 2,482 11.5 520,907
113 First Volunteer Corp. Chattanooga, Tenn. 2,748 2,510 9.5 647,965
114 1st Summit Bancorp of Johnstown Inc. Pa. 2,730 3,028 -9.8 458,856
115 Peoples Financial Services Corp. Scranton, Pa. 2,714 2,910 -6.7 1,240,276
116 Hometown Community Bancorp Inc. Morton, Ill. 2,710 2,645 2.5 2,062,822
117 First Community Bancshares Inc. Bluefield, Va. 2,701 2,189 23.4 1,672,208
118 Clayton HC Inc. Knoxville, Tenn. 2,653 2,427 9.3 802,144
119 ServisFirst Bancshares Inc. Birmingham, Ala. 2,475 1,712 44.6 3,620,236
120 National Bank Holdings Corp. Greenwood Village, Colo. 2,460 3,618 -32.0 2,221,204
121 Ironhorse Financial Group Inc. Muskogee, Okla. 2,423 2,159 12.2 794,453
122 Manhattan Banking Corp. Kan. 2,398 1,661 44.4 1,015,452
123 Whitaker Bank Corp. of Kentucky Lexington 2,341 2,568 -8.8 910,204
124 National Bank of Indianapolis Corp. Indianapolis 2,316 2,372 -2.4 1,124,369
125 TCF Financial Corp. Wayzata, Minn. 2,179 2,391 -8.9 17,280,938
126 Texas Independent Bancshares Inc. Texas City 2,176 2,331 -6.6 438,774
127 North American Bancshares Inc. Sherman, Texas 2,172 2,116 2.6 1,429,848
128 NEB Corp. Fond du Lac, Wis. 2,140 2,279 -6.1 1,066,562
129 First Guaranty Bancshares Inc. Hammond, La. 2,098 2,160 -2.9 797,885
130 Heartland Bancorp Inc. Bloomington, Ill. 2,087 2,069 0.9 1,641,288
131 Alpine Banks of Colorado Glenwood Springs 2,075 1,122 84.9 1,589,965
132 F.N.B. Corp. Pittsburgh 2,066 1,636 26.3 11,408,720
133 International Bancshares Corp. Laredo, Texas 2,047 3,125 -34.5 5,778,742
134 United Bank Corp. Barnesville, Ga. 2,003 1,616 23.9 558,279
135 1867 Western Financial Corp. Stockton, Calif. 1,980 2,163 -8.5 1,321,056
136 First NBC Bank Holding Co. New Orleans 1,968 1,861 5.7 3,144,670
137 First Bank Corp Fort Smith, Ark. 1,967 2,080 -5.4 971,216
138 Old Line Bancshares Inc. Bowie, Md. 1,898 1,689 12.4 977,035
139 Southside Bancshares Inc. Tyler, Texas 1,887 2,017 -6.4 2,178,710
140 Farmers National Banc Corp. Canfield, Ohio 1,841 1,398 31.7 673,645
141 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,800 1,815 -0.8 730,054
142 Hamilton State Bancshares Inc. Hoschton, Ga. 1,793 1,142 57.0 988,650
143 Kentucky Bancshares Inc. Paris 1,745 1,586 10.0 539,584
144 Assabet Valley Bancorp Hudson, Mass. 1,689 1,250 35.1 919,401
145 Blackhawk Bancorp. Inc. Milan, Ill. 1,645 1,398 17.7 455,495
146 Westbrand Inc. Minot, N.D. 1,596 1,603 -0.4 509,153
147 Home Bancorp Inc. Lafayette, La. 1,584 1,552 2.1 929,372
  SNBNY Holdings Ltd. Gibraltar, N.Y. 1,584 1,956 -19.0 2,519,464
149 QCR Holdings Inc. Moline, Ill. 1,582 2,150 -26.4 1,654,451
150 Ambank Co. Inc. Sioux Center, Iowa 1,576 1,522 3.5 920,471
151 Chemung Financial Corp. Elmira, N.Y. 1,518 1,583 -4.1 1,144,192
152 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,483 1,385 7.1 863,167
153 Bear State Financial Holdings LLC Little Rock, Ark. 1,425 0 NA 1,050,894
154 MutualFirst Financial Inc. Muncie, Ind. 1,415 1,408 0.5 1,034,476
155 American Bancorp. Inc. Sapulpa, Okla. 1,410 1,375 2.5 388,323
156 TrustCo Bank Corp NY Glenville 1,370 0 NA 3,193,836
157 Baylake Corp. Sturgeon Bay, Wis. 1,356 1,286 5.4 674,250
158 First Federal Bancorp Inc. Lake City, Fla. 1,319 1,243 6.1 595,836
159 East West Bancorp Inc. Pasadena, Calif. 1,307 1,293 1.1 21,692,603
160 Durant Bancorp Inc. Okla. 1,192 1,000 19.2 1,881,465
161 United Community Bancorp Inc. Chatham, Ill. 1,159 1,081 7.2 1,083,833
162 Arbor Bancorp Inc. Ann Arbor, Mich. 1,142 1,036 10.2 738,360
163 Cardinal Financial Corp. McLean, Va. 1,010 859 17.6 2,940,443
164 Lake Sunapee Bank Group Newport, N.H. 1,001 993 0.8 1,205,881
165 Summit Financial Group Inc. Moorefield, W.Va. 985 1,033 -4.6 1,050,581
166 Central Bancshares Inc. Muscatine, Iowa 952 1,000 -4.8 478,668
167 Industry Bancshares Inc. Texas 931 944 -1.4 520,688
168 Farmers Capital Bank Corp. Frankfort, Ky. 880 845 4.1 927,389
169 Bank Leumi Le-Israel Corp. New York 875 290 201.7 3,786,555
170 First Internet Bancorp Indianapolis 874 1,061 -17.6 795,281
171 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 836 0 NA 2,642,131
172 BTC Financial Corp. Des Moines, Iowa 806 721 11.8 2,836,031
173 Bank First National Corp. Manitowoc, Wis. 804 555 44.9 883,967
174 Magnolia Banking Corp. Ark. 787 563 39.8 944,997
175 First Financial Bankshares Inc. Abilene, Texas 775 835 -7.2 2,938,707
176 CBS Banc-Corp. Russellville, Ala. 730 814 -10.3 550,474
177 Nicolet Bankshares Inc. Green Bay, Wis. 698 726 -3.9 888,242
  Shore Bancshares Inc. Easton, Md. 698 692 0.9 721,605
179 Mackinac Financial Corp. Manistique, Mich. 666 672 -0.9 597,946
180 MVB Financial Corp. Fairmont, W.Va. 663 661 0.3 957,087
181 Falcon Bancshares Inc. Laredo, Texas 658 638 3.1 587,581
182 Heartland Financial USA Inc. Dubuque, Iowa 650 356 82.6 4,352,614
183 Central Valley Community Bancorp Fresno, Calif. 628 1,886 -66.7 576,993
184 BNC Bancorp High Point, N.C. 602 1,359 -55.7 3,201,342
185 First of Long Island Corp. Glen Head, N.Y. 565 691 -18.2 1,883,373
186 Glacier Bancorp Inc. Kalispell, Mont. 554 0 NA 4,741,800
187 WSFS Financial Corp. Wilmington, Del. 540 0 NA 3,308,859
188 Peoples Bancorp Inc. Marietta, Ohio 524 0 NA 2,001,335
189 Western Alliance Bancorp. Phoenix 520 526 -1.1 8,818,554
190 Mercantile Bank Corp. Grand Rapids, Mich. 469 363 29.2 2,120,760
191 First Fidelity Bancorp Inc. Oklahoma City 427 305 40.0 813,791
192 Wintrust Financial Corp. Rosemont, Ill. 381 1 38,000.0 15,634,395
193 Oconomowoc Bancshares Inc. Wis. 347 358 -3.1 650,988
194 Community & Southern Holdings Inc. Atlanta 313 477 -34.4 2,557,430
195 Bank Iowa Corp. West Des Moines, Iowa 310 312 -0.6 741,930
  Peoples Bancorp Bellingham, Wash. 310 327 -5.2 1,205,139
197 Vision Bancshares Inc. Laredo, Texas 287 284 1.1 671,743
198 Reliable Community Bancshares Inc. Perryville, Mo. 273 248 10.1 810,573
199 First Busey Corp. Champaign, Ill. 258 0 NA 2,484,851
200 Southern National Bancorp of Virginia Inc. McLean 211 208 1.4 731,017

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 21, 2015.
Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker