Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2009. Dollars in thousands.
Published July 2, 2010

Rank   Credit card loans Total loans and leases
Dec. 31 Year earlier Change Dec. 31 Year earlier Change
1 Bank of America Corp. Charlotte $71,108,309 $81,273,997 -12.5% $960,866,925 $960,802,761 0.0%
2 JPMorgan Chase & Co. New York 68,133,000 94,051,000 -27.6 650,815,000 761,186,000 -14.5
3 Citigroup Inc. New York 65,991,000 79,722,000 -17.2 619,634,000 723,696,000 -14.4
4 HSBC North America Holdings Inc. Mettawa, Ill. 40,642,579 47,894,489 -15.1 204,640,729 246,258,942 -16.9
5 Wells Fargo & Co. San Francisco 24,228,000 23,960,000 1.1 827,597,000 891,156,000 -7.1
6 U.S. Bancorp Minneapolis 16,819,000 13,520,000 24.4 199,527,000 188,165,000 6.0
7 Capital One Financial Corp. McLean, Va. 14,437,122 19,828,039 -27.2 91,412,435 101,654,123 -10.1
8 Barclays Group US Inc. Wilmington, Del. 10,993,313 10,844,375 1.4 17,505,519 25,854,758 -32.3
9 Citizens Financial Group Inc. Providence, R.I. 2,202,343 2,396,488 -8.1 96,074,607 111,195,501 -13.6
10 PNC Financial Services Group Inc. Pittsburgh 2,140,360 1,805,521 18.5 160,139,214 179,903,595 -11.0
11 Fifth Third Bancorp Cincinnati 1,969,335 1,791,399 9.9 78,845,858 85,592,670 -7.9
12 BB&T Corp. Winston-Salem, N.C. 1,691,322 1,255,816 34.7 106,207,386 98,668,626 7.6
13 Popular Inc. San Juan, Puerto Rico 1,137,000 1,149,000 -1.0 23,804,000 26,276,000 -9.4
14 Commerce Bancshares Inc. Kansas City, Mo. 800,022 781,192 2.4 10,490,798 11,644,491 -9.9
15 TD Bank US Holding Co. Portland, Maine 697,944 641,494 8.8 53,413,536 51,226,520 4.3
16 United National Corp. Sioux Falls, S.D. 658,035 599,013 9.9 1,265,240 1,166,617 8.5
17 SunTrust Banks Inc. Atlanta 575,867 516,221 11.6 118,344,667 131,030,571 -9.7
18 BBVA USA Bancshares Inc. Houston 487,301 472,312 3.2 42,777,077 38,648,776 10.7
19 First National of Nebraska Inc. Omaha 479,625 1,674,275 -71.4 8,808,343 11,659,401 -24.5
20 BancWest Corp. Honolulu 410,459 388,927 5.5 52,491,121 55,113,942 -4.8
21 First Citizens BancShares Inc. Raleigh 313,044 290,504 7.8 12,870,900 11,719,285 9.8
22 Synovus Financial Corp. Columbus, Ga. 294,125 295,056 -0.3 25,557,940 28,057,341 -8.9
23 Marshall & Ilsley Corp. Milwaukee 292,810 280,559 4.4 44,217,626 49,984,544 -11.5
24 Harris Financial Corp. Wilmington, Del. 280,479 2,060 13,515.5 30,859,187 37,479,641 -17.7
25 Santander BanCorp Guaynabo, Puerto Rico 236,966 261,646 -9.4 5,470,403 6,159,882 -11.2
26 UMB Financial Corp. Kansas City, Mo. 231,254 194,965 18.6 4,332,228 4,410,034 -1.8
27 RBC Bancorp. USA Raleigh 192,791 164,080 17.5 20,136,525 21,633,146 -6.9
28 Simmons First National Corp. Pine Bluff, Ark. 189,154 169,615 11.5 1,883,386 1,943,410 -3.1
29 First Horizon National Corp. Memphis 159,790 159,627 0.1 18,577,107 21,845,504 -15.0
30 FirstMerit Corp. Akron 153,681 149,903 2.5 6,940,475 7,436,911 -6.7
31 Intrust Financial Corp. Wichita 131,235 128,703 2.0 2,433,045 2,602,116 -6.5
32 Arvest Bank Group Inc. Bentonville, Ark. 130,524 106,644 22.4 7,972,770 7,706,682 3.5
33 Zions Bancorp. Salt Lake City 126,035 119,740 5.3 40,469,024 41,912,188 -3.4
34 BancorpSouth Inc. Tupelo, Miss. 95,254 93,761 1.6 9,863,899 9,881,339 -0.2
35 R&G Financial Corp. San Juan, Puerto Rico 78,699 89,295 -11.9 5,562,748 6,141,139 -9.4
36 Independent Bankers Financial Corp. Irving, Texas 78,579 75,190 4.5 839,343 922,429 -9.0
37 FirstBank Holding Co. Lakewood, Colo. 73,949 65,442 13.0 4,324,193 4,058,817 6.5
38 Capitol Bancorp. Inc. Britton, S.D. 71,918 82,083 -12.4 486,713 487,576 -0.2
39 Amalgamated Investments Co. Chicago 67,354 66,891 0.7 420,944 421,598 -0.2
40 First Interstate BancSystem Inc. Billings, Mont. 59,113 72,223 -18.2 4,525,689 4,769,216 -5.1
41 Wilmington Trust Corp. Del. 58,468 60,005 -2.6 9,207,878 9,725,127 -5.3
42 BBVA PR Holding Corp. San Juan, Puerto Rico 58,295 63,306 -7.9 3,872,121 4,240,343 -8.7
43 First Citizens Bancorp. Inc. Columbia, S.C. 55,145 53,796 2.5 5,578,049 5,026,848 11.0
44 W Holding Co. Inc. Mayaguez, Puerto Rico 50,446 49,165 2.6 8,687,547 9,015,937 -3.6
45 Western Alliance Bancorp. Las Vegas 50,232 33,807 48.6 4,079,638 4,095,915 -0.4
46 Lauritzen Corp. Omaha 50,000 50,000 0.0 656,890 736,510 -10.8
47 Trustmark Corp. Jackson, Miss. 43,476 42,927 1.3 6,546,022 6,960,668 -6.0
48 Iberiabank Corp. Lafayette, La. 42,157 38,014 10.9 5,851,659 3,807,905 53.7
49 Whitney Holding Corp. New Orleans 38,320 36,328 5.5 8,437,188 9,102,623 -7.3
50 Central Bancompany Inc. Jefferson City, Mo. 37,199 34,347 8.3 5,806,526 5,985,820 -3.0
51 First Financial Bancorp. Cincinnati 30,810 27,538 11.9 4,831,091 2,687,114 79.8
52 City National Corp. Los Angeles 24,160 21,353 13.1 13,998,729 12,444,259 12.5
53 Doral GP Ltd. San Juan, Puerto Rico 22,725 25,914 -12.3 5,689,744 5,471,951 4.0
54 S&T Bancorp Inc. Indiana, Pa. 18,324 17,445 5.0 3,404,407 3,568,716 -4.6
55 Franklin Resources Inc. San Mateo, Calif. 17,810 18,632 -4.4 440,301 440,524 -0.1
56 Union Bankshares Corp. Bowling Green, Va. 17,743 15,723 12.8 1,928,504 1,903,511 1.3
57 Banner Corp. Walla Walla, Wash. 16,440 13,129 25.2 3,790,121 3,961,408 -4.3
58 W.T.B. Financial Corp. Spokane 15,696 13,622 15.2 3,006,545 3,252,578 -7.6
59 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 14,324 9,693 47.8 3,324,497 3,107,439 7.0
60 Palmetto Bancshares Inc. Greenville, S.C. 13,214 12,416 6.4 1,044,196 1,165,895 -10.4
61 Coppermark Bancshares Inc. Oklahoma City 12,870 13,779 -6.6 945,928 984,810 -3.9
62 Trinity Capital Corp. Los Alamos, N.M. 12,829 10,668 20.3 1,250,561 1,239,137 0.9
63 United Bankshares Inc. Charleston, W.Va. 12,230 12,126 0.9 5,742,093 6,015,023 -4.5
64 QCR Holdings Inc. Moline, Ill. 11,715 10,930 7.2 1,244,320 1,214,690 2.4
65 CU Bank Shares Inc. Dallas 10,434 306,506 -96.6 354,405 720,166 -50.8
66 Valley National Bancorp Wayne, N.J. 10,025 9,916 1.1 9,395,563 10,148,232 -7.4
67 First Security Bancorp Searcy, Ark. 10,004 9,788 2.2 1,559,524 1,560,957 -0.1
68 West Suburban Bancorp Inc. Lombard, Ill. 9,874 10,484 -5.8 1,193,601 1,249,179 -4.4
69 Pinnacle Bancorp Inc. Central City, Neb. 9,125 8,598 6.1 3,889,092 3,835,529 1.4
70 Hancock Holding Co. Gulfport, Miss. 8,899 71 12,433.8 5,150,287 4,271,580 20.6
71 Watford City Bancshares Inc. N.D. 8,859 8,264 7.2 712,095 714,155 -0.3
72 Merchants Financial Group Inc. Winona, Minn. 8,727 7,421 17.6 715,180 700,883 2.0
73 Hills Bancorp. Iowa 8,604 7,780 10.6 1,541,117 1,505,990 2.3
74 First Bancorp Troy, N.C. 8,370 7,561 10.7 2,657,609 2,212,716 20.1
75 Republic Bancorp Inc. Louisville 8,066 6,682 20.7 2,273,677 2,315,155 -1.8
76 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,907 8,191 -3.5 564,749 537,411 5.1
77 Dickinson Financial Corp. II Kansas City, Mo. 7,808 7,680 1.7 3,202,868 4,311,260 -25.7
78 MidSouth Bancorp Inc. Lafayette, La. 7,623 6,582 15.8 585,042 608,956 -3.9
79 American State Financial Corp. Lubbock 7,586 7,418 2.3 1,060,580 997,651 6.3
80 NewBridge Bancorp Greensboro, N.C. 7,416 6,703 10.6 1,463,094 1,604,525 -8.8
81 Central Bancshares Inc. Lexington, Ky. 7,415 7,755 -4.4 1,737,764 1,558,312 11.5
82 Bremer Financial Corp. St. Paul 7,203 7,178 0.3 5,542,253 5,773,100 -4.0
83 Johnson Financial Group Inc. Racine, Wis. 7,192 6,563 9.6 4,553,530 4,520,817 0.7
84 Sunflower Financial Inc. Salina, Kan. 7,144 5,549 28.7 967,583 963,458 0.4
85 Fishback Financial Corp. Brookings, S.D. 6,987 6,844 2.1 1,240,712 1,209,718 2.6
86 International Bancshares Corp. Laredo, Texas 6,680 6,972 -4.2 5,667,261 5,872,834 -3.5
87 Villages Bancorp. Inc. The Villages, Fla. 6,645 6,233 6.6 434,245 464,581 -6.5
88 Yadkin Valley Financial Corp. Elkin, N.C. 6,616 5,324 24.3 1,726,164 1,237,499 39.5
89 Commerce Bank and Trust Holding Co. Topeka, Kan. 6,607 6,224 6.2 809,165 818,618 -1.2
90 National Bankshares Inc. Blacksburg, Va. 6,569 6,192 6.1 590,073 575,905 2.5
91 DCB Financial Corp Lewis Center, Ohio 6,408 6,123 4.7 491,924 514,408 -4.4
92 Park Bancorp. Inc. Madison, Wis. 6,050 5,220 15.9 728,076 726,648 0.2
93 Longview Financial Corp. Texas 6,030 5,192 16.1 959,248 835,623 14.8
94 Cashmere Valley Financial Corp. Cashmere, Wash. 5,872 5,064 16.0 522,846 551,211 -5.1
95 Bank of Kentucky Financial Corp. Crestview Hills 5,503 4,504 22.2 1,161,782 1,029,182 12.9
96 Comerica Inc. Dallas 5,456 3,518 55.1 42,189,723 50,539,921 -16.5
97 Tampa Banking Co. 5,265 4,865 8.2 649,198 673,707 -3.6
98 Appalachian Bancshares Inc. Ellijay, Ga. 5,180 4,840 7.0 730,997 888,157 -17.7
99 Skagit State Bancorp Inc. Burlington, Wash. 5,130 3,892 31.8 394,106 399,575 -1.4
100 Utrecht-America Holdings Inc. New York 4,987 4,310 15.7 14,021,529 13,945,147 0.5
101 Fidelity Bancshares N.C. Inc. Fuquay-Varina 4,940 4,573 8.0 886,801 984,366 -9.9
102 National Americas Holdings LLC New York 4,931 4,467 10.4 3,511,683 2,719,645 29.1
103 Neighbor Insurance Agency Inc. Marion, Iowa 4,647 3,810 22.0 384,559 385,244 -0.2
104 German American Bancorp Inc. Jasper, Ind. 4,624 4,206 9.9 883,528 893,602 -1.1
105 Frontier Financial Corp. Everett, Wash. 4,518 1,776 154.4 2,869,503 3,778,733 -24.1
106 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,517 4,978 -9.3 658,521 682,485 -3.5
107 Farmers and Merchants Investment Inc. Lincoln, Neb. 4,442 4,032 10.2 2,096,011 2,095,488 0.0
108 Southern National Banks Inc. Fort Walton Beach, Fla. 4,433 4,359 1.7 182,902 199,388 -8.3
109 EuroBancshares Inc. San Juan, Puerto Rico 4,319 5,063 -14.7 1,547,058 1,784,051 -13.3
110 Cascade Bancorp Bend, Ore. 4,210 4,616 -8.8 1,547,676 1,979,066 -21.8
111 Central Bancorp. Provo, Utah 4,079 3,594 13.5 380,054 439,016 -13.4
112 Univest Corp. of Pennsylvania Souderton 3,891 2,969 31.1 1,427,673 1,450,436 -1.6
113 Emprise Financial Corp. Wichita 3,770 3,259 15.7 800,413 841,075 -4.8
114 Southern Utah Bancorp. Cedar City 3,704 3,512 5.5 453,224 446,498 1.5
115 Cascade Financial Corp. Everett, Wash. 3,661 3,033 20.7 1,199,113 1,255,173 -4.5
116 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,600 3,371 6.8 569,919 567,833 0.4
117 Palos Bancshares Inc. Palos Heights, Ill. 3,591 3,483 3.1 342,506 378,056 -9.4
118 ATBancorp Dubuque, Iowa 3,583 3,033 18.1 753,045 789,972 -4.7
119 CNB Financial Corp. Clearfield, Pa. 3,560 3,098 14.9 716,360 674,888 6.1
120 American Bancor Ltd. Dickinson, N.D. 3,556 3,539 0.5 410,998 376,352 9.2
121 Hometown Community Bancorp Inc. Morton, Ill. 3,554 3,056 16.3 1,518,837 1,294,081 17.4
122 D.L. Evans Bancorp Burley, Idaho 3,541 3,183 11.2 641,171 648,572 -1.1
123 First National Bank Group Inc. Edinburg, Texas 3,532 3,929 -10.1 2,694,116 2,838,846 -5.1
124 Liberty Shares Inc. Hinesville, Ga. 3,493 3,033 15.2 701,484 541,041 29.7
125 Penseco Financial Services Corp. Scranton, Pa. 3,365 3,272 2.8 603,970 441,148 36.9
126 TCF Financial Corp. Wayzata, Minn. 3,180 3,334 -4.6 14,590,744 13,345,890 9.3
127 People’s Utah Bancorp American Fork 3,131 2,882 8.6 651,739 752,028 -13.3
128 CNB Corp. Conway, S.C. 3,000 2,919 2.8 579,796 598,281 -3.1
129 Texas Independent Bancshares Inc. Texas City 2,987 2,580 15.8 313,200 276,420 13.3
130 Wilson Bank Holding Co. Lebanon, Tenn. 2,973 2,903 2.4 1,120,288 1,092,726 2.5
131 Washington Banking Co. Oak Harbor 2,966 2,986 -0.7 817,084 825,964 -1.1
132 Community Bancshares Inc. McArthur, Ohio 2,928 3,083 -5.0 490,029 493,104 -0.6
133 1867 Western Financial Corp. Stockton, Calif. 2,911 2,987 -2.5 1,203,444 1,296,177 -7.2
134 First Paragould Bankshares Inc. Ark. 2,877 2,701 6.5 479,818 457,690 4.8
135 Hanmi Financial Corp. Los Angeles 2,821 3,440 -18.0 2,819,060 3,362,112 -16.2
136 Whitman Bancorp. Inc. Colfax, Wash. 2,789 2,668 4.5 634,022 636,667 -0.4
137 Eastern Virginia Bankshares Inc. Tappahannock 2,768 3,041 -9.0 853,063 819,265 4.1
138 Home BancShares Inc. Conway, Ark. 2,763 2,596 6.4 1,950,285 1,956,232 -0.3
139 First Guaranty Bancshares Inc. Hammond, La. 2,754 2,249 22.5 589,902 606,368 -2.7
140 ServisFirst Bancshares Inc. Birmingham, Ala. 2,659 2,044 30.1 1,213,286 971,553 24.9
141 Southside Bancshares Inc. Tyler, Texas 2,597 2,311 12.4 1,036,433 1,023,060 1.3
142 Town Financial Corp. Hartford City, Ind. 2,589 2,591 -0.1 204,433 207,840 -1.6
143 Commonwealth Bancshares Inc. Louisville 2,522 2,543 -0.8 666,137 664,344 0.3
144 Ambank Holdings Inc. Davenport, Iowa 2,459 2,573 -4.4 478,425 550,427 -13.1
145 Mountain National Bancshares Inc. Sevierville, Tenn. 2,411 2,195 9.8 407,702 420,430 -3.0
146 F&M Bank Corp. Timberville, Va. 2,356 1,940 21.4 465,571 403,013 15.5
147 Omni Bancshares Inc. Metairie, La. 2,269 2,270 0.0 565,896 584,523 -3.2
148 BTC Financial Corp. Des Moines 2,255 2,107 7.0 2,010,142 1,949,904 3.1
149 Midamerica Financial Corp. Des Moines 2,255 2,107 7.0 2,010,142 1,949,904 3.1
150 Beach First National Bancshares Inc. Myrtle Beach, S.C. 2,226 2,327 -4.3 502,596 558,367 -10.0
151 One American Corp. Vacherie, La. 2,220 2,007 10.6 505,619 503,730 0.4
152 North American Bancshares Inc. Sherman, Texas 2,194 2,061 6.5 1,356,807 1,283,790 5.7
153 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,158 1,971 9.5 537,289 518,402 3.6
154 Chemung Financial Corp. Elmira, N.Y. 2,155 2,373 -9.2 596,053 565,265 5.4
155 Illinois National Bancorp Inc. Springfield 2,153 2,226 -3.3 367,588 406,418 -9.6
156 SouthCrest Financial Group Inc. Fayetteville, Ga. 2,148 2,212 -2.9 380,381 396,147 -4.0
157 Mid Illinois Bancorp Inc. Peoria 2,147 1,968 9.1 363,476 361,347 0.6
158 Four Oaks Fincorp Inc. N.C. 2,128 2,060 3.3 715,133 681,500 4.9
159 First Volunteer Corp. Chattanooga, Tenn. 2,104 1,933 8.8 483,089 506,540 -4.6
160 Woodforest Financial Group Inc. The Woodlands, Texas 2,096 3,335 -37.2 1,802,512 1,974,884 -8.7
161 WesBanco Inc. Wheeling, W.Va. 2,090 2,166 -3.5 3,484,434 3,612,310 -3.5
162 Horizon Financial Corp. Bellingham, Wash. 2,069 2,415 -14.3 939,075 1,214,550 -22.7
163 Arthur Financial Corp. Union, S.C. 2,005 1,918 4.5 535,250 548,160 -2.4
164 Intermountain Community Bancorp Sandpoint, Idaho 1,991 1,797 10.8 678,727 769,966 -11.8
165 Security National Corp. Omaha 1,948 1,816 7.3 424,712 402,341 5.6
166 Whitaker Bank Corp. of Kentucky Lexington 1,938 1,796 7.9 1,171,221 1,178,820 -0.6
167 Lone Star National Bancshares-Texas Inc. McAllen 1,922 1,701 13.0 1,184,708 1,160,879 2.1
168 First Community Bancshares Inc. Batesville, Ark. 1,891 1,421 33.1 494,218 428,032 15.5
169 Baylake Corp. Sturgeon Bay, Wis. 1,867 1,627 14.8 654,461 729,090 -10.2
170 First Bank Corp Fort Smith, Ark. 1,861 1,625 14.5 1,067,093 1,004,805 6.2
171 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,860 1,825 1.9 433,729 395,592 9.6
172 National Bank of Indianapolis Corp. 1,849 1,771 4.4 863,578 904,207 -4.5
173 First National Security Co. Hot Springs, Ark. 1,832 1,909 -4.0 650,266 493,846 31.7
174 NEB Corp. Fond Du Lac, Wis. 1,827 1,694 7.9 950,343 998,579 -4.8
175 Pacific Financial Corp. Aberdeen, Wash. 1,805 1,720 4.9 493,658 496,569 -0.6
176 Eastwood Financial Corp. Rochester, Minn. 1,698 1,499 13.3 350,330 331,972 5.5
177 Diboll State Bancshares Inc. Texas 1,681 1,635 2.8 485,261 457,646 6.0
178 Bankfirst Capital Corp. Macon, Miss. 1,672 1,546 8.2 503,639 523,120 -3.7
179 Highlands Bankshares Inc. Abingdon, Va. 1,641 1,482 10.7 486,119 490,425 -0.9
180 Southwest Missouri Bancorp. Inc. Carthage 1,633 1,691 -3.4 417,355 406,470 2.7
181 Ohio Valley Banc Corp. Gallipolis, Ohio 1,623 1,022 58.8 651,356 630,391 3.3
182 Plumas Bancorp Quincy, Calif. 1,614 1,557 3.7 332,977 366,296 -9.1
183 Bankmanagers Corp. Milwaukee 1,568 1,556 0.8 662,092 663,344 -0.2
184 Tennessee State Bancshares Inc. Pigeon Forge 1,543 1,557 -0.9 553,214 565,471 -2.2
185 Ambank Co. Inc. Sioux Center, Iowa 1,533 1,382 10.9 619,536 617,782 0.3
186 Kentucky Bancshares Inc. Paris 1,528 1,486 2.8 425,609 424,277 0.3
187 First Trust Corp. New Orleans 1,517 1,202 26.2 669,009 641,479 4.3
188 First Internet Bancorp Indianapolis 1,473 1,605 -8.2 322,707 328,992 -1.9
189 Barnes Bancorp. Kaysville, Utah 1,463 1,524 -4.0 515,071 729,064 -29.4
190 Community Bank of South Florida Inc. Homestead 1,440 1,404 2.6 429,320 426,867 0.6
191 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,430 1,243 15.0 512,750 470,074 9.1
192 American Bancorp. Inc. Sapulpa, Okla. 1,318 1,218 8.2 320,467 306,305 4.6
193 Klein Financial Inc. Chaska, Minn. 1,280 1,151 11.2 1,032,884 1,089,982 -5.2
194 MB Financial Inc. Chicago 1,267 1,285 -1.4 6,524,547 6,228,564 4.8
195 Bridge Capital Holdings San Jose 1,260 981 28.4 574,989 698,005 -17.6
196 Summit Financial Group Inc. Moorefield, W.Va. 1,258 1,046 20.3 1,154,329 1,210,015 -4.6
197 CNB Bancshares Inc. Sevierville, Tenn. 1,248 1,156 8.0 589,811 557,871 5.7
198 Robertson Holding Co. L.P. Harrogate, Tenn. 1,211 1,255 -3.5 579,077 519,736 11.4
199 Cameron Bancshares Inc. Lake Charles, La. 1,209 1,069 13.1 416,390 385,997 7.9
200 Comm Bancorp Inc. Clarks Summit, Pa. 1,202 1,161 3.5 478,960 487,272 -1.7


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed.
Source:

PaymentsSource.com

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