Bank Holding Companies with the Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn March 31, 2010. Dollars in thousands.
Published August 19, 2011

Rank   Credit card loans Total loans
and leases
March 31 Year earlier Change
1 Citigroup Inc. New York $149,611,000 $162,429,000 -7.9% $667,684,000
2 Bank of America Corp. Charlotte, N.C. 134,342,467 149,555,218 -10.2 978,376,121
3 JPMorgan Chase & Co. New York 118,371,000 138,992,000 -14.8 725,066,000
4 American Express Co. New York 57,763,000 57,595,373 0.3 94,774,000
5 Capital One Financial Corp. McLean, Va. 51,228,499 52,371,591 -2.2 124,752,897
6 Discover Financial Services Riverwoods, Ill. 43,966,834 44,942,454 -2.2 51,625,584
7 HSBC North America Holdings Inc. New York 30,905,944 35,432,392 -12.8 135,825,496
8 Wells Fargo & Co. San Francisco 21,100,000 22,716,000 -7.1 785,704,000
9 U.S. Bancorp Minneapolis 15,879,000 16,227,000 -2.1 199,256,000
10 Barclays Delaware Holdings LLC Wilmington 9,324,235 NA NA 9,461,805
11 PNC Financial Services Group Inc. Pittsburgh 3,271,619 3,582,649 -8.7 152,487,318
12 Fifth Third Bancorp Cincinnati 1,809,658 1,852,707 -2.3 78,756,066
13 BB&T Corp. Winston-Salem, N.C. 1,662,701 1,655,461 0.4 104,886,756
14 Citizens Financial Group Inc. Providence, R.I. 1,434,064 2,056,573 -30.3 87,018,434
15 Popular Inc. Hato Rey, Puerto Rico 1,111,000 1,123,000 -1.1 25,976,000
16 TD Bank US Holding Co. Portland, Maine 797,517 684,052 16.6 68,072,332
17 Commerce Bancshares Inc. Kansas City, Mo. 774,783 761,066 1.8 9,429,009
18 United National Corp. Sioux Falls, S.D. 619,979 605,973 2.3 1,220,285
19 BBVA USA Bancshares Inc. Houston 528,216 489,637 7.9 40,132,105
20 SunTrust Banks Inc. Atlanta 419,132 515,099 -18.6 117,138,097
21 BancWest Corp. San Francisco 382,027 395,001 -3.3 51,115,004
22 UMB Financial Corp. Kansas City, Mo. 300,104 235,179 27.6 4,674,308
23 Synovus Financial Corp. Columbus, Ga. 272,518 284,781 -4.3 21,226,848
24 First Citizens BancShares Inc. Raleigh, N.C. 237,489 306,112 -22.4 14,098,707
25 BMO Financial Corp. Chicago 227,720 278,533 -18.2 26,628,074
26 Santander BanCorp Guaynabo, Puerto Rico 223,988 232,730 -3.8 5,252,877
27 RBC USA Holdco Corp. New York 211,708 NA NA 21,082,816
28 Simmons First National Corp. Pine Bluff, Ark. 176,544 177,959 -0.8 1,834,766
29 Arvest Bank Group Inc. Bentonville, Ark. 148,702 133,870 11.1 7,200,976
30 First Horizon National Corp. Memphis, Tenn. 143,821 147,305 -2.4 16,344,433
31 FirstMerit Corp. Akron, Ohio 142,066 145,192 -2.2 8,794,304
32 Zions Bancorp. Salt Lake City 134,449 119,498 12.5 36,837,172
33 Intrust Financial Corp. Wichita, Kan. 119,152 122,941 -3.1 2,246,844
34 BancorpSouth Inc. Tupelo, Miss. 85,859 88,067 -2.5 9,276,010
35 Independent Bankers Financial Corp. Irving, Texas 74,213 74,461 -0.3 643,866
36 FirstBank Holding Co. Lakewood, Colo. 71,017 70,935 0.1 4,753,892
37 Amalgamated Investments Co. Chicago 61,777 63,206 -2.3 366,203
38 M&T Bank Corp. Buffalo, N.Y. 58,604 66 88,693.9 52,118,681
39 First Interstate BancSystem Inc. Billings, Mont. 58,075 55,839 4.0 4,263,047
40 Capitol Bancorp. Inc. Britton, S.D. 56,768 62,277 -8.8 454,504
41 First Citizens Bancorp. Inc. Columbia, S.C. 53,124 53,785 -1.2 4,727,932
42 BBVA PR Holding Corp. San Juan, Puerto Rico 52,799 57,977 -8.9 3,547,717
43 Western Alliance Bancorp. Phoenix 41,701 47,999 -13.1 4,284,166
44 Iberiabank Corp. Lafayette, La. 41,432 38,857 6.6 6,178,342
45 Trustmark Corp. Jackson, Miss. 39,287 40,326 -2.6 6,077,070
46 Central Bancompany Inc. Jefferson City, Mo. 30,914 36,006 -14.1 5,889,562
47 First Financial Bancorp. Cincinnati 23,516 26,630 -11.7 4,123,925
48 Union First Market Bankshares Corp. Richmond, Va. 17,095 13,615 25.6 2,857,512
49 Doral Financial Corp. San Juan, Puerto Rico 16,780 NA NA 5,844,475
50 S&T Bancorp Inc. Indiana, Pa. 16,766 17,111 -2.0 3,304,321
51 First Niagara Financial Group Inc. Buffalo, N.Y. 16,695 NA NA 10,738,216
52 W.T.B. Financial Corp. Spokane, Wash. 16,679 15,720 6.1 2,660,417
53 Hopkins Financial Corp. Mitchell, S.D. 16,137 20,545 -21.5 362,474
54 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 15,439 13,839 11.6 3,923,623
55 Franklin Resources Inc. San Mateo, Calif. 13,927 15,920 -12.5 738,835
56 Coppermark Bancshares Inc. Oklahoma City 12,989 11,991 8.3 926,119
57 Trinity Capital Corp. Los Alamos, N.M. 11,733 10,422 12.6 1,193,346
58 QCR Holdings Inc. Moline, Ill. 11,312 11,145 1.5 1,155,768
59 United Bankshares Inc. Charleston, W.Va. 11,140 11,365 -2.0 5,223,848
60 Banner Corp. Walla Walla, Wash. 11,109 10,736 3.5 3,336,612
61 First Security Bancorp Searcy, Ark. 10,207 9,992 2.2 1,593,890
62 City National Corp. Los Angeles 10,156 24,569 -58.7 13,035,769
63 Merchants Financial Group Inc. Winona, Minn. 9,542 8,815 8.2 708,371
64 Valley National Bancorp Wayne, N.J. 8,961 9,526 -5.9 9,568,109
65 West Suburban Bancorp Inc. Lombard, Ill. 8,897 9,147 -2.7 1,017,446
66 Watford City Bancshares Inc. N.D. 8,584 8,908 -3.6 707,445
67 Pinnacle Bancorp Inc. Central City, Neb. 8,418 8,330 1.1 3,950,257
68 Hills Bancorp. Iowa 8,415 8,233 2.2 1,606,974
69 First Bancorp Troy, N.C. 8,358 8,111 3.0 2,489,661
70 Republic Bancorp Inc. Louisville, Ky. 8,088 7,648 5.8 2,180,267
71 Sunflower Financial Inc. Salina, Kan. 7,855 7,008 12.1 875,795
72 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,633 7,581 0.7 605,465
73 NewBridge Bancorp Greensboro, N.C. 7,575 7,181 5.5 1,332,214
74 Johnson Financial Group Inc. Racine, Wis. 7,560 7,286 3.8 3,362,006
75 Central Bancshares Inc. Lexington, Ky. 7,554 7,006 7.8 1,727,289
76 Utrecht-America Holdings Inc. New York 7,497 4,804 56.1 26,038,143
77 American State Financial Corp. Lubbock, Texas 7,440 7,565 -1.7 1,117,565
78 National Americas Holdings LLC New York 7,037 4,857 44.9 5,176,243
79 Fishback Financial Corp. Brookings, S.D. 6,951 6,795 2.3 1,151,751
80 National Bankshares Inc. Blacksburg, Va. 6,441 6,361 1.3 587,902
81 Cashmere Valley Financial Corp. Cashmere, Wash. 6,120 5,832 4.9 576,026
82 DCB Financial Corp. Lewis Center, Ohio 6,106 5,948 2.7 408,598
83 Villages Bancorp. Inc. The Villages, Fla. 6,095 6,180 -1.4 376,217
84 CU Bank Shares Inc. Dallas 6,003 9,097 -34.0 258,580
85 Bank of Kentucky Financial Corp. Crestview Hills 5,906 5,227 13.0 1,120,518
86 Discount Bancorp Inc. New York 5,895 544 983.6 3,751,264
87 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,813 6,031 -3.6 654,356
88 Park Bancorp. Inc. Madison, Wis. 5,800 5,989 -3.2 652,996
89 Travelers Rest Bancshares Inc. Travelers Rest, S.C. 5,756 NA NA 308,186
90 Anchor Bancorp Lacey, Wash. 5,701 NA NA 350,612
91 Tampa Banking Co. Fla. 5,518 5,213 5.9 608,678
92 Farmers and Merchants Investment Inc. Lincoln, Neb. 5,516 4,537 21.6 1,885,330
93 Fidelity Bancshares N.C. Inc. Fuquay-Varina 5,123 5,002 2.4 810,736
94 Skagit State Bancorp Inc. Burlington, Wash. 5,071 5,198 -2.4 359,660
95 Oriental Financial Group Inc. San Juan, Puerto Rico 4,997 1,192 319.2 1,818,659
96 MidSouth Bancorp Inc. Lafayette, La. 4,931 5,049 -2.3 574,419
97 German American Bancorp Inc. Jasper, Ind. 4,767 4,749 0.4 1,098,985
98 Neighbor Insurance Agency Inc. Marion, Iowa 4,634 4,383 5.7 389,382
99 Univest Corp. of Pennsylvania Souderton 4,604 3,857 19.4 1,443,588
100 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,556 4,246 7.3 624,396
101 Longview Financial Corp. Texas 4,325 5,824 -25.7 1,084,130
102 CNB Financial Corp. Clearfield, Pa. 3,972 3,534 12.4 798,627
103 Emprise Financial Corp. Wichita, Kan. 3,949 3,595 9.8 771,139
104 International Bancshares Corp. Laredo, Texas 3,939 6,142 -35.9 5,407,178
105 Southern National Banks Inc. Fort Walton Beach, Fla. 3,867 4,217 -8.3 155,512
106 NBH Holdings Corp. Boston 3,848 NA NA 1,495,030
107 Community and Southern Holdings Inc. Atlanta 3,753 5,059 -25.8 902,792
108 Cascade Bancorp Bend, Ore. 3,741 4,005 -6.6 1,176,073
109 Central Bancorp. Provo, Utah 3,726 3,641 2.3 360,277
110 American Bancor Ltd. Dickinson, N.D. 3,685 3,666 0.5 447,096
111 Liberty Shares Inc. Hinesville, Ga. 3,677 3,400 8.1 615,161
112 D.L. Evans Bancorp Burley, Idaho 3,676 3,454 6.4 553,343
113 Dickinson Financial Corp. II Kansas City, Mo. 3,593 7,358 -51.2 1,214,054
114 ServisFirst Bancshares Inc. Birmingham, Ala. 3,511 3,030 15.9 1,473,060
115 Southern Utah Bancorp. Cedar City 3,403 3,312 2.7 415,300
116 First Midwest Bancorp Inc. Itasca, Ill. 3,365 0 NA 5,451,700
117 Farmers and Merchants Bancorp Inc. Archbold, Ohio 3,336 3,118 7.0 513,379
118 Washington Banking Co. Oak Harbor 3,193 2,949 8.3 1,170,580
119 Penseco Financial Services Corp. Scranton, Pa. 3,159 3,245 -2.7 611,022
120 Uwharrie Capital Corp. Albemarle, N.C. 3,153 NA NA 379,480
121 TCF Financial Corp. Wayzata, Minn. 3,106 3,413 -9.0 14,796,541
122 First National Bank Group Inc. Edinburg, Texas 3,101 3,284 -5.6 2,647,811
123 CNB Corp. Conway, S.C. 3,081 2,944 4.7 523,745
124 Texas Independent Bancshares Inc. Texas City 3,079 2,914 5.7 334,914
125 Wilson Bank Holding Co. Lebanon, Tenn. 2,955 2,633 12.2 1,103,269
126 Community Bancshares Inc. McArthur, Ohio 2,825 2,810 0.5 456,912
127 First Paragould Bankshares Inc. Ark. 2,811 2,822 -0.4 492,731
128 BTC Financial Corp. Des Moines, Iowa 2,754 2,290 20.3 2,113,853
129 Solvay Bank Corp. N.Y. 2,752 2,974 -7.5 365,640
130 Somerset Trust Holding Co. Pa. 2,747 2,406 14.2 355,308
131 ATBancorp Dubuque, Iowa 2,693 3,632 -25.9 755,800
132 People's Utah Bancorp American Fork 2,676 2,938 -8.9 581,624
133 F&M Bank Corp. Timberville, Va. 2,639 2,489 6.0 476,414
134 1867 Western Financial Corp. Stockton, Calif. 2,569 2,496 2.9 1,064,557
135 Hometown Community Bancorp Inc. Morton, Ill. 2,531 2,240 13.0 1,539,408
136 Eastern Virginia Bankshares Inc. Tappahannock 2,522 2,593 -2.7 766,089
137 Town Financial Corp. Hartford City, Ind. 2,479 2,415 2.7 200,988
138 UnionBanCal Corp. San Francisco 2,418 0 NA 48,129,253
139 Mid Illinois Bancorp Inc. Peoria 2,363 2,027 16.6 359,260
140 First Volunteer Corp. Chattanooga, Tenn. 2,359 2,145 10.0 471,168
141 Hanmi Financial Corp. Los Angeles 2,354 2,685 -12.3 2,173,692
142 First Guaranty Bancshares Inc. Hammond, La. 2,327 2,810 -17.2 570,357
143 Mountain National Bancshares Inc. Sevierville, Tenn. 2,296 2,415 -4.9 365,128
144 Commonwealth Bancshares Inc. Louisville 2,289 2,313 -1.0 643,600
145 Whitaker Bank Corp. of Kentucky Lexington 2,255 1,981 13.8 1,147,563
146 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,188 2,160 1.3 517,310
147 1st Summit Bancorp of Johnstown Inc. Pa. 2,149 1,964 9.4 362,320
148 One American Corp. Vacherie, La. 2,140 2,095 2.1 456,925
149 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,104 2,046 2.8 337,896
150 North American Bancshares Inc. Sherman, Texas 2,047 2,037 0.5 1,202,272
151 FMB Bancshares Inc. Lakeland, Ga. 2,033 2,007 1.3 454,684
Heartland BancCorp Gahanna, Ohio 2,033 2,053 -1.0 398,101
153 First Community Bancshares Inc. Batesville, Ark. 2,022 1,851 9.2 538,110
154 National Bank of Indianapolis Corp. 2,011 1,802 11.6 923,956
155 Bankmanagers Corp. Milwaukee 2,005 1,539 30.3 605,510
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,005 1,801 11.3 325,693
157 Southside Bancshares Inc. Tyler, Texas 2,001 1,897 5.5 1,066,309
158 Arthur Financial Corp. Union, S.C. 1,999 1,844 8.4 462,339
159 Pacific Financial Corp. Aberdeen, Wash. 1,990 1,823 9.2 476,895
160 Intermountain Community Bancorp Sandpoint, Idaho 1,969 1,937 1.7 556,788
161 Ohio Valley Banc Corp. Gallipolis, Ohio 1,951 1,708 14.2 631,040
162 First Bank Corp. Fort Smith, Ark. 1,941 1,772 9.5 1,074,969
163 Four Oaks Fincorp Inc. N.C. 1,929 1,979 -2.5 681,583
164 BNC Bancorp High Point, N.C. 1,926 0 NA 1,530,668
165 Bank of Southside Virginia Corp. Carson 1,914 1,950 -1.8 302,379
166 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,846 1,870 -1.3 450,801
167 NEB Corp. Fond Du Lac, Wis. 1,842 1,705 8.0 880,364
168 Ambank Co. Inc. Sioux Center, Iowa 1,829 1,557 17.5 676,183
169 Chemung Financial Corp. Elmira, N.Y. 1,824 2,001 -8.8 613,119
170 Illinois National Bancorp Inc. Springfield 1,820 2,007 -9.3 297,575
171 Lone Star National Bancshares-Texas Inc. McAllen 1,813 1,699 6.7 1,219,694
172 Eastwood Financial Corp. Rochester, Minn. 1,788 1,685 6.1 338,861
173 Baylake Corp. Sturgeon Bay, Wis. 1,678 1,796 -6.6 621,070
174 First National Security Co. Hot Springs, Ark. 1,668 1,680 -0.7 606,781
175 Ironhorse Financial Group Inc. Muskogee, Okla. 1,649 1,437 14.8 617,919
176 Bankfirst Capital Corp. Macon, Miss. 1,644 1,653 -0.5 508,651
177 First Trust Corp. New Orleans 1,603 1,512 6.0 507,774
178 Diboll State Bancshares Inc. Texas 1,593 1,624 -1.9 479,619
179 Tennessee State Bancshares Inc. Pigeon Forge 1,582 1,553 1.9 513,317
180 Plumas Bancorp Quincy, Calif. 1,553 1,572 -1.2 304,661
181 Kentucky Bancshares Inc. Paris 1,547 1,447 6.9 414,232
182 Columbia Banking System Inc. Tacoma, Wash. 1,526 1,319 15.7 2,379,887
183 Southwest Missouri Bancorp. Inc. Carthage 1,502 1,491 0.7 392,247
184 Highlands Bankshares Inc. Abingdon, Va. 1,501 1,578 -4.9 438,454
185 Westbrand Inc. Minot, N.D. 1,467 1,387 5.8 318,340
186 Home State Bancorp Loveland, Colo. 1,465 1,292 13.4 331,233
187 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,459 1,351 8.0 500,883
188 Summit Financial Group Inc. Moorefield, W.Va. 1,368 1,316 4.0 996,717
189 Community Bank of South Florida Inc. Homestead 1,366 1,448 -5.7 397,687
190 Bridge Capital Holdings San Jose, Calif. 1,350 1,217 10.9 631,671
191 CNB Bancshares Inc. Sevierville, Tenn. 1,335 1,255 6.4 580,553
192 American Bancorp. Inc. Sapulpa, Okla. 1,321 1,286 2.7 321,320
193 Citizens Bankshares Inc. Farmington, N.M. 1,318 1,207 9.2 208,123
194 Security National Corp. Omaha, Neb. 1,298 1,280 1.4 379,821
195 FNB Bancorp South San Francisco 1,279 1,078 18.6 473,810
196 First Internet Bancorp Indianapolis 1,258 1,349 -6.7 331,625
197 SNBNY Holdings Ltd. Gibraltar 1,245 1,200 3.8 1,596,051
198 Newfield Bancorp Inc. N.J. 1,242 1,252 -0.8 330,330
199 Manhattan Banking Corp. Kan. 1,216 1,162 4.6 603,903
200 Valley Financial Corp. Roanoke, Va. 1,196 957 25.0 536,058


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Aug. 11, 2011.
Source:

SNL Financial
, Charlottesville, Va.
© 2011 American Banker