Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2013. Dollars in thousands.
Published May 28, 2014

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $144,960,000 $142,720,000 1.6% $675,374,000
2 JPMorgan Chase & Co. New York 112,859,000 113,743,000 -0.8 753,129,000
3 Bank of America Corp. Charlotte, N.C. 101,363,000 106,741,562 -5.0 972,982,000
4 Capital One Financial Corp. McLean, Va. 73,026,842 83,320,505 -12.4 192,497,836
5 General Electric Capital Corp. Norwalk, Conn. 56,379,656 NA NA 263,353,526
6 American Express Co. New York 54,292,000 53,359,000 1.7 106,976,000
7 Discover Financial Services Riverwoods, Ill. 50,155,341 47,933,315 4.6 62,737,326
8 Wells Fargo & Co. San Francisco 25,459,000 23,702,000 7.4 833,879,000
9 U.S. Bancorp Minneapolis 17,068,000 16,407,000 4.0 233,452,000
10 United Services Automobile Association San Antonio 16,134,613 15,065,017 7.1 40,285,599
11 Barclays Delaware Holdings LLC Wilmington, Del. 14,673,135 12,950,007 13.3 14,956,496
12 TD Bank US Holding Co. Cherry Hill, N.J. 6,670,245 1,083,525 515.6 105,908,198
13 First National of Nebraska Inc. Omaha 4,317,276 3,908,202 10.5 11,407,079
14 PNC Financial Services Group Inc. Pittsburgh 3,736,916 3,642,439 2.6 195,544,077
15 Fifth Third Bancorp Cincinnati 2,138,845 1,981,367 7.9 88,561,685
16 BB&T Corp. Winston-Salem, N.C. 1,662,480 1,697,902 -2.1 118,582,022
17 Citizens Financial Group Inc. Providence, R.I. 1,493,113 1,489,258 0.3 85,859,263
18 Popular Inc. Hato Rey, Puerto Rico 1,174,000 1,195,000 -1.8 24,448,000
19 Regions Financial Corp. Birmingham, Ala. 896,295 896,601 0.0 76,565,478
20 Commerce Bancshares Inc. Kansas City, Mo. 787,891 749,473 5.1 10,825,548
21 United National Corp. Sioux Falls, S.D. 734,312 654,259 12.2 1,501,829
22 HSBC North America Holdings Inc. New York 721,283 788,076 -8.5 97,554,774
23 KeyCorp Cleveland 698,161 709,567 -1.6 59,035,235
24 SunTrust Banks Inc. Atlanta 670,330 594,093 12.8 126,835,147
25 BBVA Compass Bancshares Inc. Houston 643,530 610,191 5.5 49,458,966
26 BMO Financial Corp. Chicago 452,462 439,301 3.0 54,000,652
27 John Deere Capital Corp. Reno, Nev. 392,231 NA NA 28,697,251
28 BancWest Corp. San Francisco 366,227 368,632 -0.7 55,459,441
29 First BanCorp. San Juan, Puerto Rico 322,019 365,680 -11.9 9,607,744
30 First Niagara Financial Group Inc. Buffalo, N.Y. 312,177 309,253 0.9 21,170,117
31 M&T Bank Corp. Buffalo, N.Y. 310,351 262,209 18.4 63,659,042
32 UMB Financial Corp. Kansas City, Mo. 309,997 316,250 -2.0 6,509,935
33 First Citizens BancShares Inc. Raleigh, N.C. 230,138 232,169 -0.9 13,115,920
34 Santander BanCorp Guaynabo, Puerto Rico 221,970 198,772 11.7 5,437,304
35 Santander Holdings USA Inc. Boston 207,818 195,551 6.3 49,905,881
36 Simmons First National Corp. Pine Bluff, Ark. 186,842 175,760 6.3 1,968,783
37 Synovus Financial Corp. Columbus, Ga. 184,732 187,994 -1.7 19,806,878
38 Arvest Bank Group Inc. Bentonville, Ark. 173,199 166,980 3.7 8,086,541
39 Zions Bancorp. Salt Lake City 151,290 139,451 8.5 38,389,095
40 FirstMerit Corp. Akron, Ohio 145,337 144,076 0.9 14,205,530
41 First Horizon National Corp. Memphis, Tenn. 133,715 139,021 -3.8 15,781,856
42 FB BanCorp San Antonio 123,691 125,967 -1.8 585,704
43 Intrust Financial Corp. Wichita, Kan. 112,776 115,159 -2.1 2,200,397
44 First Arkansas BancShares Inc. Jacksonville 106,530 117,459 -9.3 392,061
45 Capitol Bancorp. Inc. Britton, S.D. 100,876 86,638 16.4 524,230
46 BancorpSouth Inc. Tupelo, Miss. 86,834 84,571 2.7 8,851,501
47 Independent Bankers Financial Corp. Irving, Texas 78,314 75,555 3.7 645,784
48 FirstBank Holding Co. Lakewood, Colo. 70,757 71,013 -0.4 7,042,459
49 OFG Bancorp San Juan, Puerto Rico 69,559 3,850 1,706.7 5,234,992
50 Hancock Holding Co. Gulfport, Miss. 64,273 60,768 5.8 11,752,916
51 First Interstate BancSystem Inc. Billings, Mont. 60,015 58,324 2.9 4,332,144
52 Amalgamated Investments Co. Chicago 54,416 56,836 -4.3 387,055
53 Iberiabank Corp. Lafayette, La. 51,539 49,330 4.5 9,151,322
54 First Citizens Bancorp. Inc. Columbia, S.C. 45,980 52,938 -13.1 4,438,930
55 Central Bancompany Inc. Jefferson City, Mo. 42,920 34,907 23.0 6,304,216
56 Trustmark Corp. Jackson, Miss. 39,224 39,884 -1.7 6,691,752
57 First Command Financial Services Inc. Fort Worth, Texas 37,632 38,758 -2.9 274,746
58 E-Trade Financial Corp. New York 30,136 40,376 -25.4 15,397,353
59 Western Alliance Bancorp. Phoenix 27,722 33,469 -17.2 6,524,389
60 First Financial Bancorp. Cincinnati 25,602 25,412 0.7 3,960,144
61 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 22,981 24,223 -5.1 4,604,605
62 Union Bankshares Corp. Richmond, Va. 21,978 20,332 8.1 3,060,425
63 H&R Block Inc. Kansas City, Mo. 21,894 NA NA 575,403
64 W.T.B. Financial Corp. Spokane, Wash. 18,754 18,532 1.2 3,159,874
65 Prosperity Bancshares Inc. Houston 18,507 7,544 145.3 6,182,588
66 City National Corp. Los Angeles 17,830 12,418 43.6 17,346,205
67 Northwest Bancshares Inc. Warren, Pa. 17,494 14,087 24.2 5,746,742
68 S&T Bancorp Inc. Indiana, Pa. 17,473 17,115 2.1 3,515,030
69 First Financial Holdings Inc. Columbia, S.C. 16,732 0 NA 5,806,812
70 MB Financial Inc. Chicago 15,754 10,277 53.3 5,587,852
71 National Americas Holdings LLC New York 14,836 8,838 67.9 6,367,875
72 BankGuam Holding Co. Hagatna 14,385 12,261 17.3 859,848
73 Hopkins Financial Corp. Mitchell, S.D. 13,994 14,985 -6.6 448,002
74 Banner Corp. Walla Walla, Wash. 13,822 12,462 10.9 3,284,227
75 Merchants Financial Group Inc. Winona, Minn. 11,092 9,982 11.1 945,611
76 Huntington Bancshares Incorporated Columbus, Ohio 10,980 0 NA 42,892,513
77 Watford City Bancshares Inc. Watford City, N.D. 10,866 10,200 6.5 1,036,384
78 First Security Bancorp Searcy, Ark. 10,862 10,972 -1.0 1,771,445
79 United Bankshares Inc. Charleston, W.Va. 10,626 10,670 -0.4 6,599,255
80 Trinity Capital Corp. Los Alamos, N.M. 10,576 10,980 -3.7 1,115,258
81 Sunflower Financial Inc. Salina, Kan. 9,200 8,866 3.8 1,001,212
82 Johnson Financial Group Inc. Racine, Wis. 9,158 8,991 1.9 2,791,912
83 Republic Bancorp Inc. Louisville, Ky. 8,948 8,570 4.4 2,563,238
84 First Bancorp Southern Pines, N.C. 8,872 8,442 5.1 2,445,732
85 Hills Bancorp. Iowa 8,729 8,578 1.8 1,795,164
86 Doral Financial Corp. San Juan, Puerto Rico 8,240 10,600 -22.3 6,751,234
87 Liberty Financial Services Inc. New Orleans 8,224 8,021 2.5 269,547
88 Valley National Bancorp Wayne, N.J. 8,064 8,488 -5.0 11,413,057
89 West Suburban Bancorp Inc. Lombard, Ill. 7,916 8,471 -6.6 1,048,089
90 Pinnacle Bancorp Inc. Central City, Neb. 7,696 7,524 2.3 4,854,951
91 NewBridge Bancorp Greensboro, N.C. 7,613 7,408 2.8 1,270,105
92 Dickinson Financial Corp. II Kansas City, Mo. 7,575 7,409 2.2 661,870
93 Central Bancshares Inc. Lexington, Ky. 7,571 7,268 4.2 1,589,237
94 Univest Corp. of Pennsylvania Souderton 7,536 6,246 20.7 1,529,730
95 Fishback Financial Corp. Brookings, S.D. 7,440 7,281 2.2 1,297,080
96 Farmers & Merchants Investment Inc. Lincoln, Neb. 7,365 6,018 22.4 2,180,763
97 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,300 7,657 -4.7 492,799
98 Bank of Kentucky Financial Corp. Crestview Hills, 7,009 6,497 7.9 1,205,206
99 National Bankshares Inc. Blacksburg, Va. 6,935 6,501 6.7 591,281
100 Travelers Rest Bancshares Inc. S.C. 6,613 6,471 2.2 311,626
101 Bank of Hawaii Corp. Honolulu 6,423 13 49,307.7 6,033,748
102 Discount Bancorp Inc. New York 6,342 6,290 0.8 4,535,812
103 Anchor BanCorp Wisconsin Inc. Madison, Wis. 6,314 7,146 -11.6 1,658,975
104 German American Bancorp Inc. Jasper, Ind. 6,098 5,198 17.3 1,290,496
105 MidSouth Bancorp Inc. Lafayette, La. 5,845 5,173 13.0 1,145,311
106 Fidelity BancShares N.C. Inc. Fuquay-Varina 5,738 5,539 3.6 852,474
107 Park Bancorp. Inc. Fitchburg, Wis. 5,641 5,578 1.1 601,374
108 DCB Financial Corp Lewis Center, Ohio 4,944 4,748 4.1 358,290
109 Commerce Bank and Trust Holding Co. Topeka, Kan. 4,888 4,917 -0.6 487,257
110 Longview Financial Corp. Longview, Texas 4,887 4,661 4.8 1,284,797
111 CNB Financial Corp. Clearfield, Pa. 4,800 4,572 5.0 1,029,464
112 Neighbor Insurance Agency Inc. Marion, Iowa 4,604 4,757 -3.2 441,488
113 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,408 4,656 -5.3 503,118
114 Emprise Financial Corp. Wichita, Kan. 4,252 4,314 -1.4 863,394
115 Skagit Bancorp Inc. Burlington, Wash. 4,218 5,057 -16.6 370,115
116 Anchor Bancorp Lacey, Wash. 4,175 5,179 -19.4 286,628
117 First Bank Lubbock Bancshares Inc. Texas 3,963 3,315 19.5 470,004
118 Bank Mutual Corp. Brown Deer, Wis. 3,916 4,434 -11.7 1,469,081
119 American Bancor, Ltd. Dickinson, N.D. 3,892 3,670 6.0 619,769
120 Southern Utah Bancorp. Cedar City 3,804 3,461 9.9 406,054
121 National Bank Holdings Corp. Greenwood Village, Colo. 3,732 3,826 -2.5 1,748,078
122 D.L. Evans Bancorp Burley, Idaho 3,655 3,652 0.1 623,269
123 Central Bancorp. Provo, Utah 3,594 3,635 -1.1 387,114
124 EverBank Financial Corp Jacksonville, Fla. 3,569 3,564 0.1 13,622,914
125 Ohio Valley Banc Corp. Gallipolis 3,565 2,344 52.1 556,213
126 Cascade Bancorp Bend, Ore. 3,530 3,237 9.1 952,236
127 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,412 3,350 1.9 523,527
128 International Bancshares Corp. Laredo, Texas 3,408 4,699 -27.5 5,052,163
129 ATBancorp Dubuque, Iowa 3,303 2,843 16.2 964,126
130 Liberty Shares Inc. Hinesville, Ga. 3,288 3,651 -9.9 369,861
131 Baker Boyer Bancorp Walla Walla, Wash. 3,255 NA NA 280,017
132 Somerset Trust Holding Co. Pa. 3,213 2,964 8.4 477,485
133 CNB Corp. Conway, S.C. 3,039 3,145 -3.4 436,950
134 Wilson Bank Holding Co. Lebanon, Tenn. 3,033 2,923 3.8 1,221,154
135 People's Utah Bancorp American Fork 2,973 2,627 13.2 643,495
136 First Paragould Bankshares Inc. Ark. 2,967 2,934 1.1 588,274
137 Tampa Bay Banking Co. Tampa, Fla. 2,943 5,680 -48.2 700,026
138 Community Bancshares Inc. McArthur, Ohio 2,864 3,036 -5.7 498,948
139 Croghan Bancshares Inc. Fremont, Ohio 2,860 2,657 7.6 326,989
140 Town Financial Corp. Hartford City, Ind. 2,857 2,722 5.0 213,573
141 1st Summit Bancorp of Johnstown Inc. Pa. 2,821 2,508 12.5 431,881
142 Amarillo National Bancorp Inc. Texas 2,736 0 NA 2,604,554
143 TCF Financial Corp. Wayzata, Minn. 2,692 2,837 -5.1 15,822,347
144 Hilltop Holdings Inc. Dallas 2,648 NA NA 5,453,615
145 First Volunteer Corp. Chattanooga, Tenn. 2,594 2,791 -7.1 579,294
146 Solvay Bank Corp. N.Y. 2,576 2,563 0.5 396,740
147 Heartland BancCorp Gahanna, Ohio 2,555 2,375 7.6 426,276
148 Hometown Community Bancorp Inc. Morton, Ill. 2,536 2,586 -1.9 1,860,111
149 Whitaker Bank Corp. of Kentucky Lexington, Ky. 2,514 2,471 1.7 1,051,270
150 F&M Bank Corp. Timberville, Va. 2,493 2,707 -7.9 481,989
151 National Bank of Indianapolis Corp. Ind. 2,451 2,405 1.9 1,007,993
152 Texas Independent Bancshares Inc. Texas City 2,429 2,422 0.3 382,791
153 Bankmanagers Corp. Milwaukee 2,419 2,171 11.4 590,418
154 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,390 2,363 1.1 418,883
155 Clayton Bancorp, Inc Knoxville, Tenn. 2,335 1,300 79.6 765,626
156 Security Federal Corp. Aiken, S.C. 2,328 2,262 2.9 375,572
157 Commonwealth Bancshares Inc. Louisville, Ky. 2,317 2,253 2.8 496,052
158 FMB Bancshares Inc. Lakeland, Ga. 2,272 2,334 -2.7 400,859
159 NEB Corp. Fond Du Lac, Wis. 2,270 2,100 8.1 854,200
160 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,237 2,338 -4.3 463,222
161 Mid Illinois Bancorp Inc. Peoria, Ill. 2,206 2,192 0.6 365,405
162 One American Corp. Vacherie, La. 2,184 2,114 3.3 441,662
163 Four Oaks Fincorp Inc. N.C. 2,177 2,079 4.7 496,631
164 First Bank Corp Fort Smith, Ark. 2,159 1,995 8.2 982,842
165 CU Bank Shares Inc. Dallas 2,121 3,254 -34.8 205,345
166 First Guaranty Bancshares Inc. Hammond, La. 2,111 2,187 -3.5 691,535
167 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,107 2,131 -1.1 254,199
168 Central Valley Community Bancorp Fresno, Calif. 2,100 1,028 104.3 515,469
169 1867 Western Financial Corp. Stockton, Calif. 2,076 2,347 -11.5 1,116,908
170 Intermountain Community Bancorp Sandpoint, Idaho 2,014 2,055 -2.0 529,158
171 BankFirst Capital Corp. Macon, Miss. 2,004 1,763 13.7 518,363
172 Arthur Financial Corp. Union, S.C. 1,996 2,083 -4.2 350,688
173 QCR Holdings Inc. Moline, Ill. 1,956 12,055 -83.8 1,539,384
174 Home State Bancorp Loveland, Colo. 1,934 1,629 18.7 410,605
175 Southside Bancshares Inc. Tyler, Texas 1,922 1,888 1.8 1,318,064
176 North American Bancshares Inc. Sherman, Texas 1,897 1,899 -0.1 1,232,913
177 Pacific Financial Corp. Aberdeen, Wash. 1,888 2,043 -7.6 495,074
178 Ironhorse Financial Group Inc. Muskogee, Okla. 1,861 1,460 27.5 703,151
179 Alliance Bancshares Inc. Sulphur Springs, Texas 1,829 1,792 2.1 284,479
180 Eastwood Financial Corp. Rochester, Minn. 1,812 1,785 1.5 364,887
  Hanmi Financial Corp. Los Angeles 1,812 2,096 -13.5 2,165,488
182 Bank of Southside Virginia Corp. Carson, Va. 1,770 1,755 0.9 247,975
183 Pinnacle Financial Partners Inc. Nashville, Tenn. 1,746 448 289.7 3,986,264
184 First Trust Corp. New Orleans 1,744 1,612 8.2 606,364
185 Uwharrie Capital Corp Albemarle, N.C. 1,742 3,060 -43.1 312,708
  First Community Bancshares Inc. Batesville, Ark. 1,742 2,388 -27.1 584,743
187 First NBC Bank Holding Co. New Orleans 1,731 1,631 6.1 2,221,500
188 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,722 1,689 2.0 591,855
189 Signature Bancorp Inc. Toledo, Ohio 1,718 1,550 10.8 502,064
190 Westbrand Inc. Minot, N.D. 1,703 1,544 10.3 411,380
191 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,688 1,791 -5.8 548,204
192 Chemung Financial Corp. Elmira, N.Y. 1,683 1,790 -6.0 968,500
193 Old Line Bancshares Inc. Bowie, Md. 1,659 1,712 -3.1 832,915
194 SNBNY Holdings Ltd. New York 1,648 1,487 10.8 2,169,143
195 SVB Financial Group Santa Clara, Calif. 1,607 604 166.1 9,884,136
196 First National Security Co. Hot Springs, Ark. 1,602 1,590 0.8 586,871
197 Ambank Co. Inc. Sioux Center, Iowa 1,571 1,368 14.8 804,871
198 Southwest Missouri Bancorp. Inc. Carthage 1,570 1,491 5.3 365,551
199 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,569 1,392 12.7 823,042
200 Highlands Bankshares Inc. Abingdon, Va. 1,549 1,545 0.3 400,727


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 28, 2014.
Source:

SNL Financial
, Charlottesville, Va.
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