Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2013. Dollars in thousands.
Published June 13, 2014

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Citigroup Inc. New York $148,205,000 $146,799,000 1.0% $679,185,000
2 JPMorgan Chase & Co. New York 117,152,000 117,636,000 -0.4 765,104,000
3 Bank of America Corp. Charlotte, N.C. 104,842,000 108,368,981 -3.3 969,381,000
4 Capital One Financial Corp. McLean, Va. 76,524,197 86,427,419 -11.5 197,869,490
5 General Electric Capital Corp. Norwalk, Conn. 59,823,211 56,249,598 6.4 265,576,792
6 American Express Co. New York 58,258,000 56,714,000 2.7 112,023,000
7 Discover Financial Services Riverwoods, Ill. 52,949,882 50,927,790 4.0 65,771,641
8 Wells Fargo & Co. San Francisco 26,882,000 24,651,000 9.1 839,988,000
9 U.S. Bancorp Minneapolis 18,026,000 17,120,000 5.3 236,903,000
10 United Services Automobile Association San Antonio 16,923,655 15,879,584 6.6 41,400,571
11 Barclays Delaware Holdings LLC Wilmington, Del. 16,209,352 14,281,456 13.5 16,489,597
12 TD Bank US Holding Co. Cherry Hill, N.J. 7,359,314 1,170,675 528.6 108,454,978
13 First National of Nebraska Inc. Omaha 4,494,917 4,229,188 6.3 11,682,143
14 PNC Financial Services Group Inc. Pittsburgh 3,921,449 3,821,261 2.6 198,141,181
15 Fifth Third Bancorp Cincinnati 2,277,701 2,085,601 9.2 89,557,899
16 BB&T Corp. Winston-Salem, N.C. 1,751,682 1,744,138 0.4 117,139,558
17 RBS Citizens Financial Group Inc. Providence, R.I. 1,555,863 1,531,242 1.6 87,137,156
18 Popular Inc. Hato Rey, Puerto Rico 1,185,000 1,198,000 -1.1 24,542,000
19 Regions Financial Corp. Birmingham, Ala. 948,248 899,929 5.4 75,672,493
20 Commerce Bancshares Inc. Kansas City, Mo. 796,884 804,877 -1.0 10,957,746
21 United National Corp. Sioux Falls, S.D. 753,437 684,946 10.0 1,521,187
22 HSBC North America Holdings Inc. New York 733,977 809,721 -9.4 94,324,663
23 SunTrust Banks Inc. Atlanta 731,170 631,677 15.8 129,593,835
24 KeyCorp Cleveland 721,817 729,151 -1.0 59,565,082
25 BBVA Compass Bancshares Inc. Houston 660,073 645,038 2.3 50,814,125
26 BMO Financial Corp. Chicago 463,163 465,840 -0.6 55,481,914
27 BancWest Corp. San Francisco 384,566 383,462 0.3 56,875,767
28 John Deere Capital Corp. Reno, Nev. 359,886 365,068 -1.4 28,631,505
29 M&T Bank Corp. Buffalo, N.Y. 327,035 285,518 14.5 64,073,159
30 First Niagara Financial Group Inc. Buffalo, N.Y. 326,121 315,600 3.3 21,490,772
31 UMB Financial Corp. Kansas City, Mo. 318,336 326,859 -2.6 6,521,869
32 First BanCorp. San Juan, Puerto Rico 311,152 359,850 -13.5 9,696,013
33 First Citizens BancShares Inc. Raleigh, N.C. 243,253 244,597 -0.5 13,180,996
34 Santander BanCorp Guaynabo, Puerto Rico 227,856 197,369 15.4 5,326,171
35 Santander Holdings USA Inc. Boston 215,444 214,542 0.4 50,050,626
36 Simmons First National Corp. Pine Bluff, Ark. 192,850 185,536 3.9 2,414,429
37 Synovus Financial Corp. Columbus, Ga. 190,958 195,913 -2.5 20,142,496
38 Arvest Bank Group Inc. Bentonville, Ark. 177,991 169,393 5.1 8,280,318
39 Zions Bancorp. Salt Lake City 158,672 151,480 4.7 39,216,606
40 FirstMerit Corp. Akron, Ohio 148,693 146,595 1.4 14,240,664
41 First Horizon National Corp. Memphis, Tenn. 140,941 139,196 1.3 15,761,304
42 FB BanCorp San Antonio 127,235 129,630 -1.8 604,229
43 Intrust Financial Corp. Wichita, Kan. 118,002 123,399 -4.4 2,299,618
44 First Arkansas BancShares Inc. Jacksonville 108,358 120,071 -9.8 389,444
45 Capitol Bancorp. Inc. Britton, S.D. 108,036 92,453 16.9 542,921
46 BancorpSouth Inc. Tupelo, Miss. 93,765 88,643 5.8 9,029,234
47 Independent Bankers Financial Corp. Irving, Texas 86,206 81,912 5.2 664,996
48 FirstBank Holding Co. Lakewood, Colo. 74,658 74,151 0.7 7,271,828
49 Hancock Holding Co. Gulfport, Miss. 67,542 64,355 5.0 12,349,331
50 OFG Bancorp San Juan, Puerto Rico 67,390 68,321 -1.4 5,126,447
51 First Interstate BancSystem Inc. Billings, Mont. 62,536 60,806 2.8 4,344,708
52 Amalgamated Investments Co. Chicago 56,794 58,043 -2.2 394,795
53 Iberiabank Corp. Lafayette, La. 53,914 52,628 2.4 9,620,461
54 First Citizens Bancorp. Inc. Columbia, S.C. 49,408 54,552 -9.4 4,517,709
55 Central Bancompany Inc. Jefferson City, Mo. 47,244 39,388 19.9 6,356,566
56 Huntington Bancshares Inc. Columbus, Ohio 42,239 25 168,856.0 43,438,392
57 Trustmark Corp. Jackson, Miss. 41,127 41,630 -1.2 6,752,256
58 First Command Financial Services Inc. Fort Worth, Texas 38,621 38,830 -0.5 271,438
59 First Financial Bancorp. Cincinnati 26,535 27,302 -2.8 3,971,628
60 E-Trade Financial Corp. New York 24,192 39,573 -38.9 15,205,567
61 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 23,816 23,584 1.0 4,810,610
62 Union First Market Bankshares Corp. Richmond, Va. 23,211 21,968 5.7 3,092,553
63 City National Corp. Los Angeles 20,315 14,594 39.2 17,887,348
64 Prosperity Bancshares Inc. Houston 18,842 7,721 144.0 7,775,221
65 Northwest Bancshares Inc. Warren, Pa. 18,480 15,228 21.4 5,813,059
66 W.T.B. Financial Corp. Spokane, Wash. 18,397 19,936 -7.7 3,175,765
67 H&R Block Inc. Kansas City, Mo. 18,000 12,239 47.1 886,146
68 S&T Bancorp Inc. Indiana, Pa. 17,984 18,149 -0.9 3,568,335
69 MB Financial Inc. Chicago 17,552 11,873 47.8 5,713,180
70 National Americas Holdings LLC New York 16,882 10,762 56.9 6,493,694
71 First Financial Holdings Inc. Columbia, S.C. 16,302 0 NA 5,721,550
72 Bank of Hawaii Corp. Honolulu 15,427 234 6,492.7 6,109,740
73 BankGuam Holding Co. Hagatna 14,903 13,023 14.4 875,175
74 Banner Corp. Walla Walla, Wash. 14,546 13,661 6.5 3,426,710
75 Hopkins Financial Corp. Mitchell, S.D. 14,033 15,019 -6.6 481,237
76 Merchants Financial Group Inc. Winona, Minn. 11,787 10,457 12.7 984,111
77 Trinity Capital Corp. Los Alamos, N.M. 11,724 11,682 0.4 1,066,824
78 Watford City Bancshares Inc. N.D. 11,596 10,587 9.5 1,131,068
79 First Security Bancorp Searcy, Ark. 11,576 11,364 1.9 1,808,751
80 United Bankshares Inc. Charleston, W.Va. 11,023 11,236 -1.9 6,708,819
81 Johnson Financial Group Inc. Racine, Wis. 9,823 9,198 6.8 2,891,819
82 First Bancorp Southern Pines, N.C. 9,627 8,810 9.3 2,469,651
83 Sunflower Financial Inc. Salina, Kan. 9,459 9,285 1.9 1,010,727
84 Hills Bancorp. Iowa 9,430 8,989 4.9 1,831,725
85 Republic Bancorp Inc. Louisville, Ky. 9,030 8,716 3.6 2,593,298
86 Doral Financial Corp. San Juan, Puerto Rico 8,888 9,912 -10.3 6,740,015
87 Valley National Bancorp Wayne, N.J. 8,278 8,623 -4.0 11,583,669
88 Liberty Financial Services Inc. New Orleans 8,261 8,092 2.1 284,071
89 Bank Mutual Corp. Brown Deer, Wis. 8,171 4,361 87.4 1,535,472
90 West Suburban Bancorp Inc. Lombard, Ill. 8,046 8,680 -7.3 1,058,587
91 Pinnacle Bancorp Inc. Central City, Neb. 8,041 8,251 -2.5 5,014,831
92 Central Bancshares Inc. Lexington, Ky. 7,891 7,913 -0.3 1,627,064
93 Fishback Financial Corp. Brookings, S.D. 7,815 7,600 2.8 1,342,926
94 NewBridge Bancorp Greensboro, N.C. 7,659 7,610 0.6 1,420,233
95 Dickinson Financial Corp. II Kansas City, Mo. 7,645 7,504 1.9 718,976
96 S.B.C.P. Bancorp Inc. Cross Plains, Wis. 7,625 7,842 -2.8 487,029
97 Farmers & Merchants Investment Inc. Lincoln, Neb. 7,461 6,242 19.5 2,244,497
98 Bank of Kentucky Financial Corp. Crestview Hills 7,139 6,959 2.6 1,254,468
99 Travelers Rest Bancshares Inc. S.C. 7,010 6,708 4.5 318,948
100 Anchor BanCorp Wisconsin Inc. Madison 6,504 7,281 -10.7 1,612,588
101 German American Bancorp Inc. Jasper, Ind. 6,415 5,539 15.8 1,391,647
102 Discount Bancorp Inc. New York 6,296 7,036 -10.5 4,721,823
103 National Bankshares Inc. Blacksburg, Va. 6,266 6,690 -6.3 596,967
104 MidSouth Bancorp Inc. Lafayette, La. 6,206 6,807 -8.8 1,137,783
105 Park Bancorp. Inc. Fitchburg, Wis. 6,137 5,519 11.2 601,598
106 Fidelity BancShares N.C. Inc. Fuquay-Varina 6,120 5,950 2.9 860,922
107 Univest Corp. of Pennsylvania Souderton 5,338 6,708 -20.4 1,543,751
108 CNB Financial Corp. Clearfield, Pa. 5,065 4,801 5.5 1,295,880
109 Neighbor Insurance Agency Inc. Marion, Iowa 5,038 4,901 2.8 442,987
110 Commerce Bank and Trust Holding Co. Topeka, Kan. 5,009 4,783 4.7 515,331
111 Longview Financial Corp. Texas 4,751 5,293 -10.2 1,403,956
112 DCB Financial Corp. Lewis Center, Ohio 4,708 4,811 -2.1 363,909
113 Emprise Financial Corp. Wichita, Kan. 4,706 4,699 0.1 896,400
114 Mesaba Bancshares Inc. Grand Rapids, Minn. 4,594 4,590 0.1 496,217
115 People's Utah Bancorp American Fork 4,286 2,934 46.1 846,124
116 Skagit State Bancorp Inc. Burlington, Wash. 4,226 4,436 -4.7 372,071
117 American Bancor Ltd. Dickinson, N.D. 4,216 3,772 11.8 641,100
118 Ohio Valley Banc Corp. Gallipolis 4,131 2,848 45.0 566,319
119 Amarillo National Bancorp Inc. Texas 4,124 0 NA 2,724,317
120 First Bank Lubbock Bancshares Inc. Texas 4,056 3,532 14.8 465,122
121 Southern Utah Bancorp. Cedar City 4,049 3,709 9.2 429,412
122 Anchor Bancorp Lacey, Wash. 3,970 5,009 -20.7 278,948
123 D.L. Evans Bancorp Burley, Idaho 3,945 3,773 4.6 636,613
124 National Bank Holdings Corp. Greenwood Village, Colo. 3,859 3,896 -0.9 1,859,881
125 Central Bancorp. Provo, Utah 3,773 3,842 -1.8 400,941
126 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,721 3,473 7.1 576,343
127 EverBank Financial Corp. Jacksonville, Fla. 3,704 3,877 -4.5 14,044,106
128 ATBancorp Dubuque, Iowa 3,670 3,139 16.9 988,498
129 Cascade Bancorp Bend, Ore. 3,575 3,510 1.9 1,006,591
130 Croghan Bancshares Inc. Fremont, Ohio 3,555 2,916 21.9 481,680
131 Somerset Trust Holding Co. Pa. 3,540 3,359 5.4 489,352
132 International Bancshares Corp. Laredo, Texas 3,471 4,706 -26.2 5,199,236
133 Wilson Bank Holding Co. Lebanon, Tenn. 3,329 3,250 2.4 1,217,475
  Tampa Bay Banking Co. Tampa, Fla. 3,318 5,963 -44.4 722,821
135 Washington Banking Co. Oak Harbor 3,307 3,259 1.5 1,044,030
136 Liberty Shares Inc. Hinesville, Ga. 3,261 3,707 -12.0 348,477
137 1st Summit Bancorp of Johnstown Inc. Pa. 3,187 2,738 16.4 440,280
138 Baker Boyer Bancorp Walla Walla, Wash. 3,182 NA NA 282,656
139 Heartland Financial USA Inc. Dubuque, Iowa 3,151 0 NA 3,552,731
140 CNB Corp. Conway, S.C. 3,118 3,244 -3.9 436,103
141 First Paragould Bankshares Inc. Ark. 3,109 3,009 3.3 587,323
142 Peoples Financial Services Corp. Hallstead, Pa. 2,995 0 NA 1,178,375
143 Town Financial Corp. Hartford City, Ind. 2,985 2,807 6.3 223,259
144 Community Bancshares Inc. McArthur, Ohio 2,982 3,023 -1.4 502,256
145 Hometown Community Bancorp Inc. Morton, Ill. 2,924 2,804 4.3 1,912,902
146 TCF Financial Corp. Wayzata, Minn. 2,907 3,100 -6.2 15,926,707
147 Solvay Bank Corp. N.Y. 2,773 2,773 0.0 410,686
148 F&M Bank Corp. Timberville, Va. 2,680 2,788 -3.9 482,257
149 Whitaker Bank Corp. of Kentucky Lexington 2,649 2,413 9.8 1,027,994
150 1867 Western Financial Corp. Stockton, Calif. 2,646 2,565 3.2 1,134,937
151 First Volunteer Corp. Chattanooga, Tenn. 2,607 2,678 -2.7 580,473
152 Heartland BancCorp Gahanna, Ohio 2,578 2,456 5.0 427,491
153 National Bank of Indianapolis Corp. Ind. 2,574 2,579 -0.2 1,021,115
154 Hilltop Holdings Inc. Dallas 2,560 0 NA 5,610,054
155 Clayton Bancorp Inc. Knoxville, Tenn. 2,540 1,911 32.9 763,186
156 Texas Independent Bancshares Inc. Texas City 2,525 2,654 -4.9 389,952
157 Farmers and Merchants Bankshares Inc. Stuttgart, Ark. 2,461 2,446 0.6 404,773
158 Western Alliance Bancorp. Phoenix 2,425 31,124 -92.2 6,810,685
159 Security Federal Corp. Aiken, S.C. 2,411 2,336 3.2 369,158
160 Trust No. 3 Under The Will of Charles Henderson Troy, Ala. 2,378 2,462 -3.4 446,283
161 FMB Bancshares Inc. Lakeland, Ga. 2,374 2,417 -1.8 400,999
162 Four Oaks Fincorp Inc. N.C. 2,339 2,265 3.3 493,509
163 One American Corp. Vacherie, La. 2,335 2,278 2.5 451,816
  NEB Corp. Fond Du Lac, Wis. 2,333 2,375 -1.8 840,149
165 Commonwealth Bancshares Inc. Louisville, Ky. 2,330 2,349 -0.8 500,225
166 First Guaranty Bancshares Inc. Hammond, La. 2,326 2,222 4.7 704,823
167 Mid Illinois Bancorp Inc. Peoria 2,251 2,351 -4.3 360,474
168 SouthCrest Financial Group Inc. Peachtree City, Ga. 2,233 2,298 -2.8 255,789
169 Pacific Financial Corp. Aberdeen, Wash. 2,193 2,088 5.0 513,568
170 First Bank Corp. Fort Smith, Ark. 2,191 2,119 3.4 975,911
171 Arthur Financial Corp. Union, S.C. 2,170 2,226 -2.5 343,831
172 Intermountain Community Bancorp Sandpoint, Idaho 2,140 2,104 1.7 523,588
173 First Community Bancshares Inc. Batesville, Ark. 2,102 0 NA 1,711,604
  Pinnacle Financial Partners Inc. Nashville, Tenn. 2,099 1,131 85.6 4,157,343
175 SVB Financial Group Santa Clara, Calif. 2,081 743 180.1 10,964,713
176 BankFirst Capital Corp. Macon, Miss. 2,076 1,822 13.9 531,741
177 Southside Bancshares Inc. Tyler, Texas 2,065 1,982 4.2 1,351,424
178 North American Bancshares Inc. Sherman, Texas 2,034 2,004 1.5 1,212,995
179 Bankmanagers Corp. Milwaukee 1,950 2,106 -7.4 589,596
180 Central Valley Community Bancorp Fresno, Calif. 1,945 1,268 53.4 512,516
181 First Community Bancshares Inc. Batesville, Ark. 1,940 2,580 -24.8 589,074
182 Eastwood Financial Corp. Rochester, Minn. 1,916 1,777 7.8 400,256
183 SNBNY Holdings Ltd. New York 1,910 1,611 18.6 2,223,336
184 QCR Holdings Inc. Moline, Ill. 1,904 12,262 -84.5 1,460,279
  Bank of Southside Virginia Corp. Carson, Va. 1,862 1,844 1.0 243,406
186 Home State Bancorp Loveland, Colo. 1,862 1,819 2.4 414,735
187 Signature Bancorp Inc. Toledo, Ohio 1,856 1,749 6.1 502,711
188 First Trust Corp. New Orleans 1,851 1,512 22.4 625,451
189 First NBC Bank Holding Co. New Orleans 1,839 1,733 6.1 2,364,350
190 Hanmi Financial Corp. Los Angeles 1,824 2,060 -11.5 2,235,053
191 Ironhorse Financial Group Inc. Muskogee, Okla. 1,820 1,583 15.0 722,981
192 ServisFirst Bancshares Inc. Birmingham, Ala. 1,811 1,554 16.5 2,867,002
193 Uwharrie Capital Corp Albermarle, N.C. 1,795 3,126 -42.6 308,486
194 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,759 1,628 8.0 597,011
195 Chemung Financial Corp. Elmira, N.Y. 1,753 1,851 -5.3 996,557
196 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,735 1,871 -7.3 567,980
197 F.N.B. Corp. Hermitage, Pa. 1,724 1,346 28.1 9,513,232
198 Old Line Bancshares Inc. Bowie, Md. 1,712 1,631 5.0 854,193
199 Westbrand Inc. Minot, N.D. 1,706 1,478 15.4 420,656
200 Southwest Missouri Bancorp. Inc. Carthage 1,695 1,637 3.5 365,576


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Dec. 31, 2013.
Source:

SNL Financial
, Charlottesville, Va.
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