Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Dec. 31, 2014. Dollars in thousands.
Published July 10, 2015

Rank   Credit card loans Total loans
and leases
Dec. 31 Year earlier Change
1 Citigroup Inc. New York $140,746,000 $148,205,000 -5.0% $661,235,000
2 JPMorgan Chase & Co. New York 120,326,000 117,152,000 2.7 786,287,000
3 Bank of America Corp. Charlotte, N.C. 102,344,000 104,842,000 -2.4 917,349,000
4 Capital One Financial Corp. McLean, Va. 81,023,960 76,524,197 5.9 209,062,215
5 General Electric Capital Corp. Norwalk, Conn. 63,184,792 59,823,211 5.6 253,273,063
6 American Express Co. New York 60,737,000 58,258,000 4.3 116,168,000
7 Discover Financial Services Riverwoods, Ill. 55,940,836 52,949,882 5.6 69,969,533
8 Wells Fargo & Co. San Francisco 31,119,000 26,882,000 15.8 877,996,000
9 Barclays Delaware Holdings LLC Wilmington 20,714,754 16,209,352 27.8 21,042,762
10 U.S. Bancorp Minneapolis 18,515,000 18,026,000 2.7 251,468,000
11 United Services Automobile Association San Antonio 17,774,360 16,923,655 5.0 45,162,466
12 TD Bank US Holding Co. Cherry Hill, N.J. 7,432,429 7,359,314 1.0 117,642,367
13 First National of Nebraska Inc. Omaha 4,832,203 4,494,917 7.5 12,563,836
14 PNC Financial Services Group Inc. Pittsburgh 4,085,450 3,921,449 4.2 207,211,464
15 Fifth Third Bancorp Cincinnati 2,384,923 2,277,701 4.7 91,345,713
16 BB&T Corp. Winston-Salem, N.C. 1,797,655 1,751,682 2.6 121,307,121
17 Citizens Financial Group Inc. Providence, R.I. 1,482,853 1,555,863 -4.7 93,675,936
18 Popular Inc. Hato Rey, Puerto Rico 1,155,000 1,185,000 -2.5 21,954,000
19 Regions Financial Corp. Birmingham, Ala. 1,009,295 948,248 6.4 77,848,493
20 SunTrust Banks Inc. Atlanta 901,087 731,170 23.2 136,370,437
21 United National Corp. Sioux Falls, S.D. 839,250 753,437 11.4 1,712,277
22 Commerce Bancshares Inc. Kansas City, Mo. 783,189 796,884 -1.7 11,470,337
23 KeyCorp Cleveland 753,594 721,817 4.4 60,410,483
24 HSBC North America Holdings Inc. New York 709,556 733,977 -3.3 98,337,108
25 BBVA Compass Bancshares Inc. Houston 630,456 660,073 -4.5 57,526,600
26 BMO Financial Corp. Wilmington, Del. 448,793 463,163 -3.1 57,606,859
27 BancWest Corp. San Francisco 396,029 384,566 3.0 60,914,176
28 M&T Bank Corp. Buffalo, N.Y. 353,985 327,035 8.2 66,670,645
29 First Niagara Financial Group Inc. Buffalo, N.Y. 324,829 326,121 -0.4 23,077,922
30 John Deere Capital Corp. Reno, Nev. 313,983 359,886 -12.8 29,242,149
31 UMB Financial Corp. Kansas City, Mo. 310,296 318,336 -2.5 7,466,418
32 First BanCorp. San Juan, Puerto Rico 306,625 311,152 -1.5 9,326,657
33 First Citizens BancShares Inc. Raleigh, N.C. 297,205 243,253 22.2 18,833,161
34 Santander Holdings USA Inc. Boston 276,188 215,444 28.2 76,292,813
35 Santander BanCorp San Juan, Puerto Rico 240,815 227,856 5.7 4,429,369
36 Synovus Financial Corp. Columbus, Ga. 187,731 190,958 -1.7 21,195,369
37 Arvest Bank Group Inc. Bentonville, Ark. 187,480 177,852 5.4 8,562,351
38 Simmons First National Corp. Pine Bluff, Ark. 185,380 192,850 -3.9 2,757,899
39 Zions Bancorp. Salt Lake City 166,387 158,672 4.9 40,197,924
40 FirstMerit Corp. Akron, Ohio 164,756 148,693 10.8 15,317,332
41 First Horizon National Corp. Memphis, Tenn. 139,787 140,941 -0.8 16,373,273
42 Huntington Bancshares Inc. Columbus, Ohio 137,450 42,239 225.4 48,062,474
43 Intrust Financial Corp. Wichita, Kan. 111,665 118,002 -5.4 2,473,276
44 BancorpSouth Inc. Tupelo, Miss. 94,742 93,765 1.0 9,851,976
45 Associated Banc-Corp Green Bay, Wis. 92,654 0 NA 17,748,781
46 Independent Bankers Financial Corp. Farmers Branch, Texas 82,734 86,206 -4.0 861,543
47 Hancock Holding Co. Gulfport, Miss. 76,952 67,542 13.9 13,915,551
48 FirstBank Holding Co. Lakewood, Colo. 72,211 74,658 -3.3 8,027,599
49 First Interstate BancSystem Inc. Billings, Mont. 65,467 62,536 4.7 4,896,573
50 OFG Bancorp San Juan, Puerto Rico 60,861 67,390 -9.7 4,960,408
51 Iberiabank Corp. Lafayette, La. 60,072 53,914 11.4 11,581,116
52 Central Bancompany Inc. Jefferson City, Mo. 54,444 47,244 15.2 6,549,701
53 Trustmark Corp. Jackson, Miss. 41,347 41,127 0.5 7,131,074
54 First Command Financial Services Inc. Fort Worth, Texas 36,974 38,621 -4.3 267,598
55 Bank of Hawaii Corp. Honolulu 35,053 15,427 127.2 6,909,424
56 City National Corp. Los Angeles 29,174 20,315 43.6 20,848,185
57 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 27,581 23,816 15.8 5,298,330
58 First Financial Bancorp. Cincinnati 25,586 26,535 -3.6 4,788,240
59 Union Bankshares Corp. Richmond, Va. 24,225 23,211 4.4 5,389,028
60 Northwest Bancshares Inc. Warren, Pa. 21,474 18,480 16.2 5,998,216
61 MB Financial Inc. Chicago 21,020 17,552 19.8 9,820,426
62 National Americas Holdings LLC New York 19,472 16,882 15.3 6,993,570
63 BankGuam Holding Co. Hagatna, Guam 17,990 14,903 20.7 982,275
64 S&T Bancorp Inc. Indiana, Pa. 17,896 17,984 -0.5 3,871,716
65 W.T.B. Financial Corp. Spokane, Wash. 17,302 18,397 -6.0 3,351,052
66 Banner Corp. Walla Walla, Wash. 14,935 14,546 2.7 3,839,598
67 Prosperity Bancshares Inc. Houston 14,220 18,842 -24.5 9,244,184
68 Merchants Financial Group Inc. Winona, Minn. 13,882 11,787 17.8 1,119,993
69 First Bancorp Southern Pines, N.C. 12,975 9,627 34.8 2,403,001
70 Hopkins Financial Corp. Mitchell, S.D. 12,695 14,033 -9.5 511,845
71 Watford City Bancshares Inc. N.D. 12,611 11,596 8.8 1,369,852
72 H&R Block Inc. Kansas City, Mo. 11,723 18,000 -34.9 847,235
73 First Security Bancorp Searcy, Ark. 11,079 11,576 -4.3 1,854,850
74 Johnson Financial Group Inc. Racine, Wis. 10,923 9,823 11.2 3,076,093
75 Trinity Capital Corp. Los Alamos, N.M. 10,770 11,724 -8.1 917,830
76 United Bankshares Inc. Charleston, W.Va. 10,437 11,023 -5.3 9,113,332
77 Hills Bancorp. Iowa 9,866 9,430 4.6 1,989,865
78 Republic Bancorp Inc. Louisville, Ky. 9,575 9,030 6.0 3,046,883
79 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,283 7,461 24.4 2,449,863
80 Pinnacle Bancorp Inc. Central City, Neb. 8,975 8,041 11.6 5,533,157
81 Sunflower Financial Inc. Salina, Kan. 8,760 9,459 -7.4 1,110,497
82 Bank Mutual Corp. Brown Deer, Wis. 8,454 8,171 3.5 1,658,659
83 NewBridge Bancorp Greensboro, N.C. 7,656 7,659 0.0 1,810,587
84 Valley National Bancorp Wayne, N.J. 7,601 8,278 -8.2 13,507,210
85 Central Bancshares Inc. Lexington, Ky. 7,595 7,891 -3.8 1,654,779
86 Fishback Financial Corp. Brookings, S.D. 7,496 7,815 -4.1 1,484,898
87 Dickinson Financial Corp. II Kansas City, Mo. 7,425 7,645 -2.9 915,061
88 West Suburban Bancorp Inc. Lombard, Ill. 7,402 8,046 -8.0 1,095,491
89 Bank of Kentucky Financial Corp. Crestview Hills 6,960 7,139 -2.5 1,262,675
90 German American Bancorp Inc. Jasper, Ind. 6,815 6,415 6.2 1,454,293
91 Anchor BanCorp Wisconsin Inc. Madison 6,607 6,504 1.6 1,578,068
92 Fidelity BancShares N.C. Inc. Fuquay-Varina 6,209 6,120 1.5 860,365
93 Amarillo National Bancorp Inc. Texas 6,173 4,124 49.7 3,112,723
94 Pinnacle Financial Partners Inc. Nashville, Tenn. 6,126 2,099 191.9 4,604,066
95 MidSouth Bancorp Inc. Lafayette, La. 6,012 6,206 -3.1 1,284,599
96 Discount Bancorp Inc. New York 5,786 6,296 -8.1 5,213,614
97 National Bankshares Inc. Blacksburg, Va. 5,711 6,266 -8.9 605,757
98 Heritage Financial Corp. Olympia, Wash. 5,358 283 1,793.3 2,256,659
99 CNB Financial Corp. Clearfield, Pa. 5,233 5,065 3.3 1,356,284
100 Emprise Financial Corp. Wichita, Kan. 4,907 4,706 4.3 984,063
101 Longview Financial Corp. Texas 4,648 4,751 -2.2 1,538,447
102 People’s Utah Bancorp American Fork 4,438 4,286 3.5 955,977
103 Cascade Bancorp Bend, Ore. 4,279 3,575 19.7 1,499,233
104 American Bancor Ltd. Dickinson, N.D. 4,060 4,216 -3.7 730,943
105 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,987 3,721 7.1 622,345
106 ATBancorp Dubuque, Iowa 3,937 3,670 7.3 1,053,982
107 D.L. Evans Bancorp Burley, Idaho 3,931 3,945 -0.4 725,874
108 National Bank Holdings Corp. Greenwood Village, Colo. 3,902 3,859 1.1 2,167,555
109 EverBank Financial Corp Jacksonville, Fla. 3,577 3,704 -3.4 18,733,760
110 Tampa Bay Banking Co. Tampa, Fla. 3,564 3,318 7.4 780,838
111 SVB Financial Group Santa Clara, Calif. 3,473 2,081 66.9 14,495,776
112 Town Financial Corp. Hartford City, Ind. 3,298 2,985 10.5 281,924
113 Wilson Bank Holding Co. Lebanon, Tenn. 3,280 3,329 -1.5 1,366,243
114 Heritage Financial Group Inc. Albany, Ga. 3,216 1,694 89.8 1,246,577
115 CNB Corp. Conway, S.C. 3,084 3,118 -1.1 440,929
116 Community Bancshares Inc. McArthur, Ohio 3,014 2,982 1.1 579,015
117 Hometown Community Bancorp Inc. Morton, Ill. 2,998 2,925 2.5 2,017,169
118 1st Summit Bancorp of Johnstown Inc. Pa. 2,972 3,187 -6.7 454,256
119 Heartland Bancorp Inc. Bloomington, Ill. 2,947 1,464 101.3 1,653,774
120 Peoples Financial Services Corp. Scranton, Pa. 2,844 2,995 -5.0 1,213,380
121 Heartland BancCorp Gahanna, Ohio 2,821 2,578 9.4 503,936
122 Clayton HC Inc. Knoxville, Tenn. 2,689 2,540 5.9 790,591
123 First Volunteer Corp. Chattanooga, Tenn. 2,670 2,607 2.4 630,089
124 TCF Financial Corp. Wayzata, Minn. 2,667 2,907 -8.3 16,533,912
125 First Community Bancshares Inc. Bluefield, Va. 2,666 2,102 26.8 1,691,207
126 Ironhorse Financial Group Inc. Muskogee, Okla. 2,636 1,820 44.8 776,750
127 1867 Western Financial Corp. Stockton, Calif. 2,603 2,646 -1.6 1,306,640
128 National Bank of Indianapolis Corp. 2,544 2,574 -1.2 1,107,185
129 Whitaker Bank Corp. of Kentucky Lexington 2,526 2,649 -4.6 930,730
130 International Bancshares Corp. Laredo, Texas 2,518 3,471 -27.5 5,679,244
131 Texas Independent Bancshares Inc. Texas City 2,387 2,525 -5.5 435,059
132 ServisFirst Bancshares Inc. Birmingham, Ala. 2,365 1,811 30.6 3,365,842
133 Hilltop Holdings Inc. Dallas 2,220 2,560 -13.3 5,872,809
134 Columbia Banking System Inc. Tacoma, Wash. 2,198 301 630.2 5,455,095
135 Manhattan Banking Corp. Kan. 2,192 1,585 38.3 981,091
136 F.N.B. Corp. Pittsburgh 2,188 1,724 26.9 11,253,218
137 United Bank Corp. Barnesville, Ga. 2,187 1,522 43.7 557,438
138 First Guaranty Bancshares Inc. Hammond, La. 2,155 2,326 -7.4 792,146
139 North American Bancshares Inc. Sherman, Texas 2,143 2,034 5.4 1,398,044
140 NEB Corp. Fond Du Lac, Wis. 2,139 2,333 -8.3 1,056,805
141 Southside Bancshares Inc. Tyler, Texas 2,036 2,065 -1.4 2,184,032
142 First NBC Bank Holding Co. New Orleans 2,015 1,839 9.6 3,013,021
143 First Bank Corp Fort Smith, Ark. 2,011 2,191 -8.2 980,923
144 Alpine Banks of Colorado Glenwood Springs 1,969 858 129.5 1,565,542
145 SNBNY Holdings Ltd. Gibraltar, N.Y. 1,865 1,910 -2.4 2,487,718
146 Kentucky Bancshares Inc. Paris 1,842 1,667 10.5 539,081
147 Old Line Bancshares Inc. Bowie, Md. 1,825 1,712 6.6 935,403
148 Farmers National Banc Corp. Canfield, Ohio 1,821 1,456 25.1 664,276
149 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,808 1,759 2.8 739,667
150 Blackhawk Bancorp. Inc. Beloit, Wis. 1,748 1,440 21.4 456,181
151 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,723 1,735 -0.7 623,791
152 Home Bancorp Inc. Lafayette, La. 1,705 1,658 2.8 915,185
153 Hamilton State Bancshares Inc. Hoschton, Ga. 1,694 1,115 51.9 966,501
154 Assabet Valley Bancorp Hudson, Mass. 1,682 1,352 24.4 893,667
155 Westbrand Inc. Minot, N.D. 1,671 1,706 -2.1 496,869
156 Chemung Financial Corp. Elmira, N.Y. 1,654 1,753 -5.6 1,122,238
157 QCR Holdings Inc. Moline, Ill. 1,645 1,904 -13.6 1,630,003
158 Ambank Co. Inc. Sioux Center, Iowa 1,604 1,543 4.0 923,033
159 Bear State Financial Holdings LLC Little Rock, Ark. 1,554 0 NA 1,061,292
160 MutualFirst Financial Inc. Muncie, Ind. 1,546 1,611 -4.0 1,022,950
161 American Bancorp. Inc. Sapulpa, Okla. 1,531 1,509 1.5 381,202
162 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,462 1,536 -4.8 861,213
163 East West Bancorp Inc. Pasadena, Calif. 1,441 1,062 35.7 21,878,431
164 Baylake Corp. Sturgeon Bay, Wis. 1,353 1,307 3.5 681,148
165 Arbor Bancorp Inc. Ann Arbor, Mich. 1,294 1,037 24.8 699,152
166 First Federal Bancorp Inc. Lake City, Fla. 1,260 1,273 -1.0 543,887
167 United Community Bancorp Inc. Chatham, Ill. 1,248 1,120 11.4 1,115,276
168 Durant Bancorp Inc. Okla. 1,190 859 38.5 1,590,115
169 Summit Financial Group Inc. Moorefield, W.Va. 1,100 1,147 -4.1 1,031,537
170 New Hampshire Thrift Bancshares Inc. Newport 1,022 1,127 -9.3 1,218,094
171 Central Bancshares Inc. Muscatine, Iowa 1,011 1,017 -0.6 468,284
172 Cardinal Financial Corp. McLean, Va. 974 851 14.5 2,896,437
173 First Internet Bancorp Indianapolis 962 1,135 -15.2 767,112
174 Farmers Capital Bank Corp. Frankfort, Ky. 938 890 5.4 931,943
175 IMB HoldCo LLC Pasadena, Calif. 934 1,119 -16.5 14,834,724
176 Industry Bancshares Inc. Texas 926 939 -1.4 529,641
177 BTC Financial Corp. Des Moines, Iowa 875 808 8.3 2,757,507
178 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 814 0 NA 2,538,641
179 First Financial Bankshares Inc. Abilene, Texas 812 831 -2.3 2,937,990
180 Magnolia Banking Corp. Magnolia, Ark. 796 456 74.6 926,653
181 Shore Bancshares Inc. Easton, Md. 789 783 0.8 710,746
182 Bank Leumi Le-Israel Corp. New York 754 679 11.0 3,703,746
183 CBS Banc-Corp. Russellville, Ala. 751 798 -5.9 553,221
184 Mackinac Financial Corp. Manistique, Mich. 719 751 -4.3 600,936
185 Nicolet Bankshares Inc. Green Bay, Wis. 712 780 -8.7 890,613
186 TrustCo Bank Corp NY Glenville 696 0 NA 3,158,601
187 MVB Financial Corp. Fairmont, W.Va. 685 631 8.6 866,143
188 Central Valley Community Bancorp Fresno, Calif. 654 1,945 -66.4 572,588
189 Falcon Bancshares Inc. Laredo, Texas 652 686 -5.0 561,378
190 Western Alliance Bancorp. Phoenix 628 2,425 -74.1 8,398,265
191 BNC Bancorp High Point, N.C. 597 1,417 -57.9 3,112,378
192 WSFS Financial Corp. Wilmington, Del. 580 0 NA 3,260,293
193 First of Long Island Corp. Glen Head, N.Y. 577 696 -17.1 1,804,819
194 Glacier Bancorp Inc. Kalispell, Mont. 561 0 NA 4,534,822
195 Peoples Bancorp Inc. Marietta, Ohio 551 0 NA 1,625,272
196 Bank First National Corp. Manitowoc, Wis. 492 584 -15.8 873,058
197 Mercantile Bank Corp. Grand Rapids, Mich. 488 392 24.5 2,089,277
198 Heartland Financial USA Inc. Dubuque, Iowa 471 3,151 -85.1 3,951,493
199 First Fidelity Bancorp Inc. Oklahoma City 396 236 67.8 802,772
200 Oconomowoc Bancshares Inc. Wis. 368 383 -3.9 624,347


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of May 22, 2015.
Source:

SNL Financial
, Charlottesville, Va.
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