Bank Holding Companies with the Largest Credit Card Loan Portfolios

View Table
Printer Friendly Version
Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn Sept. 30, 2015. Dollars in thousands.
Published January 19, 2016

Rank   Credit card loans Total loans
and leases
Sept. 30 Year earlier Change
1 Citigroup Inc. New York $131,370,000 $137,015,000 -4.1% $649,803,000
2 JPMorgan Chase & Co. New York 117,228,000 115,666,000 1.4 826,330,000
3 Bank of America Corp. Charlotte, N.C. 98,406,000 100,459,000 -2.0 917,383,000
4 Capital One Financial Corp. McLean, Va. 84,437,888 75,606,446 11.7 214,204,288
5 American Express Co. New York 58,812,000 56,729,000 3.7 114,298,000
6 Discover Financial Services Riverwoods, Ill. 55,480,135 53,499,926 3.7 70,079,740
7 Wells Fargo & Co. San Francisco 32,286,000 28,281,000 14.2 920,121,000
8 Barclays Delaware Holdings LLC Wilmington, Del. 21,639,113 19,386,966 11.6 21,943,594
9 U.S. Bancorp Minneapolis 18,583,000 17,862,000 4.0 258,182,000
10 TD Group US Holdings LLC Wilmington, Del. 7,226,025 NA NA 125,988,608
11 First National of Nebraska Inc. Omaha 4,990,670 4,549,742 9.7 12,891,482
12 PNC Financial Services Group Inc. Pittsburgh 4,049,701 3,911,270 3.5 207,031,775
13 Fifth Third Bancorp Cincinnati 2,313,896 2,298,909 0.7 94,567,652
14 BB&T Corp. Winston-Salem, N.C. 1,741,016 1,726,304 0.9 136,966,487
15 Citizens Financial Group Inc. Providence, R.I. 1,392,838 1,460,121 -4.6 97,789,065
16 Popular Inc. Hato Rey, Puerto Rico 1,135,000 1,156,000 -1.8 23,275,000
17 Regions Financial Corp. Birmingham, Ala. 1,015,580 964,130 5.3 81,515,047
18 SunTrust Banks Inc. Atlanta 992,376 817,103 21.5 135,623,261
19 United National Corp. Sioux Falls, S.D. 904,580 805,380 12.3 1,839,508
20 KeyCorp Cleveland 770,245 723,830 6.4 63,085,577
21 Commerce Bancshares Inc. Kansas City, Mo. 756,919 764,601 -1.0 12,229,481
22 HSBC North America Holdings Inc. New York 681,635 680,466 0.2 101,394,595
23 BBVA Compass Bancshares Inc. Houston 609,982 631,000 -3.3 60,921,379
24 BMO Financial Corp. Wilmington, Del. 415,610 438,494 -5.2 58,992,405
25 BancWest Corp. San Francisco 377,708 383,749 -1.6 63,325,812
26 M&T Bank Corp. Buffalo, N.Y. 359,324 331,426 8.4 68,540,248
27 Santander Holdings USA Inc. Boston 307,278 251,615 22.1 81,700,429
28 First Niagara Financial Group Inc. Buffalo, N.Y. 306,419 313,200 -2.2 23,718,002
29 First BanCorp. San Juan, Puerto Rico 296,234 306,466 -3.3 9,324,824
30 First Citizens BancShares Inc. Raleigh, N.C. 293,894 231,375 27.0 19,927,680
31 UMB Financial Corp. Kansas City, Mo. 284,338 303,693 -6.4 9,047,139
32 Huntington Bancshares Inc. Columbus, Ohio 241,046 105,715 128.0 50,321,433
33 Santander BanCorp San Juan, Puerto Rico 237,213 238,184 -0.4 4,140,409
34 Synovus Financial Corp. Columbus, Ga. 173,509 183,010 -5.2 21,966,283
35 Zions Bancorp. Salt Lake City 172,832 154,368 12.0 40,253,624
36 FirstMerit Corp. Akron, Ohio 170,659 160,666 6.2 15,792,390
37 Simmons First National Corp. Pine Bluff, Ark. 168,064 180,490 -6.9 4,868,650
38 First Horizon National Corp. Memphis, Tenn. 132,628 135,360 -2.0 16,851,896
39 Arvest Bank Group Inc. Bentonville, Ark. 110,972 185,801 -40.3 8,795,334
40 Intrust Financial Corp. Wichita, Kan. 99,555 107,776 -7.6 2,495,142
41 Associated Banc-Corp Green Bay, Wis. 92,135 88,291 4.4 18,629,917
42 BancorpSouth Inc. Tupelo, Miss. 89,373 90,679 -1.4 10,392,341
43 Hancock Holding Co. Gulfport, Miss. 82,207 71,342 15.2 14,782,825
44 Independent Bankers Financial Corp. Farmers Branch, Texas 81,394 79,404 2.5 874,064
45 FirstBank Holding Co. Lakewood, Colo. 69,238 69,425 -0.3 8,643,975
46 First Interstate BancSystem Inc. Billings, Mont. 65,649 62,641 4.8 5,175,291
47 OFG Bancorp San Juan, Puerto Rico 57,611 61,503 -6.3 4,664,818
48 Central Bancompany Inc. Jefferson City, Mo. 52,245 51,396 1.7 7,198,012
49 Bank of Hawaii Corp. Honolulu 44,553 26,865 65.8 7,696,082
50 Iberiabank Corp. Lafayette, La. 41,251 56,831 -27.4 14,319,186
51 Trustmark Corp. Jackson, Miss. 38,715 39,838 -2.8 7,384,495
52 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 30,131 26,172 15.1 5,525,388
53 Union Bankshares Corp. Richmond, Va. 26,401 23,736 11.2 5,609,334
54 First Financial Bancorp. Cincinnati 23,855 25,031 -4.7 5,242,350
55 MB Financial Inc. Chicago 23,290 19,944 16.8 10,065,201
56 Great Western Bancorp Inc. Sioux Falls, S.D. 19,309 NA NA 7,332,703
57 BankGuam Holding Co. Hagatna, Guam 18,174 17,426 4.3 1,058,949
58 S&T Bancorp Inc. Indiana, Pa. 16,925 17,570 -3.7 4,939,757
59 W.T.B. Financial Corp. Spokane, Wash. 16,688 16,173 3.2 3,563,965
60 Banner Corp. Walla Walla, Wash. 16,178 14,106 14.7 4,372,594
61 First Bancorp Southern Pines, N.C. 15,581 11,223 38.8 2,485,652
62 Merchants Financial Group Inc. Winona, Minn. 14,914 12,838 16.2 1,200,905
63 Prosperity Bancshares Inc. Houston 14,160 13,947 1.5 9,204,988
64 Pinnacle Financial Partners Inc. Nashville, Tenn. 14,049 3,761 273.5 6,403,897
65 Hopkins Financial Corp. Mitchell, S.D. 12,821 12,814 0.1 514,128
66 Watford City Bancshares Inc. N.D. 12,556 12,048 4.2 1,570,314
67 Republic Bancorp Inc. Louisville, Ky. 11,684 9,230 26.6 3,310,200
68 Johnson Financial Group Inc. Racine, Wis. 11,163 10,234 9.1 3,313,028
69 First Security Bancorp Searcy, Ark. 10,643 11,039 -3.6 1,933,341
70 United Bankshares Inc. Charleston, W.Va. 10,171 10,110 0.6 9,185,259
71 Trinity Capital Corp. Los Alamos, N.M. 9,591 10,468 -8.4 835,825
72 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,554 9,085 5.2 2,644,884
73 Hills Bancorp. Iowa 9,347 9,464 -1.2 2,081,224
74 Pinnacle Bancorp Inc. Central City, Neb. 7,556 7,244 4.3 5,814,864
75 Dickinson Financial Corp. II Kansas City, Mo. 7,394 7,481 -1.2 1,093,056
76 NewBridge Bancorp Greensboro, N.C. 7,330 7,515 -2.5 2,035,717
77 Central Bancshares Inc. Lexington, Ky. 7,300 7,385 -1.2 1,645,010
78 Valley National Bancorp Wayne, N.J. 7,012 7,281 -3.7 15,034,998
79 Fishback Financial Corp. Brookings, S.D. 7,010 7,533 -6.9 1,542,551
80 West Suburban Bancorp Inc. Lombard, Ill. 6,775 7,417 -8.7 1,123,818
81 German American Bancorp Inc. Jasper, Ind. 6,767 6,444 5.0 1,519,990
82 Sunflower Financial Inc. Salina, Kan. 6,600 8,719 -24.3 1,221,180
83 Fidelity BancShares N.C. Inc. Fuquay-Varina, N.C. 6,080 6,132 -0.8 879,929
84 National Bankshares Inc. Blacksburg, Va. 5,983 5,911 1.2 627,086
85 Heritage Financial Corp. Olympia, Wash. 5,933 5,578 6.4 2,412,024
86 MidSouth Bancorp Inc. Lafayette, La. 5,759 5,818 -1.0 1,301,653
87 Discount Bancorp Inc. New York 5,349 5,794 -7.7 5,505,723
88 Cascade Bancorp Bend, Ore. 5,185 3,948 31.3 1,650,293
89 CNB Financial Corp. Clearfield, Pa. 5,037 5,080 -0.8 1,516,783
90 Emprise Financial Corp. Wichita, Kan. 4,830 4,662 3.6 1,020,924
91 Longview Financial Corp. Texas 4,777 4,481 6.6 1,777,262
92 American Bancor, Ltd. Dickinson, N.D. 4,752 4,123 15.3 1,078,529
93 Amarillo National Bancorp Inc. Texas 4,442 6,073 -26.9 2,974,977
94 SVB Financial Group Santa Clara, Calif. 4,343 2,989 45.3 15,428,941
95 People's Utah Bancorp American Fork 4,132 4,280 -3.5 1,006,895
96 ATBancorp Dubuque, Iowa 3,999 3,631 10.1 1,108,537
97 D.L. Evans Bancorp Burley, Idaho 3,880 3,900 -0.5 747,921
98 Town Financial Corp. Hartford City, Ind. 3,747 3,113 20.4 309,734
99 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,507 3,618 -3.1 635,775
100 Tampa Bay Banking Co. Tampa, Fla. 3,437 3,341 2.9 811,301
101 First Community Bancshares Inc. Bluefield, Va. 3,398 2,371 43.3 1,690,997
102 Renasant Corp. Tupelo, Miss. 3,358 0 NA 5,595,641
103 Community Bancshares Inc. McArthur, Ohio 3,293 2,824 16.6 607,277
104 ServisFirst Bancshares Inc. Birmingham, Ala. 3,145 2,127 47.9 4,049,629
105 Heartland BancCorp Gahanna, Ohio 3,035 2,749 10.4 535,384
106 Wilson Bank Holding Co. Lebanon, Tenn. 3,002 3,008 -0.2 1,485,611
107 BBCN Bancorp Inc. Los Angeles 2,988 75 3,884.0 6,001,094
108 1st Summit Bancorp of Johnstown Inc. Pa. 2,987 3,239 -7.8 465,246
109 CNB Corp. Conway, S.C. 2,927 3,003 -2.5 457,545
110 First Volunteer Corp. Chattanooga, Tenn. 2,871 2,662 7.9 651,679
111 Manhattan Banking Corp. Kan. 2,834 1,892 49.8 1,117,678
112 Hometown Community Bancorp Inc. Morton, Ill. 2,784 2,753 1.1 2,059,011
113 Clayton HC Inc. Knoxville, Tenn. 2,758 2,644 4.3 871,575
114 Heartland Bancorp Inc. Bloomington, Ill. 2,701 2,795 -3.4 1,680,609
115 Peoples Financial Services Corp. Scranton, Pa. 2,622 2,845 -7.8 1,273,984
116 Alpine Banks of Colorado Glenwood Springs 2,514 1,647 52.6 1,737,419
117 Whitaker Bank Corp. of Kentucky Lexington 2,466 2,599 -5.1 908,760
118 National Bank Holdings Corp. Greenwood Village, Colo. 2,423 3,914 -38.1 2,534,374
119 Ironhorse Financial Group Inc. Muskogee, Okla. 2,414 2,331 3.6 983,024
120 1867 Western Financial Corp. Stockton, Calif. 2,399 2,274 5.5 1,427,061
121 F.N.B. Corp. Pittsburgh 2,398 2,005 19.6 11,877,220
122 National Bank of Indianapolis Corp. 2,326 2,479 -6.2 1,140,767
123 United Bank Corp. Barnesville, Ga. 2,279 1,955 16.6 586,684
124 Texas Independent Bancshares Inc. Texas City 2,248 2,421 -7.1 453,808
125 North American Bancshares Inc. Sherman, Texas 2,234 2,111 5.8 1,411,388
126 Assabet Valley Bancorp Hudson, Mass. 2,189 1,518 44.2 967,764
127 First Bank Corp Fort Smith, Ark. 2,169 2,116 2.5 986,235
128 NEB Corp. Fond du Lac, Wis. 2,166 2,261 -4.2 1,096,680
129 Hamilton State Bancshares Inc. Hoschton, Ga. 2,064 1,446 42.7 1,123,278
130 First NBC Bank Holding Co. New Orleans 2,060 1,934 6.5 3,304,447
131 First Guaranty Bancshares Inc. Hammond, La. 2,041 2,201 -7.3 858,821
132 Farmers National Banc Corp. Canfield, Ohio 2,032 1,604 26.7 1,183,337
133 TCF Financial Corp. Wayzata, Minn. 2,011 2,318 -13.2 17,317,201
134 SNBNY Holdings Ltd. Gibraltar, N.Y. 1,994 1,821 9.5 2,589,215
135 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 1,939 1,862 4.1 773,269
136 East West Bancorp Inc. Pasadena, Calif. 1,910 1,409 35.6 23,002,813
137 Kentucky Bancshares Inc. Paris 1,858 1,761 5.5 614,024
138 Southside Bancshares Inc. Tyler, Texas 1,849 1,916 -3.5 2,244,029
139 QCR Holdings Inc. Moline, Ill. 1,846 1,820 1.4 1,755,672
140 International Bancshares Corp. Laredo, Texas 1,777 2,776 -36.0 5,922,972
141 Home Bancorp Inc. Lafayette, La. 1,763 1,662 6.1 1,216,617
142 Ambank Co. Inc. Sioux Center, Iowa 1,670 1,600 4.4 954,830
143 Blackhawk Bancorp. Inc. Milan, Ill. 1,658 1,527 8.6 454,046
144 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,645 1,553 5.9 879,474
145 Westbrand Inc. Minot, N.D. 1,611 1,610 0.1 547,546
146 MutualFirst Financial Inc. Muncie, Ind. 1,438 1,512 -4.9 1,063,932
147 Durant Bancorp Inc. Okla. 1,432 1,188 20.5 1,966,067
148 Chemung Financial Corp. Elmira, N.Y. 1,423 1,621 -12.2 1,142,253
149 American Bancorp. Inc. Sapulpa, Okla. 1,354 1,455 -6.9 391,952
150 Baylake Corp. Sturgeon Bay, Wis. 1,340 1,274 5.2 692,328
151 Bear State Financial Holdings LLC Little Rock, Ark. 1,302 1,529 -14.8 1,085,107
152 United Community Bancorp Inc. Chatham, Ill. 1,252 1,180 6.1 1,124,658
153 Arbor Bancorp Inc. Ann Arbor, Mich. 1,234 1,252 -1.4 822,413
154 Olympic Bancorp Inc. Port Orchard, Wash. 1,120 1,190 -5.9 571,345
155 United Financial Bancorp Inc. Glastonbury, Conn. 1,110 0 NA 4,231,096
156 Magnolia Banking Corp. Ark. 1,060 703 50.8 958,554
157 Industry Bancshares Inc. Texas 1,023 924 10.7 535,759
158 Cardinal Financial Corp. McLean, Va. 1,020 898 13.6 3,295,935
159 Summit Financial Group Inc. Moorefield, W.Va. 997 1,007 -1.0 1,073,659
160 Bank First National Corp. Manitowoc, Wis. 975 216 351.4 930,565
161 BTC Financial Corp. Des Moines, Iowa 912 783 16.5 2,952,363
162 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 906 797 13.7 2,954,371
163 First Internet Bancorp Fishers, Ind. 905 968 -6.5 904,351
164 Farmers Capital Bank Corp. Frankfort, Ky. 867 851 1.9 935,145
165 CBS Banc-Corp. Russellville, Ala. 777 815 -4.7 585,270
166 MVB Financial Corp. Fairmont, W.Va. 745 728 2.3 1,067,880
167 Shore Bancshares Inc. Easton, Md. 712 740 -3.8 777,062
168 Falcon Bancshares Inc. Laredo, Texas 652 653 -0.2 640,894
169 Mackinac Financial Corp. Manistique, Mich. 633 726 -12.8 619,992
170 CIT Group Inc. New York 625 0 NA 34,793,068
171 Central Valley Community Bancorp Fresno, Calif. 617 704 -12.4 599,290
172 First South Bancorp Inc. Nashville, Tenn. 590 1 58,900.0 1,933,686
173 First Fidelity Bancorp Inc. Oklahoma City 566 364 55.5 802,588
174 First of Long Island Corp. Glen Head, N.Y. 550 608 -9.5 2,102,889
175 Nicolet Bankshares Inc. Green Bay, Wis. 512 747 -31.5 887,503
176 Glacier Bancorp Inc. Kalispell, Mont. 484 358 35.2 4,916,875
177 Bank Leumi Le-Israel Corp. New York 402 809 -50.3 3,925,792
178 Horizon Bancorp Michigan City, Ind. 400 0 NA 1,731,603
179 Wintrust Financial Corp. Rosemont, Ill. 397 3 13,133.3 16,860,996
180 Mercantile Bank Corp. Grand Rapids, Mich. 396 475 -16.6 2,217,388
181 Heartland Financial USA Inc. Dubuque, Iowa 365 445 -18.0 4,748,241
182 Oconomowoc Bancshares Inc. Wis. 357 374 -4.5 688,995
  Western Alliance Bancorp. Phoenix 357 907 -60.6 10,788,295
184 Vision Bancshares Inc. Laredo, Texas 309 283 9.2 722,955
185 Reliable Community Bancshares Inc. Perryville, Mo. 308 297 3.7 811,049
186 Bank Iowa Corp. West Des Moines 296 273 8.4 741,728
187 Peoples Bancorp Inc. Marietta, Ohio 292 575 -49.2 2,051,881
188 Peoples Bancorp Bellingham, Wash. 291 344 -15.4 1,256,337
189 Southern National Bancorp of Virginia Inc. McLean 281 256 9.8 791,568
190 Community & Southern Holdings Inc. Atlanta 261 374 -30.2 2,873,888
191 Gorham Bancorp MHC Maine 239 280 -14.6 758,747
192 First Busey Corp. Champaign, Ill. 195 0 NA 2,581,014
193 Olney Bancshares of Texas Inc. 165 0 NA 2,462,292
194 Berkshire Hills Bancorp Inc. Pittsfield, Mass. 141 190 -25.8 5,690,401
195 Paragon Commercial Corp. Raleigh, N.C. 140 213 -34.3 997,841
196 Columbia Banking System Inc. Tacoma, Wash. 137 217 -36.9 5,762,613
197 Lakeland Bancorp Inc. Oak Ridge, N.J. 92 282 -67.4 2,853,267
198 Lone Star National Bancshares-Texas Inc. McAllen 91 166 -45.2 1,165,167
199 CU Bancorp Los Angeles 81 0 NA 1,771,347
200 County Bancorp Inc. Manitowoc, Wis. 59 56 5.4 717,742


Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jan. 18, 2016.
Source:

SNL Financial
, Charlottesville, Va.
© 2016 American Banker