Bank Holding Companies with the Largest Credit Card Loan Portfolios

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Bank Holding Companies with the Largest Credit Card Loan Portfolios

Bank Holding Companies with Largest Credit Card Loan PortfoliosOn March 31, 2016. Dollars in thousands
Published August 8, 2016

Rank   Credit card loans Total loans
and leases
March 31 Year earlier Change
1 Citigroup Inc. New York $129,330,000 $131,187,000 -1.4% $635,035,000
2 JPMorgan Chase & Co. New York 116,142,000 113,829,000 2.0 863,525,000
3 Bank of America Corp. Charlotte, N.C. 96,380,000 96,948,000 -0.6 930,805,000
4 Capital One Financial Corp. McLean, Va. 86,362,633 76,590,173 12.8 229,090,688
5 Synchrony Financial Stamford, Conn. 62,896,414 NA NA 65,425,424
6 American Express Co. New York 58,616,000 57,043,000 2.8 114,789,000
7 Discover Financial Services Riverwoods, Ill. 55,458,726 53,319,427 4.0 70,322,151
8 Wells Fargo & Co. San Francisco 33,139,000 30,078,000 10.2 959,811,000
9 U.S. Bancorp Minneapolis 19,957,000 17,504,000 14.0 267,550,000
10 United Services Automobile Association San Antonio 17,783,250 17,026,625 4.4 46,666,533
11 TD Group US Holdings LLC Wilmington, Del. 9,559,308 NA NA 134,769,784
12 First National of Nebraska Inc. Omaha 5,134,744 4,672,047 9.9 13,312,752
13 PNC Financial Services Group Inc. Pittsburgh 4,163,122 3,894,320 6.9 208,996,710
14 Fifth Third Bancorp Cincinnati 2,217,483 2,273,474 -2.5 94,407,673
15 BB&T Corp. Winston-Salem, N.C. 1,745,590 1,717,515 1.6 136,670,870
16 Citizens Financial Group Inc. Providence, R.I. 1,353,000 1,405,780 -3.8 101,706,202
17 Popular Inc. Hato Rey, Puerto Rico 1,112,000 1,129,000 -1.5 23,232,000
18 SunTrust Banks Inc. Atlanta 1,092,779 878,050 24.5 141,669,018
19 Regions Financial Corp. Birmingham, Ala. 1,044,713 965,767 8.2 81,957,386
20 United National Corp. Sioux Falls, S.D. 911,002 809,332 12.6 1,831,159
21 KeyCorp Cleveland 781,993 726,639 7.6 62,917,138
22 Commerce Bancshares Inc. Kansas City, Mo. 745,245 740,363 0.7 12,759,128
23 HSBC North America Holdings Inc. New York 659,591 670,392 -1.6 97,906,530
24 BBVA Compass Bancshares Inc. Houston 605,305 600,030 0.9 62,201,474
25 BMO Financial Corp. Wilmington, Del. 399,587 415,732 -3.9 68,343,358
26 M&T Bank Corp. Buffalo, N.Y. 376,628 341,968 10.1 87,872,466
27 First Hawaiian Inc. Honolulu 371,994 374,451 -0.7 65,910,406
28 Santander Holdings USA Inc. Boston 317,304 280,772 13.0 83,756,948
29 Huntington Bancshares Inc. Columbus, Ohio 312,466 155,549 100.9 52,094,315
30 First Citizens BancShares Inc. Raleigh, N.C. 297,191 281,638 5.5 20,484,677
31 John Deere Capital Corp. Reno, Nev. 294,963 283,854 3.9 28,971,095
32 First BanCorp. San Juan, Puerto Rico 286,902 298,619 -3.9 9,159,359
33 UMB Financial Corp. Kansas City, Mo. 270,558 284,694 -5.0 9,704,461
34 Santander BanCorp San Juan, Puerto Rico 227,160 237,669 -4.4 4,004,279
35 Zions Bancorp. Salt Lake City 171,443 169,909 0.9 41,526,949
36 Synovus Financial Corp. Columbus, Ga. 165,172 173,492 -4.8 22,850,401
37 Simmons First National Corp. Pine Bluff, Ark. 163,786 171,413 -4.4 4,954,624
38 FirstMerit Corp. Akron, Ohio 148,183 161,075 -8.0 16,220,267
39 First Horizon National Corp. Memphis, Tenn. 128,361 129,141 -0.6 17,693,540
40 Arvest Bank Group Inc. Bentonville, Ark. 115,462 107,444 7.5 9,074,643
41 Intrust Financial Corp. Wichita, Kan. 94,426 102,099 -7.5 2,719,444
42 Associated Banc-Corp Green Bay, Wis. 92,387 87,790 5.2 19,355,579
43 BancorpSouth Inc. Tupelo, Miss. 86,737 87,780 -1.2 10,598,722
44 Hancock Holding Co. Gulfport, Miss. 86,579 74,182 16.7 16,002,139
45 Independent Bankers Financial Corp. Farmers Branch, Texas 80,375 80,117 0.3 935,950
46 FirstBank Holding Co. Lakewood, Colo. 67,611 66,681 1.4 8,996,056
47 First Interstate BancSystem Inc. Billings, Mont. 63,624 61,708 3.1 5,243,075
48 OFG Bancorp San Juan, Puerto Rico 56,701 58,634 -3.3 4,598,400
49 Central Bancompany Inc. Jefferson City, Mo. 54,693 54,069 1.2 7,493,136
50 Bank of Hawaii Corp. Honolulu 52,717 37,501 40.6 8,084,170
51 Iberiabank Corp. Lafayette, La. 40,367 58,097 -30.5 14,643,789
52 RBC USA Holdco Corp. New York 38,314 NA NA 26,336,287
53 Trustmark Corp. Jackson, Miss. 37,519 38,323 -2.1 7,823,805
54 First Command Financial Services Inc. Fort Worth, Texas 31,755 34,276 -7.4 278,312
55 Mercantil Commercebank Holding Corp. Coral Gables, Fla. 30,654 26,914 13.9 5,407,705
56 Midland Financial Co. Oklahoma City 26,472 14 188,985.7 9,975,742
57 Northwest Bancshares Inc. Warren, Pa. 24,853 21,203 17.2 7,302,829
58 MB Financial Inc. Chicago 24,177 22,360 8.1 10,593,544
59 First Financial Bancorp. Cincinnati 22,934 24,209 -5.3 5,519,978
60 Pinnacle Financial Partners Inc. Nashville, Tenn. 18,816 8,203 129.4 6,873,872
61 Great Western Bancorp Inc. Sioux Falls, S.D. 18,813 NA NA 7,564,956
62 BankGuam Holding Co. Hagatna 18,510 17,827 3.8 1,111,907
63 First Bancorp Southern Pines, N.C. 16,726 13,627 22.7 2,543,065
64 W.T.B. Financial Corp. Spokane, Wash. 16,117 16,702 -3.5 3,548,741
65 Banner Corp. Walla Walla, Wash. 15,527 16,129 -3.7 7,233,522
66 Merchants Financial Group Inc. Winona, Minn. 15,486 13,826 12.0 1,279,427
67 Prosperity Bancshares Inc. Houston 13,782 13,645 1.0 9,654,408
68 Watford City Bancshares Inc. N.D. 12,296 12,061 1.9 1,666,182
69 United Bankshares Inc. Charleston, W.Va. 12,038 9,901 21.6 9,383,788
70 Republic Bancorp Inc. Louisville, Ky. 11,862 9,946 19.3 3,360,098
71 Johnson Financial Group Inc. Racine, Wis. 11,563 10,662 8.5 3,366,987
72 First Security Bancorp Searcy, Ark. 10,762 10,356 3.9 2,046,898
73 Farmers & Merchants Investment Inc. Lincoln, Neb. 9,472 9,190 3.1 2,761,616
74 Trinity Capital Corp. Los Alamos, N.M. 9,365 9,842 -4.8 828,101
75 Hills Bancorp. Iowa 8,821 9,094 -3.0 2,142,776
76 Bank Mutual Corp. Milwaukee 8,327 8,263 0.8 1,810,047
77 German American Bancorp Inc. Jasper, Ind. 7,238 6,372 13.6 1,923,648
78 Pinnacle Bancorp Inc. Omaha, Neb. 7,194 7,778 -7.5 6,489,440
79 Central Bancshares Inc. Lexington, Ky. 7,153 7,199 -0.6 1,682,189
80 Yadkin Financial Corp. Raleigh, N.C. 7,005 0 NA 5,263,784
81 Fishback Financial Corp. Brookings, S.D. 6,890 7,212 -4.5 1,562,818
82 Dickinson Financial Corp. II Kansas City, Mo. 6,656 7,014 -5.1 1,150,809
83 Valley National Bancorp Wayne, N.J. 6,605 7,015 -5.8 16,151,334
84 Hope Bancorp Inc. Los Angeles 6,382 56 11,296.4 6,389,053
85 West Suburban Bancorp Inc. Lombard, Ill. 6,340 6,914 -8.3 1,066,960
86 Sunflower Financial Inc. Salina, Kan. 6,218 6,649 -6.5 1,309,613
87 Fidelity BancShares (N.C.) Inc. Fuquay-Varina 6,065 6,101 -0.6 903,217
88 Heritage Financial Corp. Olympia, Wash. 6,047 5,484 10.3 2,466,184
89 Cascade Bancorp Bend, Ore. 6,016 4,392 37.0 1,789,079
90 National Bankshares Inc. Blacksburg, Va. 5,810 5,503 5.6 607,706
91 MidSouth Bancorp Inc. Lafayette, La. 5,718 5,686 0.6 1,250,194
92 CNB Financial Corp. Clearfield, Pa. 5,167 5,004 3.3 1,606,863
93 Longview Financial Corp. Texas 4,692 4,215 11.3 1,837,298
94 Emprise Financial Corp. Wichita, Kan. 4,651 4,469 4.1 1,065,942
95 Amarillo National Bancorp Inc. Texas 4,387 4,003 9.6 3,023,835
96 American Bancor Ltd. Dickinson, N.D. 4,348 3,864 12.5 1,069,812
97 SVB Financial Group Santa Clara, Calif. 4,223 3,361 25.6 17,846,080
98 First Community Bancshares Inc. Bluefield, Va. 4,186 2,701 55.0 1,762,429
99 D.L. Evans Bancorp Burley, Idaho 3,892 3,749 3.8 753,244
100 ATBancorp Dubuque, Iowa 3,888 3,658 6.3 1,151,885
101 People's Utah Bancorp American Fork 3,844 4,314 -10.9 1,087,119
102 ServisFirst Bancshares Inc. Birmingham, Ala. 3,630 2,475 46.7 4,345,990
103 Farmers & Merchants Bancorp Inc. Archbold, Ohio 3,587 3,515 2.0 708,337
104 Community Bancshares Inc. McArthur, Ohio 3,557 2,860 24.4 610,628
105 Heartland Bancorp Inc. Bloomington, Ill. 3,483 2,087 66.9 1,992,279
106 Tampa Bay Banking Co. Tampa, Fla. 3,364 3,587 -6.2 869,007
107 Heartland BancCorp Gahanna, Ohio 3,133 2,768 13.2 563,196
108 Wilson Bank Holding Co. Lebanon, Tenn. 3,094 2,987 3.6 1,562,385
109 Renasant Corp. Tupelo, Miss. 3,092 0 NA 5,871,095
110 First Volunteer Corp. Chattanooga, Tenn. 3,012 2,748 9.6 669,702
111 1st Summit Bancorp of Johnstown Inc. Pa. 2,978 2,730 9.1 482,164
112 EverBank Financial Corp Jacksonville, Fla. 2,953 3,107 -5.0 23,893,815
113 Manhattan Banking Corp. Kan. 2,865 2,398 19.5 1,203,442
114 Clayton HC Inc. Knoxville, Tenn. 2,857 2,653 7.7 915,420
115 CNB Corp. Conway, S.C. 2,830 2,938 -3.7 462,609
116 Alpine Banks of Colorado Glenwood Springs 2,816 2,075 35.7 1,880,093
117 Hometown Community Bancorp Inc. Morton, Ill. 2,743 2,710 1.2 2,137,959
118 F.N.B. Corp. Pittsburgh 2,638 2,066 27.7 14,173,282
119 TrustCo Bank Corp NY Glenville, N.Y. 2,605 1,370 90.1 3,301,442
120 Ironhorse Financial Group Inc. Muskogee, Okla. 2,538 2,423 4.7 1,002,303
121 Peoples Financial Services Corp. Scranton, Pa. 2,433 2,714 -10.4 1,409,770
122 United Bank Corp. Barnesville, Ga. 2,374 2,003 18.5 591,763
123 Whitaker Bank Corp. of Kentucky Lexington 2,293 2,341 -2.1 895,459
124 1867 Western Financial Corp. Stockton, Calif. 2,273 1,980 14.8 1,542,663
125 Hamilton State Bancshares Inc. Hoschton, Ga. 2,252 1,793 25.6 1,167,853
126 American National Corp. Omaha, Neb. 2,241 0 NA 2,212,967
127 Texas Independent Bancshares Inc. Texas City 2,198 2,176 1.0 468,777
128 Assabet Valley Bancorp Hudson, Mass. 2,171 1,689 28.5 1,001,205
129 National Bank of Indianapolis Corp. 2,146 2,316 -7.3 1,204,041
130 Farmers National Banc Corp. Canfield, Ohio 2,127 1,841 15.5 1,315,736
131 First Bank Corp Fort Smith, Ark. 2,088 1,967 6.2 1,016,428
132 First NBC Bank Holding Co. New Orleans 2,063 1,968 4.8 3,737,158
133 NEB Corp. Fond du Lac, Wis. 2,054 2,140 -4.0 1,080,518
134 Platte Valley Financial Service Cos. Inc. Scottsbluff, Neb. 2,041 1,800 13.4 805,831
135 First Guaranty Bancshares Inc. Hammond, La. 2,003 2,098 -4.5 856,702
136 Southside Bancshares Inc. Tyler, Texas 1,917 1,887 1.6 2,448,202
137 Kentucky Bancshares Inc. Paris 1,905 1,745 9.2 637,417
138 United Financial Bancorp Inc. Glastonbury, Conn. 1,868 124 1,406.5 4,666,465
139 TCF Financial Corp. Wayzata, Minn. 1,846 2,179 -15.3 18,064,592
140 QCR Holdings Inc. Moline, Ill. 1,821 1,582 15.1 1,873,823
141 SNBNY Holdings Ltd. Gibraltar, N.Y. 1,790 1,584 13.0 2,567,138
142 Blackhawk Bancorp. Inc. Milan, Ill. 1,704 1,645 3.6 486,722
143 Hawthorn Bancshares Inc. Jefferson City, Mo. 1,691 1,483 14.0 875,312
144 Durant Bancorp Inc. Okla. 1,661 1,192 39.3 2,116,049
145 International Bancshares Corp. Laredo, Texas 1,654 2,047 -19.2 5,935,574
146 Ambank Co. Inc. Sioux Center, Iowa 1,618 1,576 2.7 990,187
147 CenterState Banks Inc. Davenport, Fla. 1,615 0 NA 3,150,407
148 Nicolet Bankshares Inc. Green Bay, Wis. 1,595 698 128.5 892,891
149 Westbrand Inc. Minot, N.D. 1,591 1,596 -0.3 588,686
150 Home Bancorp Inc. Lafayette, La. 1,574 1,584 -0.6 1,231,289
151 North American Bancshares Inc. Sherman, Texas 1,557 2,172 -28.3 1,464,569
152 473 Broadway Holding Corp. Saratoga Springs, N.Y. 1,516 NA NA 664,243
153 MutualFirst Financial Inc. Muncie, Ind. 1,402 1,415 -0.9 1,092,851
154 Arbor Bancorp Inc. Ann Arbor, Mich. 1,354 1,142 18.6 868,345
155 Chemung Financial Corp. Elmira, N.Y. 1,293 1,518 -14.8 1,187,487
156 First Financial Corp. Terre Haute, Ind. 1,282 0 NA 1,763,700
  East West Bancorp Inc. Pasadena, Calif. 1,282 1,307 -1.9 23,788,223
158 Bear State Financial Holdings LLC Little Rock, Ark. 1,281 1,425 -10.1 1,467,691
159 First Federal Bancorp Inc. Lake City, Fla. 1,255 1,319 -4.9 661,253
160 FNB Bancorp South San Francisco, Calif. 1,232 NA NA 746,610
161 Summit Financial Group Inc. Moorefield, W.Va. 1,188 985 20.6 1,108,714
162 Citizens Financial Services Inc. Mansfield, Pa. 1,184 NA NA 701,260
163 Olympic Bancorp Inc. Port Orchard, Wash. 1,140 NA NA 594,502
164 United Community Bancorp Inc. Chatham, Ill. 1,138 1,159 -1.8 1,155,329
165 Bank First National Corp. Manitowoc, Wis. 1,089 804 35.4 964,684
166 Magnolia Banking Corp. Ark. 1,070 787 36.0 1,008,591
167 American Bancorp. Inc. Sapulpa, Okla. 1,065 1,410 -24.5 400,258
168 First Breckinridge Bancshares Inc. Irvington, Ky. 1,064 NA NA 572,799
169 Lake Sunapee Bank Group Newport, N.H. 1,024 1,001 2.3 1,222,122
170 BTC Financial Corp. Des Moines, Iowa 1,022 806 26.8 3,177,615
171 Heartland Financial USA Inc. Dubuque, Iowa 991 650 52.5 5,584,622
172 Farmers Capital Bank Corp. Frankfort, Ky. 856 880 -2.7 962,289
173 Cardinal Financial Corp. McLean, Va. 854 1,010 -15.4 3,467,467
174 First Internet Bancorp Fishers, Ind. 825 874 -5.6 1,070,174
175 CBS Banc-Corp. Russellville, Ala. 794 730 8.8 597,718
176 ConnectOne Bancorp Inc. Englewood Cliffs, N.J. 748 836 -10.5 3,265,773
177 First of Long Island Corp. Glen Head, N.Y. 692 565 22.5 2,309,152
178 Mackinac Financial Corp. Manistique, Mich. 681 666 2.3 618,632
179 Shore Bancshares Inc. Easton, Md. 638 698 -8.6 798,921
180 Falcon Bancshares Inc. Laredo, Texas 606 658 -7.9 646,710
181 First Fidelity Bancorp Inc. Oklahoma City 599 427 40.3 827,361
182 Central Valley Community Bancorp Fresno, Calif. 574 628 -8.6 609,000
183 MVB Financial Corp. Fairmont, W.Va. 542 663 -18.3 1,174,481
184 CIT Group Inc. New York 514 0 NA 33,856,588
185 WSFS Financial Corp. Wilmington, Del. 464 540 -14.1 3,864,631
186 SmartFinancial Inc. Knoxville, Tenn. 417 NA NA 742,567
187 Mercantile Bank Corp. Grand Rapids, Mich. 407 469 -13.2 2,295,668
188 Discount Bancorp Inc. New York 398 5,763 -93.1 5,535,890
189 Oconomowoc Bancshares Inc. Wis. 365 347 5.2 710,749
190 HCBF Holding Co. Inc. Fort Pierce, Fla. 346 0 NA 990,285
191 Horizon Bancorp Michigan City, Ind. 323 0 NA 1,723,240
192 Bank Iowa Corp. West Des Moines 316 310 1.9 757,254
193 Vision Bancshares Inc. Laredo, Texas 312 287 8.7 747,635
194 Bank Leumi Le-Israel Corp. New York 309 875 -64.7 3,953,369
195 Reliable Community Bancshares Inc. Perryville, Mo. 303 273 11.0 928,990
196 Southern National Bancorp of Virginia Inc. McLean 285 211 35.1 872,785
197 Western Alliance Bancorp. Phoenix 265 520 -49.0 11,241,463
198 Peoples Bancorp Bellingham, Wash. 263 310 -15.2 1,233,385
199 Landrum Co. Columbia, Mo. 249 0 NA 1,495,083
200 Lakeland Bancorp Inc. Oak Ridge, N.J. 187 15 1,146.7 3,367,522

Note: Top-tier bank holding companies only, based on Y-9C filings with the Fed. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of August 8, 2016.
Source:

SNL Financial
, Charlottesville, Va.
© 2016 American Banker