Bank Holding Companies with the Largest Small-Business Loan Balances

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Bank Holding Companies with the Largest Small-Business Loan Balances

 Bank Holding Companies with the Largest Small-Business Loan Balances 
On June 30, 2004. Dollars in thousands except for average balance
Published June 17, 2005
Related Table: Growth Leaders and Highest Small-Business/C&I Ratios
    Small-business loan balances*   Domestic C&I loans
Rank   June 2004 Year earlier Change Number
of loans
Average
balance
Total Small-biz
1 Wells Fargo & Co. San Francisco $12,699,244 $11,998,078 5.84% 520,877 $24,381 $37,342,538 34.01%
2 JPMorgan Chase & Co. New York 12,335,466 12,304,158 0.25 1,030,195 11,974 56,303,466 21.91
3 Citigroup Inc. New York 11,445,325 12,568,098 -8.93 3,792,905 3,018 25,020,610 45.74
4 Bank of America Corp. Charlotte 9,172,802 10,139,823 -9.54 165,615 55,386 76,859,100 11.93
5 U.S. Bancorp Minneapolis 5,817,956 6,581,092 -11.6 334,848 17,375 28,740,972 20.24
6 Fifth Third Bancorp Cincinnati 5,234,203 4,546,231 15.13 41,107 127,331 15,171,689 34.5
7 Regions Financial Corp. Birmingham, Ala. 5,098,476 5,196,771 -1.89 72,522 70,302 9,563,228 53.31
8 SouthTrust Corp. Birmingham, Ala. 4,579,916 3,152,444 45.28 34,483 132,817 12,646,060 36.22
9 Wachovia Corp. Charlotte 4,237,059 4,217,349 0.47 40,621 104,307 39,873,498 10.63
10 National City Corp. Cleveland 4,077,690 4,338,057 -6 197,824 20,613 19,992,694 20.4
11 BB&T Corp. Winston-Salem, N.C. 3,244,917 3,651,407 -11.13 131,262 24,721 8,018,596 40.47
12 SunTrust Banks Inc. Atlanta 3,187,209 3,014,930 5.71 114,673 27,794 20,243,756 15.74
13 KeyCorp Cleveland 2,728,031 3,066,120 -11.03 50,880 53,617 16,392,991 16.64
14 M&T Bank Corp. Buffalo 2,650,238 2,475,479 7.06 48,873 54,227 8,168,395 32.45
15 MBNA Corp. Wilmington, Del. 2,344,805 1,248,905 87.75 812,212 2,887 2,418,004 96.97
16 Comerica Inc. Detroit 2,227,234 2,526,772 -11.85 15,860 140,431 20,201,941 11.02
17 Synovus Financial Corp. Columbus, Ga. 2,154,728 1,984,808 8.56 29,094 74,061 3,575,219 60.27
18 UBS AG Zurich 2,017,088 NA NA 6,596 305,805 2,863,315 70.45
19 Royal Bank of Scotland Group Edinburgh 1,988,361 1,871,510 6.24 29,370 67,700 9,930,771 20.02
20 Zions Bancorp. Salt Lake City 1,712,470 1,623,653 5.47 35,506 48,230 4,216,029 40.62
21 AmSouth Bancorp. Birmingham, Ala. 1,676,451 1,567,913 6.92 56,840 29,494 4,343,205 38.6
22 PNC Financial Services Group Pittsburgh 1,491,067 1,393,132 7.03 31,131 47,897 12,969,666 11.5
23 Marshall & Ilsley Corp. Milwaukee 1,352,919 1,366,905 -1.02 14,402 93,940 6,598,082 20.5
24 ABN Amro Amsterdam 1,325,358 1,283,776 3.24 12,705 104,318 20,354,527 6.51
25 Compass Bancshares Birmingham, Ala. 1,221,899 1,286,329 -5.01 46,619 26,210 3,324,039 36.76
26 Popular Inc. San Juan, Puerto Rico 1,098,779 1,100,023 -0.11 6,502 168,991 2,003,005 54.86
27 National Commerce Financial Corp. Memphis 1,057,169 551,571 91.67 17,895 59,076 2,086,088 50.68
28 Huntington Bancshares Inc. Columbus, Ohio 1,030,174 1,123,905 -8.34 14,789 69,658 3,758,734 27.41
29 Mitsubishi Tokyo Financial Group Tokyo 1,023,152 777,811 31.54 21,563 47,449 8,882,847 11.52
30 Webster Financial Corp Waterbury, Conn. 1,011,368 NA NA 23,972 42,190 2,251,793 44.91
31 Mercantile Bankshares Corp. Baltimore 1,010,670 971,164 4.07 22,880 44,173 1,997,285 50.6
32 Sky Financial Group Inc. Bowling Green, Ohio 1,007,917 1,063,906 -5.26 15,601 64,606 2,333,190 43.2
33 Royal Bank of Canada Montreal 931,273 940,603 -0.99 9,425 98,809 2,386,394 39.02
34 North Fork Bancorp. Melville, N.Y. 921,516 807,467 14.12 16,812 54,813 2,304,453 39.99
35 Associated Banc-Corp Green Bay, Wis. 885,681 891,865 -0.69 12,677 69,865 2,026,760 43.7
36 First Horizon National Corp. Memphis 873,458 829,826 5.26 19,567 44,639 3,136,110 27.85
37 HSBC Holdings PLC London 867,646 1,238,358 -29.94 31,329 27,695 7,019,435 12.36
38 Banknorth Group Inc. Portland, Maine 856,514 834,257 2.67 13,687 62,579 2,789,006 30.71
39 Hibernia Corp. New Orleans 818,248 834,617 -1.96 63,603 12,865 2,690,393 30.41
40 First Citizens Bancshares Raleigh 773,973 702,237 10.22 48,836 15,848 900,811 85.92
41 Lauritzen Corp. Omaha 764,194 726,692 5.16 85,774 8,909 1,614,893 47.32
42 BNP Paribas Paris 749,630 747,825 0.24 21,060 35,595 3,748,613 20
43 South Financial Group Greenville, S.C. 749,367 798,052 -6.1 9,395 79,762 1,436,082 52.18
44 Cullen/Frost Bankers Inc. San Antonio 744,215 745,163 -0.13 8,663 85,907 2,230,980 33.36
45 BOK Financial Corp. Tulsa 674,676 609,422 10.71 6,142 109,846 3,088,864 21.84
46 Whitney Holding Corp. New Orleans 661,782 629,891 5.06 7,169 92,312 2,169,956 30.5
47 Colonial BancGroup Inc. Montgomery, Ala. 646,978 682,644 -5.22 6,814 94,948 895,218 72.27
48 Bank of New York Co. Inc. 643,219 688,136 -6.53 15,318 41,991 2,669,647 24.09
49 Citizens Banking Corp. Flint, Mich. 632,781 717,021 -11.75 11,018 57,432 1,137,106 55.65
50 Wintrust Financial Corp Lake Forest, Ill. 570,355 539,381 5.74 16,743 34,065 1,500,733 38.01
51 FirstMerit Corp. Akron 557,662 653,520 -14.67 5,622 99,193 1,376,803 40.5
52 Fulton Financial Corp. Lancaster, Pa. 557,651 530,103 5.2 13,200 42,246 980,037 56.9
53 Wilmington Trust Corp. Del. 541,720 496,363 9.14 5,045 107,378 2,349,461 23.06
54 Hudson United Bancorp Mahwah, N.J. 536,257 615,716 -12.91 4,171 128,568 1,824,870 29.39
55 Texas Regional Bancshares McAllen 535,074 358,359 49.31 10,155 52,691 969,584 55.19
56 Old National Bancorp Evansville, Ind. 505,131 560,436 -9.87 11,315 44,643 964,568 52.37
57 Commerce Bancorp Inc. Cherry Hill, N.J. 492,153 514,189 -4.29 9,578 51,384 1,269,268 38.77
58 Otto Bremer Foundation St. Paul 483,970 457,362 5.82 7,865 61,535 885,949 54.63
59 Northern Trust Corp. Chicago 476,936 460,482 3.57 3,335 143,009 3,374,584 14.13
60 WJR Corp. Rancho Santa Fe, Calif. 458,451 420,261 9.09 5,091 90,051 857,088 53.49
61 BancorpSouth Inc. Tupelo, Miss. 457,604 499,233 -8.34 12,634 36,220 702,039 65.18
62 Bank of Montreal 449,926 502,170 -10.4 10,005 44,970 4,100,921 10.97
63 City National Corp. Beverly Hills 448,849 546,050 -17.8 2,960 151,638 2,475,056 18.13
64 MB Financial Inc. Chicago 448,455 502,083 -10.68 3,851 116,452 867,262 51.71
65 First Midwest Bancorp Inc. Itasca, Ill. 445,120 464,480 -4.17 5,468 81,405 1,015,165 43.85
66 Sterling Bancshares Inc. Houston 436,197 468,847 -6.96 7,536 57,882 612,664 71.2
67 Commerce Bancshares Inc. Kansas City, Mo. 426,855 448,963 -4.92 7,392 57,746 1,554,863 27.45
68 Hanmi Financial Corp. Los Angeles 413,176 361,139 14.41 4,600 89,821 559,573 73.84
69 Central Bancompany Jefferson City, Mo. 403,591 403,206 0.1 8,434 47,853 620,234 65.07
70 Banco Santander Santander, Spain 402,585 340,899 18.1 4,902 82,127 762,839 52.77
71 1st Source Corp. South Bend, Ind. 399,986 567,851 -29.56 3,619 110,524 1,312,845 30.47
72 Capitol Bancorp Ltd. Lansing, Mich. 397,016 375,107 5.84 5,530 71,793 448,823 88.46
73 Trustmark Corp. Jackson, Miss. 389,883 355,061 9.81 8,879 43,911 884,340 44.09
74 People’s Mutual Holdings Bridgeport, Conn. 378,622 312,718 21.07 2,445 154,856 1,342,927 28.19
75 First Interstate BancSystem Billings, Mont. 377,812 358,779 5.3 10,252 36,853 500,125 75.54
76 WesBanco Inc. Wheeling, W.Va. 375,621 225,975 66.22 4,160 90,294 414,663 90.58
77 Eastern Bank Corp. Boston 373,687 331,364 12.77 2,887 129,438 602,515 62.02
78 Community First Bankshares Fargo 370,532 431,013 -14.03 10,978 33,752 461721 80.25
79 Southwest Bancorp. of Texas Houston 358,104 182,972 95.72 4,901 73,068 1,579,684 22.67
80 Greater Bay Bancorp Palo Alto, Calif. 357,090 362,065 -1.37 3,016 118,399 830,123 43.02
81 Umpqua Holdings Corp. Portland, Ore. 351,011 363,039 -3.31 4,923 71,300 673,954 52.08
82 Arvest Bank Group Inc. Bentonville, Ark. 349,307 374,368 -6.69 7,190 48,582 575,069 60.74
83 Mellon Financial Corp. Pittsburgh 337,897 320,633 5.38 5,463 61,852 2,042,873 16.54
84 National Penn Bancshares Boyertown, Pa. 337,844 302,698 11.61 5,505 61,370 458,499 73.68
85 Sterling Financial Corp. Lancaster, Pa. 335,126 260,301 28.75 5,821 57,572 398,293 84.14
86 Valley National Bancorp Wayne, N.J. 327,211 322,708 1.4 2,600 125,850 1,163,726 28.12
87 Chittenden Corp. Burlington, Vt. 326,814 401,309 -18.56 4,759 68,673 659,139 49.58
88 Washington Mutual Inc.** Seattle 313,000 388,000 -19.33 10,915 28,676 1,285,000 24.36
89 First Merchants Corp. Muncie, Ind. 309,652 330,297 -6.25 4,163 74,382 457,783 67.64
90 International Bancshares Corp. Laredo, Tex. 303,366 269,277 12.66 3,925 77,291 1,066,368 28.45
91 Nara Bancorp Inc. Los Angeles 284,990 182,008 56.58 2,473 115,241 286,153 99.59
92 Silicon Valley Bancshares Santa Clara, Calif. 280,044 343,072 -18.37 4,244 65,986 1,502,783 18.64
93 Bank Leumi le-Israel BM Tel-Aviv 275,591 218,868 25.92 819 336,497 1,417,592 19.4
94 W.T.B. Financial Corp. Spokane 273,056 262,054 4.2 11,782 23,176 609,030 44.83
95 Pacific Capital Bancorp Santa Barbara, Calif. 270,969 260,075 4.19 3,852 70,345 530,135 51.11
96 Independent Bank Corp. Ionia, Mich. 265,968 195,514 36.04 28,361 9,378 288,254 92.27
97 United Bankshares Inc. Charleston, W.Va. 261,958 271,202 -3.41 17,526 14,947 670,871 39.05
98 Gold Banc Corp. Inc. Leawood, Kan. 259,858 318,403 -18.39 3,331 78,012 630,350 41.22
99 Pinnacle Bancorp Inc. Central City, Neb. 252,216 251,156 0.42 4,920 51,263 344,477 73.22
100 F.N.B. Corp. Hermitage, Pa. 246,574 254,369 -3.06 5,630 43,796 395,918 62.28
101 Heartland Financial USA Inc. Dubuque, Iowa 245,988 225,120 9.27 3,298 74,587 477,946 51.47
102 NBT Bancorp Inc. Norwich, N.Y. 244,996 271,153 -9.65 7,263 33,732 445,482 55
103 Park National Corp. Newark, Ohio 244,269 244,744 -0.19 5,393 45,294 380,178 64.25
104 First Banks Inc. St. Louis, Mo. 241,909 310,702 -22.1 3,105 77,910 1,318,489 18.35
105 Incus Co. Ltd. Road Town, British Virgin Islands 240,994 258,909 -6.92 4,129 58,366 489,366 49.25
106 Westamerica Bancorp. San Rafael, Calif. 238,883 236,814 0.87 4,103 58,222 360,532 66.26
107 First Financial Bancorp Hamilton, Ohio 237,125 274,144 -13.5 6,513 36,408 318,206 74.52
108 Amcore Financial Inc. Rockford, Ill. 236,612 221,587 6.78 3,106 76,179 462,069 51.21
109 Bank of Hawaii Corp. Honolulu 236,498 208,105 13.64 5,407 43,739 612,240 38.63
110 National Bank of Greece Athens 236,477 274,083 -13.72 21,070 11,223 468,572 50.47
111 Cathay General Bancorp Los Angeles 234,525 230,798 1.61 1,804 130,003 823,191 28.49
112 Intrust Financial Corp Wichita 230,305 216,290 6.48 9,491 24,266 847,430 27.18
113 CoBiz Inc. Denver 228,323 117,295 94.66 2,076 109,982 287,883 79.31
114 Susquehanna Bancshares Inc. Lititz, Pa. 225,906 229,761 -1.68 4,174 54,122 602,488 37.5
115 Central Pacific Financial Honolulu 225,584 218,694 3.15 3,625 62,230 504,313 44.73
116 UMB Financial Corp. Kansas City, Mo. 225,419 238,302 -5.41 3,057 73,739 1,160,288 19.43
117 Chemical Financial Corp. Midland, Mich. 218,447 213,849 2.15 3,978 54,914 321,142 68.02
118 BancFirst Corp. Oklahoma City 214,546 233,771 -8.22 6,283 34,147 385,328 55.68
119 Community Bank System Inc. Dewitt, N.Y. 206,177 217,445 -5.18 12,529 16,456 363,631 56.7
120 Great Western Bancorp. Omaha 200,637 171,953 16.68 2,598 77,227 390,908 51.33
121 Hancock Holding Co. Gulfport, Miss. 199,761 173,381 15.22 5,155 38,751 286,954 69.61
122 Alabama National Bancorp. Birmingham 197,353 164,114 20.25 3,266 60,427 317,577 62.14
123 Macatawa Bank Corp. Holland, Mich. 195,141 208,917 -6.59 2,965 65,815 279,453 69.83
124 Ocean Bankshares Inc. Miami 193,853 219,229 -11.58 2,482 78,104 457,396 42.38
125 Center Financial Corp. Los Angeles 191,856 149,286 28.52 2,450 78,309 244,414 78.5
126 S&T Bancorp Inc. Indiana, Pa. 189,121 17,430 985.03 4,918 38,455 512,759 36.88
127 First Financial Corp. Terre Haute, Ind. 185,568 179,202 3.55 6,435 28,837 280,950 66.05
128 Adam Corp. Group Bryan, Tex. 184,558 173,078 6.63 2,767 66,700 738,495 24.99
129 First National Bankshares of Florida Naples 183,932 199,322 -7.72 3,442 53,438 300,197 61.27
130 Maedgen and White Ltd. Dallas 182,424 148,853 22.55 3,050 59,811 458,860 39.76
131 Johnson Financial Group Inc. Racine, Wis. 179,810 168,025 7.01 1,390 129,360 540,401 33.27
132 Mercantile Bank Corp. Wyoming, Mich. 178,943 173,045 3.41 2,100 85,211 328,340 54.5
133 Banner Corp. Walla Walla, Wash. 177,961 224,058 -20.57 1,744 102,042 339,738 52.38
134 Texas Capital Bancshares Inc. Dallas 177,791 150,530 18.11 1,142 155,684 653,089 27.22
135 East West Bancorp Inc. San Marino, Calif. 177,081 134,016 32.13 1,134 156,156 467,975 37.84
136 Signature Bank New York 176,700 144,535 22.25 1,770 99,831 312,348 56.57
137 First Bancorp San Juan, Puerto Rico 176,210 173,659 1.47 986 178,712 1,672,646 10.53
138 Anchor Bancorp Inc. Wayzata, Minn. 173,953 145,300 19.72 2,025 85,903 249,553 69.71
139 First Citizens Bancorp Inc. Columbia, S.C. 171,280 156,325 9.57 5,491 31,193 233,195 73.45
140 Columbia Banking System Inc. Tacoma 167,465 168,490 -0.61 2,370 70,660 353,700 47.35
141 NewAlliance Bancshares Inc. New Haven 166,433 40,460 311.35 2,083 79,901 275,264 60.46
142 First Financial Bankshares Inc. Abilene, Tex. 166,229 153,897 8.01 3,968 41,892 269,755 61.62
143 Merchants and Manufacturers Brookfield, Wis. 165,732 197,565 -16.11 2,599 63,768 216,326 76.61
144 Independent Bank Corp. Rockland, Mass. 164,577 167,676 -1.85 1,218 135,121 198,239 83.02
145 Bank of Granite Corp. Granite Falls, N.C. 163,030 156,671 4.06 2,596 62,800 218,028 74.77
146 Taylor Capital Group Inc. Rosemont, Ill. 162,308 164,363 -1.25 1,749 92,800 555,831 29.2
147 Financial Institutions Inc. Warsaw, N.Y. 161,041 234,213 -31.24 3,578 45,009 182,526 88.23
148 Southwest Bancorp Inc. Stillwater, Okla. 160,220 149,367 7.27 1,492 107,386 343,699 46.62
149 American Chartered Bancorp Schaumburg, Ill. 155,291 144,660 7.35 1,421 109,283 299,413 51.87
150 Lakeland Financial Corp. Warsaw, Ind. 154,795 140,922 9.84 1,787 86,623 346,139 44.72


Source: Highline Banking Data Services (877-305-6657)
*Commercial and Industrial loans with original amounts less than $1 million.
**Loans made through a bank that filed with the FDIC and was owned by Washington Mutual and was since converted to a thrift.
© 2005 American Banker